Last update: Oct 2026

Cost of Living Comparison Between Utica, NY and Seattle, WA

For one person, living is cheaper in Utica, NY: $2,496 a month against $3,744 in Seattle, WA, rent and utilities included – about $15,000 less a year. Rent and utilities account for most of the difference.

121

Cost of Living Index in Utica, NY
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Utica, NY Living Index
184

Cost of Living Index in Seattle, WA
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Seattle, WA Living Index

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Utica, NY

🇺🇸 United States

$2,496

/mo nomad

Seattle, WA

🇺🇸 United States

$3,744

/mo nomad

Monthly Cost of Living

How much you'll spend in Utica, NY and in Seattle, WA

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Utica, NY and in Seattle, WA actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,496 in Utica, NY versus $3,744 in Seattle, WA.

Utica, NY $2,496
Seattle, WA $3,744

Estimated couple costs with rent: $3,915 in Utica, NY versus $5,703 in Seattle, WA.

Utica, NY $3,915
Seattle, WA $5,703

Monthly costs for a family of three with rent: $5,335 in Utica, NY versus $7,661 in Seattle, WA.

Utica, NY $5,335
Seattle, WA $7,661

Living in Utica, NY costs roughly 33% less than in Seattle, WA, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Utica, NY 86% above, Seattle, WA 179% above.

Meal at Budget Restaurant

$16.73 $16.73

$24.56 $24.56

-31.88%

Three-Course Dinner for Two, Mid-Range

$74.1 $74.1

$99.5 $99.5

-25.52%

Fast Food Meal (McDonalds, etc)

$11.10 $11.10

$15.30 $15.30

-27.45%

Cappuccino

$5.37 $5.37

$6.62 $6.62

-18.88%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.70 $2.70

$3.25 $3.25

-16.92%

Water (0.33 liter bottle)

$1.72 $1.72

$3.11 $3.11

-44.69%

Local Beer (0.5 liter draught)

$5.07 $5.07

$7.77 $7.77

-34.75%

Imported Beer (0.33 liter bottle)

$5.98 $5.98

$7.93 $7.93

-24.59%

Milk (1 liter)

$0.94 $0.94

$1.21 $1.21

-22.31%

White Bread (500g)

$3.54 $3.54

$4.94 $4.94

-28.34%

Rice (white) (1kg)

$2.99 $2.99

$6.17 $6.17

-51.54%

Eggs

$4.65 $4.65

$4.96 $4.96

-6.25%

Local Cheese (1kg)

$13.34 $13.34

$19.00 $19.00

-29.79%

Chicken Fillets (1kg)

$9.99 $9.99

$18.69 $18.69

-46.55%

Beef Round Steak (1kg)

$15.82 $15.82

$23.14 $23.14

-31.63%

Apples (1kg)

$4.88 $4.88

$5.93 $5.93

-17.71%

Banana (1kg)

$1.49 $1.49

$1.94 $1.94

-23.20%

Oranges (1kg)

$4.21 $4.21

$5.19 $5.19

-18.88%

Tomato (1kg)

$5.29 $5.29

$6.55 $6.55

-19.24%

Potato (1kg)

$1.61 $1.61

$3.62 $3.62

-55.52%

Onion (1kg)

$2.10 $2.10

$3.16 $3.16

-33.54%

Lettuce (1 head)

$2.41 $2.41

$2.91 $2.91

-17.18%

Water (1.5 liter bottle)

$2.33 $2.33

$2.38 $2.38

-2.10%

Cigarettes 20 Pack (Marlboro, Camel)

$13.55 $13.55

$12.36 $12.36

9.63%

Wine (Bottle)

$12.17 $12.17

$15.02 $15.02

-18.97%

Local Beer (0.5 liter bottle)

$2.02 $2.02

$4.30 $4.30

-53.02%

Imported Beer (0.33 liter bottle)

$3.46 $3.46

$5.69 $5.69

-39.19%

One-way Ticket (Public Transport)

$1.47 $1.47

$3.05 $3.05

-51.80%

Public Transport Monthly Pass (Regular Price)

$42.92 $42.92

$109 $109

-60.48%

Taxi Start (Normal Tariff)

$5.14 $5.14

$2.64 $2.64

94.70%

Taxi (Normal Tariff) (1km)

$2.17 $2.17

$1.74 $1.74

24.71%

Taxi 1hour Waiting (Normal Tariff)

$45.35 $45.35

$30.02 $30.02

51.07%

Gasoline (1 liter)

$0.91 $0.91

$1.46 $1.46

-37.67%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.8K $31.8K

$36.7K $36.7K

-13.43%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.9K $24.9K

$25.7K $25.7K

-3.01%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$188 $188

$299 $299

-37.27%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$51.8 $51.8

$69.7 $69.7

-25.72%

Internet (50+ Mbps, Unlimited Data)

$67.5 $67.5

$90.1 $90.1

-25.15%

Gym Membership (Monthly)

$40.18 $40.18

$80.0 $80.0

-49.76%

Tennis Court (1 Hour on Weekend)

$35.62 $35.62

Cinema Ticket

$13.10 $13.10

$17.33 $17.33

-24.41%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$806 $806

$2,986 $2,986

-73.02%

International Primary School, 1 Child (Yearly)

$33.0K $33.0K

$31.3K $31.3K

5.40%

Jeans (Levis 501 Or Similar)

$54.1 $54.1

$77.7 $77.7

-30.42%

Summer Dress (H&M, Zara, etc)

$44.32 $44.32

$54.9 $54.9

-19.21%

Sport Shoes (Adidas, Nike)

$83.0 $83.0

$126 $126

-34.08%

Men's Leather Business Shoes

$89.6 $89.6

$165 $165

-45.74%

1-bedroom Apartment, City Center (Monthly)

$1,183 $1,183

$2,407 $2,407

-50.86%

1-bedroom Apartment, Outside City Center (Monthly)

$1,289 $1,289

$1,963 $1,963

-34.33%

3-bedroom Apartment, City Center (Monthly)

$2,055 $2,055

$4,788 $4,788

-57.07%

3-bedroom Apartment, Outside City Center (Monthly)

$2,606 $2,606

$3,561 $3,561

-26.83%

Buy Apartment in City Center (m2)

$1,624 $1,624

$7,430 $7,430

-78.15%

Buy Apartment Outside City Center (m2)

$1,663 $1,663

$5,010 $5,010

-66.81%

Average Monthly Net Salary (After Tax)

$3,600 $3,600

$6,280 $6,280

-42.68%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.52

6.85

-4.82%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Utica, NY: October 5, 2026

Last update for Seattle, WA: October 6, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Utica, NY

$1.3K 51.3%

Seattle, WA

$2K 51.6% 52.3% $674

Groceries & Markets

Utica, NY

$377 15%

Seattle, WA

$541 14.2% 43.4% $164

Monthly Utilities & Internet

Utica, NY

$307 12.2%

Seattle, WA

$459 12.1% 49.6% $152

Eating Out

Utica, NY

$287 11.4%

Seattle, WA

$402 10.6% 40.2% $115

Clothing & Footwear

Utica, NY

$122 4.9%

Seattle, WA

$191 5% 56.3% $69

Sport & Entertainment

Utica, NY

$66 2.6%

Seattle, WA

$115 3% 72.7% $48

Getting Around

Utica, NY

$65 2.6%

Seattle, WA

$132 3.5% 104% $67

Cost Breakdown

A one-bedroom apartment in the center runs $1,183 in Utica, NY and $2,407 in Seattle, WA. Housing cost is often the main lever when comparing two cities.

Seattle, WA pays 74% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $74.0 in Utica, NY vs $99.0 in Seattle, WA for a mid-range dinner for two. Groceries echo the gap at $377 vs $541 per month, with Utica, NY cheaper across the board.

Good to know

🇺🇸 Utica, NY

🇺🇸 Seattle, WA

🕒 Local time

09:54 9:54 AM

06:54 6:54 AM

3 h behind Utica, NY

🌤 Weather

👥 Population

65,283

737,015

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.892 EUR

Exchange rates and currency converter

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Between locations

Utica, NY Seattle, WA 3,660 km ≈ 5 h nonstop flight

From you

Utica, NY
Seattle, WA

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Utica, NY vs Seattle, WA: Cost of Living - Frequently Asked Questions

Utica, NY is cheaper overall, especially in groceries, eating out, and clothing. The 50% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 74% lower in Seattle, WA. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,183 in Utica, NY versus $2,407 in Seattle, WA. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Utica, NY – a meal for two runs $74.0 versus $99.0 in Seattle, WA. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $2,496 per month in Utica, NY versus $3,744 in Seattle, WA – a 50% gap that adds up to real savings over time for anyone picking the cheaper option.

At $2,496 in Utica, NY versus $3,744 in Seattle, WA, a $2,000 budget is realistic in Utica, NY but tight or insufficient in Seattle, WA. The gap between the two cities makes Utica, NY the clear choice for anyone on this budget.

For families, Utica, NY is more practical. Housing and childcare are both notably cheaper than in Seattle, WA, and the savings on those two alone free up budget for education, activities, and family trips.

Expats usually find Utica, NY gentler on the wallet – expenses run 50% less than in Seattle, WA. Beyond cost, consider language, visa policies, and how big the international community is in each city.