Last update: Oct 2026

Cost of Living Comparison Between Union City, TN and Montreal

For one person, living is cheaper in Union City, TN: $1,653 a month against $2,059 in Montreal, rent and utilities included – about $4,900 less a year. Rent and utilities account for most of the difference.

80

Cost of Living Index in Union City, TN
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Union City, TN Living Index
99

Cost of Living Index in Montreal
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Montreal Living Index

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Union City, TN

🇺🇸 United States

$1,653

/mo nomad

Montreal

🇨🇦 Canada

$2,059

/mo nomad

Monthly Cost of Living

How much you'll spend in Union City, TN and in Montreal

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Union City, TN and in Montreal actually costs, broken down by who's living it.

A single person spends $1,653 per month in Union City, TN vs $2,059 in Montreal, rent included.

Union City, TN $1,653
Montreal $2,059

A couple spends around $2,486 per month in Union City, TN vs $3,123 in Montreal, rent included.

Union City, TN $2,486
Montreal $3,123

A family of three spends $3,318 per month in Union City, TN vs $4,187 in Montreal, rent included.

Union City, TN $3,318
Montreal $4,187

Union City, TN is about 20% cheaper than Montreal, and outside of rent the biggest gap is in eating out.

Both Union City, TN and Montreal sit above the global median – Union City, TN by 22%, Montreal by 52%.

Meal at Budget Restaurant

$9.87 $9.87

$18.84 CA$26.63

-47.61%

Three-Course Dinner for Two, Mid-Range

$50.3 $50.3

$73.2 CA$104

-31.26%

Fast Food Meal (McDonalds, etc)

$6.95 $6.95

$10.54 CA$14.90

-34.06%

Cappuccino

$3.11 $3.11

$3.97 CA$5.61

-21.66%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.20 $2.20

$1.94 CA$2.74

13.40%

Water (0.33 liter bottle)

$1.56 $1.56

$1.57 CA$2.22

-0.64%

Local Beer (0.5 liter draught)

$3.90 $3.90

$6.42 CA$9.08

-39.25%

Imported Beer (0.33 liter bottle)

$3.89 $3.89

$7.20 CA$10.19

-45.97%

Milk (1 liter)

$0.92 $0.92

$2.32 CA$3.28

-60.34%

White Bread (500g)

$2.38 $2.38

$3.19 CA$4.51

-25.39%

Rice (white) (1kg)

$2.07 $2.07

$3.19 CA$4.50

-35.11%

Eggs

$2.69 $2.69

$3.68 CA$5.20

-26.90%

Local Cheese (1kg)

$7.88 $7.88

$13.24 CA$18.72

-40.48%

Chicken Fillets (1kg)

$8.85 $8.85

$11.69 CA$16.53

-24.29%

Beef Round Steak (1kg)

$18.69 $18.69

$13.98 CA$19.76

33.69%

Apples (1kg)

$4.44 $4.44

$3.14 CA$4.44

41.40%

Banana (1kg)

$1.26 $1.26

$1.45 CA$2.05

-13.10%

Oranges (1kg)

$2.70 $2.70

$3.38 CA$4.78

-20.12%

Tomato (1kg)

$4.43 $4.43

$3.11 CA$4.40

42.44%

Potato (1kg)

$2.19 $2.19

$1.93 CA$2.72

13.47%

Onion (1kg)

$1.83 $1.83

$1.83 CA$2.58

Lettuce (1 head)

$1.77 $1.77

$2.36 CA$3.34

-25.00%

Water (1.5 liter bottle)

$1.38 $1.38

$1.50 CA$2.12

-8.00%

Cigarettes 20 Pack (Marlboro, Camel)

$6.83 $6.83

$11.12 CA$15.73

-38.58%

Wine (Bottle)

$13.97 $13.97

$10.60 CA$14.98

31.79%

Local Beer (0.5 liter bottle)

$2.05 $2.05

$2.22 CA$3.14

-7.66%

Imported Beer (0.33 liter bottle)

$1.84 $1.84

$2.84 CA$4.01

-35.21%

One-way Ticket (Public Transport)

$1.85 $1.85

$2.62 CA$3.71

-29.39%

Public Transport Monthly Pass (Regular Price)

$79.1 CA$112

Taxi Start (Normal Tariff)

$4.85 $4.85

$3.23 CA$4.56

50.15%

Taxi (Normal Tariff) (1km)

$1.52 $1.52

$1.48 CA$2.10

2.70%

Taxi 1hour Waiting (Normal Tariff)

$21.16 $21.16

$32.22 CA$45.55

-34.33%

Gasoline (1 liter)

$0.83 $0.83

$1.36 CA$1.92

-38.97%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$37.1K $37.1K

$27.6K CA$39.1K

34.09%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.3K $27.3K

$21.2K CA$30.0K

28.71%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$228 $228

$77.0 CA$109

196.12%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$33.13 $33.13

$34.14 CA$48.26

-2.96%

Internet (50+ Mbps, Unlimited Data)

$75.2 $75.2

$42.19 CA$59.7

78.15%

Gym Membership (Monthly)

$41.53 $41.53

$30.81 CA$43.56

34.79%

Tennis Court (1 Hour on Weekend)

$7.06 $7.06

$19.66 CA$27.79

-64.09%

Cinema Ticket

$14.82 $14.82

$11.47 CA$16.22

29.21%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,465 $1,465

$506 CA$716

189.44%

International Primary School, 1 Child (Yearly)

$30.8K $30.8K

$16.2K CA$23.0K

89.74%

Jeans (Levis 501 Or Similar)

$55.4 $55.4

$57.3 CA$81.0

-3.34%

Summer Dress (H&M, Zara, etc)

$43.06 $43.06

$38.10 CA$53.9

13.02%

Sport Shoes (Adidas, Nike)

$90.9 $90.9

$91.9 CA$130

-1.13%

Men's Leather Business Shoes

$136 $136

$110 CA$155

24.36%

1-bedroom Apartment, City Center (Monthly)

$724 $724

$1,237 CA$1,748

-41.44%

1-bedroom Apartment, Outside City Center (Monthly)

$585 $585

$977 CA$1,381

-40.12%

3-bedroom Apartment, City Center (Monthly)

$1,155 $1,155

$2,180 CA$3,082

-47.00%

3-bedroom Apartment, Outside City Center (Monthly)

$1,099 $1,099

$1,608 CA$2,273

-31.68%

Buy Apartment in City Center (m2)

$2,327 $2,327

$5,113 CA$7,228

-54.49%

Buy Apartment Outside City Center (m2)

$2,591 $2,591

$3,744 CA$5,293

-30.81%

Average Monthly Net Salary (After Tax)

$2,019 $2,019

$2,957 CA$4,180

-31.71%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.55

4.48

46.21%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Union City, TN: October 18, 2026

Last update for Montreal: October 20, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Union City, TN

$585 35.4%

Montreal

$977 47.4% 67% $392

Monthly Utilities & Internet

Union City, TN

$336 20.4%

Montreal

$153 7.5% 54.4% $183

Groceries & Markets

Union City, TN

$315 19%

Montreal

$351 17.1% 11.6% $37

Eating Out

Union City, TN

$179 10.9%

Montreal

$290 14.1% 61.9% $111

Clothing & Footwear

Union City, TN

$147 8.9%

Montreal

$134 6.5% 8.8% $13

Sport & Entertainment

Union City, TN

$71 4.3%

Montreal

$54 2.6% 24.5% $17

Getting Around

Union City, TN

$20 * 1.2%

Montreal

$100 4.9% 405% $80

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $724 in Union City, TN versus $1,237 in Montreal. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 46% higher in Montreal, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $50.0 in Union City, TN versus $73.0 in Montreal. Monthly groceries follow the same trend: $315 vs $351 – making Union City, TN the more affordable choice for daily food spending.

Good to know

🇺🇸 Union City, TN

🇨🇦 Montreal

🕒 Local time

05:18 5:18 AM

06:18 6:18 AM

1 h ahead of Union City, TN

🌤 Weather

👥 Population

63,930

1,762,949

💱 Currency

United States Dollar USD $

Canadian Dollar CAD $

📈 Exchange rate

1 USD = 0.89 EUR

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

Exchange rates and currency converter

CAD, EUR to USD – United States Dollar Converter

🇨🇦 Canadian Dollar ($)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 22, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Canadian Dollar exchange rates as of October 22, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

CAD to USD in detail →

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Between locations

Union City, TN Montreal 1,640 km ≈ 2 h 30 min nonstop flight

From you

Union City, TN
Montreal

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Union City, TN vs Montreal: Cost of Living - Frequently Asked Questions

Montreal costs about 25% more than Union City, TN, and outside of rent the gap comes mainly from eating out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,479 per month in Union City, TN and $3,089 in Montreal. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Union City, TN, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $50.0 in Union City, TN and $73.0 in Montreal. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 12% more in Montreal, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $3,000 monthly budget goes further in Union City, TN, where all-in costs run around $1,653, than in Montreal at $2,059. In Union City, TN it covers expenses comfortably, while in Montreal it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Union City, TN costs $1,653 versus $2,059 in Montreal. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Union City, TN. If higher salaries, better infrastructure, or specific career opportunities are the priority, Montreal makes more sense. Both are solid long-term options with distinct trade-offs.