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Cost of Living Comparison Between Utica, NY and Cincinnati, OH Cost of Living Comparison Between Utica, NY and Cincinnati, OH

🙂 Solo nomad: Utica, NY is 2.9% cheaper than Cincinnati, OH without rent, and 12.8% more expensive with rent.
😐 Family of 3: Utica, NY is 3.8% more expensive than Cincinnati, OH without rent, and 18.3% more expensive with rent.
Currency
🍽 Eating Out
Utica, NY
Cincinnati, OH
Difference
Meal at Budget Restaurant
$16.3 $16.3
$14.92 $14.92
9.25%
Three-Course Dinner for Two, Mid-Range
$75 $75
$60 $60
25.10%
Fast Food Meal (McDonalds, etc)
$11.45 $11.45
$7.82 $7.82
46.42%
Cappuccino
$5.11 $5.11
$4.45 $4.45
14.83%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.36 $2.36
$2.16 $2.16
9.26%
Water (0.33 liter bottle)
$1.64 $1.64
$2.06 $2.06
-20.39%
Local Beer (0.5 liter draught)
$4.38 $4.38
$4.94 $4.94
-11.34%
Imported Beer (0.33 liter bottle)
$5.99 $5.99
$6.97 $6.97
-14.06%
🛒 Groceries & Markets
Utica, NY
Cincinnati, OH
Difference
Milk (1 liter)
$0.89 $0.89
$0.82 $0.82
8.54%
White Bread (500g)
$2.97 $2.97
$3.26 $3.26
-8.90%
Rice (white) (1kg)
$4.37 $4.37
$3.76 $3.76
16.22%
Eggs
$4.06 $4.06
$3.36 $3.36
20.83%
Local Cheese (1kg)
$13.27 $13.27
$10.18 $10.18
30.35%
Chicken Fillets (1kg)
$8.59 $8.59
$9.74 $9.74
-11.81%
Beef Round Steak (1kg)
$11.89 $11.89
$15.19 $15.19
-21.72%
Apples (1kg)
$3.96 $3.96
$4.65 $4.65
-14.84%
Banana (1kg)
$1.63 $1.63
$1.39 $1.39
17.27%
Oranges (1kg)
$4.14 $4.14
$3.96 $3.96
4.55%
Tomato (1kg)
$5.82 $5.82
$4.95 $4.95
17.58%
Potato (1kg)
$1.62 $1.62
$2.11 $2.11
-23.22%
Onion (1kg)
$2.12 $2.12
$2.97 $2.97
-28.62%
Lettuce (1 head)
$2.36 $2.36
$1.74 $1.74
35.63%
Water (1.5 liter bottle)
$2.44 $2.44
$1.41 $1.41
73.05%
Cigarettes 20 Pack (Marlboro, Camel)
$13.82 $13.82
$9.07 $9.07
52.37%
Wine (Bottle)
$12.96 $12.96
$13.77 $13.77
-5.88%
Local Beer (0.5 liter bottle)
$1.77 $1.77
$2.01 $2.01
-11.94%
Imported Beer (0.33 liter bottle)
$3.56 $3.56
$1.77 $1.77
101.13%
🚌 Getting Around
Utica, NY
Cincinnati, OH
Difference
One-way Ticket (Public Transport)
$1.48 $1.48
$2.01 $2.01
-26.37%
Public Transport Monthly Pass (Regular Price)
$43.06 $43.06
$78.4 $78.4
-45.10%
Taxi Start (Normal Tariff)
$5.43 $5.43
$3.78 $3.78
43.65%
Taxi (Normal Tariff) (1km)
$2.28 $2.28
$1.21 $1.21
88.43%
Taxi 1hour Waiting (Normal Tariff)
$44.16 $44.16
$24.53 $24.53
80.02%
Gasoline (1 liter)
$0.9 $0.9
$0.81 $0.81
11.11%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$31.9K $31.9K
$34.3K $34.3K
-7.16%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$24.3K $24.3K
$25.2K $25.2K
-3.67%
🧾 Monthly Utilities & Internet
Utica, NY
Cincinnati, OH
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$204 $204
$118 $118
72.54%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$47.27 $47.27
$55.9 $55.9
-15.42%
Internet (50+ Mbps, Unlimited Data)
$62 $62
$56.6 $56.6
9.52%
🎉 Sport & Entertainment
Utica, NY
Cincinnati, OH
Difference
Gym Membership (Monthly)
$40.45 $40.45
$31.17 $31.17
29.77%
Tennis Court (1 Hour on Weekend)
-
$8.92 $8.92
-
Cinema Ticket
$14.03 $14.03
$13.61 $13.61
3.09%
🧸 Childcare & Education
Utica, NY
Cincinnati, OH
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$798 $798
$1,563 $1,563
-48.93%
International Primary School, 1 Child (Yearly)
$28.7K $28.7K
$17.6K $17.6K
63.44%
👕👟 Clothing & Footwear
Utica, NY
Cincinnati, OH
Difference
Jeans (Levis 501 Or Similar)
$45.74 $45.74
$41.51 $41.51
10.19%
Summer Dress (H&M, Zara, etc)
$46.7 $46.7
$40.75 $40.75
14.60%
Sport Shoes (Adidas, Nike)
$83.6 $83.6
$90.1 $90.1
-7.28%
Men's Leather Business Shoes
$90.7 $90.7
$101 $101
-10.22%
🏠 Accommodation & Living
Utica, NY
Cincinnati, OH
Difference
1-bedroom Apartment, City Center (Monthly)
$1,215 $1,215
$1,502 $1,502
-19.12%
1-bedroom Apartment, Outside City Center (Monthly)
$1,275 $1,275
$1,045 $1,045
22.02%
3-bedroom Apartment, City Center (Monthly)
$1,841 $1,841
$2,854 $2,854
-35.50%
3-bedroom Apartment, Outside City Center (Monthly)
$2,533 $2,533
$1,920 $1,920
31.99%
Buy Apartment in City Center (m2)
$1,664 $1,664
$2,797 $2,797
-40.52%
Buy Apartment Outside City Center (m2)
$1,627 $1,627
$2,289 $2,289
-28.91%
💵 Salaries & Financials
Utica, NY
Cincinnati, OH
Difference
Average Monthly Net Salary (After Tax)
$3,513 $3,513
$3,969 $3,969
-11.47%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.53
6.54
-0.15%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Utica, NY: November 30, 2025

Last update for Cincinnati, OH: November 30, 2025

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