Cost of Living Comparison Between Umm Al Quwain and Ubud, Bali Cost of Living Comparison Between Umm Al Quwain and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $1,582 in Umm Al Quwain versus $1,404 in Ubud, Bali.

Estimated couple costs with rent: $2,280 in Umm Al Quwain versus $2,549 in Ubud, Bali.

Monthly costs for a family of three with rent: $2,978 in Umm Al Quwain versus $3,694 in Ubud, Bali.

Living in Umm Al Quwain is roughly 13% more expensive than Ubud, Bali, driven mainly by Monthly Utilities & Internet.

Both cities are pricier than the global median: Umm Al Quwain 18% above, Ubud, Bali 4% above.

Meal at Budget Restaurant

$6.15 AED 22.59

$3.57 Rp 64.0K

72.27%

Three-Course Dinner for Two, Mid-Range

$27.51 AED 101

$32.50 Rp 582.3K

-15.35%

Fast Food Meal (McDonalds, etc)

$8.30 AED 30.49

$4.86 Rp 87.1K

70.78%

Cappuccino

$3.80 AED 13.95

$2.75 Rp 49.2K

38.18%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.89 AED 3.26

$1.32 Rp 23.7K

-32.58%

Water (0.33 liter bottle)

$0.41 AED 1.50

$0.70 Rp 12.6K

-41.43%

Local Beer (0.5 liter draught)

$10.91 AED 40.06

$2.91 Rp 52.2K

274.91%

Imported Beer (0.33 liter bottle)

$10.98 AED 40.35

$3.79 Rp 68.0K

189.71%

Milk (1 liter)

$1.90 AED 6.98

$1.71 Rp 30.6K

11.11%

White Bread (500g)

$1.21 AED 4.45

$2.47 Rp 44.3K

-51.01%

Rice (white) (1kg)

$1.44 AED 5.30

$1.20 Rp 21.5K

20.00%

Eggs

$1.80 AED 6.61

$2.44 Rp 43.8K

-26.23%

Local Cheese (1kg)

$8.85 AED 32.51

$14.38 Rp 257.7K

-38.46%

Chicken Fillets (1kg)

$6.41 AED 23.54

$4.31 Rp 77.1K

48.72%

Beef Round Steak (1kg)

$7.24 AED 26.59

$12.21 Rp 218.7K

-40.70%

Apples (1kg)

$1.65 AED 6.07

$3.68 Rp 66.0K

-55.16%

Banana (1kg)

$1.24 AED 4.55

$1.55 Rp 27.8K

-20.00%

Oranges (1kg)

$1.40 AED 5.16

$2.79 Rp 49.9K

-49.82%

Tomato (1kg)

$1.10 AED 4.03

$2.33 Rp 41.8K

-52.79%

Potato (1kg)

$0.99 AED 3.63

$1.97 Rp 35.3K

-49.75%

Onion (1kg)

$0.97 AED 3.58

$2.31 Rp 41.4K

-58.01%

Lettuce (1 head)

$0.74 AED 2.73

$1.06 Rp 19.1K

-30.19%

Water (1.5 liter bottle)

$0.60 AED 2.22

$0.73 Rp 13.1K

-17.81%

Cigarettes 20 Pack (Marlboro, Camel)

$6.43 AED 23.60

$3.28 Rp 58.8K

96.04%

Wine (Bottle)

$11.04 AED 40.55

$22.79 Rp 408.4K

-51.56%

Local Beer (0.5 liter bottle)

$1.61 AED 5.92

$2.81 Rp 50.3K

-42.70%

Imported Beer (0.33 liter bottle)

$2.74 AED 10.08

$2.78 Rp 49.9K

-1.44%

One-way Ticket (Public Transport)

$1.59 AED 5.85

$0.29 Rp 5,217

448.28%

Public Transport Monthly Pass (Regular Price)

$53.2 AED 195

$8.06 Rp 144.4K

559.43%

Taxi Start (Normal Tariff)

$3.23 AED 11.85

$0.45 Rp 8,047

617.78%

Taxi (Normal Tariff) (1km)

$0.81 AED 2.96

$0.45 Rp 8,094

80.00%

Taxi 1hour Waiting (Normal Tariff)

$8.14 AED 29.90

$6.24 Rp 111.7K

30.45%

Gasoline (1 liter)

$0.80 AED 2.92

$0.85 Rp 15.2K

-5.88%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.0K AED 121.1K

$26.0K Rp 465.4M

26.88%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.6K AED 83.1K

$31.7K Rp 567.2M

-28.54%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$138 AED 505

$80.8 Rp 1.4M

70.41%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$62.5 AED 229

$4.06 Rp 72.7K

1438.92%

Internet (50+ Mbps, Unlimited Data)

$102 AED 374

$24.42 Rp 437.6K

316.63%

Gym Membership (Monthly)

$122 AED 449

$97.7 Rp 1.7M

25.04%

Tennis Court (1 Hour on Weekend)

$40.11 AED 147

$6.45 Rp 115.5K

521.86%

Cinema Ticket

$13.60 AED 49.93

$4.04 Rp 72.4K

236.63%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$591 AED 2,172

$304 Rp 5.4M

94.53%

International Primary School, 1 Child (Yearly)

$5,699 AED 20.9K

$6,621 Rp 118.6M

-13.93%

Jeans (Levis 501 Or Similar)

$58.9 AED 216

$54.2 Rp 971.7K

8.61%

Summer Dress (H&M, Zara, etc)

$62.0 AED 228

$38.78 Rp 694.7K

59.82%

Sport Shoes (Adidas, Nike)

$84.4 AED 310

$86.1 Rp 1.5M

-1.99%

Men's Leather Business Shoes

$92.3 AED 339

$76.7 Rp 1.4M

20.41%

1-bedroom Apartment, City Center (Monthly)

$670 AED 2,459

$986 Rp 17.7M

-32.06%

1-bedroom Apartment, Outside City Center (Monthly)

$537 AED 1,971

$658 Rp 11.8M

-18.44%

3-bedroom Apartment, City Center (Monthly)

$1,016 AED 3,733

$3,369 Rp 60.4M

-69.83%

3-bedroom Apartment, Outside City Center (Monthly)

$817 AED 3,002

$2,066 Rp 37.0M

-60.44%

Buy Apartment in City Center (m2)

$2,741 Rp 49.1M

Buy Apartment Outside City Center (m2)

$2,228 Rp 39.9M

Average Monthly Net Salary (After Tax)

$3,306 AED 12.1K

$163 Rp 2.9M

1923.30%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.53

13.28

-65.89%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Umm Al Quwain: June 8, 2026

Last update for Ubud, Bali: June 9, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $670 in Umm Al Quwain and $986 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Umm Al Quwain pays 1923% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $28.00 in Umm Al Quwain vs $33.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $202 vs $297 per month, with Umm Al Quwain cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Umm Al Quwain vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 13% lower than in Umm Al Quwain. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

Umm Al Quwain pays 1923% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $670 in Umm Al Quwain versus $986 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $591 in Umm Al Quwain versus $304 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Shoppers in Umm Al Quwain pay roughly 47% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

At $1,404 in Ubud, Bali versus $1,582 in Umm Al Quwain, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Umm Al Quwain. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,404 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.

Safety-wise, Umm Al Quwain and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 13% less than in Umm Al Quwain. Beyond cost, consider language, visa policies, and how big the international community is in each city.