Last update: Oct 2026

Cost of Living Comparison Between Umea and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $1,646 in Umea, rent and utilities included – about $3,600 less a year. The total is higher in Umea despite lower rent and utilities.

80

Cost of Living Index in Umea
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Umea Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Umea

🇸🇪 Sweden

$1,646

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Umea and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Umea and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,646 in Umea versus $1,349 in Ubud, Bali.

Umea $1,646
Ubud, Bali $1,349

Estimated couple costs with rent: $2,615 in Umea versus $2,305 in Ubud, Bali.

Umea $2,615
Ubud, Bali $2,305

Monthly costs for a family of three with rent: $3,583 in Umea versus $3,261 in Ubud, Bali.

Umea $3,583
Ubud, Bali $3,261

Living in Umea is roughly 22% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$14.95 SEK 146

$3.32 Rp 60.3K

350.30%

Three-Course Dinner for Two, Mid-Range

$79.0 SEK 771

$35.64 Rp 646.7K

121.69%

Fast Food Meal (McDonalds, etc)

$11.93 SEK 116

$5.53 Rp 100.4K

115.73%

Cappuccino

$3.96 SEK 38.62

$2.72 Rp 49.3K

45.59%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.15 SEK 30.74

$1.70 Rp 30.9K

85.29%

Water (0.33 liter bottle)

$2.47 SEK 24.10

$0.76 Rp 13.8K

225.00%

Local Beer (0.5 liter draught)

$8.62 SEK 84.1

$2.65 Rp 48.2K

225.28%

Imported Beer (0.33 liter bottle)

$7.44 SEK 72.5

$4.38 Rp 79.5K

69.86%

Milk (1 liter)

$1.74 SEK 16.99

$1.49 Rp 27.1K

16.78%

White Bread (500g)

$3.42 SEK 33.32

$2.28 Rp 41.3K

50.00%

Rice (white) (1kg)

$4.09 SEK 39.92

$1.19 Rp 21.6K

243.70%

Eggs

$4.06 SEK 39.59

$2.04 Rp 36.9K

99.02%

Local Cheese (1kg)

$11.38 SEK 111

$17.70 Rp 321.2K

-35.71%

Chicken Fillets (1kg)

$10.74 SEK 105

$3.96 Rp 71.9K

171.21%

Beef Round Steak (1kg)

$16.82 SEK 164

$12.19 Rp 221.2K

37.98%

Apples (1kg)

$2.58 SEK 25.18

$3.66 Rp 66.3K

-29.51%

Banana (1kg)

$2.18 SEK 21.23

$1.52 Rp 27.5K

43.42%

Oranges (1kg)

$2.72 SEK 26.57

$2.23 Rp 40.4K

21.97%

Tomato (1kg)

$4.30 SEK 41.94

$1.97 Rp 35.8K

118.27%

Potato (1kg)

$1.65 SEK 16.07

$1.85 Rp 33.5K

-10.81%

Onion (1kg)

$1.69 SEK 16.46

$2.42 Rp 44.0K

-30.17%

Lettuce (1 head)

$2.49 SEK 24.29

$0.99 Rp 18.0K

151.52%

Water (1.5 liter bottle)

$1.33 SEK 12.93

$0.51 Rp 9,316

160.78%

Cigarettes 20 Pack (Marlboro, Camel)

$7.09 SEK 69.2

$2.22 Rp 40.3K

219.37%

Wine (Bottle)

$10.19 SEK 99.5

$22.24 Rp 403.6K

-54.18%

Local Beer (0.5 liter bottle)

$2.31 SEK 22.51

$2.26 Rp 41.0K

2.21%

Imported Beer (0.33 liter bottle)

$2.44 SEK 23.81

$2.97 Rp 53.9K

-17.85%

One-way Ticket (Public Transport)

$2.89 SEK 28.19

$0.25 Rp 4,555

1056.00%

Public Transport Monthly Pass (Regular Price)

$57.8 SEK 564

$7.82 Rp 142.0K

639.00%

Taxi Start (Normal Tariff)

$7.08 SEK 69.1

$0.44 Rp 7,975

1509.09%

Taxi (Normal Tariff) (1km)

$4.99 SEK 48.64

$0.43 Rp 7,804

1060.47%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.2K

Gasoline (1 liter)

$1.68 SEK 16.37

$0.82 Rp 15.0K

104.88%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.8K SEK 329.7K

$23.8K Rp 432.6M

41.77%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$33.2K SEK 323.9K

$31.7K Rp 576.1M

4.57%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$84.7 SEK 827

$79.1 Rp 1.4M

7.16%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.54 SEK 317

$6.45 Rp 117.0K

404.50%

Internet (50+ Mbps, Unlimited Data)

$27.49 SEK 268

$18.58 Rp 337.1K

47.95%

Gym Membership (Monthly)

$48.29 SEK 471

$49.48 Rp 897.9K

-2.41%

Tennis Court (1 Hour on Weekend)

$35.41 SEK 345

$17.65 Rp 320.2K

100.62%

Cinema Ticket

$16.40 SEK 160

$4.27 Rp 77.6K

284.07%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$139 SEK 1,360

$491 Rp 8.9M

-71.57%

International Primary School, 1 Child (Yearly)

$5,674 Rp 103.0M

Jeans (Levis 501 Or Similar)

$99.7 SEK 972

$44.64 Rp 810.0K

123.25%

Summer Dress (H&M, Zara, etc)

$37.16 SEK 363

$34.95 Rp 634.2K

6.32%

Sport Shoes (Adidas, Nike)

$119 SEK 1,159

$79.9 Rp 1.4M

48.75%

Men's Leather Business Shoes

$141 SEK 1,371

$79.4 Rp 1.4M

76.95%

1-bedroom Apartment, City Center (Monthly)

$742 SEK 7,237

$1,125 Rp 20.4M

-34.05%

1-bedroom Apartment, Outside City Center (Monthly)

$505 SEK 4,928

$671 Rp 12.2M

-24.78%

3-bedroom Apartment, City Center (Monthly)

$1,104 SEK 10.8K

$3,565 Rp 64.7M

-69.04%

3-bedroom Apartment, Outside City Center (Monthly)

$842 SEK 8,214

$1,723 Rp 31.3M

-51.14%

Buy Apartment in City Center (m2)

$4,640 SEK 45.3K

$2,732 Rp 49.6M

69.87%

Buy Apartment Outside City Center (m2)

$3,050 SEK 29.8K

$2,284 Rp 41.4M

33.55%

Average Monthly Net Salary (After Tax)

$2,692 SEK 26.3K

$164 Rp 3.0M

1542.91%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.65

13.78

-73.51%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Umea: October 27, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Umea

$505 30.7%

Ubud, Bali

$672 49.8% 32.9% $166

Groceries & Markets

Umea

$352 21.4%

Ubud, Bali

$288 21.4% 18% $63

Eating Out

Umea

$283 17.2%

Ubud, Bali

$108 8% 62% $176

Clothing & Footwear

Umea

$178 10.8%

Ubud, Bali

$108 8% 39.7% $71

Monthly Utilities & Internet

Umea

$145 8.8%

Ubud, Bali

$104 7.7% 28.1% $41

Getting Around

Umea

$101 6.2%

Ubud, Bali

$11 0.9% 88.7% $90

Sport & Entertainment

Umea

$81 4.9%

Ubud, Bali

$58 4.3% 28.4% $23

Cost Breakdown

A one-bedroom apartment in the center runs $742 in Umea and $1,125 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Umea pays about 16 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $79 in Umea vs $36 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $352 vs $288 per month, with Ubud, Bali cheaper across the board.

Good to know

🇸🇪 Umea

🇮🇩 Ubud, Bali

🕒 Local time

19:25 7:25 PM

02:25 2:25 AM

7 h ahead of Umea

🌤 Weather

👥 Population

79,594

74,800

💱 Currency

Swedish Krona SEK kr

Indonesian Rupiah IDR Rp

📈 Exchange rate

100 SEK = 10.25 USD

100 SEK = 9.19 EUR

100,000 IDR = 5.51 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to SEK – Swedish Krona Converter

🇺🇸 United States Dollar ($)

🇸🇪 Swedish Krona (kr)

Swedish Krona exchange rates as of November 2, 2026: 1 USD = 9.76 SEK (1 SEK = 0.103 USD). 1 EUR = 10.89 SEK (100 SEK = 9.19 EUR).

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,145 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,249 IDR (100,000 IDR = 4.94 EUR).

USD to SEK in detail →

On the map

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Highest

Between locations

Umea Ubud, Bali 11,100 km ≈ 14 h nonstop flight

From you

Umea
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Umea vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 18% lower than in Umea. Housing and daily spending are where you’ll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

Average pay in Umea is about 16 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $742 in Umea versus $1,125 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $139 in Umea versus $491 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 22% higher in Umea. For households that cook at home regularly, that difference adds up over a month.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both work as nomad bases, but Ubud, Bali delivers better value at $1,349 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.

Safety-wise, Umea and Ubud, Bali are both considered safe, so it’s unlikely to be the deciding factor between them.

It comes down to priorities – Ubud, Bali wins on affordability, Umea on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.