Cost of Living Comparison Between Umea and Ubud, Bali Cost of Living Comparison Between Umea and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $1,694 in Umea versus $1,419 in Ubud, Bali.

Estimated couple costs with rent: $2,666 in Umea versus $2,540 in Ubud, Bali.

Monthly costs for a family of three with rent: $3,638 in Umea versus $3,660 in Ubud, Bali.

Living in Umea is roughly 19% more expensive than Ubud, Bali, driven mainly by Eating Out.

Both cities are pricier than the global median: Umea 26% above, Ubud, Bali 6% above.

Meal at Budget Restaurant

$16.05 SEK 150

$3.56 Rp 63.7K

350.84%

Three-Course Dinner for Two, Mid-Range

$85.4 SEK 796

$32.73 Rp 584.5K

160.77%

Fast Food Meal (McDonalds, etc)

$11.41 SEK 106

$4.95 Rp 88.4K

130.51%

Cappuccino

$4.29 SEK 40.00

$2.71 Rp 48.4K

58.30%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.39 SEK 31.65

$1.34 Rp 24.0K

152.99%

Water (0.33 liter bottle)

$2.51 SEK 23.45

$0.70 Rp 12.5K

258.57%

Local Beer (0.5 liter draught)

$9.11 SEK 85.0

$2.92 Rp 52.1K

211.99%

Imported Beer (0.33 liter bottle)

$7.55 SEK 70.4

$3.96 Rp 70.7K

90.66%

Milk (1 liter)

$1.69 SEK 15.80

$1.81 Rp 32.3K

-6.63%

White Bread (500g)

$3.58 SEK 33.37

$2.52 Rp 45.0K

42.06%

Rice (white) (1kg)

$4.32 SEK 40.31

$1.16 Rp 20.7K

272.41%

Eggs

$4.29 SEK 40.00

$2.46 Rp 43.9K

74.39%

Local Cheese (1kg)

$11.93 SEK 111

$14.71 Rp 262.7K

-18.90%

Chicken Fillets (1kg)

$11.05 SEK 103

$4.32 Rp 77.1K

155.79%

Beef Round Steak (1kg)

$18.30 SEK 171

$12.14 Rp 216.7K

50.74%

Apples (1kg)

$2.84 SEK 26.48

$3.84 Rp 68.6K

-26.04%

Banana (1kg)

$2.39 SEK 22.30

$1.56 Rp 27.8K

53.21%

Oranges (1kg)

$2.84 SEK 26.47

$2.83 Rp 50.6K

0.35%

Tomato (1kg)

$4.44 SEK 41.41

$2.33 Rp 41.5K

90.56%

Potato (1kg)

$1.68 SEK 15.65

$1.91 Rp 34.2K

-12.04%

Onion (1kg)

$1.82 SEK 16.96

$2.20 Rp 39.3K

-17.27%

Lettuce (1 head)

$2.62 SEK 24.40

$1.01 Rp 18.1K

159.41%

Water (1.5 liter bottle)

$1.48 SEK 13.78

$0.78 Rp 13.8K

89.74%

Cigarettes 20 Pack (Marlboro, Camel)

$6.70 SEK 62.5

$3.32 Rp 59.2K

101.81%

Wine (Bottle)

$11.34 SEK 106

$23.74 Rp 423.9K

-52.23%

Local Beer (0.5 liter bottle)

$1.66 SEK 15.46

$2.79 Rp 49.8K

-40.50%

Imported Beer (0.33 liter bottle)

$2.22 SEK 20.76

$2.86 Rp 51.1K

-22.38%

One-way Ticket (Public Transport)

$3.14 SEK 29.31

$0.27 Rp 4,800

1062.96%

Public Transport Monthly Pass (Regular Price)

$59.1 SEK 552

$8.03 Rp 143.4K

636.11%

Taxi Start (Normal Tariff)

$5.22 SEK 48.74

$0.46 Rp 8,150

1034.78%

Taxi (Normal Tariff) (1km)

$1.60 SEK 14.97

$0.45 Rp 8,037

255.56%

Taxi 1hour Waiting (Normal Tariff)

$47.06 SEK 439

$6.10 Rp 108.9K

671.48%

Gasoline (1 liter)

$1.95 SEK 18.18

$0.79 Rp 14.2K

146.84%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$32.7K SEK 305.4K

$26.1K Rp 467.0M

25.16%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$35.2K SEK 328.7K

$32.1K Rp 573.6M

9.68%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$67.8 SEK 632

$79.9 Rp 1.4M

-15.21%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$34.49 SEK 322

$4.06 Rp 72.6K

749.51%

Internet (50+ Mbps, Unlimited Data)

$27.30 SEK 255

$23.52 Rp 420.0K

16.07%

Gym Membership (Monthly)

$51.7 SEK 483

$98.7 Rp 1.8M

-47.58%

Tennis Court (1 Hour on Weekend)

$38.59 SEK 360

$6.63 Rp 118.4K

482.05%

Cinema Ticket

$15.92 SEK 149

$4.15 Rp 74.1K

283.61%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$149 SEK 1,388

$304 Rp 5.4M

-51.05%

International Primary School, 1 Child (Yearly)

$4,094 SEK 38.2K

$6,613 Rp 118.1M

-38.09%

Jeans (Levis 501 Or Similar)

$99.1 SEK 925

$55.5 Rp 991.8K

78.41%

Summer Dress (H&M, Zara, etc)

$38.23 SEK 357

$38.31 Rp 684.1K

-0.21%

Sport Shoes (Adidas, Nike)

$126 SEK 1,171

$88.6 Rp 1.6M

41.67%

Men's Leather Business Shoes

$136 SEK 1,267

$77.9 Rp 1.4M

74.34%

1-bedroom Apartment, City Center (Monthly)

$793 SEK 7,395

$1,006 Rp 18.0M

-21.25%

1-bedroom Apartment, Outside City Center (Monthly)

$530 SEK 4,942

$675 Rp 12.1M

-21.57%

3-bedroom Apartment, City Center (Monthly)

$1,192 SEK 11.1K

$3,442 Rp 61.5M

-65.35%

3-bedroom Apartment, Outside City Center (Monthly)

$895 SEK 8,347

$2,039 Rp 36.4M

-56.14%

Buy Apartment in City Center (m2)

$4,972 SEK 46.4K

$2,841 Rp 50.7M

75.00%

Buy Apartment Outside City Center (m2)

$3,309 SEK 30.9K

$2,264 Rp 40.4M

46.19%

Average Monthly Net Salary (After Tax)

$2,875 SEK 26.8K

$165 Rp 3.0M

1640.07%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.53

13.28

-65.89%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Umea: May 31, 2026

Last update for Ubud, Bali: June 1, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $793 in Umea and $1,006 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Umea pays 1640% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $85.0 in Umea vs $33.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $367 vs $302 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Umea vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 19% lower than in Umea. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

Umea pays 1640% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $793 in Umea versus $1,006 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $149 in Umea versus $304 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 22% higher in Umea. For households that cook at home regularly, that difference adds up over a month.

At $1,419 in Ubud, Bali versus $1,694 in Umea, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Umea. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,419 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.

Safety-wise, Umea and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 19% less than in Umea. Beyond cost, consider language, visa policies, and how big the international community is in each city.