Cost of Living Comparison Between Umea and Ubud, Bali Cost of Living Comparison Between Umea and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $1,644 in Umea versus $1,368 in Ubud, Bali.

Estimated couple costs with rent: $2,662 in Umea versus $2,348 in Ubud, Bali.

Monthly costs for a family of three with rent: $3,680 in Umea versus $3,327 in Ubud, Bali.

Living in Umea is roughly 20% more expensive than in Ubud, Bali, driven mainly by Eating Out.

Both cities are pricier than the global median: Umea 20% above, Ubud, Bali 0% above.

Meal at Budget Restaurant

$15.43 SEK 152

$3.44 Rp 60.9K

348.55%

Three-Course Dinner for Two, Mid-Range

$83.2 SEK 820

$36.31 Rp 643.0K

129.06%

Fast Food Meal (McDonalds, etc)

$12.21 SEK 120

$5.71 Rp 101.0K

113.84%

Cappuccino

$4.05 SEK 39.94

$2.67 Rp 47.3K

51.69%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.34 SEK 32.91

$1.75 Rp 31.0K

90.86%

Water (0.33 liter bottle)

$2.52 SEK 24.85

$0.87 Rp 15.4K

189.66%

Local Beer (0.5 liter draught)

$8.67 SEK 85.4

$2.95 Rp 52.3K

193.90%

Imported Beer (0.33 liter bottle)

$7.38 SEK 72.7

$4.52 Rp 80.0K

63.27%

Milk (1 liter)

$1.77 SEK 17.43

$1.62 Rp 28.7K

9.26%

White Bread (500g)

$3.40 SEK 33.49

$2.33 Rp 41.3K

45.92%

Rice (white) (1kg)

$4.03 SEK 39.72

$1.11 Rp 19.6K

263.06%

Eggs

$3.99 SEK 39.30

$2.20 Rp 39.0K

81.36%

Local Cheese (1kg)

$11.50 SEK 113

$17.69 Rp 313.3K

-34.99%

Chicken Fillets (1kg)

$10.85 SEK 107

$4.10 Rp 72.5K

164.63%

Beef Round Steak (1kg)

$17.73 SEK 175

$12.18 Rp 215.6K

45.57%

Apples (1kg)

$2.54 SEK 25.04

$3.71 Rp 65.6K

-31.54%

Banana (1kg)

$2.23 SEK 21.95

$1.59 Rp 28.1K

40.25%

Oranges (1kg)

$2.75 SEK 27.14

$2.28 Rp 40.4K

20.61%

Tomato (1kg)

$4.26 SEK 41.93

$1.95 Rp 34.6K

118.46%

Potato (1kg)

$1.69 SEK 16.63

$1.91 Rp 33.7K

-11.52%

Onion (1kg)

$1.78 SEK 17.55

$2.33 Rp 41.3K

-23.61%

Lettuce (1 head)

$2.45 SEK 24.10

$1.01 Rp 17.8K

142.57%

Water (1.5 liter bottle)

$1.36 SEK 13.42

$0.55 Rp 9,773

147.27%

Cigarettes 20 Pack (Marlboro, Camel)

$7.27 SEK 71.6

$2.23 Rp 39.5K

226.01%

Wine (Bottle)

$10.44 SEK 103

$23.07 Rp 408.6K

-54.75%

Local Beer (0.5 liter bottle)

$2.32 SEK 22.88

$2.42 Rp 42.8K

-4.13%

Imported Beer (0.33 liter bottle)

$2.41 SEK 23.77

$3.00 Rp 53.1K

-19.67%

One-way Ticket (Public Transport)

$2.96 SEK 29.14

$0.27 Rp 4,814

996.30%

Public Transport Monthly Pass (Regular Price)

$59.2 SEK 583

$8.98 Rp 159.1K

558.91%

Taxi Start (Normal Tariff)

$7.31 SEK 72.1

$0.48 Rp 8,566

1422.92%

Taxi (Normal Tariff) (1km)

$1.70 SEK 16.73

$0.43 Rp 7,679

295.35%

Taxi 1hour Waiting (Normal Tariff)

$63.1 SEK 622

$5.64 Rp 99.9K

1019.50%

Gasoline (1 liter)

$1.71 SEK 16.89

$0.80 Rp 14.2K

113.75%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.3K SEK 337.6K

$24.9K Rp 441.7M

37.36%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$34.4K SEK 339.4K

$31.7K Rp 561.5M

8.62%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$88.3 SEK 870

$81.5 Rp 1.4M

8.38%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$34.13 SEK 336

$6.49 Rp 115.0K

425.89%

Internet (50+ Mbps, Unlimited Data)

$27.20 SEK 268

$18.77 Rp 332.4K

44.91%

Gym Membership (Monthly)

$50.8 SEK 500

$56.9 Rp 1.0M

-10.73%

Tennis Court (1 Hour on Weekend)

$35.17 SEK 347

$18.73 Rp 331.7K

87.77%

Cinema Ticket

$16.76 SEK 165

$4.54 Rp 80.4K

269.16%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$143 SEK 1,408

$481 Rp 8.5M

-70.28%

International Primary School, 1 Child (Yearly)

$4,993 SEK 49.2K

$5,711 Rp 101.1M

-12.58%

Jeans (Levis 501 Or Similar)

$103 SEK 1,016

$45.52 Rp 806.0K

126.43%

Summer Dress (H&M, Zara, etc)

$37.63 SEK 371

$35.88 Rp 635.4K

4.88%

Sport Shoes (Adidas, Nike)

$119 SEK 1,174

$80.4 Rp 1.4M

48.21%

Men's Leather Business Shoes

$144 SEK 1,423

$78.7 Rp 1.4M

83.62%

1-bedroom Apartment, City Center (Monthly)

$782 SEK 7,705

$1,115 Rp 19.7M

-29.85%

1-bedroom Apartment, Outside City Center (Monthly)

$529 SEK 5,210

$698 Rp 12.4M

-24.22%

3-bedroom Apartment, City Center (Monthly)

$1,161 SEK 11.4K

$3,637 Rp 64.4M

-68.07%

3-bedroom Apartment, Outside City Center (Monthly)

$855 SEK 8,425

$1,737 Rp 30.8M

-50.79%

Buy Apartment in City Center (m2)

$4,710 SEK 46.4K

$2,784 Rp 49.3M

69.15%

Buy Apartment Outside City Center (m2)

$3,119 SEK 30.7K

$2,290 Rp 40.5M

36.20%

Average Monthly Net Salary (After Tax)

$2,718 SEK 26.8K

$168 Rp 3.0M

1518.02%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.65

13.78

-73.51%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Umea: September 15, 2026

Last update for Ubud, Bali: September 14, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $782 in Umea and $1,115 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Umea pays 1518% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $83.0 in Umea vs $36.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $356 vs $295 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Umea vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 20% lower than in Umea. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

Average pay runs 1518% higher in Umea, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $782 in Umea versus $1,115 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $143 in Umea versus $481 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 21% higher in Umea. For households that cook at home regularly, that difference adds up over a month.

At $1,368 in Ubud, Bali versus $1,644 in Umea, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Umea. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,368 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.

Safety-wise, Umea and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 20% less than in Umea. Beyond cost, consider language, visa policies, and how big the international community is in each city.