Last update: Oct 2026

Cost of Living Comparison Between Urbino and Cebu

For one person, living is cheaper in Cebu: $918 a month against $1,796 in Urbino, rent and utilities included – about $10,500 less a year. Other living expenses account for most of the difference.

87

Cost of Living Index in Urbino
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Urbino Living Index
45

Cost of Living Index in Cebu
Learn more

Cebu Living Index

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Urbino

🇮🇹 Italy

$1,796

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Urbino and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Urbino and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,796 in Urbino versus $918 in Cebu.

Urbino $1,796
Cebu $918

Estimated couple costs with rent: $2,724 in Urbino versus $1,409 in Cebu.

Urbino $2,724
Cebu $1,409

Monthly costs for a family of three with rent: $3,651 in Urbino versus $1,900 in Cebu.

Urbino $3,651
Cebu $1,900

Living in Urbino is roughly 96% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Urbino is 33% above, Cebu is 32% below.

Meal at Budget Restaurant

$30.51 €27.14

$3.09 ₱194

887.38%

Three-Course Dinner for Two, Mid-Range

$59.1 €52.6

$24.22 ₱1,525

144.14%

Fast Food Meal (McDonalds, etc)

$11.29 €10.05

$3.92 ₱247

188.01%

Cappuccino

$1.59 €1.41

$2.51 ₱158

-36.65%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.15 €2.80

$1.59 ₱100

98.11%

Water (0.33 liter bottle)

$1.63 €1.45

$0.53 ₱33.43

207.55%

Local Beer (0.5 liter draught)

$4.90 €4.36

$1.78 ₱112

175.28%

Imported Beer (0.33 liter bottle)

$3.89 €3.46

$2.17 ₱137

79.26%

Milk (1 liter)

$1.59 €1.41

$1.92 ₱121

-17.19%

White Bread (500g)

$2.26 €2.01

$1.36 ₱85.4

66.18%

Rice (white) (1kg)

$2.75 €2.44

$1.01 ₱63.5

172.28%

Eggs

$3.90 €3.47

$2.03 ₱128

92.12%

Local Cheese (1kg)

$16.50 €14.68

$9.86 ₱621

67.34%

Chicken Fillets (1kg)

$12.19 €10.84

$4.39 ₱277

177.68%

Beef Round Steak (1kg)

$22.23 €19.77

$7.60 ₱479

192.50%

Apples (1kg)

$2.31 €2.05

$3.30 ₱208

-30.00%

Banana (1kg)

$1.91 €1.70

$1.39 ₱87.8

37.41%

Oranges (1kg)

$2.84 €2.53

$2.33 ₱147

21.89%

Tomato (1kg)

$2.82 €2.50

$1.50 ₱94.3

88.00%

Potato (1kg)

$1.93 €1.72

$2.36 ₱149

-18.22%

Onion (1kg)

$1.80 €1.60

$1.90 ₱119

-5.26%

Lettuce (1 head)

$1.70 €1.51

$1.19 ₱74.9

42.86%

Water (1.5 liter bottle)

$0.56 €0.50

$0.63 ₱39.71

-11.11%

Cigarettes 20 Pack (Marlboro, Camel)

$7.61 €6.77

$3.00 ₱189

153.67%

Wine (Bottle)

$6.80 €6.05

$6.03 ₱379

12.77%

Local Beer (0.5 liter bottle)

$1.66 €1.47

$1.23 ₱77.7

34.96%

Imported Beer (0.33 liter bottle)

$2.01 €1.79

$1.75 ₱110

14.86%

One-way Ticket (Public Transport)

$1.43 €1.28

$0.25 ₱15.86

472.00%

Public Transport Monthly Pass (Regular Price)

$41.95 €37.32

$12.64 ₱796

231.88%

Taxi Start (Normal Tariff)

$6.15 €5.47

$0.77 ₱48.62

698.70%

Taxi (Normal Tariff) (1km)

$1.49 €1.33

$0.23 ₱14.53

547.83%

Taxi 1hour Waiting (Normal Tariff)

$30.49 €27.12

$4.46 ₱281

583.63%

Gasoline (1 liter)

$1.80 €1.60

$1.31 ₱82.8

37.40%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$40.6K €36.1K

$21.2K ₱1.3M

90.95%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$34.0K €30.3K

$19.1K ₱1.2M

77.69%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$208 €185

$120 ₱7,569

73.38%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$10.34 €9.20

$14.00 ₱882

-26.14%

Internet (50+ Mbps, Unlimited Data)

$29.43 €26.17

$27.54 ₱1,734

6.86%

Gym Membership (Monthly)

$53.1 €47.24

$32.33 ₱2,035

64.27%

Tennis Court (1 Hour on Weekend)

$25.02 €22.25

$6.65 ₱419

276.24%

Cinema Ticket

$9.15 €8.14

$5.65 ₱356

61.95%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$547 €486

$275 ₱17.3K

98.59%

International Primary School, 1 Child (Yearly)

$10.0K €8,933

$7,918 ₱498.5K

26.83%

Jeans (Levis 501 Or Similar)

$91.6 €81.5

$49.33 ₱3,106

85.71%

Summer Dress (H&M, Zara, etc)

$37.53 €33.38

$25.24 ₱1,589

48.69%

Sport Shoes (Adidas, Nike)

$98.8 €87.8

$77.0 ₱4,846

28.33%

Men's Leather Business Shoes

$136 €121

$57.2 ₱3,601

137.10%

1-bedroom Apartment, City Center (Monthly)

$739 €657

$500 ₱31.5K

47.96%

1-bedroom Apartment, Outside City Center (Monthly)

$564 €502

$309 ₱19.4K

82.65%

3-bedroom Apartment, City Center (Monthly)

$1,152 €1,025

$1,078 ₱67.9K

6.88%

3-bedroom Apartment, Outside City Center (Monthly)

$906 €806

$615 ₱38.7K

47.23%

Buy Apartment in City Center (m2)

$3,260 €2,899

$2,886 ₱181.7K

12.94%

Buy Apartment Outside City Center (m2)

$1,887 €1,678

$1,917 ₱120.7K

-1.56%

Average Monthly Net Salary (After Tax)

$1,358 €1,208

$346 ₱21.8K

292.54%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.33

7.2

-53.75%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Urbino: October 12, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Urbino

$564 31.4%

Cebu

$309 33.6% 45.2% $255

Eating Out

Urbino

$348 19.4%

Cebu

$88 9.6% 74.7% $260

Groceries & Markets

Urbino

$339 18.9%

Cebu

$206 22.4% 39.4% $134

Monthly Utilities & Internet

Urbino

$248 13.8%

Cebu

$162 17.6% 34.8% $86

Clothing & Footwear

Urbino

$164 9.1%

Cebu

$94 10.2% 42.6% $70

Sport & Entertainment

Urbino

$71 4%

Cebu

$44 4.8% 38.9% $28

Getting Around

Urbino

$61 3.4%

Cebu

$16 1.7% 74.6% $46

Cost Breakdown

A one-bedroom apartment in the center runs $739 in Urbino and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Urbino pays 293% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $59.0 in Urbino vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $339 vs $206 per month, with Cebu cheaper across the board.

Good to know

🇮🇹 Urbino

🇵🇭 Cebu

🕒 Local time

03:11 3:11 AM

09:11 9:11 AM

6 h ahead of Urbino

🌤 Weather

👥 Population

15,019

964,169

💱 Currency

Euro EUR €

Philippine Peso PHP ₱

📈 Exchange rate

1 EUR = 1.12 USD

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 20, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

Philippine Peso exchange rates as of October 20, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to EUR in detail →

On the map

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Between locations

Urbino Cebu 10,870 km ≈ 14 h nonstop flight

From you

Urbino
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Urbino vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in eating out, groceries, and clothing. The 96% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 293% higher in Urbino, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $739 in Urbino versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,796 per month in Urbino versus $918 in Cebu – a 96% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 232% less than in Urbino. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $918 in Cebu versus $1,796 in Urbino, a $1,500 budget is realistic in Cebu but tight or insufficient in Urbino. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Urbino, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Urbino and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 96% less than in Urbino. Beyond cost, consider language, visa policies, and how big the international community is in each city.