Cost of Living Comparison Between Umea and Ubud, Bali Cost of Living Comparison Between Umea and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $1,695 in Umea versus $1,408 in Ubud, Bali.

Estimated couple costs with rent: $2,667 in Umea versus $2,585 in Ubud, Bali.

Monthly costs for a family of three with rent: $3,639 in Umea versus $3,763 in Ubud, Bali.

Living in Umea is roughly 20% more expensive than in Ubud, Bali, driven mainly by Eating Out.

Both cities are pricier than the global median: Umea 27% above, Ubud, Bali 5% above.

Meal at Budget Restaurant

$16.05 SEK 155

$3.45 Rp 61.8K

365.22%

Three-Course Dinner for Two, Mid-Range

$83.3 SEK 803

$32.34 Rp 578.5K

157.54%

Fast Food Meal (McDonalds, etc)

$11.75 SEK 113

$4.84 Rp 86.7K

142.77%

Cappuccino

$4.12 SEK 39.68

$2.75 Rp 49.1K

49.82%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.39 SEK 32.70

$1.38 Rp 24.8K

145.65%

Water (0.33 liter bottle)

$2.59 SEK 24.97

$0.75 Rp 13.4K

245.33%

Local Beer (0.5 liter draught)

$9.11 SEK 87.8

$2.99 Rp 53.5K

204.68%

Imported Beer (0.33 liter bottle)

$7.43 SEK 71.6

$3.85 Rp 68.9K

92.99%

Milk (1 liter)

$1.73 SEK 16.66

$1.74 Rp 31.1K

-0.57%

White Bread (500g)

$3.49 SEK 33.61

$2.46 Rp 44.0K

41.87%

Rice (white) (1kg)

$4.24 SEK 40.86

$1.17 Rp 20.9K

262.39%

Eggs

$4.32 SEK 41.61

$2.43 Rp 43.5K

77.78%

Local Cheese (1kg)

$11.50 SEK 111

$14.50 Rp 259.5K

-20.69%

Chicken Fillets (1kg)

$10.99 SEK 106

$4.35 Rp 77.8K

152.64%

Beef Round Steak (1kg)

$18.49 SEK 178

$11.98 Rp 214.3K

54.34%

Apples (1kg)

$2.82 SEK 27.18

$3.72 Rp 66.5K

-24.19%

Banana (1kg)

$2.32 SEK 22.35

$1.63 Rp 29.1K

42.33%

Oranges (1kg)

$2.99 SEK 28.77

$2.74 Rp 49.1K

9.12%

Tomato (1kg)

$4.48 SEK 43.21

$2.24 Rp 40.1K

100.00%

Potato (1kg)

$1.72 SEK 16.55

$1.92 Rp 34.3K

-10.42%

Onion (1kg)

$1.84 SEK 17.74

$2.28 Rp 40.7K

-19.30%

Lettuce (1 head)

$2.62 SEK 25.21

$1.06 Rp 19.0K

147.17%

Water (1.5 liter bottle)

$1.50 SEK 14.43

$0.72 Rp 12.9K

108.33%

Cigarettes 20 Pack (Marlboro, Camel)

$6.83 SEK 65.8

$3.29 Rp 58.8K

107.60%

Wine (Bottle)

$10.94 SEK 105

$23.19 Rp 414.9K

-52.82%

Local Beer (0.5 liter bottle)

$1.66 SEK 15.99

$2.78 Rp 49.7K

-40.29%

Imported Beer (0.33 liter bottle)

$2.10 SEK 20.28

$2.73 Rp 48.9K

-23.08%

One-way Ticket (Public Transport)

$3.02 SEK 29.11

$0.27 Rp 4,765

1018.52%

Public Transport Monthly Pass (Regular Price)

$60.1 SEK 579

$8.11 Rp 145.0K

640.69%

Taxi Start (Normal Tariff)

$5.24 SEK 50.5

$0.48 Rp 8,636

991.67%

Taxi (Normal Tariff) (1km)

$1.66 SEK 16.00

$0.42 Rp 7,511

295.24%

Taxi 1hour Waiting (Normal Tariff)

$46.83 SEK 451

$6.22 Rp 111.3K

652.89%

Gasoline (1 liter)

$1.91 SEK 18.39

$0.81 Rp 14.6K

135.80%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$32.2K SEK 310.7K

$26.6K Rp 476.1M

21.16%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$34.9K SEK 336.4K

$32.2K Rp 575.9M

8.46%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$69.4 SEK 668

$78.4 Rp 1.4M

-11.49%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$34.68 SEK 334

$4.07 Rp 72.8K

752.09%

Internet (50+ Mbps, Unlimited Data)

$26.86 SEK 259

$24.33 Rp 435.2K

10.40%

Gym Membership (Monthly)

$50.9 SEK 490

$98.6 Rp 1.8M

-48.43%

Tennis Court (1 Hour on Weekend)

$39.23 SEK 378

$6.34 Rp 113.3K

518.77%

Cinema Ticket

$16.00 SEK 154

$3.99 Rp 71.3K

301.00%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$147 SEK 1,417

$305 Rp 5.5M

-51.78%

International Primary School, 1 Child (Yearly)

$4,186 SEK 40.3K

$6,642 Rp 118.8M

-36.97%

Jeans (Levis 501 Or Similar)

$101 SEK 978

$54.1 Rp 968.6K

87.44%

Summer Dress (H&M, Zara, etc)

$38.55 SEK 371

$37.81 Rp 676.3K

1.96%

Sport Shoes (Adidas, Nike)

$126 SEK 1,213

$86.8 Rp 1.6M

45.00%

Men's Leather Business Shoes

$137 SEK 1,318

$76.4 Rp 1.4M

79.17%

1-bedroom Apartment, City Center (Monthly)

$803 SEK 7,733

$992 Rp 17.7M

-19.09%

1-bedroom Apartment, Outside City Center (Monthly)

$543 SEK 5,233

$673 Rp 12.0M

-19.28%

3-bedroom Apartment, City Center (Monthly)

$1,183 SEK 11.4K

$3,375 Rp 60.4M

-64.94%

3-bedroom Apartment, Outside City Center (Monthly)

$899 SEK 8,660

$2,050 Rp 36.7M

-56.17%

Buy Apartment in City Center (m2)

$4,763 SEK 45.9K

$2,805 Rp 50.2M

69.81%

Buy Apartment Outside City Center (m2)

$3,146 SEK 30.3K

$2,227 Rp 39.8M

41.26%

Average Monthly Net Salary (After Tax)

$2,703 SEK 26.1K

$167 Rp 3.0M

1519.23%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.53

13.28

-65.89%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Umea: July 12, 2026

Last update for Ubud, Bali: July 11, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $803 in Umea and $992 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Umea pays 1519% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $83.0 in Umea vs $32.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $365 vs $297 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Umea vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 20% lower than in Umea. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

Average pay runs 1519% higher in Umea, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $803 in Umea versus $992 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $147 in Umea versus $305 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 23% higher in Umea. For households that cook at home regularly, that difference adds up over a month.

At $1,408 in Ubud, Bali versus $1,695 in Umea, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Umea. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,408 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.

Safety-wise, Umea and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 20% less than in Umea. Beyond cost, consider language, visa policies, and how big the international community is in each city.