Last update: Nov 2026

Cost of Living Comparison Between Umluj and Ad Dammam

For one person, living is cheaper in Ad Dammam: $1,188 a month against $1,230 in Umluj, rent and utilities included – about $500 less a year. The total is higher in Umluj despite lower rent and utilities.

58

Cost of Living Index in Umluj
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Umluj Living Index
57

Cost of Living Index in Ad Dammam
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Ad Dammam Living Index

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Umluj

🇸🇦 Saudi Arabia

$1,230

/mo nomad

Ad Dammam

🇸🇦 Saudi Arabia

$1,188

/mo nomad

Monthly Cost of Living

How much you'll spend in Umluj and in Ad Dammam

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Umluj and in Ad Dammam actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,230 in Umluj versus $1,188 in Ad Dammam.

Umluj $1,230
Ad Dammam $1,188

Estimated couple costs with rent: $1,824 in Umluj versus $1,803 in Ad Dammam.

Umluj $1,824
Ad Dammam $1,803

Monthly costs for a family of three with rent: $2,418 in Umluj versus $2,418 in Ad Dammam.

Umluj $2,418
Ad Dammam $2,418

Living in Umluj is roughly 4% more expensive than in Ad Dammam, and outside of rent the biggest gap is in leisure.

Both cities sit below the global median: Umluj 9% lower, Ad Dammam 12% lower.

Meal at Budget Restaurant

$6.59 SAR 24.75

$6.74 SAR 25.28

-2.23%

Three-Course Dinner for Two, Mid-Range

$39.59 SAR 149

$34.35 SAR 129

15.25%

Fast Food Meal (McDonalds, etc)

$8.45 SAR 31.71

$6.62 SAR 24.84

27.64%

Local Non-Alcoholic Beer (0.5 liter draught)

$1.68 SAR 6.30

$1.84 SAR 6.89

-8.70%

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.54 SAR 9.55

$2.22 SAR 8.32

14.41%

Cappuccino

$3.45 SAR 12.96

$3.02 SAR 11.33

14.24%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.83 SAR 3.12

$0.77 SAR 2.87

7.79%

Water (0.33 liter bottle)

$0.27 SAR 1.03

$0.16 SAR 0.59

68.75%

Milk (1 liter)

$1.92 SAR 7.21

$1.72 SAR 6.47

11.63%

White Bread (500g)

$1.12 SAR 4.21

$1.29 SAR 4.84

-13.18%

Rice (white) (1kg)

$2.03 SAR 7.60

$1.88 SAR 7.07

7.98%

Eggs

$2.48 SAR 9.30

$2.12 SAR 7.96

16.98%

Local Cheese (1kg)

$6.36 SAR 23.88

$7.47 SAR 28.04

-14.86%

Chicken Fillets (1kg)

$8.73 SAR 32.75

$7.70 SAR 28.91

13.38%

Beef Round Steak (1kg)

$14.21 SAR 53.3

$12.77 SAR 47.93

11.28%

Apples (1kg)

$2.30 SAR 8.62

$2.29 SAR 8.59

0.44%

Banana (1kg)

$1.96 SAR 7.35

$1.63 SAR 6.13

20.25%

Oranges (1kg)

$1.37 SAR 5.16

$1.64 SAR 6.16

-16.46%

Tomato (1kg)

$1.40 SAR 5.26

$1.55 SAR 5.83

-9.68%

Potato (1kg)

$1.08 SAR 4.04

Onion (1kg)

$1.27 SAR 4.78

$1.17 SAR 4.37

8.55%

Lettuce (1 head)

$1.41 SAR 5.28

$1.25 SAR 4.71

12.80%

Water (1.5 liter bottle)

$0.48 SAR 1.82

$0.56 SAR 2.12

-14.29%

Bottle of Non-Alcoholic Wine (Mid-Range)

$2.56 SAR 9.61

$4.21 SAR 15.81

-39.19%

Local Non-Alcoholic Beer (0.5 liter bottle)

$1.55 SAR 5.83

$1.46 SAR 5.49

6.16%

Imported Non-Alcoholic Beer (0.33 liter bottle)

$1.97 SAR 7.40

$2.11 SAR 7.92

-6.64%

Cigarettes 20 Pack (Marlboro, Camel)

$5.89 SAR 22.10

$7.80 SAR 29.29

-24.49%

One-way Ticket (Public Transport)

$1.19 SAR 4.48

$0.88 SAR 3.30

35.23%

Public Transport Monthly Pass (Regular Price)

$39.20 SAR 147

$38.25 SAR 144

2.48%

Taxi Start (Normal Tariff)

$2.96 SAR 11.11

$2.28 SAR 8.57

29.82%

Taxi (Normal Tariff) (1km)

$1.57 SAR 5.90

$1.35 SAR 5.08

16.30%

Taxi 1hour Waiting (Normal Tariff)

$15.82 SAR 59.4

$13.89 SAR 52.1

13.89%

Gasoline (1 liter)

$0.53 SAR 1.99

$0.61 SAR 2.28

-13.11%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.3K SAR 125.1K

$29.1K SAR 109.2K

14.55%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.3K SAR 79.8K

$21.2K SAR 79.7K

0.13%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$95.4 SAR 358

$130 SAR 489

-26.87%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$35.71 SAR 134

$32.31 SAR 121

10.52%

Internet (50+ Mbps, Unlimited Data)

$69.3 SAR 260

$64.2 SAR 241

7.96%

Gym Membership (Monthly)

$80.5 SAR 302

$70.4 SAR 264

14.41%

Tennis Court (1 Hour on Weekend)

$28.59 SAR 107

Cinema Ticket

$13.83 SAR 51.9

$13.39 SAR 50.3

3.29%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$378 SAR 1,420

$414 SAR 1,554

-8.64%

International Primary School, 1 Child (Yearly)

$11.6K SAR 43.4K

$10.5K SAR 39.4K

10.04%

Jeans (Levis 501 Or Similar)

$43.21 SAR 162

$42.50 SAR 160

1.67%

Summer Dress (H&M, Zara, etc)

$62.5 SAR 234

$48.93 SAR 184

27.67%

Sport Shoes (Adidas, Nike)

$92.6 SAR 348

$96.0 SAR 360

-3.51%

Men's Leather Business Shoes

$87.8 SAR 330

$92.0 SAR 345

-4.49%

1-bedroom Apartment, City Center (Monthly)

$558 SAR 2,093

$531 SAR 1,993

4.98%

1-bedroom Apartment, Outside City Center (Monthly)

$407 SAR 1,528

$376 SAR 1,410

8.37%

3-bedroom Apartment, City Center (Monthly)

$875 SAR 3,286

$947 SAR 3,553

-7.52%

3-bedroom Apartment, Outside City Center (Monthly)

$611 SAR 2,292

$665 SAR 2,495

-8.13%

Buy Apartment in City Center (m2)

$2,201 SAR 8,261

$1,479 SAR 5,552

48.77%

Buy Apartment Outside City Center (m2)

$1,179 SAR 4,426

$779 SAR 2,925

51.33%

Average Monthly Net Salary (After Tax)

$4,181 SAR 15.7K

$1,508 SAR 5,659

177.30%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.54

5.9

-6.10%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Umluj: November 2, 2026

Last update for Ad Dammam: November 3, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Umluj

$407 33.1%

Ad Dammam

$376 31.6% 7.7% $31

Groceries & Markets

Umluj

$207 16.8%

Ad Dammam

$198 16.7% 4.1% $8.4

Monthly Utilities & Internet

Umluj

$200 16.3%

Ad Dammam

$227 19.1% 13.2% $27

Clothing & Footwear

Umluj

$129 10.5%

Ad Dammam

$126 10.6% 2.4% $3

Eating Out

Umluj

$124 10.1%

Ad Dammam

$114 9.6% 8.3% $10

Sport & Entertainment

Umluj

$108 8.8%

Ad Dammam

$97 8.2% 10.2% $11

Getting Around

Umluj

$55 4.5%

Ad Dammam

$51 4.3% 7.3% $4

Cost Breakdown

A one-bedroom apartment in the center runs $558 in Umluj and $531 in Ad Dammam. Housing cost is often the main lever when comparing two cities.

Umluj pays about 2.8 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $40 in Umluj vs $34 in Ad Dammam for a mid-range dinner for two. Groceries echo the gap at $207 vs $198 per month, with Ad Dammam cheaper across the board.

Good to know

🇸🇦 Umluj

🇸🇦 Ad Dammam

🕒 Local time

15:22 3:22 PM

Same time as Umluj

🌤 Weather

👥 Population

37,757

903,312

💱 Currency

Saudi Riyal SAR ر.س

📈 Exchange rate

1 SAR = 0.266 USD

1 SAR = 0.238 EUR

1 SAR = 0.266 USD

1 SAR = 0.238 EUR

Exchange rates and currency converter

On the map

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Highest

Between locations

Umluj Ad Dammam 1,300 km ≈ 2 h nonstop flight

From you

Umluj
Ad Dammam

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Umluj vs Ad Dammam: Cost of Living - Frequently Asked Questions

Ad Dammam wins on cost – living expenses run 3% lower than in Umluj. Housing and daily spending are where you’ll feel the difference most, making Ad Dammam the obvious pick if budget is a priority.

Average pay in Umluj is about 2.8 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $558 in Umluj versus $531 in Ad Dammam. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 4% higher in Umluj. For households that cook at home regularly, that difference adds up over a month.

All in, you’ll spend $1,230 per month in Umluj versus $1,188 in Ad Dammam – Ad Dammam is about 3% cheaper, which adds up to real savings over time.

Both cities are expensive relative to $1,000. Ad Dammam is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Umluj and Ad Dammam are both considered safe, so it’s unlikely to be the deciding factor between them.

It comes down to priorities – Ad Dammam wins on affordability, Umluj on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.