Last update: Nov 2026

Cost of Living Comparison Between Urbana, IL and Lima

For one person, living is cheaper in Lima: $1,042 a month against $1,886 in Urbana, IL, rent and utilities included – about $10,100 less a year. Rent and utilities account for most of the difference.

90

Cost of Living Index in Urbana, IL
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Urbana, IL Living Index
50

Cost of Living Index in Lima
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Lima Living Index

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Urbana, IL

🇺🇸 United States

$1,886

/mo nomad

Lima

🇵🇪 Peru

$1,042

/mo nomad

Monthly Cost of Living

How much you'll spend in Urbana, IL and in Lima

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Urbana, IL and in Lima actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,886 in Urbana, IL versus $1,042 in Lima.

Urbana, IL $1,886
Lima $1,042

Estimated couple costs with rent: $2,137 in Urbana, IL versus $1,651 in Lima.

Urbana, IL $2,137
Lima $1,651

Monthly costs for a family of three with rent: $2,388 in Urbana, IL versus $2,259 in Lima.

Urbana, IL $2,388
Lima $2,259

Living in Urbana, IL is roughly 81% more expensive than in Lima, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Urbana, IL is 40% above, Lima is 23% below.

Meal at Budget Restaurant

$14.91 $14.91

$4.64 PEN 15.95

221.34%

Three-Course Dinner for Two, Mid-Range

$60.0 $60.0

$34.34 PEN 118

74.67%

Fast Food Meal (McDonalds, etc)

$10.14 $10.14

$7.01 PEN 24.12

44.65%

Cappuccino

$4.80 $4.80

$3.22 PEN 11.09

49.07%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.26 $2.26

$1.13 PEN 3.90

100.00%

Water (0.33 liter bottle)

$1.72 $1.72

$0.61 PEN 2.09

181.97%

Local Beer (0.5 liter draught)

$5.58 $5.58

$2.93 PEN 10.07

90.44%

Imported Beer (0.33 liter bottle)

$5.37 $5.37

$4.25 PEN 14.63

26.35%

Milk (1 liter)

$0.85 $0.85

$1.58 PEN 5.44

-46.20%

White Bread (500g)

$3.09 $3.09

$2.61 PEN 8.98

18.39%

Rice (white) (1kg)

$3.01 $3.01

$1.30 PEN 4.46

131.54%

Eggs

$3.80 $3.80

$2.92 PEN 10.04

30.14%

Local Cheese (1kg)

$11.97 $11.97

$9.54 PEN 32.82

25.47%

Chicken Fillets (1kg)

$8.62 $8.62

$5.71 PEN 19.66

50.96%

Beef Round Steak (1kg)

$14.23 $14.23

$9.47 PEN 32.57

50.26%

Apples (1kg)

$4.07 $4.07

$2.01 PEN 6.91

102.49%

Banana (1kg)

$1.67 $1.67

$1.02 PEN 3.52

63.73%

Oranges (1kg)

$3.25 $3.25

$1.45 PEN 4.99

124.14%

Tomato (1kg)

$4.56 $4.56

$1.49 PEN 5.14

206.04%

Potato (1kg)

$2.18 $2.18

$0.91 PEN 3.14

139.56%

Onion (1kg)

$2.69 $2.69

$0.89 PEN 3.07

202.25%

Lettuce (1 head)

$2.27 $2.27

$0.86 PEN 2.97

163.95%

Water (1.5 liter bottle)

$1.34 $1.34

$0.89 PEN 3.05

50.56%

Cigarettes 20 Pack (Marlboro, Camel)

$12.30 $12.30

$5.47 PEN 18.83

124.86%

Wine (Bottle)

$15.06 $15.06

$10.17 PEN 34.99

48.08%

Local Beer (0.5 liter bottle)

$2.15 $2.15

$1.81 PEN 6.21

18.78%

Imported Beer (0.33 liter bottle)

$3.50 $3.50

$3.15 PEN 10.83

11.11%

One-way Ticket (Public Transport)

$0.98 $0.98

$0.66 PEN 2.28

48.48%

Public Transport Monthly Pass (Regular Price)

$31.89 PEN 110

Taxi Start (Normal Tariff)

$3.04 $3.04

$3.43 PEN 11.79

-11.37%

Taxi (Normal Tariff) (1km)

$0.64 $0.64

$1.98 PEN 6.80

-67.68%

Taxi 1hour Waiting (Normal Tariff)

$24.94 $24.94

$9.60 PEN 33.03

159.79%

Gasoline (1 liter)

$1.11 $1.11

$1.71 PEN 5.89

-35.09%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.2K $27.2K

$21.9K PEN 75.2K

24.54%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.4K $26.4K

$29.0K PEN 99.9K

-9.03%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$238 $238

$65.8 PEN 227

261.28%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$45.91 $45.91

$15.26 PEN 52.5

200.85%

Internet (50+ Mbps, Unlimited Data)

$60.6 $60.6

$26.87 PEN 92.5

125.38%

Gym Membership (Monthly)

$32.91 PEN 113

Tennis Court (1 Hour on Weekend)

$20.12 PEN 69.2

Cinema Ticket

$12.79 $12.79

$7.12 PEN 24.49

79.63%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$987 $987

$309 PEN 1,063

219.21%

International Primary School, 1 Child (Yearly)

$17.1K $17.1K

$21.4K PEN 73.5K

-19.90%

Jeans (Levis 501 Or Similar)

$49.14 $49.14

$52.0 PEN 179

-5.46%

Summer Dress (H&M, Zara, etc)

$51.5 $51.5

$35.69 PEN 123

44.38%

Sport Shoes (Adidas, Nike)

$102 $102

$81.8 PEN 281

24.86%

Men's Leather Business Shoes

$122 $122

$78.0 PEN 268

56.21%

1-bedroom Apartment, City Center (Monthly)

$842 $842

$727 PEN 2,501

15.89%

1-bedroom Apartment, Outside City Center (Monthly)

$759 $759

$373 PEN 1,284

103.44%

3-bedroom Apartment, City Center (Monthly)

$1,249 PEN 4,296

3-bedroom Apartment, Outside City Center (Monthly)

$739 PEN 2,543

Buy Apartment in City Center (m2)

$1,761 $1,761

$2,380 PEN 8,190

-26.03%

Buy Apartment Outside City Center (m2)

$1,777 $1,777

$1,365 PEN 4,696

30.21%

Average Monthly Net Salary (After Tax)

$6,662 $6,662

$650 PEN 2,237

924.58%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.82

8.38

-18.62%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Urbana, IL: November 2, 2026

Last update for Lima: October 31, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Urbana, IL

$759 40.2%

Lima

$373 35.8% 50.8% $386

Monthly Utilities & Internet

Urbana, IL

$344 18.3%

Lima

$108 10.4% 68.6% $236

Groceries & Markets

Urbana, IL

$339 18%

Lima

$228 21.9% 32.8% $111

Eating Out

Urbana, IL

$262 13.9%

Lima

$127 12.2% 51.5% $135

Clothing & Footwear

Urbana, IL

$146 7.7%

Lima

$111 10.7% 23.8% $35

Sport & Entertainment

Urbana, IL

$26 * 1.4%

Lima

$47 4.5% 84.4% $22

Getting Around

Urbana, IL

$10 * 0.5%

Lima

$48 4.6% 370% $38

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $842 in Urbana, IL and $727 in Lima. Housing cost is often the main lever when comparing two cities.

Urbana, IL pays about 10 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $60 in Urbana, IL vs $34 in Lima for a mid-range dinner for two. Groceries echo the gap at $339 vs $228 per month, with Lima cheaper across the board.

Good to know

🇺🇸 Urbana, IL

🇵🇪 Lima

🕒 Local time

10:07 10:07 AM

11:07 11:07 AM

1 h ahead of Urbana, IL

🌤 Weather

👥 Population

41,250

9,989,369 Capital

💱 Currency

United States Dollar USD $

Peruvian Sol PEN S/

📈 Exchange rate

1 USD = 0.89 EUR

1 PEN = 0.291 USD

1 PEN = 0.259 EUR

Exchange rates and currency converter

PEN, EUR to USD – United States Dollar Converter

🇵🇪 Peruvian Sol (S/)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of November 6, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Peruvian Sol exchange rates as of November 6, 2026: 1 USD = 3.44 PEN (1 PEN = 0.291 USD). 1 EUR = 3.86 PEN (1 PEN = 0.259 EUR).

PEN to USD in detail →

On the map

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Between locations

Urbana, IL Lima 5,910 km ≈ 8 h nonstop flight

From you

Urbana, IL
Lima

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Urbana, IL vs Lima: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $1,886 in Urbana, IL and $1,042 in Lima, so Lima is about 45% cheaper – a gap that matters a lot on a fixed or modest income.

Average pay in Urbana, IL is about 10 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $842 in Urbana, IL versus $727 in Lima. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 49% higher in Urbana, IL. For households that cook at home regularly, that difference adds up over a month.

All in, you’ll spend $1,886 per month in Urbana, IL versus $1,042 in Lima – Lima is about 45% cheaper, which adds up to real savings over time.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

It comes down to priorities – Lima wins on affordability, Urbana, IL on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.