Last update: Oct 2026

Cost of Living Comparison Between London, Canada and Utica, NY

For one person, living is cheaper in London: $2,342 a month against $2,493 in Utica, NY, rent and utilities included – about $1,800 less a year. Higher rent and utilities in Utica, NY outweigh lower spending on other living expenses.

112

Cost of Living Index in London
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London Living Index
120

Cost of Living Index in Utica, NY
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Utica, NY Living Index

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London

🇨🇦 Canada

$2,342

/mo nomad

Utica, NY

🇺🇸 United States

$2,493

/mo nomad

Monthly Cost of Living

How much you'll spend in London and in Utica, NY

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in London and in Utica, NY actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,342 in London versus $2,493 in Utica, NY.

London $2,342
Utica, NY $2,493

Estimated couple costs with rent: $3,356 in London versus $3,889 in Utica, NY.

London $3,356
Utica, NY $3,889

Monthly costs for a family of three with rent: $4,370 in London versus $5,286 in Utica, NY.

London $4,370
Utica, NY $5,286

Living in London costs roughly 6% less than in Utica, NY, and outside of rent the biggest gap is in utilities.

Both cities are pricier than the global median: London 72% above, Utica, NY 83% above.

Meal at Budget Restaurant

$21.44 CA$29.95

$17.17 $17.17

24.87%

Three-Course Dinner for Two, Mid-Range

$64.9 CA$90.6

$75.1 $75.1

-13.62%

Fast Food Meal (McDonalds, etc)

$12.45 CA$17.39

$10.98 $10.98

13.39%

Cappuccino

$3.75 CA$5.23

$5.31 $5.31

-29.38%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.21 CA$3.09

$2.83 $2.83

-21.91%

Water (0.33 liter bottle)

$2.13 CA$2.98

$1.66 $1.66

28.31%

Local Beer (0.5 liter draught)

$6.26 CA$8.74

$4.95 $4.95

26.46%

Imported Beer (0.33 liter bottle)

$6.40 CA$8.94

$6.14 $6.14

4.23%

Milk (1 liter)

$1.89 CA$2.64

$0.95 $0.95

98.95%

White Bread (500g)

$2.67 CA$3.73

$3.39 $3.39

-21.24%

Rice (white) (1kg)

$4.07 CA$5.68

$2.89 $2.89

40.83%

Eggs

$3.69 CA$5.15

$4.65 $4.65

-20.65%

Local Cheese (1kg)

$10.02 CA$14.00

$12.92 $12.92

-22.45%

Chicken Fillets (1kg)

$11.75 CA$16.41

$9.79 $9.79

20.02%

Beef Round Steak (1kg)

$14.92 CA$20.84

$15.54 $15.54

-3.99%

Apples (1kg)

$4.38 CA$6.11

$4.81 $4.81

-8.94%

Banana (1kg)

$1.21 CA$1.68

$1.54 $1.54

-21.43%

Oranges (1kg)

$3.79 CA$5.29

$4.05 $4.05

-6.42%

Tomato (1kg)

$4.21 CA$5.88

$5.02 $5.02

-16.14%

Potato (1kg)

$3.20 CA$4.47

$1.57 $1.57

103.82%

Onion (1kg)

$3.07 CA$4.30

$2.12 $2.12

44.81%

Lettuce (1 head)

$2.52 CA$3.53

$2.41 $2.41

4.56%

Water (1.5 liter bottle)

$1.54 CA$2.16

$2.39 $2.39

-35.56%

Cigarettes 20 Pack (Marlboro, Camel)

$12.01 CA$16.78

$13.68 $13.68

-12.21%

Wine (Bottle)

$12.68 CA$17.72

$12.03 $12.03

5.40%

Local Beer (0.5 liter bottle)

$2.55 CA$3.57

$2.00 $2.00

27.50%

Imported Beer (0.33 liter bottle)

$2.91 CA$4.07

$3.48 $3.48

-16.38%

One-way Ticket (Public Transport)

$2.55 CA$3.56

$1.46 $1.46

74.66%

Public Transport Monthly Pass (Regular Price)

$80.3 CA$112

$43.35 $43.35

85.19%

Taxi Start (Normal Tariff)

$2.45 CA$3.42

$5.14 $5.14

-52.33%

Taxi (Normal Tariff) (1km)

$1.64 CA$2.29

$2.18 $2.18

-24.77%

Taxi 1hour Waiting (Normal Tariff)

$22.15 CA$30.94

$45.36 $45.36

-51.17%

Gasoline (1 liter)

$1.25 CA$1.74

$0.89 $0.89

40.45%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.8K CA$37.5K

$31.5K $31.5K

-14.88%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.2K CA$32.4K

$24.7K $24.7K

-6.17%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$139 CA$194

$186 $186

-25.29%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$39.22 CA$54.8

$53.0 $53.0

-26.03%

Internet (50+ Mbps, Unlimited Data)

$56.6 CA$79.1

$66.9 $66.9

-15.40%

Gym Membership (Monthly)

$35.95 CA$50.2

$40.48 $40.48

-11.19%

Tennis Court (1 Hour on Weekend)

$28.81 CA$40.24

Cinema Ticket

$10.83 CA$15.14

$12.81 $12.81

-15.46%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$419 CA$586

$796 $796

-47.30%

International Primary School, 1 Child (Yearly)

$20.8K CA$29.1K

$32.8K $32.8K

-36.51%

Jeans (Levis 501 Or Similar)

$54.2 CA$75.7

$53.2 $53.2

1.77%

Summer Dress (H&M, Zara, etc)

$38.94 CA$54.4

$45.50 $45.50

-14.42%

Sport Shoes (Adidas, Nike)

$81.1 CA$113

$82.2 $82.2

-1.40%

Men's Leather Business Shoes

$91.4 CA$128

$89.9 $89.9

1.69%

1-bedroom Apartment, City Center (Monthly)

$1,323 CA$1,848

$1,209 $1,209

9.43%

1-bedroom Apartment, Outside City Center (Monthly)

$1,149 CA$1,606

$1,274 $1,274

-9.78%

3-bedroom Apartment, City Center (Monthly)

$2,099 CA$2,932

$2,074 $2,074

1.19%

3-bedroom Apartment, Outside City Center (Monthly)

$1,681 CA$2,348

$2,581 $2,581

-34.87%

Buy Apartment in City Center (m2)

$4,124 CA$5,761

$1,693 $1,693

143.57%

Buy Apartment Outside City Center (m2)

$3,452 CA$4,822

$1,709 $1,709

102.02%

Average Monthly Net Salary (After Tax)

$3,052 CA$4,264

$3,604 $3,604

-15.30%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.72

6.52

-27.61%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for London: October 26, 2026

Last update for Utica, NY: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

London

$1.1K 49.1%

Utica, NY

$1.3K 51.1% 10.8% $125

Groceries & Markets

London

$364 15.5%

Utica, NY

$371 14.9% 1.9% $6.9

Eating Out

London

$315 13.5%

Utica, NY

$289 11.6% 8.4% $26

Monthly Utilities & Internet

London

$235 10%

Utica, NY

$306 12.3% 30.3% $71

Clothing & Footwear

London

$119 5.1%

Utica, NY

$122 4.9% 2% $2.4

Getting Around

London

$101 4.3%

Utica, NY

$65 2.6% 35.4% $36

Sport & Entertainment

London

$58 2.5%

Utica, NY

$66 2.7% 14.7% $8.5

Cost Breakdown

A one-bedroom apartment in the center runs $1,323 in London and $1,209 in Utica, NY. Housing cost is often the main lever when comparing two cities.

Utica, NY pays 18% more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $65 in London vs $75 in Utica, NY for a mid-range dinner for two. Groceries echo the gap at $364 vs $371 per month, with London cheaper across the board.

Good to know

🇨🇦 London

🇺🇸 Utica, NY

🕒 Local time

00:07 12:07 AM

Same time as London

🌤 Weather

👥 Population

383,822

65,283

💱 Currency

Canadian Dollar CAD $

United States Dollar USD $

📈 Exchange rate

1 CAD = 0.716 USD

1 CAD = 0.641 EUR

1 USD = 0.896 EUR

Exchange rates and currency converter

USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of November 2, 2026: 1 USD = 1.4 CAD (1 CAD = 0.716 USD). 1 EUR = 1.56 CAD (1 CAD = 0.641 EUR).

United States Dollar exchange rates as of November 2, 2026: 1 EUR = 1.12 USD (1 USD = 0.896 EUR).

USD to CAD in detail →

On the map

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Between locations

London Utica, NY 490 km

From you

London
Utica, NY

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

London vs Utica, NY: Cost of Living - Frequently Asked Questions

London is about 6% cheaper overall, especially in utilities and leisure. That difference adds up to real monthly savings that compound significantly over time.

On paper, salaries run 15% lower in London. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,323 in London versus $1,209 in Utica, NY. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $419 in London versus $796 in Utica, NY. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in London – a meal for two runs $65 versus $75 in Utica, NY. If you eat out regularly, this makes a real dent in your monthly spending.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

It comes down to priorities – London wins on affordability, Utica, NY on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.