Cost of Living Comparison Between Seattle, WA and Utica, NY Cost of Living Comparison Between Seattle, WA and Utica, NY

Monthly Cost of Living

Monthly costs for one person with rent: $3,565 in Seattle, WA versus $2,484 in Utica, NY.

Estimated couple costs with rent: $5,605 in Seattle, WA versus $3,798 in Utica, NY.

Monthly costs for a family of three with rent: $7,645 in Seattle, WA versus $5,111 in Utica, NY.

Living in Seattle, WA is roughly 44% more expensive than in Utica, NY, driven mainly by Groceries & Markets.

Both cities are pricier than the global median: Seattle, WA 167% above, Utica, NY 86% above.

Meal at Budget Restaurant

$24.79 $24.79

$16.22 $16.22

52.84%

Three-Course Dinner for Two, Mid-Range

$119 $119

$75.9 $75.9

56.59%

Fast Food Meal (McDonalds, etc)

$14.15 $14.15

$11.40 $11.40

24.12%

Cappuccino

$5.71 $5.71

$4.96 $4.96

15.12%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.93 $2.93

$2.49 $2.49

17.67%

Water (0.33 liter bottle)

$2.52 $2.52

$1.63 $1.63

54.60%

Local Beer (0.5 liter draught)

$7.89 $7.89

$4.41 $4.41

78.91%

Imported Beer (0.33 liter bottle)

$8.05 $8.05

$5.93 $5.93

35.75%

Milk (1 liter)

$1.36 $1.36

$0.94 $0.94

44.68%

White Bread (500g)

$5.07 $5.07

$2.90 $2.90

74.83%

Rice (white) (1kg)

$5.25 $5.25

$4.53 $4.53

15.89%

Eggs

$6.91 $6.91

$4.00 $4.00

72.75%

Local Cheese (1kg)

$24.95 $24.95

$13.43 $13.43

85.78%

Chicken Fillets (1kg)

$15.75 $15.75

$8.62 $8.62

82.71%

Beef Round Steak (1kg)

$20.72 $20.72

$11.83 $11.83

75.15%

Apples (1kg)

$6.19 $6.19

$3.93 $3.93

57.51%

Banana (1kg)

$2.79 $2.79

$1.60 $1.60

74.37%

Oranges (1kg)

$5.52 $5.52

$4.22 $4.22

30.81%

Tomato (1kg)

$6.42 $6.42

$5.86 $5.86

9.56%

Potato (1kg)

$3.16 $3.16

$1.57 $1.57

101.27%

Onion (1kg)

$3.89 $3.89

$2.11 $2.11

84.36%

Lettuce (1 head)

$2.70 $2.70

$2.41 $2.41

12.03%

Water (1.5 liter bottle)

$2.53 $2.53

$2.46 $2.46

2.85%

Cigarettes 20 Pack (Marlboro, Camel)

$11.37 $11.37

$14.19 $14.19

-19.87%

Wine (Bottle)

$15.67 $15.67

$12.11 $12.11

29.40%

Local Beer (0.5 liter bottle)

$2.87 $2.87

$1.70 $1.70

68.82%

Imported Beer (0.33 liter bottle)

$4.26 $4.26

$3.43 $3.43

24.20%

One-way Ticket (Public Transport)

$2.71 $2.71

$1.47 $1.47

84.35%

Public Transport Monthly Pass (Regular Price)

$98.8 $98.8

$43.98 $43.98

124.74%

Taxi Start (Normal Tariff)

$2.58 $2.58

$5.40 $5.40

-52.22%

Taxi (Normal Tariff) (1km)

$1.63 $1.63

$2.26 $2.26

-27.88%

Taxi 1hour Waiting (Normal Tariff)

$29.68 $29.68

$44.36 $44.36

-33.09%

Gasoline (1 liter)

$1.14 $1.14

$0.96 $0.96

18.75%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$32.8K $32.8K

$32.2K $32.2K

1.86%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.4K $26.4K

$23.7K $23.7K

11.65%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$264 $264

$204 $204

29.44%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$61.6 $61.6

$47.38 $47.38

29.95%

Internet (50+ Mbps, Unlimited Data)

$75.5 $75.5

$60.4 $60.4

24.90%

Gym Membership (Monthly)

$78.0 $78.0

$39.64 $39.64

96.82%

Tennis Court (1 Hour on Weekend)

$40.28 $40.28

Cinema Ticket

$16.11 $16.11

$14.20 $14.20

13.45%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,212 $2,212

$811 $811

172.61%

International Primary School, 1 Child (Yearly)

$29.0K $29.0K

0.10%

Jeans (Levis 501 Or Similar)

$69.3 $69.3

$45.42 $45.42

52.62%

Summer Dress (H&M, Zara, etc)

$53.8 $53.8

$45.80 $45.80

17.38%

Sport Shoes (Adidas, Nike)

$119 $119

$80.4 $80.4

48.18%

Men's Leather Business Shoes

$142 $142

$91.4 $91.4

55.10%

1-bedroom Apartment, City Center (Monthly)

$2,357 $2,357

$1,219 $1,219

93.41%

1-bedroom Apartment, Outside City Center (Monthly)

$1,834 $1,834

$1,290 $1,290

42.14%

3-bedroom Apartment, City Center (Monthly)

$4,686 $4,686

$1,843 $1,843

154.23%

3-bedroom Apartment, Outside City Center (Monthly)

$3,571 $3,571

$2,560 $2,560

39.50%

Buy Apartment in City Center (m2)

$7,539 $7,539

$1,646 $1,646

357.92%

Buy Apartment Outside City Center (m2)

$5,046 $5,046

$1,612 $1,612

212.99%

Average Monthly Net Salary (After Tax)

$6,473 $6,473

$3,498 $3,498

85.06%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.42

6.53

-1.68%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Seattle, WA: July 12, 2026

Last update for Utica, NY: July 13, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $2,357 in Seattle, WA and $1,219 in Utica, NY. Housing cost is often the main lever when comparing two cities.

Seattle, WA pays 85% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $119 in Seattle, WA vs $76.0 in Utica, NY for a mid-range dinner for two. Groceries echo the gap at $543 vs $354 per month, with Utica, NY cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Seattle, WA vs Utica, NY: Cost of Living - Frequently Asked Questions

Utica, NY is cheaper overall, especially in Groceries & Markets, Eating Out, Clothing & Footwear, Monthly Utilities & Internet, Getting Around. The 44% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 85% higher in Seattle, WA, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $2,357 in Seattle, WA versus $1,219 in Utica, NY. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Utica, NY – a meal for two runs $76.0 versus $119 in Seattle, WA. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $3,565 per month in Seattle, WA versus $2,484 in Utica, NY – a 44% gap that adds up to real savings over time for anyone picking the cheaper option.

At $2,484 in Utica, NY versus $3,565 in Seattle, WA, a $2,000 budget is realistic in Utica, NY but tight or insufficient in Seattle, WA. The gap between the two cities makes Utica, NY the clear choice for anyone on this budget.

For families, Utica, NY is more practical. Housing and childcare are both notably cheaper than in Seattle, WA, and the savings on those two alone free up budget for education, activities, and family trips.

Expats usually find Utica, NY gentler on the wallet – expenses run 44% less than in Seattle, WA. Beyond cost, consider language, visa policies, and how big the international community is in each city.