Cost of Living Comparison Between Utena and Ubud, Bali Cost of Living Comparison Between Utena and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $1,342 in Utena versus $1,397 in Ubud, Bali.

Estimated couple costs with rent: $2,087 in Utena versus $2,588 in Ubud, Bali.

Monthly costs for a family of three with rent: $2,832 in Utena versus $3,778 in Ubud, Bali.

Living in Utena costs roughly 4% less than in Ubud, Bali, driven mainly by Eating Out.

Both cities are pricier than the global median: Utena 0% above, Ubud, Bali 5% above.

Meal at Budget Restaurant

$11.52 €10.12

$3.43 Rp 61.5K

235.86%

Three-Course Dinner for Two, Mid-Range

$69.7 €61.3

$31.97 Rp 573.3K

118.05%

Fast Food Meal (McDonalds, etc)

$6.98 €6.14

$5.05 Rp 90.6K

38.22%

Cappuccino

$3.05 €2.69

$2.71 Rp 48.7K

12.55%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.57 €2.26

$1.39 Rp 24.9K

84.89%

Water (0.33 liter bottle)

$1.96 €1.72

$0.74 Rp 13.3K

164.86%

Local Beer (0.5 liter draught)

$5.75 €5.06

$2.89 Rp 51.9K

98.96%

Imported Beer (0.33 liter bottle)

$5.44 €4.78

$3.79 Rp 68.0K

43.54%

Milk (1 liter)

$1.33 €1.17

$1.79 Rp 32.2K

-25.70%

White Bread (500g)

$1.60 €1.41

$2.51 Rp 44.9K

-36.25%

Rice (white) (1kg)

$1.97 €1.73

$1.21 Rp 21.8K

62.81%

Eggs

$2.96 €2.60

$2.37 Rp 42.5K

24.89%

Local Cheese (1kg)

$10.53 €9.26

$14.43 Rp 258.8K

-27.03%

Chicken Fillets (1kg)

$5.27 €4.64

$4.15 Rp 74.4K

26.99%

Beef Round Steak (1kg)

$10.11 €8.89

$12.11 Rp 217.3K

-16.52%

Apples (1kg)

$1.38 €1.21

$3.77 Rp 67.6K

-63.40%

Banana (1kg)

$1.68 €1.48

$1.63 Rp 29.2K

3.07%

Oranges (1kg)

$1.73 €1.52

$2.71 Rp 48.5K

-36.16%

Tomato (1kg)

$3.18 €2.79

$2.26 Rp 40.5K

40.71%

Potato (1kg)

$0.76 €0.67

$1.93 Rp 34.5K

-60.62%

Onion (1kg)

$0.94 €0.82

$2.19 Rp 39.3K

-57.08%

Lettuce (1 head)

$1.56 €1.37

$1.02 Rp 18.3K

52.94%

Water (1.5 liter bottle)

$0.83 €0.73

$0.72 Rp 12.8K

15.28%

Cigarettes 20 Pack (Marlboro, Camel)

$5.41 €4.76

$3.18 Rp 57.1K

70.13%

Wine (Bottle)

$8.69 €7.64

$23.84 Rp 427.5K

-63.55%

Local Beer (0.5 liter bottle)

$1.65 €1.45

$2.77 Rp 49.8K

-40.43%

Imported Beer (0.33 liter bottle)

$1.74 €1.53

$2.75 Rp 49.3K

-36.73%

One-way Ticket (Public Transport)

$1.14 €1.00

$0.27 Rp 4,794

322.22%

Public Transport Monthly Pass (Regular Price)

$34.02 €29.91

$8.20 Rp 147.0K

314.88%

Taxi Start (Normal Tariff)

$4.50 €3.95

$0.48 Rp 8,668

837.50%

Taxi (Normal Tariff) (1km)

$1.16 €1.02

$0.42 Rp 7,557

176.19%

Taxi 1hour Waiting (Normal Tariff)

$13.78 €12.12

$6.03 Rp 108.1K

128.52%

Gasoline (1 liter)

$1.64 €1.44

$0.82 Rp 14.7K

100.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$39.1K €34.4K

$26.6K Rp 476.4M

47.35%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$29.3K €25.8K

$32.2K Rp 577.6M

-8.99%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$207 €182

$78.3 Rp 1.4M

164.74%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.92 €12.24

$3.91 Rp 70.2K

256.01%

Internet (50+ Mbps, Unlimited Data)

$11.61 €10.21

$23.91 Rp 428.9K

-51.44%

Gym Membership (Monthly)

$41.81 €36.75

$96.2 Rp 1.7M

-56.53%

Tennis Court (1 Hour on Weekend)

$23.34 €20.52

$6.53 Rp 117.0K

257.43%

Cinema Ticket

$9.21 €8.09

$4.01 Rp 72.0K

129.68%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$472 €415

$303 Rp 5.4M

56.04%

International Primary School, 1 Child (Yearly)

$10.5K €9,216

$6,551 Rp 117.5M

60.04%

Jeans (Levis 501 Or Similar)

$139 €122

$55.3 Rp 992.0K

151.74%

Summer Dress (H&M, Zara, etc)

$44.09 €38.76

$38.32 Rp 687.3K

15.06%

Sport Shoes (Adidas, Nike)

$84.5 €74.3

$88.5 Rp 1.6M

-4.46%

Men's Leather Business Shoes

$191 €168

$76.7 Rp 1.4M

148.89%

1-bedroom Apartment, City Center (Monthly)

$529 €465

$986 Rp 17.7M

-46.30%

1-bedroom Apartment, Outside City Center (Monthly)

$353 €310

$682 Rp 12.2M

-48.24%

3-bedroom Apartment, City Center (Monthly)

$829 €729

$3,420 Rp 61.3M

-75.76%

3-bedroom Apartment, Outside City Center (Monthly)

$641 €564

$2,075 Rp 37.2M

-69.10%

Buy Apartment in City Center (m2)

$2,973 €2,614

$2,762 Rp 49.5M

7.64%

Buy Apartment Outside City Center (m2)

$1,739 €1,529

$2,243 Rp 40.2M

-22.48%

Average Monthly Net Salary (After Tax)

$1,249 €1,098

$169 Rp 3.0M

639.96%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.13

13.28

-68.90%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Utena: July 20, 2026

Last update for Ubud, Bali: July 22, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $529 in Utena and $986 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Utena pays 640% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $70.0 in Utena vs $32.00 in Ubud, Bali. Groceries flip the comparison at $227 vs $298, with Utena cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Utena vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Utena wins on cost – living expenses run 4% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Utena the obvious pick if budget is a priority.

Average pay runs 640% higher in Utena, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $529 in Utena versus $986 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $472 in Utena versus $303 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 32% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $1,342 in Utena versus $1,397 in Ubud, Bali, a $1,500 budget is realistic in Utena but tight or insufficient in Ubud, Bali. The gap between the two cities makes Utena the clear choice for anyone on this budget.

Both work as nomad bases, but Utena delivers better value – similar infrastructure at $1,342 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Utena hard to pass up.

Safety-wise, Utena and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Utena gentler on the wallet – expenses run 4% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.