Cost of Living Comparison Between Ubud, Bali and Umm Al Quwain Cost of Living Comparison Between Ubud, Bali and Umm Al Quwain

Monthly Cost of Living

Monthly costs for one person with rent: $1,392 in Ubud, Bali versus $1,599 in Umm Al Quwain.

Estimated couple costs with rent: $2,557 in Ubud, Bali versus $2,284 in Umm Al Quwain.

Monthly costs for a family of three with rent: $3,723 in Ubud, Bali versus $2,969 in Umm Al Quwain.

Living in Ubud, Bali costs roughly 13% less than in Umm Al Quwain, driven mainly by Monthly Utilities & Internet.

Both cities are pricier than the global median: Ubud, Bali 5% above, Umm Al Quwain 20% above.

Meal at Budget Restaurant

$3.57 Rp 64.5K

$6.14 AED 22.54

-41.86%

Three-Course Dinner for Two, Mid-Range

$32.32 Rp 583.4K

$27.68 AED 102

16.76%

Fast Food Meal (McDonalds, etc)

$5.01 Rp 90.4K

$8.37 AED 30.73

-40.14%

Cappuccino

$2.82 Rp 51.0K

$3.72 AED 13.65

-24.19%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.35 Rp 24.4K

$0.84 AED 3.07

60.71%

Water (0.33 liter bottle)

$0.73 Rp 13.2K

$0.41 AED 1.49

78.05%

Local Beer (0.5 liter draught)

$2.93 Rp 53.0K

$10.68 AED 39.24

-72.57%

Imported Beer (0.33 liter bottle)

$3.94 Rp 71.1K

$11.00 AED 40.38

-64.18%

Milk (1 liter)

$1.78 Rp 32.1K

$1.90 AED 6.97

-6.32%

White Bread (500g)

$2.45 Rp 44.2K

$1.17 AED 4.31

109.40%

Rice (white) (1kg)

$1.15 Rp 20.7K

$1.44 AED 5.29

-20.14%

Eggs

$2.41 Rp 43.6K

$1.82 AED 6.68

32.42%

Local Cheese (1kg)

$14.33 Rp 258.7K

$9.11 AED 33.47

57.30%

Chicken Fillets (1kg)

$4.19 Rp 75.6K

$6.52 AED 23.96

-35.74%

Beef Round Steak (1kg)

$12.06 Rp 217.7K

$7.26 AED 26.65

66.12%

Apples (1kg)

$3.64 Rp 65.7K

$1.67 AED 6.13

117.96%

Banana (1kg)

$1.57 Rp 28.3K

$1.26 AED 4.62

24.60%

Oranges (1kg)

$2.79 Rp 50.3K

$1.39 AED 5.09

100.72%

Tomato (1kg)

$2.24 Rp 40.5K

$1.09 AED 4.01

105.50%

Potato (1kg)

$1.98 Rp 35.7K

$0.92 AED 3.39

115.22%

Onion (1kg)

$2.28 Rp 41.1K

$0.97 AED 3.58

135.05%

Lettuce (1 head)

$1.05 Rp 19.0K

$0.81 AED 2.98

29.63%

Water (1.5 liter bottle)

$0.79 Rp 14.2K

$0.57 AED 2.08

38.60%

Cigarettes 20 Pack (Marlboro, Camel)

$3.19 Rp 57.6K

$6.14 AED 22.53

-48.05%

Wine (Bottle)

$23.49 Rp 424.1K

$10.96 AED 40.26

114.32%

Local Beer (0.5 liter bottle)

$2.90 Rp 52.3K

$1.60 AED 5.89

81.25%

Imported Beer (0.33 liter bottle)

$2.76 Rp 49.7K

$2.78 AED 10.21

-0.72%

One-way Ticket (Public Transport)

$0.27 Rp 4,813

$1.64 AED 6.04

-83.54%

Public Transport Monthly Pass (Regular Price)

$8.37 Rp 151.1K

$52.7 AED 194

-84.13%

Taxi Start (Normal Tariff)

$0.45 Rp 8,167

$3.29 AED 12.08

-86.32%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,298

$0.81 AED 2.96

-43.21%

Taxi 1hour Waiting (Normal Tariff)

$6.07 Rp 109.6K

$8.11 AED 29.79

-25.15%

Gasoline (1 liter)

$0.86 Rp 15.6K

$0.75 AED 2.75

14.67%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 480.0M

$32.9K AED 120.7K

-19.08%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 587.6M

$22.5K AED 82.8K

44.44%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.0 Rp 1.4M

$140 AED 513

-43.41%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.09 Rp 73.9K

$60.8 AED 223

-93.27%

Internet (50+ Mbps, Unlimited Data)

$23.85 Rp 430.5K

$101 AED 370

-76.32%

Gym Membership (Monthly)

$98.8 Rp 1.8M

$121 AED 445

-18.55%

Tennis Court (1 Hour on Weekend)

$6.35 Rp 114.7K

$38.80 AED 143

-83.63%

Cinema Ticket

$4.01 Rp 72.3K

$13.84 AED 50.8

-71.03%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$297 Rp 5.4M

$597 AED 2,193

-50.23%

International Primary School, 1 Child (Yearly)

$6,602 Rp 119.2M

$5,703 AED 20.9K

15.77%

Jeans (Levis 501 Or Similar)

$53.4 Rp 964.5K

$58.1 AED 214

-8.10%

Summer Dress (H&M, Zara, etc)

$38.11 Rp 688.1K

$61.2 AED 225

-37.70%

Sport Shoes (Adidas, Nike)

$88.7 Rp 1.6M

$83.5 AED 307

6.17%

Men's Leather Business Shoes

$76.6 Rp 1.4M

$92.7 AED 340

-17.31%

1-bedroom Apartment, City Center (Monthly)

$1,020 Rp 18.4M

$671 AED 2,464

52.01%

1-bedroom Apartment, Outside City Center (Monthly)

$680 Rp 12.3M

$550 AED 2,019

23.76%

3-bedroom Apartment, City Center (Monthly)

$3,469 Rp 62.6M

$1,020 AED 3,745

240.21%

3-bedroom Apartment, Outside City Center (Monthly)

$2,090 Rp 37.7M

$818 AED 3,005

155.49%

Buy Apartment in City Center (m2)

$2,729 Rp 49.3M

Buy Apartment Outside City Center (m2)

$2,295 Rp 41.4M

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$3,386 AED 12.4K

-95.17%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

4.53

193.16%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 28, 2026

Last update for Umm Al Quwain: July 26, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,020 in Ubud, Bali and $671 in Umm Al Quwain. Housing cost is often the main lever when comparing two cities.

Umm Al Quwain pays 1969% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $32.00 in Ubud, Bali vs $28.00 in Umm Al Quwain for a mid-range dinner for two. Groceries echo the gap at $298 vs $203 per month, with Umm Al Quwain cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Umm Al Quwain: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 15% lower than in Umm Al Quwain. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

On paper, salaries run 1969% lower in Umm Al Quwain. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,020 in Ubud, Bali versus $671 in Umm Al Quwain. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $297 in Ubud, Bali versus $597 in Umm Al Quwain. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Shoppers in Umm Al Quwain pay roughly 47% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

At $1,392 in Ubud, Bali versus $1,599 in Umm Al Quwain, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Umm Al Quwain. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,392 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.

Safety-wise, Ubud, Bali and Umm Al Quwain are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 15% less than in Umm Al Quwain. Beyond cost, consider language, visa policies, and how big the international community is in each city.