Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Umea

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $1,646 in Umea, rent and utilities included – about $3,600 less a year. The total is higher in Umea despite lower rent and utilities.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
80

Cost of Living Index in Umea
Learn more

Umea Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Umea

🇸🇪 Sweden

$1,646

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Umea

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Umea actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,349 in Ubud, Bali versus $1,646 in Umea.

Ubud, Bali $1,349
Umea $1,646

Estimated couple costs with rent: $2,305 in Ubud, Bali versus $2,615 in Umea.

Ubud, Bali $2,305
Umea $2,615

Monthly costs for a family of three with rent: $3,261 in Ubud, Bali versus $3,583 in Umea.

Ubud, Bali $3,261
Umea $3,583

Living in Ubud, Bali costs roughly 18% less than in Umea, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$3.32 Rp 60.2K

$14.95 SEK 147

-77.79%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 645.8K

$79.0 SEK 775

-54.89%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.3K

$11.93 SEK 117

-53.65%

Cappuccino

$2.72 Rp 49.3K

$3.96 SEK 38.85

-31.31%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.8K

$3.15 SEK 30.92

-46.03%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$2.47 SEK 24.24

-69.23%

Local Beer (0.5 liter draught)

$2.65 Rp 48.1K

$8.62 SEK 84.6

-69.26%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.4K

$7.44 SEK 73.0

-41.13%

Milk (1 liter)

$1.49 Rp 27.0K

$1.74 SEK 17.09

-14.37%

White Bread (500g)

$2.28 Rp 41.2K

$3.42 SEK 33.51

-33.33%

Rice (white) (1kg)

$1.19 Rp 21.6K

$4.09 SEK 40.16

-70.90%

Eggs

$2.04 Rp 36.9K

$4.06 SEK 39.83

-49.75%

Local Cheese (1kg)

$17.70 Rp 320.8K

$11.38 SEK 112

55.54%

Chicken Fillets (1kg)

$3.96 Rp 71.8K

$10.74 SEK 105

-63.13%

Beef Round Steak (1kg)

$12.19 Rp 220.9K

$16.82 SEK 165

-27.53%

Apples (1kg)

$3.66 Rp 66.2K

$2.58 SEK 25.33

41.86%

Banana (1kg)

$1.52 Rp 27.5K

$2.18 SEK 21.36

-30.28%

Oranges (1kg)

$2.23 Rp 40.4K

$2.72 SEK 26.73

-18.01%

Tomato (1kg)

$1.97 Rp 35.7K

$4.30 SEK 42.19

-54.19%

Potato (1kg)

$1.85 Rp 33.5K

$1.65 SEK 16.17

12.12%

Onion (1kg)

$2.42 Rp 43.9K

$1.69 SEK 16.56

43.20%

Lettuce (1 head)

$0.99 Rp 17.9K

$2.49 SEK 24.43

-60.24%

Water (1.5 liter bottle)

$0.51 Rp 9,303

$1.33 SEK 13.01

-61.65%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.3K

$7.09 SEK 69.6

-68.69%

Wine (Bottle)

$22.24 Rp 403.0K

$10.19 SEK 100

118.25%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

$2.31 SEK 22.64

-2.16%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.8K

$2.44 SEK 23.95

21.72%

One-way Ticket (Public Transport)

$0.25 Rp 4,548

$2.89 SEK 28.36

-91.35%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 141.8K

$57.8 SEK 567

-86.47%

Taxi Start (Normal Tariff)

$0.44 Rp 7,964

$7.08 SEK 69.5

-93.79%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,793

$4.99 SEK 48.92

-91.38%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.0K

Gasoline (1 liter)

$0.82 Rp 14.9K

$1.68 SEK 16.47

-51.19%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 432.0M

$33.8K SEK 331.7K

-29.46%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.3M

$33.2K SEK 325.8K

-4.37%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$84.7 SEK 831

-6.68%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.8K

$32.54 SEK 319

-80.18%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 336.7K

$27.49 SEK 270

-32.41%

Gym Membership (Monthly)

$49.48 Rp 896.7K

$48.29 SEK 474

2.46%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 319.8K

$35.41 SEK 347

-50.16%

Cinema Ticket

$4.27 Rp 77.4K

$16.40 SEK 161

-73.96%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$139 SEK 1,368

251.77%

International Primary School, 1 Child (Yearly)

$5,674 Rp 102.8M

Jeans (Levis 501 Or Similar)

$44.64 Rp 808.9K

$99.7 SEK 978

-55.21%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 633.4K

$37.16 SEK 365

-5.95%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

$119 SEK 1,166

-32.77%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$141 SEK 1,379

-43.49%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$742 SEK 7,280

51.64%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$505 SEK 4,957

32.94%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.6M

$1,104 SEK 10.8K

222.96%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.2M

$842 SEK 8,263

104.66%

Buy Apartment in City Center (m2)

$2,732 Rp 49.5M

$4,640 SEK 45.5K

-41.13%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

$3,050 SEK 29.9K

-25.12%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$2,692 SEK 26.4K

-93.91%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

3.65

277.53%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Umea: October 27, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Umea

$505 30.7% 24.8% $166

Groceries & Markets

Ubud, Bali

$288 21.4%

Umea

$352 21.4% 22% $63

Eating Out

Ubud, Bali

$108 8%

Umea

$283 17.2% 163% $176

Clothing & Footwear

Ubud, Bali

$108 8%

Umea

$178 10.8% 65.8% $71

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Umea

$145 8.8% 39.1% $41

Sport & Entertainment

Ubud, Bali

$58 4.3%

Umea

$81 4.9% 39.7% $23

Getting Around

Ubud, Bali

$11 0.9%

Umea

$101 6.2% 788% $90

Cost Breakdown

A one-bedroom apartment in the center runs $1,125 in Ubud, Bali and $742 in Umea. Housing cost is often the main lever when comparing two cities.

Umea pays about 16 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $36 in Ubud, Bali vs $79 in Umea for a mid-range dinner for two. Groceries echo the gap at $288 vs $352 per month, with Ubud, Bali cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇸🇪 Umea

🕒 Local time

04:04 4:04 AM

21:04 9:04 PM

7 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

79,594

💱 Currency

Indonesian Rupiah IDR Rp

Swedish Krona SEK kr

📈 Exchange rate

100,000 IDR = 5.52 USD

100,000 IDR = 4.94 EUR

100 SEK = 10.19 USD

100 SEK = 9.13 EUR

Exchange rates and currency converter

SEK, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 1, 2026: 1 USD = 18,120 IDR (100,000 IDR = 5.52 USD). 1 EUR = 20,232 IDR (100,000 IDR = 4.94 EUR).

Swedish Krona exchange rates as of November 1, 2026: 1 USD = 9.81 SEK (1 SEK = 0.102 USD). 1 EUR = 10.96 SEK (100 SEK = 9.13 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Umea 11,100 km ≈ 14 h nonstop flight

From you

Ubud, Bali
Umea

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Umea: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 18% lower than in Umea. Housing and daily spending are where you’ll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

On paper, salaries run 94% lower in Ubud, Bali. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,125 in Ubud, Bali versus $742 in Umea. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $491 in Ubud, Bali versus $139 in Umea. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 22% higher in Umea. For households that cook at home regularly, that difference adds up over a month.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both work as nomad bases, but Ubud, Bali delivers better value at $1,349 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.

Safety-wise, Ubud, Bali and Umea are both considered safe, so it’s unlikely to be the deciding factor between them.

It comes down to priorities – Ubud, Bali wins on affordability, Umea on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.