Cost of Living Comparison Between Umluj and Ad Dammam Cost of Living Comparison Between Umluj and Ad Dammam

Monthly Cost of Living

Monthly costs for one person with rent: $1,203 in Umluj versus $1,196 in Ad Dammam.

Estimated couple costs with rent: $1,846 in Umluj versus $1,860 in Ad Dammam.

Monthly costs for a family of three with rent: $2,489 in Umluj versus $2,524 in Ad Dammam.

Living in Umluj is roughly 1% more expensive than in Ad Dammam, driven mainly by Sport & Entertainment.

Both cities sit below the global median: Umluj 10% lower, Ad Dammam 10% lower.

Meal at Budget Restaurant

$6.57 SAR 24.67

$7.29 SAR 27.37

-9.88%

Three-Course Dinner for Two, Mid-Range

$44.50 SAR 167

$53.7 SAR 202

-17.12%

Fast Food Meal (McDonalds, etc)

$7.94 SAR 29.83

$8.03 SAR 30.16

-1.12%

Local Non-Alcoholic Beer (0.5 liter draught)

$1.69 SAR 6.36

$1.82 SAR 6.83

-7.14%

Imported Non-Alcoholic Beer (0.33 liter bottle)

$1.82 SAR 6.85

$1.90 SAR 7.14

-4.21%

Cappuccino

$3.74 SAR 14.03

$3.73 SAR 14.00

0.27%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.80 SAR 3.00

$0.92 SAR 3.44

-13.04%

Water (0.33 liter bottle)

$0.29 SAR 1.07

$0.35 SAR 1.30

-17.14%

Milk (1 liter)

$1.71 SAR 6.41

$1.63 SAR 6.13

4.91%

White Bread (500g)

$0.94 SAR 3.51

$1.46 SAR 5.49

-35.62%

Rice (white) (1kg)

$2.28 SAR 8.56

$2.09 SAR 7.86

9.09%

Eggs

$2.44 SAR 9.16

$2.27 SAR 8.53

7.49%

Local Cheese (1kg)

$6.84 SAR 25.67

$6.12 SAR 22.97

11.76%

Chicken Fillets (1kg)

$7.63 SAR 28.65

$7.25 SAR 27.23

5.24%

Beef Round Steak (1kg)

$12.88 SAR 48.37

$9.70 SAR 36.42

32.78%

Apples (1kg)

$2.25 SAR 8.46

$2.12 SAR 7.95

6.13%

Banana (1kg)

$1.65 SAR 6.21

$1.49 SAR 5.61

10.74%

Oranges (1kg)

$1.72 SAR 6.47

$1.40 SAR 5.24

22.86%

Tomato (1kg)

$1.55 SAR 5.81

$1.59 SAR 5.98

-2.52%

Potato (1kg)

$1.25 SAR 4.69

$1.28 SAR 4.82

-2.34%

Onion (1kg)

$1.28 SAR 4.81

$1.32 SAR 4.97

-3.03%

Lettuce (1 head)

$1.19 SAR 4.49

$1.36 SAR 5.12

-12.50%

Water (1.5 liter bottle)

$0.56 SAR 2.10

$0.59 SAR 2.21

-5.08%

Bottle of Non-Alcoholic Wine (Mid-Range)

$2.73 SAR 10.24

$4.13 SAR 15.50

-33.90%

Local Non-Alcoholic Beer (0.5 liter bottle)

$1.71 SAR 6.44

$1.56 SAR 5.85

9.62%

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.00 SAR 7.51

$1.92 SAR 7.22

4.17%

Cigarettes 20 Pack (Marlboro, Camel)

$7.06 SAR 26.51

$7.76 SAR 29.13

-9.02%

One-way Ticket (Public Transport)

$1.08 SAR 4.06

$0.95 SAR 3.57

13.68%

Public Transport Monthly Pass (Regular Price)

$40.31 SAR 151

$39.54 SAR 148

1.95%

Taxi Start (Normal Tariff)

$2.69 SAR 10.11

$3.38 SAR 12.70

-20.41%

Taxi (Normal Tariff) (1km)

$1.88 SAR 7.07

$2.62 SAR 9.86

-28.24%

Taxi 1hour Waiting (Normal Tariff)

$13.34 SAR 50.1

$13.54 SAR 50.8

-1.48%

Gasoline (1 liter)

$0.65 SAR 2.44

$0.60 SAR 2.25

8.33%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.5K SAR 99.4K

$23.0K SAR 86.3K

15.17%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.9K SAR 82.4K

$21.1K SAR 79.1K

4.16%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$107 SAR 402

$115 SAR 432

-7.00%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$34.12 SAR 128

$38.60 SAR 145

-11.61%

Internet (50+ Mbps, Unlimited Data)

$71.5 SAR 269

$63.5 SAR 239

12.54%

Gym Membership (Monthly)

$87.1 SAR 327

$70.5 SAR 265

23.43%

Tennis Court (1 Hour on Weekend)

$36.17 SAR 136

$31.26 SAR 117

15.71%

Cinema Ticket

$15.56 SAR 58.4

$15.06 SAR 56.6

3.32%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$353 SAR 1,324

$415 SAR 1,558

-15.04%

International Primary School, 1 Child (Yearly)

$6,914 SAR 26.0K

$8,157 SAR 30.6K

-15.23%

Jeans (Levis 501 Or Similar)

$60.0 SAR 225

$68.6 SAR 258

-12.52%

Summer Dress (H&M, Zara, etc)

$59.7 SAR 224

$66.7 SAR 250

-10.51%

Sport Shoes (Adidas, Nike)

$79.9 SAR 300

$92.6 SAR 348

-13.69%

Men's Leather Business Shoes

$82.1 SAR 308

$85.7 SAR 322

-4.25%

1-bedroom Apartment, City Center (Monthly)

$438 SAR 1,644

$447 SAR 1,677

-1.98%

1-bedroom Apartment, Outside City Center (Monthly)

$380 SAR 1,428

$378 SAR 1,421

0.48%

3-bedroom Apartment, City Center (Monthly)

$836 SAR 3,139

$805 SAR 3,021

3.91%

3-bedroom Apartment, Outside City Center (Monthly)

$621 SAR 2,331

$626 SAR 2,350

-0.82%

Buy Apartment in City Center (m2)

$2,392 SAR 8,983

$1,353 SAR 5,082

76.78%

Buy Apartment Outside City Center (m2)

$1,226 SAR 4,605

$816 SAR 3,063

50.36%

Average Monthly Net Salary (After Tax)

$4,239 SAR 15.9K

$1,510 SAR 5,669

180.79%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.42

4.33

2.08%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Umluj: July 25, 2026

Last update for Ad Dammam: July 26, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $438 in Umluj and $447 in Ad Dammam. Housing cost is often the main lever when comparing two cities.

Umluj pays 181% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $44.00 in Umluj vs $54.0 in Ad Dammam. Groceries flip the comparison at $196 vs $184, with Ad Dammam cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Umluj vs Ad Dammam: Cost of Living - Frequently Asked Questions

Ad Dammam wins on cost – living expenses run 1% lower than in Umluj. Housing and daily spending are where you'll feel the difference most, making Ad Dammam the obvious pick if budget is a priority.

Average pay runs 181% higher in Umluj, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $438 in Umluj versus $447 in Ad Dammam. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,203 per month in Umluj versus $1,196 in Ad Dammam – a 1% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Ad Dammam runs roughly 2% less than in Umluj. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $1,196 in Ad Dammam versus $1,203 in Umluj, a $1,000 budget is realistic in Ad Dammam but tight or insufficient in Umluj. The gap between the two cities makes Ad Dammam the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Umluj and Ad Dammam are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ad Dammam gentler on the wallet – expenses run 1% less than in Umluj. Beyond cost, consider language, visa policies, and how big the international community is in each city.