Cost of Living Comparison Between Ubud, Bali and Umea Cost of Living Comparison Between Ubud, Bali and Umea

Monthly Cost of Living

Monthly costs for one person with rent: $1,408 in Ubud, Bali versus $1,695 in Umea.

Estimated couple costs with rent: $2,585 in Ubud, Bali versus $2,667 in Umea.

Monthly costs for a family of three with rent: $3,763 in Ubud, Bali versus $3,639 in Umea.

Living in Ubud, Bali costs roughly 17% less than in Umea, driven mainly by Eating Out.

Both cities are pricier than the global median: Ubud, Bali 5% above, Umea 27% above.

Meal at Budget Restaurant

$3.45 Rp 61.8K

$16.05 SEK 155

-78.50%

Three-Course Dinner for Two, Mid-Range

$32.34 Rp 578.5K

$83.3 SEK 803

-61.17%

Fast Food Meal (McDonalds, etc)

$4.84 Rp 86.7K

$11.75 SEK 113

-58.81%

Cappuccino

$2.75 Rp 49.1K

$4.12 SEK 39.68

-33.25%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.8K

$3.39 SEK 32.70

-59.29%

Water (0.33 liter bottle)

$0.75 Rp 13.4K

$2.59 SEK 24.97

-71.04%

Local Beer (0.5 liter draught)

$2.99 Rp 53.5K

$9.11 SEK 87.8

-67.18%

Imported Beer (0.33 liter bottle)

$3.85 Rp 68.9K

$7.43 SEK 71.6

-48.18%

Milk (1 liter)

$1.74 Rp 31.1K

$1.73 SEK 16.66

0.58%

White Bread (500g)

$2.46 Rp 44.0K

$3.49 SEK 33.61

-29.51%

Rice (white) (1kg)

$1.17 Rp 20.9K

$4.24 SEK 40.86

-72.41%

Eggs

$2.43 Rp 43.5K

$4.32 SEK 41.61

-43.75%

Local Cheese (1kg)

$14.50 Rp 259.5K

$11.50 SEK 111

26.09%

Chicken Fillets (1kg)

$4.35 Rp 77.8K

$10.99 SEK 106

-60.42%

Beef Round Steak (1kg)

$11.98 Rp 214.3K

$18.49 SEK 178

-35.21%

Apples (1kg)

$3.72 Rp 66.5K

$2.82 SEK 27.18

31.91%

Banana (1kg)

$1.63 Rp 29.1K

$2.32 SEK 22.35

-29.74%

Oranges (1kg)

$2.74 Rp 49.1K

$2.99 SEK 28.77

-8.36%

Tomato (1kg)

$2.24 Rp 40.1K

$4.48 SEK 43.21

-50.00%

Potato (1kg)

$1.92 Rp 34.3K

$1.72 SEK 16.55

11.63%

Onion (1kg)

$2.28 Rp 40.7K

$1.84 SEK 17.74

23.91%

Lettuce (1 head)

$1.06 Rp 19.0K

$2.62 SEK 25.21

-59.54%

Water (1.5 liter bottle)

$0.72 Rp 12.9K

$1.50 SEK 14.43

-52.00%

Cigarettes 20 Pack (Marlboro, Camel)

$3.29 Rp 58.8K

$6.83 SEK 65.8

-51.83%

Wine (Bottle)

$23.19 Rp 414.9K

$10.94 SEK 105

111.97%

Local Beer (0.5 liter bottle)

$2.78 Rp 49.7K

$1.66 SEK 15.99

67.47%

Imported Beer (0.33 liter bottle)

$2.73 Rp 48.9K

$2.10 SEK 20.28

30.00%

One-way Ticket (Public Transport)

$0.27 Rp 4,765

$3.02 SEK 29.11

-91.06%

Public Transport Monthly Pass (Regular Price)

$8.11 Rp 145.0K

$60.1 SEK 579

-86.50%

Taxi Start (Normal Tariff)

$0.48 Rp 8,636

$5.24 SEK 50.5

-90.84%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,511

$1.66 SEK 16.00

-74.70%

Taxi 1hour Waiting (Normal Tariff)

$6.22 Rp 111.3K

$46.83 SEK 451

-86.72%

Gasoline (1 liter)

$0.81 Rp 14.6K

$1.91 SEK 18.39

-57.59%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 476.1M

$32.2K SEK 310.7K

-17.46%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K Rp 575.9M

$34.9K SEK 336.4K

-7.80%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$69.4 SEK 668

12.98%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.07 Rp 72.8K

$34.68 SEK 334

-88.26%

Internet (50+ Mbps, Unlimited Data)

$24.33 Rp 435.2K

$26.86 SEK 259

-9.42%

Gym Membership (Monthly)

$98.6 Rp 1.8M

$50.9 SEK 490

93.92%

Tennis Court (1 Hour on Weekend)

$6.34 Rp 113.3K

$39.23 SEK 378

-83.84%

Cinema Ticket

$3.99 Rp 71.3K

$16.00 SEK 154

-75.06%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$305 Rp 5.5M

$147 SEK 1,417

107.39%

International Primary School, 1 Child (Yearly)

$6,642 Rp 118.8M

$4,186 SEK 40.3K

58.66%

Jeans (Levis 501 Or Similar)

$54.1 Rp 968.6K

$101 SEK 978

-46.65%

Summer Dress (H&M, Zara, etc)

$37.81 Rp 676.3K

$38.55 SEK 371

-1.92%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.6M

$126 SEK 1,213

-31.04%

Men's Leather Business Shoes

$76.4 Rp 1.4M

$137 SEK 1,318

-44.19%

1-bedroom Apartment, City Center (Monthly)

$992 Rp 17.7M

$803 SEK 7,733

23.60%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.0M

$543 SEK 5,233

23.88%

3-bedroom Apartment, City Center (Monthly)

$3,375 Rp 60.4M

$1,183 SEK 11.4K

185.22%

3-bedroom Apartment, Outside City Center (Monthly)

$2,050 Rp 36.7M

$899 SEK 8,660

128.14%

Buy Apartment in City Center (m2)

$2,805 Rp 50.2M

$4,763 SEK 45.9K

-41.11%

Buy Apartment Outside City Center (m2)

$2,227 Rp 39.8M

$3,146 SEK 30.3K

-29.21%

Average Monthly Net Salary (After Tax)

$167 Rp 3.0M

$2,703 SEK 26.1K

-93.82%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

4.53

193.16%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 11, 2026

Last update for Umea: July 12, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $992 in Ubud, Bali and $803 in Umea. Housing cost is often the main lever when comparing two cities.

Umea pays 1519% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $32.00 in Ubud, Bali vs $83.0 in Umea for a mid-range dinner for two. Groceries echo the gap at $297 vs $365 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Umea: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 20% lower than in Umea. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

On paper, salaries run 1519% lower in Umea. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $992 in Ubud, Bali versus $803 in Umea. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $305 in Ubud, Bali versus $147 in Umea. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 23% higher in Umea. For households that cook at home regularly, that difference adds up over a month.

At $1,408 in Ubud, Bali versus $1,695 in Umea, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Umea. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,408 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.

Safety-wise, Ubud, Bali and Umea are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 20% less than in Umea. Beyond cost, consider language, visa policies, and how big the international community is in each city.