Cost of Living Comparison Between Ubud, Bali and Utena Cost of Living Comparison Between Ubud, Bali and Utena

Monthly Cost of Living

Monthly costs for one person with rent: $1,408 in Ubud, Bali versus $1,355 in Utena.

Estimated couple costs with rent: $2,582 in Ubud, Bali versus $2,124 in Utena.

Monthly costs for a family of three with rent: $3,757 in Ubud, Bali versus $2,892 in Utena.

Living in Ubud, Bali is roughly 4% more expensive than Utena, driven mainly by Eating Out.

Both cities are pricier than the global median: Ubud, Bali 5% above, Utena 1% above.

Meal at Budget Restaurant

$3.42 Rp 58.7K

$11.38 €9.71

-69.95%

Three-Course Dinner for Two, Mid-Range

$32.96 Rp 566.5K

$69.4 €59.2

-52.50%

Fast Food Meal (McDonalds, etc)

$5.08 Rp 87.3K

$7.01 €5.98

-27.53%

Cappuccino

$2.82 Rp 48.5K

$3.08 €2.63

-8.44%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.37 Rp 23.5K

$2.56 €2.19

-46.48%

Water (0.33 liter bottle)

$0.71 Rp 12.2K

$1.93 €1.65

-63.21%

Local Beer (0.5 liter draught)

$2.97 Rp 51.0K

$5.86 €5.00

-49.32%

Imported Beer (0.33 liter bottle)

$3.91 Rp 67.2K

$5.46 €4.66

-28.39%

Milk (1 liter)

$1.75 Rp 30.0K

$1.37 €1.17

27.74%

White Bread (500g)

$2.52 Rp 43.2K

$1.53 €1.30

64.71%

Rice (white) (1kg)

$1.21 Rp 20.8K

$2.07 €1.77

-41.55%

Eggs

$2.33 Rp 40.1K

$3.01 €2.56

-22.59%

Local Cheese (1kg)

$14.50 Rp 249.2K

$10.51 €8.96

37.96%

Chicken Fillets (1kg)

$4.36 Rp 74.9K

$5.20 €4.44

-16.15%

Beef Round Steak (1kg)

$12.05 Rp 207.0K

$9.85 €8.40

22.34%

Apples (1kg)

$3.82 Rp 65.6K

$1.35 €1.15

182.96%

Banana (1kg)

$1.61 Rp 27.7K

$1.61 €1.37

Oranges (1kg)

$2.70 Rp 46.5K

$1.71 €1.46

57.89%

Tomato (1kg)

$2.23 Rp 38.3K

$3.10 €2.65

-28.06%

Potato (1kg)

$1.90 Rp 32.6K

$0.80 €0.68

137.50%

Onion (1kg)

$2.18 Rp 37.5K

$0.95 €0.81

129.47%

Lettuce (1 head)

$1.03 Rp 17.7K

$1.52 €1.30

-32.24%

Water (1.5 liter bottle)

$0.77 Rp 13.3K

$0.86 €0.73

-10.47%

Cigarettes 20 Pack (Marlboro, Camel)

$3.18 Rp 54.7K

$5.54 €4.73

-42.60%

Wine (Bottle)

$23.23 Rp 399.2K

$8.84 €7.54

162.78%

Local Beer (0.5 liter bottle)

$2.85 Rp 48.9K

$1.74 €1.48

63.79%

Imported Beer (0.33 liter bottle)

$2.72 Rp 46.7K

$1.71 €1.46

59.06%

One-way Ticket (Public Transport)

$0.29 Rp 5,022

$1.13 €0.97

-74.34%

Public Transport Monthly Pass (Regular Price)

$8.43 Rp 144.8K

$33.03 €28.18

-74.48%

Taxi Start (Normal Tariff)

$0.49 Rp 8,344

$4.70 €4.01

-89.57%

Taxi (Normal Tariff) (1km)

$0.45 Rp 7,812

$1.16 €0.99

-61.21%

Taxi 1hour Waiting (Normal Tariff)

$6.28 Rp 107.8K

$14.00 €11.94

-55.14%

Gasoline (1 liter)

$0.85 Rp 14.6K

$1.59 €1.35

-46.54%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K Rp 447.8M

$38.5K €32.8K

-32.29%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.5K Rp 541.8M

$29.3K €25.0K

7.43%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.8 Rp 1.4M

$214 €183

-62.72%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.09 Rp 70.3K

$13.86 €11.82

-70.49%

Internet (50+ Mbps, Unlimited Data)

$24.06 Rp 413.6K

$11.50 €9.81

109.22%

Gym Membership (Monthly)

$96.2 Rp 1.7M

$41.69 €35.56

130.73%

Tennis Court (1 Hour on Weekend)

$6.53 Rp 112.2K

$23.47 €20.02

-72.18%

Cinema Ticket

$4.13 Rp 71.1K

$9.29 €7.93

-55.54%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$297 Rp 5.1M

$464 €395

-35.99%

International Primary School, 1 Child (Yearly)

$6,661 Rp 114.5M

$10.6K €9,001

-36.88%

Jeans (Levis 501 Or Similar)

$55.0 Rp 944.5K

$138 €118

-60.18%

Summer Dress (H&M, Zara, etc)

$38.75 Rp 666.0K

$43.22 €36.86

-10.34%

Sport Shoes (Adidas, Nike)

$89.6 Rp 1.5M

$84.8 €72.3

5.67%

Men's Leather Business Shoes

$78.9 Rp 1.4M

$191 €163

-58.75%

1-bedroom Apartment, City Center (Monthly)

$1,018 Rp 17.5M

$542 €462

87.93%

1-bedroom Apartment, Outside City Center (Monthly)

$660 Rp 11.3M

$360 €307

83.56%

3-bedroom Apartment, City Center (Monthly)

$3,435 Rp 59.0M

$822 €701

318.07%

3-bedroom Apartment, Outside City Center (Monthly)

$2,053 Rp 35.3M

$654 €558

213.87%

Buy Apartment in City Center (m2)

$2,981 Rp 51.2M

$2,646 €2,257

12.63%

Buy Apartment Outside City Center (m2)

$2,368 Rp 40.7M

$1,571 €1,340

50.72%

Average Monthly Net Salary (After Tax)

$172 Rp 3.0M

$1,251 €1,067

-86.25%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

4.13

221.55%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: April 21, 2026

Last update for Utena: April 20, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,018 in Ubud, Bali and $542 in Utena. Housing cost is often the main lever when comparing two cities.

Utena pays 627% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $33 in Ubud, Bali vs $69 in Utena. Groceries flip the comparison at $299 vs $226, with Utena cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Utena: Cost of Living - Frequently Asked Questions

Utena wins on cost – living expenses run 4% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Utena the obvious pick if budget is a priority.

On paper, Utena earns 627% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,018 in Ubud, Bali versus $542 in Utena. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $297 in Ubud, Bali versus $464 in Utena. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 32% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $1,355 in Utena versus $1,408 in Ubud, Bali, a $1,500 budget is realistic in Utena but tight or insufficient in Ubud, Bali. The gap between the two cities makes Utena the clear choice for anyone on this budget.

Both work as nomad bases, but Utena delivers better value – similar infrastructure at $1,355 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Utena hard to pass up.

Safety-wise, Ubud, Bali and Utena are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Utena gentler on the wallet – expenses run 4% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.