Last update: Oct 2026

Cost of Living Comparison Between Union City, TN and Monterrey

For one person, living costs are similar in Union City, TN and in Monterrey: $1,653 and $1,599 a month, rent and utilities included.

Union City, TN
🇺🇸 United States
$1,653
/mo nomad
Monterrey
🇲🇽 Mexico
$1,599
/mo nomad
Monthly Cost of Living

How much you'll spend in Union City, TN and in Monterrey

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Union City, TN and in Monterrey actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,653 in Union City, TN versus $1,599 in Monterrey.

  • Union City, TN $1,653
  • Monterrey $1,599

Estimated couple costs with rent: $2,486 in Union City, TN versus $2,493 in Monterrey.

  • Union City, TN $2,486
  • Monterrey $2,493

Monthly costs for a family of three with rent: $3,318 in Union City, TN versus $3,387 in Monterrey.

  • Union City, TN $3,318
  • Monterrey $3,387

Living in Union City, TN is roughly 3% more expensive than in Monterrey, and outside of rent the biggest gap is in utilities.

Both cities are pricier than the global median: Union City, TN 22% above, Monterrey 18% above.

Currency
🍽 Eating Out
Union City, TN
Monterrey
Difference
Meal at Budget Restaurant
$9.87 $9.87
$13.80 MX$255
-28.48%
Three-Course Dinner for Two, Mid-Range
$50.3 $50.3
$47.99 MX$887
4.88%
Fast Food Meal (McDonalds, etc)
$6.95 $6.95
$10.65 MX$197
-34.74%
Cappuccino
$3.11 $3.11
$3.99 MX$73.7
-22.06%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.20 $2.20
$1.66 MX$30.76
32.53%
Water (0.33 liter bottle)
$1.56 $1.56
$0.99 MX$18.21
57.58%
Local Beer (0.5 liter draught)
$3.90 $3.90
$2.36 MX$43.64
65.25%
Imported Beer (0.33 liter bottle)
$3.89 $3.89
$4.43 MX$81.8
-12.19%
🛒 Groceries & Markets
Union City, TN
Monterrey
Difference
Milk (1 liter)
$0.92 $0.92
$1.82 MX$33.58
-49.45%
White Bread (500g)
$2.38 $2.38
$2.83 MX$52.4
-15.90%
Rice (white) (1kg)
$2.07 $2.07
$1.92 MX$35.44
7.81%
Eggs
$2.69 $2.69
$2.48 MX$45.78
8.47%
Local Cheese (1kg)
$7.88 $7.88
$11.74 MX$217
-32.88%
Chicken Fillets (1kg)
$8.85 $8.85
$9.10 MX$168
-2.75%
Beef Round Steak (1kg)
$18.69 $18.69
$12.53 MX$232
49.16%
Apples (1kg)
$4.44 $4.44
$3.34 MX$61.6
32.93%
Banana (1kg)
$1.26 $1.26
$1.57 MX$29.10
-19.75%
Oranges (1kg)
$2.70 $2.70
$2.16 MX$39.86
25.00%
Tomato (1kg)
$4.43 $4.43
$2.47 MX$45.65
79.35%
Potato (1kg)
$2.19 $2.19
$2.31 MX$42.64
-5.19%
Onion (1kg)
$1.83 $1.83
$2.68 MX$49.47
-31.72%
Lettuce (1 head)
$1.77 $1.77
$1.46 MX$26.90
21.23%
Water (1.5 liter bottle)
$1.38 $1.38
$1.19 MX$22.07
15.97%
Cigarettes 20 Pack (Marlboro, Camel)
$6.83 $6.83
$4.75 MX$87.8
43.79%
Wine (Bottle)
$13.97 $13.97
$13.58 MX$251
2.87%
Local Beer (0.5 liter bottle)
$2.05 $2.05
$1.92 MX$35.52
6.77%
Imported Beer (0.33 liter bottle)
$1.84 $1.84
$2.88 MX$53.2
-36.11%
🚌 Getting Around
Union City, TN
Monterrey
Difference
One-way Ticket (Public Transport)
$1.85 $1.85
$0.79 MX$14.66
134.18%
Public Transport Monthly Pass (Regular Price)
-
$31.36 MX$579
-
Taxi Start (Normal Tariff)
$4.85 $4.85
$1.59 MX$29.44
205.03%
Taxi (Normal Tariff) (1km)
$1.52 $1.52
$1.06 MX$19.58
43.40%
Taxi 1hour Waiting (Normal Tariff)
$21.16 $21.16
$10.80 MX$200
95.93%
Gasoline (1 liter)
$0.83 $0.83
$1.55 MX$28.59
-46.45%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$37.1K $37.1K
$24.2K MX$446.4K
53.46%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$27.3K $27.3K
$24.3K MX$449.4K
12.17%
🧾 Monthly Utilities & Internet
Union City, TN
Monterrey
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$228 $228
$117 MX$2,159
95.30%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$33.13 $33.13
$26.38 MX$488
25.59%
Internet (50+ Mbps, Unlimited Data)
$75.2 $75.2
$26.04 MX$481
188.63%
🎉 Sport & Entertainment
Union City, TN
Monterrey
Difference
Gym Membership (Monthly)
$41.53 $41.53
$30.26 MX$559
37.24%
Tennis Court (1 Hour on Weekend)
$7.06 $7.06
$21.25 MX$393
-66.78%
Cinema Ticket
$14.82 $14.82
$5.23 MX$96.6
183.37%
🧸 Childcare & Education
Union City, TN
Monterrey
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,465 $1,465
$673 MX$12.4K
117.79%
International Primary School, 1 Child (Yearly)
$30.8K $30.8K
$11.1K MX$205.2K
177.44%
👕👟 Clothing & Footwear
Union City, TN
Monterrey
Difference
Jeans (Levis 501 Or Similar)
$55.4 $55.4
$72.1 MX$1,332
-23.21%
Summer Dress (H&M, Zara, etc)
$43.06 $43.06
$42.38 MX$783
1.60%
Sport Shoes (Adidas, Nike)
$90.9 $90.9
$112 MX$2,066
-18.70%
Men's Leather Business Shoes
$136 $136
$119 MX$2,200
14.65%
🏠 Accommodation & Living
Union City, TN
Monterrey
Difference
1-bedroom Apartment, City Center (Monthly)
$724 $724
$949 MX$17.5K
-23.68%
1-bedroom Apartment, Outside City Center (Monthly)
$585 $585
$666 MX$12.3K
-12.23%
3-bedroom Apartment, City Center (Monthly)
$1,155 $1,155
$1,821 MX$33.7K
-36.56%
3-bedroom Apartment, Outside City Center (Monthly)
$1,099 $1,099
$1,271 MX$23.5K
-13.59%
Buy Apartment in City Center (m2)
$2,327 $2,327
$4,050 MX$74.8K
-42.56%
Buy Apartment Outside City Center (m2)
$2,591 $2,591
$2,348 MX$43.4K
10.36%
💵 Salaries & Financials
Union City, TN
Monterrey
Difference
Average Monthly Net Salary (After Tax)
$2,019 $2,019
$1,155 MX$21.3K
74.81%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.55
11.79
-44.44%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Union City, TN: October 18, 2026

Last update for Monterrey: October 18, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Union City, TN
$585
Monterrey
$666 13.9% $82
Monthly Utilities & Internet
Union City, TN
$336
Monterrey
$169 49.7% $167
Groceries & Markets
Union City, TN
$315
Monterrey
$304 3.2% $10
Eating Out
Union City, TN
$179
Monterrey
$221 23.4% $42
Clothing & Footwear
Union City, TN
$147
Monterrey
$155 6% $8.8
Sport & Entertainment
Union City, TN
$71
Monterrey
$41 42.8% $30
Getting Around
Union City, TN
$20 *
Monterrey
$41 109% $22

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $724 in Union City, TN and $949 in Monterrey. Housing cost is often the main lever when comparing two cities.

Union City, TN pays 75% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $50.0 in Union City, TN vs $48.00 in Monterrey for a mid-range dinner for two. Groceries echo the gap at $315 vs $304 per month, with Monterrey cheaper across the board.

Good to know
🇺🇸 Union City, TN
🇲🇽 Monterrey
🕒 Local time
07:25 7:25 AM
06:25 6:25 AM
1 h behind Union City, TN
🌤 Weather
👥 Population
63,930
1,142,994
💱 Currency
Exchange rates and currency converter

MXN, EUR to USD – United States Dollar Converter

United States Dollar exchange rates as of October 22, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Mexican Peso exchange rates as of October 22, 2026: 1 USD = 18.48 MXN (100 MXN = 5.41 USD). 1 EUR = 20.77 MXN (100 MXN = 4.81 EUR).

On the map
Between locations
  • Union City, TN Monterrey 1,600 km ≈ 2 h 30 min nonstop flight
From you
  • Union City, TN
  • Monterrey

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Union City, TN vs Monterrey: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Union City, TN and in Monterrey?
Union City, TN and Monterrey differ by about 3% in total monthly costs ($1,653 vs $1,599 including rent). Monterrey is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
Which city pays better: Union City, TN or Monterrey?
Average pay runs 75% higher in Union City, TN, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How do apartment prices compare in Union City, TN and in Monterrey?
Rent for a central apartment: $724 in Union City, TN versus $949 in Monterrey. Housing is usually the single largest factor when comparing overall living costs between the two.
What is the difference in childcare costs between Union City, TN and Monterrey?
Childcare runs $1,465 in Union City, TN versus $673 in Monterrey. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Which city has cheaper restaurants?
Dining out is cheaper in Monterrey – a meal for two runs $48.00 versus $50.0 in Union City, TN. If you eat out regularly, this makes a real dent in your monthly spending.
Which city is more doable on $2,000 per month?
At $1,599 in Monterrey versus $1,653 in Union City, TN, a $2,000 budget is realistic in Monterrey but tight or insufficient in Union City, TN. The gap between the two cities makes Monterrey the clear choice for anyone on this budget.
How does quality of life compare between Union City, TN and Monterrey?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Where should expats move: Union City, TN or Monterrey?
Expats usually find Monterrey gentler on the wallet – expenses run 3% less than in Union City, TN. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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