Cost of Living Comparison Between Urbana, IL and Phuket Cost of Living Comparison Between Urbana, IL and Phuket

Monthly Cost of Living

Monthly costs for one person with rent: $1,630 in Urbana, IL versus $1,261 in Phuket.

Estimated couple costs with rent: $2,619 in Urbana, IL versus $2,276 in Phuket.

Monthly costs for a family of three with rent: $3,607 in Urbana, IL versus $3,291 in Phuket.

Living in Urbana, IL is roughly 29% more expensive than in Phuket, driven mainly by Eating Out.

The two cities straddle the global median: Urbana, IL is 22% above, Phuket is 6% below.

Meal at Budget Restaurant

$15.18 $15.18

$4.53 ฿153

235.10%

Three-Course Dinner for Two, Mid-Range

$49.91 $49.91

$46.36 ฿1,565

7.66%

Fast Food Meal (McDonalds, etc)

$10.94 $10.94

$8.65 ฿292

26.47%

Cappuccino

$4.29 $4.29

$3.09 ฿104

38.83%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.25 $2.25

$0.68 ฿22.89

230.88%

Water (0.33 liter bottle)

$1.48 $1.48

$0.37 ฿12.44

300.00%

Local Beer (0.5 liter draught)

$5.44 $5.44

$2.42 ฿81.6

124.79%

Imported Beer (0.33 liter bottle)

$6.14 $6.14

$3.81 ฿129

61.15%

Milk (1 liter)

$0.68 $0.68

$2.18 ฿73.5

-68.81%

White Bread (500g)

$2.65 $2.65

$1.82 ฿61.3

45.60%

Rice (white) (1kg)

$2.74 $2.74

$2.18 ฿73.5

25.69%

Eggs

$2.63 $2.63

$2.24 ฿75.4

17.41%

Local Cheese (1kg)

$7.89 $7.89

$19.93 ฿673

-60.41%

Chicken Fillets (1kg)

$8.97 $8.97

$3.64 ฿123

146.43%

Beef Round Steak (1kg)

$13.19 $13.19

$13.56 ฿458

-2.73%

Apples (1kg)

$3.59 $3.59

$3.29 ฿111

9.12%

Banana (1kg)

$1.62 $1.62

$1.69 ฿56.9

-4.14%

Oranges (1kg)

$3.00 $3.00

$2.33 ฿78.8

28.76%

Tomato (1kg)

$3.57 $3.57

$2.03 ฿68.4

75.86%

Potato (1kg)

$2.24 $2.24

$1.60 ฿54.0

40.00%

Onion (1kg)

$2.49 $2.49

$1.49 ฿50.5

67.11%

Lettuce (1 head)

$1.71 $1.71

$1.01 ฿34.17

69.31%

Water (1.5 liter bottle)

$1.37 $1.37

$0.48 ฿16.09

185.42%

Cigarettes 20 Pack (Marlboro, Camel)

$10.33 $10.33

$4.45 ฿150

132.13%

Wine (Bottle)

$8.44 $8.44

$18.63 ฿629

-54.70%

Local Beer (0.5 liter bottle)

$1.75 $1.75

$1.79 ฿60.3

-2.23%

Imported Beer (0.33 liter bottle)

$1.32 $1.32

$2.80 ฿94.4

-52.86%

One-way Ticket (Public Transport)

$0.98 $0.98

$1.42 ฿47.90

-30.99%

Public Transport Monthly Pass (Regular Price)

$11.33 ฿382

Taxi Start (Normal Tariff)

$2.93 $2.93

$3.09 ฿104

-5.18%

Taxi (Normal Tariff) (1km)

$0.63 $0.63

$1.04 ฿35.19

-39.42%

Taxi 1hour Waiting (Normal Tariff)

$29.23 $29.23

$13.63 ฿460

114.45%

Gasoline (1 liter)

$0.99 $0.99

$1.31 ฿44.23

-24.43%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.8K $24.8K

$27.3K ฿920.7K

-9.00%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.3K $23.3K

$33.2K ฿1.1M

-29.90%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$214 $214

$123 ฿4,157

73.51%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$42.26 $42.26

$13.81 ฿466

206.01%

Internet (50+ Mbps, Unlimited Data)

$60.5 $60.5

$18.52 ฿625

226.67%

Gym Membership (Monthly)

$42.80 $42.80

$60.4 ฿2,037

-29.09%

Tennis Court (1 Hour on Weekend)

$16.80 ฿567

Cinema Ticket

$12.10 $12.10

$8.89 ฿300

36.11%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,205 $1,205

$687 ฿23.2K

75.43%

International Primary School, 1 Child (Yearly)

$23.0K $23.0K

$15.6K ฿524.8K

47.87%

Jeans (Levis 501 Or Similar)

$44.00 $44.00

$57.6 ฿1,945

-23.65%

Summer Dress (H&M, Zara, etc)

$39.75 $39.75

$34.66 ฿1,170

14.69%

Sport Shoes (Adidas, Nike)

$66.6 $66.6

$115 ฿3,879

-42.07%

Men's Leather Business Shoes

$154 $154

$84.9 ฿2,865

80.95%

1-bedroom Apartment, City Center (Monthly)

$751 $751

$618 ฿20.8K

21.53%

1-bedroom Apartment, Outside City Center (Monthly)

$576 $576

$443 ฿15.0K

30.07%

3-bedroom Apartment, City Center (Monthly)

$1,485 $1,485

$2,047 ฿69.1K

-27.45%

3-bedroom Apartment, Outside City Center (Monthly)

$1,372 $1,372

$1,506 ฿50.8K

-8.93%

Buy Apartment in City Center (m2)

$1,649 $1,649

$3,568 ฿120.4K

-53.79%

Buy Apartment Outside City Center (m2)

$1,613 $1,613

$2,511 ฿84.7K

-35.76%

Average Monthly Net Salary (After Tax)

$6,733 $6,733

$503 ฿17.0K

1239.39%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.52

5.33

22.33%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Urbana, IL: July 20, 2026

Last update for Phuket: July 20, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $751 in Urbana, IL and $618 in Phuket. Housing cost is often the main lever when comparing two cities.

Urbana, IL pays 1239% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $50.0 in Urbana, IL vs $46.00 in Phuket. Groceries flip the comparison at $284 vs $292, with Urbana, IL cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Urbana, IL vs Phuket: Cost of Living - Frequently Asked Questions

Phuket is cheaper overall, especially in Eating Out, Clothing & Footwear, Monthly Utilities & Internet. The 29% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 1239% higher in Urbana, IL, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $751 in Urbana, IL versus $618 in Phuket. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $1,205 in Urbana, IL versus $687 in Phuket. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Phuket – a meal for two runs $46.00 versus $50.0 in Urbana, IL. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,261 in Phuket versus $1,630 in Urbana, IL, a $1,500 budget is realistic in Phuket but tight or insufficient in Urbana, IL. The gap between the two cities makes Phuket the clear choice for anyone on this budget.

For families, Phuket is more practical. Housing and childcare are both notably cheaper than in Urbana, IL, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Urbana, IL and Phuket are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Phuket gentler on the wallet – expenses run 29% less than in Urbana, IL. Beyond cost, consider language, visa policies, and how big the international community is in each city.