Last update: Oct 2026

Cost of Living Comparison Between Umag and Playa del Carmen

For one person, living is cheaper in Playa del Carmen: $1,204 a month against $1,562 in Umag, rent and utilities included – about $4,300 less a year. Rent and utilities account for most of the difference.

77

Cost of Living Index in Umag
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Umag Living Index
58

Cost of Living Index in Playa del Carmen
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Playa del Carmen Living Index

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Umag

🇭🇷 Croatia

$1,562

/mo nomad

Playa del Carmen

🇲🇽 Mexico

$1,204

/mo nomad

Monthly Cost of Living

How much you'll spend in Umag and in Playa del Carmen

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Umag and in Playa del Carmen actually costs, broken down by who's living it.

A single person spends $1,562 per month in Umag vs $1,204 in Playa del Carmen, rent included.

Umag $1,562
Playa del Carmen $1,204

A couple spends around $2,448 per month in Umag vs $2,082 in Playa del Carmen, rent included.

Umag $2,448
Playa del Carmen $2,082

A family of three spends $3,333 per month in Umag vs $2,959 in Playa del Carmen, rent included.

Umag $3,333
Playa del Carmen $2,959

Umag costs about 30% more than Playa del Carmen, and outside of rent the biggest gap is in groceries.

Umag sits 15% above the global median, while Playa del Carmen is 12% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$12.16 €10.92

$10.92 MX$204

11.36%

Three-Course Dinner for Two, Mid-Range

$65.3 €58.6

$43.37 MX$808

50.45%

Fast Food Meal (McDonalds, etc)

$8.29 €7.44

$11.78 MX$220

-29.63%

Cappuccino

$2.26 €2.03

$3.81 MX$71.0

-40.68%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.99 €2.69

$1.28 MX$23.90

133.59%

Water (0.33 liter bottle)

$2.28 €2.05

$0.78 MX$14.59

192.31%

Local Beer (0.5 liter draught)

$3.34 €3.00

$3.17 MX$59.0

5.36%

Imported Beer (0.33 liter bottle)

$4.35 €3.91

$4.93 MX$92.0

-11.76%

Milk (1 liter)

$1.30 €1.17

$1.41 MX$26.22

-7.80%

White Bread (500g)

$1.57 €1.41

$2.22 MX$41.33

-29.28%

Rice (white) (1kg)

$2.80 €2.51

$1.42 MX$26.42

97.18%

Eggs

$3.83 €3.44

$2.52 MX$47.03

51.98%

Local Cheese (1kg)

$14.69 €13.19

$7.26 MX$135

102.34%

Chicken Fillets (1kg)

$11.49 €10.32

$7.70 MX$143

49.22%

Beef Round Steak (1kg)

$17.63 €15.84

$12.69 MX$237

38.93%

Apples (1kg)

$2.23 €2.00

$2.78 MX$51.9

-19.78%

Banana (1kg)

$1.64 €1.48

$1.37 MX$25.50

19.71%

Oranges (1kg)

$2.21 €1.98

$2.55 MX$47.55

-13.33%

Tomato (1kg)

$2.45 €2.20

$2.12 MX$39.58

15.57%

Potato (1kg)

$1.36 €1.22

$1.94 MX$36.13

-29.90%

Onion (1kg)

$1.26 €1.13

$1.89 MX$35.16

-33.33%

Lettuce (1 head)

$1.19 €1.07

$1.15 MX$21.37

3.48%

Water (1.5 liter bottle)

$1.28 €1.15

$1.18 MX$21.98

8.47%

Cigarettes 20 Pack (Marlboro, Camel)

$6.09 €5.47

$4.30 MX$80.1

41.63%

Wine (Bottle)

$11.15 €10.01

$9.95 MX$185

12.06%

Local Beer (0.5 liter bottle)

$1.68 €1.51

$1.58 MX$29.52

6.33%

Imported Beer (0.33 liter bottle)

$2.45 €2.20

$2.67 MX$49.79

-8.24%

One-way Ticket (Public Transport)

$1.82 €1.64

$0.55 MX$10.31

230.91%

Public Transport Monthly Pass (Regular Price)

$47.33 €42.51

$26.62 MX$496

77.80%

Taxi Start (Normal Tariff)

$2.27 €2.04

$4.97 MX$92.6

-54.33%

Taxi (Normal Tariff) (1km)

$1.42 €1.27

$3.33 MX$62.1

-57.36%

Taxi 1hour Waiting (Normal Tariff)

$12.15 €10.91

$5.36 MX$99.8

126.68%

Gasoline (1 liter)

$1.89 €1.70

$1.44 MX$26.92

31.25%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.1K €24.4K

$20.7K MX$385.2K

31.28%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.5K €22.9K

$23.5K MX$437.4K

8.64%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$210 €189

$84.8 MX$1,581

147.78%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$22.03 €19.79

$23.41 MX$436

-5.89%

Internet (50+ Mbps, Unlimited Data)

$37.86 €34.01

$28.66 MX$534

32.10%

Gym Membership (Monthly)

$51.4 €46.14

$57.1 MX$1,063

-9.97%

Tennis Court (1 Hour on Weekend)

$15.08 €13.54

$28.91 MX$539

-47.84%

Cinema Ticket

$8.56 €7.69

$5.14 MX$95.8

66.54%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$489 €439

$207 MX$3,851

136.75%

International Primary School, 1 Child (Yearly)

$9,869 €8,865

$3,927 MX$73.2K

151.29%

Jeans (Levis 501 Or Similar)

$111 €99.9

$43.35 MX$808

156.56%

Summer Dress (H&M, Zara, etc)

$42.52 €38.20

$41.44 MX$772

2.61%

Sport Shoes (Adidas, Nike)

$103 €92.2

$74.2 MX$1,383

38.38%

Men's Leather Business Shoes

$114 €103

$89.3 MX$1,664

27.99%

1-bedroom Apartment, City Center (Monthly)

$602 €541

$980 MX$18.3K

-38.53%

1-bedroom Apartment, Outside City Center (Monthly)

$483 €434

$381 MX$7,099

26.90%

3-bedroom Apartment, City Center (Monthly)

$1,252 €1,125

$1,708 MX$31.8K

-26.67%

3-bedroom Apartment, Outside City Center (Monthly)

$941 €846

$1,075 MX$20.0K

-12.44%

Buy Apartment in City Center (m2)

$4,602 €4,134

$3,943 MX$73.5K

16.71%

Buy Apartment Outside City Center (m2)

$3,282 €2,948

$6,158 MX$114.8K

-46.70%

Average Monthly Net Salary (After Tax)

$735 MX$13.7K

20-Year Fixed Mortgage Interest Rate (Annual %)

3.3

11.45

-71.18%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Umag: October 26, 2026

Last update for Playa del Carmen: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Umag

$483 30.9%

Playa del Carmen

$381 31.6% 21.2% $102

Groceries & Markets

Umag

$314 20.1%

Playa del Carmen

$255 21.2% 18.9% $59

Monthly Utilities & Internet

Umag

$270 17.3%

Playa del Carmen

$137 11.4% 49.3% $133

Eating Out

Umag

$196 12.5%

Playa del Carmen

$202 16.8% 3.4% $6.6

Clothing & Footwear

Umag

$167 10.7%

Playa del Carmen

$112 9.3% 33% $55

Sport & Entertainment

Umag

$68 4.4%

Playa del Carmen

$67 5.6% 1.7% $1.2

Getting Around

Umag

$64 4.1%

Playa del Carmen

$50 4.2% 21.1% $14

Cost Breakdown

A central one-bedroom costs $602 in Umag versus $980 in Playa del Carmen. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $65 in Umag versus $43 in Playa del Carmen. Monthly groceries follow the same trend: $314 vs $255 – making Playa del Carmen the more affordable choice for daily food spending.

Good to know

🇭🇷 Umag

🇲🇽 Playa del Carmen

🕒 Local time

17:07 5:07 PM

11:07 11:07 AM

6 h behind Umag

🌤 Weather

👥 Population

13,000

149,923

💱 Currency

Euro EUR €

Mexican Peso MXN $

📈 Exchange rate

1 EUR = 1.11 USD

100 MXN = 5.36 USD

100 MXN = 4.82 EUR

Exchange rates and currency converter

MXN, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 28, 2026: 1 USD = 0.898 EUR (1 EUR = 1.11 USD).

Mexican Peso exchange rates as of October 28, 2026: 1 USD = 18.64 MXN (100 MXN = 5.36 USD). 1 EUR = 20.75 MXN (100 MXN = 4.82 EUR).

USD to EUR in detail →

On the map

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Between locations

Umag Playa del Carmen 9,180 km ≈ 12 h nonstop flight

From you

Umag
Playa del Carmen

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Umag vs Playa del Carmen: Cost of Living - Frequently Asked Questions

Yes – Umag is pricier by about 30%, and outside of rent the gap shows up most in groceries.

For a comfortable life, plan on about $2,343 per month in Umag and $1,806 in Playa del Carmen. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Umag, especially for central apartments: a one-bedroom in the center costs $602 there versus $980 in Playa del Carmen.

Monthly expenses with rent come to $1,562 in Umag and $1,204 in Playa del Carmen. That’s a gap of about 30%.

Public transport costs about 44% less in Playa del Carmen. For daily commuters, that gap adds up to noticeable savings over a year.

A $1,500 monthly budget goes further in Playa del Carmen, where all-in costs run around $1,204, than in Umag at $1,562. In Playa del Carmen it covers expenses comfortably, while in Umag it requires careful planning or may not stretch far enough.

It depends on your priorities. Playa del Carmen has an edge in some lifestyle areas, with costs from $1,204 in Playa del Carmen to $1,562 in Umag. Climate, culture, job market, and personal taste all factor in.