Cost of Living Comparison Between London and Utica, NY Cost of Living Comparison Between London and Utica, NY

Monthly Cost of Living

Monthly costs for one person with rent: $2,433 in London versus $2,447 in Utica, NY.

Estimated couple costs with rent: $3,468 in London versus $3,772 in Utica, NY.

Monthly costs for a family of three with rent: $4,504 in London versus $5,097 in Utica, NY.

Living in London costs roughly 1% less than in Utica, NY, driven mainly by Getting Around.

Both cities are pricier than the global median: London 83% above, Utica, NY 84% above.

Meal at Budget Restaurant

$18.18 CA$25.47

$16.25 $16.25

11.88%

Three-Course Dinner for Two, Mid-Range

$73.5 CA$103

$75.6 $75.6

-2.78%

Fast Food Meal (McDonalds, etc)

$10.16 CA$14.24

$11.69 $11.69

-13.09%

Cappuccino

$3.53 CA$4.95

$4.90 $4.90

-27.96%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.96 CA$2.75

$2.44 $2.44

-19.67%

Water (0.33 liter bottle)

$1.87 CA$2.63

$1.65 $1.65

13.33%

Local Beer (0.5 liter draught)

$5.79 CA$8.12

$4.40 $4.40

31.59%

Imported Beer (0.33 liter bottle)

$6.77 CA$9.49

$5.85 $5.85

15.73%

Milk (1 liter)

$1.63 CA$2.28

$0.88 $0.88

85.23%

White Bread (500g)

$2.39 CA$3.35

$3.03 $3.03

-21.12%

Rice (white) (1kg)

$3.33 CA$4.67

$4.33 $4.33

-23.09%

Eggs

$3.40 CA$4.77

$3.94 $3.94

-13.71%

Local Cheese (1kg)

$9.97 CA$13.98

$13.17 $13.17

-24.30%

Chicken Fillets (1kg)

$12.51 CA$17.53

$8.31 $8.31

50.54%

Beef Round Steak (1kg)

$9.01 CA$12.63

$11.93 $11.93

-24.48%

Apples (1kg)

$4.60 CA$6.44

$4.08 $4.08

12.75%

Banana (1kg)

$1.37 CA$1.92

$1.56 $1.56

-12.18%

Oranges (1kg)

$3.53 CA$4.95

$4.03 $4.03

-12.41%

Tomato (1kg)

$3.82 CA$5.35

$5.90 $5.90

-35.25%

Potato (1kg)

$1.61 CA$2.25

$1.57 $1.57

2.55%

Onion (1kg)

$2.14 CA$2.99

$2.08 $2.08

2.88%

Lettuce (1 head)

$2.12 CA$2.96

$2.47 $2.47

-14.17%

Water (1.5 liter bottle)

$1.44 CA$2.02

$2.41 $2.41

-40.25%

Cigarettes 20 Pack (Marlboro, Camel)

$12.64 CA$17.72

$14.23 $14.23

-11.17%

Wine (Bottle)

$12.46 CA$17.46

$12.08 $12.08

3.15%

Local Beer (0.5 liter bottle)

$2.07 CA$2.90

$1.75 $1.75

18.29%

Imported Beer (0.33 liter bottle)

$2.48 CA$3.47

$3.62 $3.62

-31.49%

One-way Ticket (Public Transport)

$2.43 CA$3.41

$1.54 $1.54

57.79%

Public Transport Monthly Pass (Regular Price)

$83.0 CA$116

$44.18 $44.18

87.94%

Taxi Start (Normal Tariff)

$3.98 CA$5.58

$5.19 $5.19

-23.31%

Taxi (Normal Tariff) (1km)

$1.76 CA$2.47

$2.23 $2.23

-21.08%

Taxi 1hour Waiting (Normal Tariff)

$31.21 CA$43.73

$44.79 $44.79

-30.32%

Gasoline (1 liter)

$1.10 CA$1.54

$0.89 $0.89

23.60%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.2K CA$35.3K

$31.6K $31.6K

-20.35%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.8K CA$29.1K

$24.2K $24.2K

-14.16%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$144 CA$202

$199 $199

-27.53%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$47.77 CA$66.9

$46.69 $46.69

2.31%

Internet (50+ Mbps, Unlimited Data)

$57.9 CA$81.1

$59.9 $59.9

-3.36%

Gym Membership (Monthly)

$42.41 CA$59.4

$40.44 $40.44

4.87%

Tennis Court (1 Hour on Weekend)

$7.30 CA$10.24

Cinema Ticket

$11.06 CA$15.49

$14.11 $14.11

-21.62%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$548 CA$768

$787 $787

-30.40%

International Primary School, 1 Child (Yearly)

$14.3K CA$20.1K

$28.3K $28.3K

-49.32%

Jeans (Levis 501 Or Similar)

$54.8 CA$76.7

$46.14 $46.14

18.66%

Summer Dress (H&M, Zara, etc)

$46.53 CA$65.2

$46.97 $46.97

-0.94%

Sport Shoes (Adidas, Nike)

$86.2 CA$121

$80.6 $80.6

6.91%

Men's Leather Business Shoes

$83.1 CA$116

$90.9 $90.9

-8.54%

1-bedroom Apartment, City Center (Monthly)

$1,464 CA$2,052

$1,187 $1,187

23.38%

1-bedroom Apartment, Outside City Center (Monthly)

$1,272 CA$1,783

$1,287 $1,287

-1.13%

3-bedroom Apartment, City Center (Monthly)

$2,608 CA$3,654

$1,908 $1,908

36.67%

3-bedroom Apartment, Outside City Center (Monthly)

$1,994 CA$2,794

$2,579 $2,579

-22.67%

Buy Apartment in City Center (m2)

$3,503 CA$4,909

$1,616 $1,616

116.75%

Buy Apartment Outside City Center (m2)

$3,576 CA$5,011

$1,645 $1,645

117.36%

Average Monthly Net Salary (After Tax)

$2,941 CA$4,122

$3,564 $3,564

-17.46%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.21

6.53

-4.90%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for London: July 28, 2026

Last update for Utica, NY: July 26, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,464 in London and $1,187 in Utica, NY. Housing cost is often the main lever when comparing two cities.

Utica, NY pays 21% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $74.0 in London vs $76.0 in Utica, NY for a mid-range dinner for two. Groceries echo the gap at $326 vs $352 per month, with London cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

London vs Utica, NY: Cost of Living - Frequently Asked Questions

London is cheaper overall, especially in Groceries & Markets, Monthly Utilities & Internet, Sport & Entertainment. The 1% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 21% lower in Utica, NY. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,464 in London versus $1,187 in Utica, NY. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,433 per month in London versus $2,447 in Utica, NY – a 1% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in London runs roughly 88% less than in Utica, NY. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $2,433 in London versus $2,447 in Utica, NY, a $2,500 budget is realistic in London but tight or insufficient in Utica, NY. The gap between the two cities makes London the clear choice for anyone on this budget.

For families, London is more practical. Housing and childcare are both notably cheaper than in Utica, NY, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, London and Utica, NY are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find London gentler on the wallet – expenses run 1% less than in Utica, NY. Beyond cost, consider language, visa policies, and how big the international community is in each city.