Cost of Living Comparison Between Utica, NY and London Cost of Living Comparison Between Utica, NY and London

Monthly Cost of Living

Monthly costs for one person with rent: $2,426 in Utica, NY versus $2,426 in London.

Estimated couple costs with rent: $3,787 in Utica, NY versus $3,539 in London.

Monthly costs for a family of three with rent: $5,148 in Utica, NY versus $4,652 in London.

Monthly costs are close between Utica, NY and London; which city is cheaper depends on the spending category.

Both cities are pricier than the global median: Utica, NY 81% above, London 80% above.

Meal at Budget Restaurant

$16.48 $16.48

$18.51 CA$25.84

-10.97%

Three-Course Dinner for Two, Mid-Range

$75.5 $75.5

$74.9 CA$105

0.81%

Fast Food Meal (McDonalds, etc)

$11.36 $11.36

$10.20 CA$14.25

11.37%

Cappuccino

$5.05 $5.05

$3.56 CA$4.97

41.85%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.41 $2.41

$1.97 CA$2.75

22.34%

Water (0.33 liter bottle)

$1.70 $1.70

$1.95 CA$2.72

-12.82%

Local Beer (0.5 liter draught)

$4.54 $4.54

$5.91 CA$8.26

-23.18%

Imported Beer (0.33 liter bottle)

$6.05 $6.05

$6.44 CA$8.99

-6.06%

Milk (1 liter)

$0.90 $0.90

$1.66 CA$2.32

-45.78%

White Bread (500g)

$2.99 $2.99

$2.31 CA$3.23

29.44%

Rice (white) (1kg)

$4.37 $4.37

$3.34 CA$4.66

30.84%

Eggs

$3.92 $3.92

$3.27 CA$4.57

19.88%

Local Cheese (1kg)

$13.01 $13.01

$10.04 CA$14.02

29.58%

Chicken Fillets (1kg)

$8.13 $8.13

$12.20 CA$17.04

-33.36%

Beef Round Steak (1kg)

$12.14 $12.14

$9.25 CA$12.91

31.24%

Apples (1kg)

$4.00 $4.00

$4.55 CA$6.36

-12.09%

Banana (1kg)

$1.62 $1.62

$1.43 CA$1.99

13.29%

Oranges (1kg)

$4.19 $4.19

$3.56 CA$4.97

17.70%

Tomato (1kg)

$5.85 $5.85

$3.84 CA$5.36

52.34%

Potato (1kg)

$1.62 $1.62

$1.62 CA$2.27

Onion (1kg)

$2.03 $2.03

$2.03 CA$2.83

Lettuce (1 head)

$2.42 $2.42

$2.15 CA$3.00

12.56%

Water (1.5 liter bottle)

$2.46 $2.46

$1.44 CA$2.02

70.83%

Cigarettes 20 Pack (Marlboro, Camel)

$14.24 $14.24

$12.39 CA$17.30

14.93%

Wine (Bottle)

$12.09 $12.09

$12.73 CA$17.78

-5.03%

Local Beer (0.5 liter bottle)

$1.68 $1.68

$2.07 CA$2.89

-18.84%

Imported Beer (0.33 liter bottle)

$3.55 $3.55

$2.47 CA$3.45

43.72%

One-way Ticket (Public Transport)

$1.46 $1.46

$2.45 CA$3.43

-40.41%

Public Transport Monthly Pass (Regular Price)

$43.06 $43.06

$81.5 CA$114

-47.19%

Taxi Start (Normal Tariff)

$5.32 $5.32

$4.11 CA$5.73

29.44%

Taxi (Normal Tariff) (1km)

$2.20 $2.20

$1.72 CA$2.40

27.91%

Taxi 1hour Waiting (Normal Tariff)

$45.02 $45.02

$31.32 CA$43.74

43.74%

Gasoline (1 liter)

$0.97 $0.97

$1.15 CA$1.61

-15.65%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$32.5K $32.5K

$25.3K CA$35.3K

28.30%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.8K $23.8K

$20.7K CA$28.9K

15.31%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$204 $204

$145 CA$202

41.20%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$47.45 $47.45

$47.41 CA$66.2

0.08%

Internet (50+ Mbps, Unlimited Data)

$61.5 $61.5

$58.6 CA$81.8

4.90%

Gym Membership (Monthly)

$39.79 $39.79

$41.64 CA$58.1

-4.44%

Tennis Court (1 Hour on Weekend)

$7.48 CA$10.45

Cinema Ticket

$13.88 $13.88

$10.80 CA$15.08

28.52%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$811 $811

$559 CA$780

45.10%

International Primary School, 1 Child (Yearly)

$28.0K $28.0K

$14.1K CA$19.7K

98.51%

Jeans (Levis 501 Or Similar)

$44.96 $44.96

$55.8 CA$77.9

-19.38%

Summer Dress (H&M, Zara, etc)

$45.76 $45.76

$46.09 CA$64.4

-0.72%

Sport Shoes (Adidas, Nike)

$82.8 $82.8

$85.5 CA$119

-3.20%

Men's Leather Business Shoes

$90.7 $90.7

$81.7 CA$114

10.94%

1-bedroom Apartment, City Center (Monthly)

$1,195 $1,195

$1,439 CA$2,010

-16.99%

1-bedroom Apartment, Outside City Center (Monthly)

$1,251 $1,251

$1,308 CA$1,827

-4.33%

3-bedroom Apartment, City Center (Monthly)

$1,886 $1,886

$2,630 CA$3,673

-28.29%

3-bedroom Apartment, Outside City Center (Monthly)

$2,601 $2,601

$1,977 CA$2,761

31.56%

Buy Apartment in City Center (m2)

$1,638 $1,638

$3,512 CA$4,904

-53.37%

Buy Apartment Outside City Center (m2)

$1,609 $1,609

$3,605 CA$5,035

-55.38%

Average Monthly Net Salary (After Tax)

$3,545 $3,545

$3,057 CA$4,268

15.99%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.53

6.21

5.15%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Utica, NY: June 6, 2026

Last update for London: June 8, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,195 in Utica, NY and $1,439 in London. Housing cost is often the main lever when comparing two cities.

Utica, NY pays 16% more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $76.0 in Utica, NY vs $75.0 in London for a mid-range dinner for two. Groceries echo the gap at $352 vs $325 per month, with London cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Utica, NY vs London: Cost of Living - Frequently Asked Questions

Utica, NY pays 16% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,195 in Utica, NY versus $1,439 in London. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $811 in Utica, NY versus $559 in London. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in London – a meal for two runs $75.0 versus $76.0 in Utica, NY. If you eat out regularly, this makes a real dent in your monthly spending.

At $2,426 in London versus $2,426 in Utica, NY, a $2,500 budget is realistic in London but tight or insufficient in Utica, NY. The gap between the two cities makes London the clear choice for anyone on this budget.

For families, London is more practical. Housing and childcare are both notably cheaper than in Utica, NY, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Utica, NY and London are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

It comes down to priorities – London wins on affordability, Utica, NY on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.