Cost of Living Comparison Between Umm Al Quwain and Ubud, Bali Cost of Living Comparison Between Umm Al Quwain and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $1,582 in Umm Al Quwain versus $1,438 in Ubud, Bali.

Estimated couple costs with rent: $2,265 in Umm Al Quwain versus $2,585 in Ubud, Bali.

Monthly costs for a family of three with rent: $2,948 in Umm Al Quwain versus $3,732 in Ubud, Bali.

Living in Umm Al Quwain is roughly 10% more expensive than Ubud, Bali, driven mainly by Monthly Utilities & Internet.

Both cities are pricier than the global median: Umm Al Quwain 18% above, Ubud, Bali 7% above.

Meal at Budget Restaurant

$5.87 AED 21.53

$3.57 Rp 61.6K

64.43%

Three-Course Dinner for Two, Mid-Range

$26.88 AED 98.6

$32.58 Rp 562.6K

-17.50%

Fast Food Meal (McDonalds, etc)

$8.22 AED 30.15

$5.07 Rp 87.5K

62.13%

Cappuccino

$3.75 AED 13.77

$2.83 Rp 48.8K

32.51%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.88 AED 3.22

$1.34 Rp 23.1K

-34.33%

Water (0.33 liter bottle)

$0.40 AED 1.48

$0.69 Rp 12.0K

-42.03%

Local Beer (0.5 liter draught)

$10.76 AED 39.49

$2.99 Rp 51.6K

259.87%

Imported Beer (0.33 liter bottle)

$11.06 AED 40.59

$3.85 Rp 66.4K

187.27%

Milk (1 liter)

$1.97 AED 7.24

$1.74 Rp 30.1K

13.22%

White Bread (500g)

$1.17 AED 4.31

$2.54 Rp 43.8K

-53.94%

Rice (white) (1kg)

$1.45 AED 5.30

$1.19 Rp 20.6K

21.85%

Eggs

$1.86 AED 6.84

$2.43 Rp 41.9K

-23.46%

Local Cheese (1kg)

$9.26 AED 33.97

$14.66 Rp 253.2K

-36.83%

Chicken Fillets (1kg)

$6.49 AED 23.80

$4.18 Rp 72.1K

55.26%

Beef Round Steak (1kg)

$7.55 AED 27.69

$11.94 Rp 206.1K

-36.77%

Apples (1kg)

$1.72 AED 6.32

$3.69 Rp 63.6K

-53.39%

Banana (1kg)

$1.31 AED 4.79

$1.61 Rp 27.7K

-18.63%

Oranges (1kg)

$1.41 AED 5.16

$2.69 Rp 46.4K

-47.58%

Tomato (1kg)

$1.06 AED 3.87

$2.33 Rp 40.2K

-54.51%

Potato (1kg)

$0.93 AED 3.42

$1.91 Rp 32.9K

-51.31%

Onion (1kg)

$1.01 AED 3.72

$2.19 Rp 37.7K

-53.88%

Lettuce (1 head)

$0.75 AED 2.74

$1.06 Rp 18.3K

-29.25%

Water (1.5 liter bottle)

$0.61 AED 2.23

$0.72 Rp 12.5K

-15.28%

Cigarettes 20 Pack (Marlboro, Camel)

$6.31 AED 23.16

$3.13 Rp 54.1K

101.60%

Wine (Bottle)

$11.10 AED 40.74

$23.49 Rp 405.6K

-52.75%

Local Beer (0.5 liter bottle)

$1.58 AED 5.80

$2.74 Rp 47.3K

-42.34%

Imported Beer (0.33 liter bottle)

$2.78 AED 10.19

$2.88 Rp 49.7K

-3.47%

One-way Ticket (Public Transport)

$1.65 AED 6.07

$0.29 Rp 5,010

468.97%

Public Transport Monthly Pass (Regular Price)

$52.7 AED 193

$8.17 Rp 141.0K

545.04%

Taxi Start (Normal Tariff)

$3.33 AED 12.23

$0.45 Rp 7,834

640.00%

Taxi (Normal Tariff) (1km)

$0.85 AED 3.13

$0.42 Rp 7,278

102.38%

Taxi 1hour Waiting (Normal Tariff)

$8.27 AED 30.35

$6.16 Rp 106.3K

34.25%

Gasoline (1 liter)

$0.78 AED 2.86

$0.84 Rp 14.5K

-7.14%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$32.4K AED 119.0K

$26.2K Rp 453.1M

23.58%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.1K AED 84.7K

$32.5K Rp 560.8M

-28.95%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$142 AED 521

$78.4 Rp 1.4M

81.10%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$60.6 AED 222

$3.95 Rp 68.2K

1433.16%

Internet (50+ Mbps, Unlimited Data)

$102 AED 375

$24.40 Rp 421.4K

318.32%

Gym Membership (Monthly)

$118 AED 435

$96.5 Rp 1.7M

22.68%

Tennis Court (1 Hour on Weekend)

$40.20 AED 148

$6.35 Rp 109.6K

533.07%

Cinema Ticket

$13.81 AED 50.7

$4.04 Rp 69.7K

241.83%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$590 AED 2,166

$303 Rp 5.2M

95.02%

International Primary School, 1 Child (Yearly)

$5,718 AED 21.0K

$6,523 Rp 112.6M

-12.34%

Jeans (Levis 501 Or Similar)

$59.4 AED 218

$53.8 Rp 929.5K

10.23%

Summer Dress (H&M, Zara, etc)

$61.0 AED 224

$37.98 Rp 655.8K

60.64%

Sport Shoes (Adidas, Nike)

$84.0 AED 308

$86.8 Rp 1.5M

-3.17%

Men's Leather Business Shoes

$92.5 AED 339

$78.9 Rp 1.4M

17.27%

1-bedroom Apartment, City Center (Monthly)

$674 AED 2,474

$1,012 Rp 17.5M

-33.40%

1-bedroom Apartment, Outside City Center (Monthly)

$552 AED 2,025

$674 Rp 11.6M

-18.20%

3-bedroom Apartment, City Center (Monthly)

$1,007 AED 3,697

$3,390 Rp 58.5M

-70.28%

3-bedroom Apartment, Outside City Center (Monthly)

$803 AED 2,948

$2,098 Rp 36.2M

-61.72%

Buy Apartment in City Center (m2)

$2,985 Rp 51.5M

Buy Apartment Outside City Center (m2)

$2,339 Rp 40.4M

Average Monthly Net Salary (After Tax)

$3,408 AED 12.5K

$173 Rp 3.0M

1868.52%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.53

13.28

-65.89%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Umm Al Quwain: April 28, 2026

Last update for Ubud, Bali: April 28, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $674 in Umm Al Quwain and $1,012 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Umm Al Quwain pays 1869% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $27.00 in Umm Al Quwain vs $33.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $206 vs $298 per month, with Umm Al Quwain cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Umm Al Quwain vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 10% lower than in Umm Al Quwain. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

Umm Al Quwain pays 1869% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $674 in Umm Al Quwain versus $1,012 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $590 in Umm Al Quwain versus $303 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Shoppers in Umm Al Quwain pay roughly 45% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

At $1,438 in Ubud, Bali versus $1,582 in Umm Al Quwain, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Umm Al Quwain. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,438 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.

Safety-wise, Umm Al Quwain and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 10% less than in Umm Al Quwain. Beyond cost, consider language, visa policies, and how big the international community is in each city.