Last update: Oct 2026

Cost of Living Comparison Between Utica, NY and London, Canada

Name: London
Address: London, CA

For one person, living is cheaper in London: $2,342 a month against $2,493 in Utica, NY, rent and utilities included – about $1,800 less a year. Higher rent and utilities in Utica, NY outweigh lower spending on other living expenses.

120

Cost of Living Index in Utica, NY
Learn more

Utica, NY Living Index
112

Cost of Living Index in London
Learn more

London Living Index

Jump to prices

Utica, NY

🇺🇸 United States

$2,493

/mo nomad

London

🇨🇦 Canada

$2,342

/mo nomad

Monthly Cost of Living

How much you'll spend in Utica, NY and in London

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Utica, NY and in London actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,493 in Utica, NY versus $2,342 in London.

Utica, NY $2,493
London $2,342

Estimated couple costs with rent: $3,889 in Utica, NY versus $3,356 in London.

Utica, NY $3,889
London $3,356

Monthly costs for a family of three with rent: $5,286 in Utica, NY versus $4,370 in London.

Utica, NY $5,286
London $4,370

Living in Utica, NY is roughly 6% more expensive than in London, and outside of rent the biggest gap is in utilities.

Both cities are pricier than the global median: Utica, NY 83% above, London 72% above.

Meal at Budget Restaurant

$17.17 $17.17

$21.44 CA$29.95

-19.92%

Three-Course Dinner for Two, Mid-Range

$75.1 $75.1

$64.9 CA$90.6

15.77%

Fast Food Meal (McDonalds, etc)

$10.98 $10.98

$12.45 CA$17.39

-11.81%

Cappuccino

$5.31 $5.31

$3.75 CA$5.23

41.60%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.83 $2.83

$2.21 CA$3.09

28.05%

Water (0.33 liter bottle)

$1.66 $1.66

$2.13 CA$2.98

-22.07%

Local Beer (0.5 liter draught)

$4.95 $4.95

$6.26 CA$8.74

-20.93%

Imported Beer (0.33 liter bottle)

$6.14 $6.14

$6.40 CA$8.94

-4.06%

Milk (1 liter)

$0.95 $0.95

$1.89 CA$2.64

-49.74%

White Bread (500g)

$3.39 $3.39

$2.67 CA$3.73

26.97%

Rice (white) (1kg)

$2.89 $2.89

$4.07 CA$5.68

-28.99%

Eggs

$4.65 $4.65

$3.69 CA$5.15

26.02%

Local Cheese (1kg)

$12.92 $12.92

$10.02 CA$14.00

28.94%

Chicken Fillets (1kg)

$9.79 $9.79

$11.75 CA$16.41

-16.68%

Beef Round Steak (1kg)

$15.54 $15.54

$14.92 CA$20.84

4.16%

Apples (1kg)

$4.81 $4.81

$4.38 CA$6.11

9.82%

Banana (1kg)

$1.54 $1.54

$1.21 CA$1.68

27.27%

Oranges (1kg)

$4.05 $4.05

$3.79 CA$5.29

6.86%

Tomato (1kg)

$5.02 $5.02

$4.21 CA$5.88

19.24%

Potato (1kg)

$1.57 $1.57

$3.20 CA$4.47

-50.94%

Onion (1kg)

$2.12 $2.12

$3.07 CA$4.30

-30.94%

Lettuce (1 head)

$2.41 $2.41

$2.52 CA$3.53

-4.37%

Water (1.5 liter bottle)

$2.39 $2.39

$1.54 CA$2.16

55.19%

Cigarettes 20 Pack (Marlboro, Camel)

$13.68 $13.68

$12.01 CA$16.78

13.91%

Wine (Bottle)

$12.03 $12.03

$12.68 CA$17.72

-5.13%

Local Beer (0.5 liter bottle)

$2.00 $2.00

$2.55 CA$3.57

-21.57%

Imported Beer (0.33 liter bottle)

$3.48 $3.48

$2.91 CA$4.07

19.59%

One-way Ticket (Public Transport)

$1.46 $1.46

$2.55 CA$3.56

-42.75%

Public Transport Monthly Pass (Regular Price)

$43.35 $43.35

$80.3 CA$112

-46.00%

Taxi Start (Normal Tariff)

$5.14 $5.14

$2.45 CA$3.42

109.80%

Taxi (Normal Tariff) (1km)

$2.18 $2.18

$1.64 CA$2.29

32.93%

Taxi 1hour Waiting (Normal Tariff)

$45.36 $45.36

$22.15 CA$30.94

104.79%

Gasoline (1 liter)

$0.89 $0.89

$1.25 CA$1.74

-28.80%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.5K $31.5K

$26.8K CA$37.5K

17.49%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.7K $24.7K

$23.2K CA$32.4K

6.57%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$186 $186

$139 CA$194

33.85%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$53.0 $53.0

$39.22 CA$54.8

35.19%

Internet (50+ Mbps, Unlimited Data)

$66.9 $66.9

$56.6 CA$79.1

18.20%

Gym Membership (Monthly)

$40.48 $40.48

$35.95 CA$50.2

12.60%

Tennis Court (1 Hour on Weekend)

$28.81 CA$40.24

Cinema Ticket

$12.81 $12.81

$10.83 CA$15.14

18.28%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$796 $796

$419 CA$586

89.76%

International Primary School, 1 Child (Yearly)

$32.8K $32.8K

$20.8K CA$29.1K

57.50%

Jeans (Levis 501 Or Similar)

$53.2 $53.2

$54.2 CA$75.7

-1.74%

Summer Dress (H&M, Zara, etc)

$45.50 $45.50

$38.94 CA$54.4

16.85%

Sport Shoes (Adidas, Nike)

$82.2 $82.2

$81.1 CA$113

1.42%

Men's Leather Business Shoes

$89.9 $89.9

$91.4 CA$128

-1.66%

1-bedroom Apartment, City Center (Monthly)

$1,209 $1,209

$1,323 CA$1,848

-8.62%

1-bedroom Apartment, Outside City Center (Monthly)

$1,274 $1,274

$1,149 CA$1,606

10.84%

3-bedroom Apartment, City Center (Monthly)

$2,074 $2,074

$2,099 CA$2,932

-1.18%

3-bedroom Apartment, Outside City Center (Monthly)

$2,581 $2,581

$1,681 CA$2,348

53.54%

Buy Apartment in City Center (m2)

$1,693 $1,693

$4,124 CA$5,761

-58.94%

Buy Apartment Outside City Center (m2)

$1,709 $1,709

$3,452 CA$4,822

-50.50%

Average Monthly Net Salary (After Tax)

$3,604 $3,604

$3,052 CA$4,264

18.07%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.52

4.72

38.14%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Utica, NY: October 26, 2026

Last update for London: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Utica, NY

$1.3K 51.1%

London

$1.1K 49.1% 9.8% $125

Groceries & Markets

Utica, NY

$371 14.9%

London

$364 15.5% 1.9% $6.9

Monthly Utilities & Internet

Utica, NY

$306 12.3%

London

$235 10% 23.3% $71

Eating Out

Utica, NY

$289 11.6%

London

$315 13.5% 9.1% $26

Clothing & Footwear

Utica, NY

$122 4.9%

London

$119 5.1% 1.9% $2.4

Sport & Entertainment

Utica, NY

$66 2.7%

London

$58 2.5% 12.8% $8.5

Getting Around

Utica, NY

$65 2.6%

London

$101 4.3% 54.9% $36

Cost Breakdown

A one-bedroom apartment in the center runs $1,209 in Utica, NY and $1,323 in London. Housing cost is often the main lever when comparing two cities.

Utica, NY pays 18% more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $75 in Utica, NY vs $65 in London for a mid-range dinner for two. Groceries echo the gap at $371 vs $364 per month, with London cheaper across the board.

Good to know

🇺🇸 Utica, NY

🇨🇦 London

🕒 Local time

00:07 12:07 AM

Same time as Utica, NY

🌤 Weather

👥 Population

65,283

383,822

💱 Currency

United States Dollar USD $

Canadian Dollar CAD $

📈 Exchange rate

1 USD = 0.896 EUR

1 CAD = 0.716 USD

1 CAD = 0.641 EUR

Exchange rates and currency converter

CAD, EUR to USD – United States Dollar Converter

🇨🇦 Canadian Dollar ($)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of November 2, 2026: 1 EUR = 1.12 USD (1 USD = 0.896 EUR).

Canadian Dollar exchange rates as of November 2, 2026: 1 USD = 1.4 CAD (1 CAD = 0.716 USD). 1 EUR = 1.56 CAD (1 CAD = 0.641 EUR).

CAD to USD in detail →

On the map

Lowest

Highest

Between locations

Utica, NY London 490 km

From you

Utica, NY
London

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Utica, NY vs London: Cost of Living - Frequently Asked Questions

London is about 6% cheaper overall, especially in utilities and leisure. That difference adds up to real monthly savings that compound significantly over time.

Average pay runs 18% higher in Utica, NY, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,209 in Utica, NY versus $1,323 in London. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $796 in Utica, NY versus $419 in London. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in London – a meal for two runs $65 versus $75 in Utica, NY. If you eat out regularly, this makes a real dent in your monthly spending.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

It comes down to priorities – London wins on affordability, Utica, NY on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.