Cost of Living Comparison Between Ubud, Bali and Umea Cost of Living Comparison Between Ubud, Bali and Umea

Monthly Cost of Living

Monthly costs for one person with rent: $1,368 in Ubud, Bali versus $1,644 in Umea.

Estimated couple costs with rent: $2,348 in Ubud, Bali versus $2,662 in Umea.

Monthly costs for a family of three with rent: $3,327 in Ubud, Bali versus $3,680 in Umea.

Living in Ubud, Bali costs roughly 17% less than in Umea, driven mainly by Eating Out.

Both cities are pricier than the global median: Ubud, Bali 0% above, Umea 20% above.

Meal at Budget Restaurant

$3.44 Rp 60.9K

$15.43 SEK 152

-77.71%

Three-Course Dinner for Two, Mid-Range

$36.31 Rp 643.0K

$83.2 SEK 820

-56.34%

Fast Food Meal (McDonalds, etc)

$5.71 Rp 101.0K

$12.21 SEK 120

-53.24%

Cappuccino

$2.67 Rp 47.3K

$4.05 SEK 39.94

-34.07%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 31.0K

$3.34 SEK 32.91

-47.60%

Water (0.33 liter bottle)

$0.87 Rp 15.4K

$2.52 SEK 24.85

-65.48%

Local Beer (0.5 liter draught)

$2.95 Rp 52.3K

$8.67 SEK 85.4

-65.97%

Imported Beer (0.33 liter bottle)

$4.52 Rp 80.0K

$7.38 SEK 72.7

-38.75%

Milk (1 liter)

$1.62 Rp 28.7K

$1.77 SEK 17.43

-8.47%

White Bread (500g)

$2.33 Rp 41.3K

$3.40 SEK 33.49

-31.47%

Rice (white) (1kg)

$1.11 Rp 19.6K

$4.03 SEK 39.72

-72.46%

Eggs

$2.20 Rp 39.0K

$3.99 SEK 39.30

-44.86%

Local Cheese (1kg)

$17.69 Rp 313.3K

$11.50 SEK 113

53.83%

Chicken Fillets (1kg)

$4.10 Rp 72.5K

$10.85 SEK 107

-62.21%

Beef Round Steak (1kg)

$12.18 Rp 215.6K

$17.73 SEK 175

-31.30%

Apples (1kg)

$3.71 Rp 65.6K

$2.54 SEK 25.04

46.06%

Banana (1kg)

$1.59 Rp 28.1K

$2.23 SEK 21.95

-28.70%

Oranges (1kg)

$2.28 Rp 40.4K

$2.75 SEK 27.14

-17.09%

Tomato (1kg)

$1.95 Rp 34.6K

$4.26 SEK 41.93

-54.23%

Potato (1kg)

$1.91 Rp 33.7K

$1.69 SEK 16.63

13.02%

Onion (1kg)

$2.33 Rp 41.3K

$1.78 SEK 17.55

30.90%

Lettuce (1 head)

$1.01 Rp 17.8K

$2.45 SEK 24.10

-58.78%

Water (1.5 liter bottle)

$0.55 Rp 9,773

$1.36 SEK 13.42

-59.56%

Cigarettes 20 Pack (Marlboro, Camel)

$2.23 Rp 39.5K

$7.27 SEK 71.6

-69.33%

Wine (Bottle)

$23.07 Rp 408.6K

$10.44 SEK 103

120.98%

Local Beer (0.5 liter bottle)

$2.42 Rp 42.8K

$2.32 SEK 22.88

4.31%

Imported Beer (0.33 liter bottle)

$3.00 Rp 53.1K

$2.41 SEK 23.77

24.48%

One-way Ticket (Public Transport)

$0.27 Rp 4,814

$2.96 SEK 29.14

-90.88%

Public Transport Monthly Pass (Regular Price)

$8.98 Rp 159.1K

$59.2 SEK 583

-84.82%

Taxi Start (Normal Tariff)

$0.48 Rp 8,566

$7.31 SEK 72.1

-93.43%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,679

$1.70 SEK 16.73

-74.71%

Taxi 1hour Waiting (Normal Tariff)

$5.64 Rp 99.9K

$63.1 SEK 622

-91.07%

Gasoline (1 liter)

$0.80 Rp 14.2K

$1.71 SEK 16.89

-53.22%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.9K Rp 441.7M

$34.3K SEK 337.6K

-27.20%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 561.5M

$34.4K SEK 339.4K

-7.94%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$81.5 Rp 1.4M

$88.3 SEK 870

-7.74%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 115.0K

$34.13 SEK 336

-80.98%

Internet (50+ Mbps, Unlimited Data)

$18.77 Rp 332.4K

$27.20 SEK 268

-30.99%

Gym Membership (Monthly)

$56.9 Rp 1.0M

$50.8 SEK 500

12.01%

Tennis Court (1 Hour on Weekend)

$18.73 Rp 331.7K

$35.17 SEK 347

-46.74%

Cinema Ticket

$4.54 Rp 80.4K

$16.76 SEK 165

-72.91%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$481 Rp 8.5M

$143 SEK 1,408

236.46%

International Primary School, 1 Child (Yearly)

$5,711 Rp 101.1M

$4,993 SEK 49.2K

14.38%

Jeans (Levis 501 Or Similar)

$45.52 Rp 806.0K

$103 SEK 1,016

-55.84%

Summer Dress (H&M, Zara, etc)

$35.88 Rp 635.4K

$37.63 SEK 371

-4.65%

Sport Shoes (Adidas, Nike)

$80.4 Rp 1.4M

$119 SEK 1,174

-32.53%

Men's Leather Business Shoes

$78.7 Rp 1.4M

$144 SEK 1,423

-45.54%

1-bedroom Apartment, City Center (Monthly)

$1,115 Rp 19.7M

$782 SEK 7,705

42.55%

1-bedroom Apartment, Outside City Center (Monthly)

$698 Rp 12.4M

$529 SEK 5,210

31.96%

3-bedroom Apartment, City Center (Monthly)

$3,637 Rp 64.4M

$1,161 SEK 11.4K

213.18%

3-bedroom Apartment, Outside City Center (Monthly)

$1,737 Rp 30.8M

$855 SEK 8,425

103.20%

Buy Apartment in City Center (m2)

$2,784 Rp 49.3M

$4,710 SEK 46.4K

-40.88%

Buy Apartment Outside City Center (m2)

$2,290 Rp 40.5M

$3,119 SEK 30.7K

-26.58%

Average Monthly Net Salary (After Tax)

$168 Rp 3.0M

$2,718 SEK 26.8K

-93.82%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

3.65

277.53%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 14, 2026

Last update for Umea: September 15, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,115 in Ubud, Bali and $782 in Umea. Housing cost is often the main lever when comparing two cities.

Umea pays 1518% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $36.00 in Ubud, Bali vs $83.0 in Umea for a mid-range dinner for two. Groceries echo the gap at $295 vs $356 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Umea: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 20% lower than in Umea. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

On paper, salaries run 1518% lower in Umea. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,115 in Ubud, Bali versus $782 in Umea. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $481 in Ubud, Bali versus $143 in Umea. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 21% higher in Umea. For households that cook at home regularly, that difference adds up over a month.

At $1,368 in Ubud, Bali versus $1,644 in Umea, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Umea. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,368 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.

Safety-wise, Ubud, Bali and Umea are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 20% less than in Umea. Beyond cost, consider language, visa policies, and how big the international community is in each city.