Cost of Living Comparison Between Urbana, IL and Chicago, IL Cost of Living Comparison Between Urbana, IL and Chicago, IL

๐Ÿ™‚ Solo nomad: Urbana, IL is 32.4% cheaper than Chicago, IL without rent, and 45.5% cheaper with rent.
๐Ÿ™‚ Family of 3: Urbana, IL is 31.3% cheaper than Chicago, IL without rent, and 43.1% cheaper with rent.
Currency
๐Ÿฝ Eating Out
Urbana, IL
Chicago, IL
Difference
Meal at Budget Restaurant
$15.02 $15.02
$20.82 $20.82
-27.86%
Three-Course Dinner for Two, Mid-Range
$49.58 $49.58
$100 $100
-50.59%
Fast Food Meal (McDonalds, etc)
$10.99 $10.99
$11.97 $11.97
-8.19%
Cappuccino
$4.36 $4.36
$5.56 $5.56
-21.58%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.14 $2.14
$3.11 $3.11
-31.19%
Water (0.33 liter bottle)
$1.46 $1.46
$2.42 $2.42
-39.67%
Local Beer (0.5 liter draught)
$5.52 $5.52
$6.86 $6.86
-19.53%
Imported Beer (0.33 liter bottle)
$5.93 $5.93
$8.45 $8.45
-29.82%
๐Ÿ›’ Groceries & Markets
Urbana, IL
Chicago, IL
Difference
Milk (1 liter)
$0.7 $0.7
$1.04 $1.04
-32.69%
White Bread (500g)
$2.71 $2.71
$4.15 $4.15
-34.70%
Rice (white) (1kg)
$2.79 $2.79
$5.52 $5.52
-49.46%
Eggs
$2.65 $2.65
$4.65 $4.65
-43.01%
Local Cheese (1kg)
$7.94 $7.94
$14.33 $14.33
-44.59%
Chicken Fillets (1kg)
$8.84 $8.84
$14.88 $14.88
-40.59%
Beef Round Steak (1kg)
$13.68 $13.68
$19.34 $19.34
-29.27%
Apples (1kg)
$3.43 $3.43
$5.17 $5.17
-33.66%
Banana (1kg)
$1.54 $1.54
$1.71 $1.71
-9.94%
Oranges (1kg)
$3.07 $3.07
$4.41 $4.41
-30.39%
Tomato (1kg)
$3.61 $3.61
$4.51 $4.51
-19.96%
Potato (1kg)
$2.21 $2.21
$2.53 $2.53
-12.65%
Onion (1kg)
$2.4 $2.4
$2.74 $2.74
-12.41%
Lettuce (1 head)
$1.68 $1.68
$2.43 $2.43
-30.86%
Water (1.5 liter bottle)
$1.37 $1.37
$2.7 $2.7
-49.26%
Cigarettes 20 Pack (Marlboro, Camel)
$10.27 $10.27
$15.19 $15.19
-32.39%
Wine (Bottle)
$13.22 $13.22
$16.42 $16.42
-19.49%
Local Beer (0.5 liter bottle)
$1.71 $1.71
$2.35 $2.35
-27.23%
Imported Beer (0.33 liter bottle)
$1.31 $1.31
$3.7 $3.7
-64.59%
๐ŸšŒ Getting Around
Urbana, IL
Chicago, IL
Difference
One-way Ticket (Public Transport)
$1.03 $1.03
$2.53 $2.53
-59.29%
Public Transport Monthly Pass (Regular Price)
-
$74.1 $74.1
-
Taxi Start (Normal Tariff)
$2.98 $2.98
$3.34 $3.34
-10.78%
Taxi (Normal Tariff) (1km)
$0.61 $0.61
$1.42 $1.42
-57.04%
Taxi 1hour Waiting (Normal Tariff)
$29.48 $29.48
$25.42 $25.42
15.97%
Gasoline (1 liter)
$0.95 $0.95
$1.08 $1.08
-12.04%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$24.2K $24.2K
$32.4K $32.4K
-25.38%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$22.7K $22.7K
$26.2K $26.2K
-13.46%
๐Ÿงพ Monthly Utilities & Internet
Urbana, IL
Chicago, IL
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$214 $214
$188 $188
13.91%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$41.04 $41.04
$63.7 $63.7
-35.57%
Internet (50+ Mbps, Unlimited Data)
$60.6 $60.6
$65.2 $65.2
-7.01%
๐ŸŽ‰ Sport & Entertainment
Urbana, IL
Chicago, IL
Difference
Gym Membership (Monthly)
$43.04 $43.04
$76.7 $76.7
-43.90%
Tennis Court (1 Hour on Weekend)
-
$13.03 $13.03
-
Cinema Ticket
$12.03 $12.03
$14.93 $14.93
-19.42%
๐Ÿงธ Childcare & Education
Urbana, IL
Chicago, IL
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,184 $1,184
$2,063 $2,063
-42.60%
International Primary School, 1 Child (Yearly)
$23.1K $23.1K
$39.2K $39.2K
-41.08%
๐Ÿ‘•๐Ÿ‘Ÿ Clothing & Footwear
Urbana, IL
Chicago, IL
Difference
Jeans (Levis 501 Or Similar)
$44.22 $44.22
$64.3 $64.3
-31.24%
Summer Dress (H&M, Zara, etc)
$40.44 $40.44
$52.4 $52.4
-22.81%
Sport Shoes (Adidas, Nike)
$67.9 $67.9
$95.2 $95.2
-28.66%
Men's Leather Business Shoes
$153 $153
$145 $145
5.85%
๐Ÿ  Accommodation & Living
Urbana, IL
Chicago, IL
Difference
1-bedroom Apartment, City Center (Monthly)
$760 $760
$2,378 $2,378
-68.05%
1-bedroom Apartment, Outside City Center (Monthly)
$577 $577
$1,584 $1,584
-63.56%
3-bedroom Apartment, City Center (Monthly)
$1,486 $1,486
$4,763 $4,763
-68.79%
3-bedroom Apartment, Outside City Center (Monthly)
$1,327 $1,327
$2,815 $2,815
-52.86%
Buy Apartment in City Center (m2)
$1,579 $1,579
$3,588 $3,588
-55.99%
Buy Apartment Outside City Center (m2)
$1,569 $1,569
$2,490 $2,490
-37.00%
๐Ÿ’ต Salaries & Financials
Urbana, IL
Chicago, IL
Difference
Average Monthly Net Salary (After Tax)
$6,359 $6,359
$5,275 $5,275
20.56%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.52
6.6
-1.21%

Citycost data is based on AI and user input โ€“ minor inaccuracies may occur.

Last update for Urbana, IL: October 28, 2025

Last update for Chicago, IL: October 29, 2025

Join the CityCost newsletter โ€“ low traffic, no spam, and easy to unsubscribe. Your email stays private.