Cost of Living Comparison Between Umm Al Quwain and Ubud, Bali Cost of Living Comparison Between Umm Al Quwain and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $1,606 in Umm Al Quwain versus $1,394 in Ubud, Bali.

Estimated couple costs with rent: $2,238 in Umm Al Quwain versus $2,551 in Ubud, Bali.

Monthly costs for a family of three with rent: $2,871 in Umm Al Quwain versus $3,708 in Ubud, Bali.

Living in Umm Al Quwain is roughly 15% more expensive than Ubud, Bali, driven mainly by Monthly Utilities & Internet.

Both cities are pricier than the global median: Umm Al Quwain 20% above, Ubud, Bali 5% above.

Meal at Budget Restaurant

$6.14 AED 22.57

$3.40 Rp 60.2K

80.59%

Three-Course Dinner for Two, Mid-Range

$27.32 AED 100

$32.38 Rp 573.6K

-15.63%

Fast Food Meal (McDonalds, etc)

$8.19 AED 30.08

$5.00 Rp 88.6K

63.80%

Cappuccino

$3.64 AED 13.36

$2.82 Rp 50.0K

29.08%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.84 AED 3.08

$1.38 Rp 24.4K

-39.13%

Water (0.33 liter bottle)

$0.41 AED 1.50

$0.73 Rp 13.0K

-43.84%

Local Beer (0.5 liter draught)

$10.90 AED 40.04

$2.98 Rp 52.8K

265.77%

Imported Beer (0.33 liter bottle)

$10.91 AED 40.06

$3.97 Rp 70.3K

174.81%

Milk (1 liter)

$1.90 AED 6.97

$1.79 Rp 31.8K

6.15%

White Bread (500g)

$1.17 AED 4.28

$2.46 Rp 43.7K

-52.44%

Rice (white) (1kg)

$1.38 AED 5.07

$1.20 Rp 21.2K

15.00%

Eggs

$1.81 AED 6.63

$2.39 Rp 42.3K

-24.27%

Local Cheese (1kg)

$8.89 AED 32.64

$14.40 Rp 255.1K

-38.26%

Chicken Fillets (1kg)

$6.67 AED 24.48

$4.28 Rp 75.9K

55.84%

Beef Round Steak (1kg)

$7.24 AED 26.59

$11.82 Rp 209.4K

-38.75%

Apples (1kg)

$1.71 AED 6.30

$3.78 Rp 67.0K

-54.76%

Banana (1kg)

$1.25 AED 4.58

$1.63 Rp 28.9K

-23.31%

Oranges (1kg)

$1.44 AED 5.30

$2.80 Rp 49.6K

-48.57%

Tomato (1kg)

$1.09 AED 4.00

$2.26 Rp 40.0K

-51.77%

Potato (1kg)

$0.93 AED 3.40

$2.00 Rp 35.3K

-53.50%

Onion (1kg)

$0.98 AED 3.62

$2.21 Rp 39.2K

-55.66%

Lettuce (1 head)

$0.76 AED 2.80

$1.07 Rp 18.9K

-28.97%

Water (1.5 liter bottle)

$0.57 AED 2.08

$0.76 Rp 13.5K

-25.00%

Cigarettes 20 Pack (Marlboro, Camel)

$6.35 AED 23.32

$3.13 Rp 55.4K

102.88%

Wine (Bottle)

$10.85 AED 39.84

$23.81 Rp 421.9K

-54.43%

Local Beer (0.5 liter bottle)

$1.54 AED 5.65

$2.84 Rp 50.3K

-45.77%

Imported Beer (0.33 liter bottle)

$2.80 AED 10.29

$2.78 Rp 49.2K

0.72%

One-way Ticket (Public Transport)

$1.61 AED 5.93

$0.27 Rp 4,726

496.30%

Public Transport Monthly Pass (Regular Price)

$51.7 AED 190

$8.37 Rp 148.2K

517.68%

Taxi Start (Normal Tariff)

$3.18 AED 11.68

$0.45 Rp 8,034

606.67%

Taxi (Normal Tariff) (1km)

$0.79 AED 2.88

$0.43 Rp 7,578

83.72%

Taxi 1hour Waiting (Normal Tariff)

$8.08 AED 29.67

$5.98 Rp 105.9K

35.12%

Gasoline (1 liter)

$0.77 AED 2.84

$0.80 Rp 14.2K

-3.75%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$32.5K AED 119.5K

$25.8K Rp 457.2M

26.03%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.7K AED 83.3K

$31.8K Rp 563.4M

-28.68%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$140 AED 513

$80.7 Rp 1.4M

72.99%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$61.2 AED 225

$4.14 Rp 73.3K

1378.99%

Internet (50+ Mbps, Unlimited Data)

$103 AED 378

$24.12 Rp 427.2K

326.91%

Gym Membership (Monthly)

$119 AED 439

$97.8 Rp 1.7M

22.22%

Tennis Court (1 Hour on Weekend)

$39.25 AED 144

$6.64 Rp 117.7K

491.11%

Cinema Ticket

$13.71 AED 50.4

$4.04 Rp 71.5K

239.36%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$600 AED 2,204

$297 Rp 5.3M

102.07%

International Primary School, 1 Child (Yearly)

$5,642 AED 20.7K

$6,590 Rp 116.7M

-14.38%

Jeans (Levis 501 Or Similar)

$59.6 AED 219

$55.1 Rp 976.8K

8.03%

Summer Dress (H&M, Zara, etc)

$61.9 AED 227

$38.51 Rp 682.1K

60.79%

Sport Shoes (Adidas, Nike)

$85.2 AED 313

$86.1 Rp 1.5M

-1.10%

Men's Leather Business Shoes

$94.4 AED 347

$78.0 Rp 1.4M

21.13%

1-bedroom Apartment, City Center (Monthly)

$689 AED 2,530

$985 Rp 17.5M

-30.08%

1-bedroom Apartment, Outside City Center (Monthly)

$551 AED 2,025

$665 Rp 11.8M

-17.05%

3-bedroom Apartment, City Center (Monthly)

$1,018 AED 3,738

$3,446 Rp 61.0M

-70.46%

3-bedroom Apartment, Outside City Center (Monthly)

$823 AED 3,021

$2,042 Rp 36.2M

-59.72%

Buy Apartment in City Center (m2)

$2,829 Rp 50.1M

Buy Apartment Outside City Center (m2)

$2,282 Rp 40.4M

Average Monthly Net Salary (After Tax)

$3,397 AED 12.5K

$169 Rp 3.0M

1907.31%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.53

13.28

-65.89%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Umm Al Quwain: June 15, 2026

Last update for Ubud, Bali: June 14, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $689 in Umm Al Quwain and $985 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Umm Al Quwain pays 1907% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $27.00 in Umm Al Quwain vs $32.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $202 vs $299 per month, with Umm Al Quwain cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Umm Al Quwain vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 15% lower than in Umm Al Quwain. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

Umm Al Quwain pays 1907% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $689 in Umm Al Quwain versus $985 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $600 in Umm Al Quwain versus $297 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Shoppers in Umm Al Quwain pay roughly 48% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

At $1,394 in Ubud, Bali versus $1,606 in Umm Al Quwain, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Umm Al Quwain. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,394 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.

Safety-wise, Umm Al Quwain and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 15% less than in Umm Al Quwain. Beyond cost, consider language, visa policies, and how big the international community is in each city.