Cost of Living Comparison Between Umag and Phuket Cost of Living Comparison Between Umag and Phuket

Monthly Cost of Living

Monthly costs for one person with rent: $1,483 in Umag versus $1,232 in Phuket.

Estimated couple costs with rent: $2,295 in Umag versus $2,255 in Phuket.

Monthly costs for a family of three with rent: $3,108 in Umag versus $3,279 in Phuket.

Living in Umag is roughly 20% more expensive than Phuket, driven mainly by Eating Out.

The two cities straddle the global median: Umag is 11% above, Phuket is 8% below.

Meal at Budget Restaurant

$11.50 €9.82

$4.63 ฿151

148.38%

Three-Course Dinner for Two, Mid-Range

$68.1 €58.2

$46.84 ฿1,523

45.37%

Fast Food Meal (McDonalds, etc)

$9.00 €7.69

$8.84 ฿287

1.81%

Cappuccino

$2.37 €2.03

$3.00 ฿97.4

-21.00%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.17 €2.71

$0.74 ฿24.11

328.38%

Water (0.33 liter bottle)

$2.35 €2.00

$0.37 ฿11.88

535.14%

Local Beer (0.5 liter draught)

$3.60 €3.08

$2.44 ฿79.3

47.54%

Imported Beer (0.33 liter bottle)

$4.65 €3.97

$3.61 ฿117

28.81%

Milk (1 liter)

$1.29 €1.11

$2.26 ฿73.5

-42.92%

White Bread (500g)

$1.90 €1.62

$1.84 ฿59.8

3.26%

Rice (white) (1kg)

$2.67 €2.28

$2.24 ฿73.0

19.20%

Eggs

$3.79 €3.24

$2.32 ฿75.3

63.36%

Local Cheese (1kg)

$10.87 €9.28

$19.67 ฿639

-44.74%

Chicken Fillets (1kg)

$9.65 €8.24

$3.65 ฿119

164.38%

Beef Round Steak (1kg)

$12.86 €10.98

$13.10 ฿426

-1.83%

Apples (1kg)

$1.85 €1.58

$3.39 ฿110

-45.43%

Banana (1kg)

$1.73 €1.48

$1.64 ฿53.4

5.49%

Oranges (1kg)

$2.05 €1.75

$2.41 ฿78.5

-14.94%

Tomato (1kg)

$3.06 €2.62

$2.03 ฿66.0

50.74%

Potato (1kg)

$1.42 €1.21

$1.56 ฿50.6

-8.97%

Onion (1kg)

$1.45 €1.24

$1.50 ฿48.66

-3.33%

Lettuce (1 head)

$1.33 €1.13

$1.02 ฿33.30

30.39%

Water (1.5 liter bottle)

$1.32 €1.12

$0.49 ฿15.91

169.39%

Cigarettes 20 Pack (Marlboro, Camel)

$5.62 €4.80

$4.45 ฿145

26.29%

Wine (Bottle)

$8.45 €7.22

$18.88 ฿614

-55.24%

Local Beer (0.5 liter bottle)

$1.86 €1.59

$1.78 ฿57.7

4.49%

Imported Beer (0.33 liter bottle)

$2.30 €1.97

$2.75 ฿89.5

-16.36%

One-way Ticket (Public Transport)

$1.72 €1.47

$1.40 ฿45.54

22.86%

Public Transport Monthly Pass (Regular Price)

$43.23 €36.92

$11.48 ฿373

276.57%

Taxi Start (Normal Tariff)

$2.37 €2.03

$3.12 ฿101

-24.04%

Taxi (Normal Tariff) (1km)

$1.05 €0.90

$1.00 ฿32.48

5.00%

Taxi 1hour Waiting (Normal Tariff)

$10.18 €8.69

$14.09 ฿458

-27.75%

Gasoline (1 liter)

$1.80 €1.54

$1.35 ฿43.93

33.33%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.1K €29.1K

$27.2K ฿883.7K

25.45%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.5K €22.6K

$32.9K ฿1.1M

-19.62%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$207 €177

$125 ฿4,063

65.51%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$20.20 €17.25

$13.57 ฿441

48.86%

Internet (50+ Mbps, Unlimited Data)

$31.86 €27.20

$18.52 ฿602

72.03%

Gym Membership (Monthly)

$51.7 €44.17

$61.5 ฿1,999

-15.88%

Tennis Court (1 Hour on Weekend)

$14.81 €12.65

$16.84 ฿547

-12.05%

Cinema Ticket

$8.52 €7.27

$9.19 ฿299

-7.29%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$242 €207

$698 ฿22.7K

-65.32%

International Primary School, 1 Child (Yearly)

$13.1K €11.2K

$15.6K ฿506.9K

-16.13%

Jeans (Levis 501 Or Similar)

$101 €86.6

$57.8 ฿1,878

75.55%

Summer Dress (H&M, Zara, etc)

$40.08 €34.23

$35.24 ฿1,146

13.73%

Sport Shoes (Adidas, Nike)

$95.8 €81.8

$113 ฿3,677

-15.32%

Men's Leather Business Shoes

$116 €99.5

$86.4 ฿2,808

34.85%

1-bedroom Apartment, City Center (Monthly)

$666 €569

$616 ฿20.0K

8.10%

1-bedroom Apartment, Outside City Center (Monthly)

$468 €399

$446 ฿14.5K

4.85%

3-bedroom Apartment, City Center (Monthly)

$1,048 €895

$2,048 ฿66.6K

-48.84%

3-bedroom Apartment, Outside City Center (Monthly)

$768 €656

$1,492 ฿48.5K

-48.54%

Buy Apartment in City Center (m2)

$4,360 €3,724

$3,779 ฿122.8K

15.39%

Buy Apartment Outside City Center (m2)

$3,239 €2,766

$2,649 ฿86.1K

22.27%

Average Monthly Net Salary (After Tax)

$524 ฿17.0K

20-Year Fixed Mortgage Interest Rate (Annual %)

3.72

5.33

-30.21%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Umag: April 27, 2026

Last update for Phuket: April 27, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $666 in Umag and $616 in Phuket. Housing cost is often the main lever when comparing two cities.

Dining out: $68.0 in Umag vs $47.00 in Phuket. Groceries flip the comparison at $279 vs $292, with Umag cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Umag vs Phuket: Cost of Living - Frequently Asked Questions

Phuket is cheaper overall, especially in Eating Out, Clothing & Footwear, Getting Around, Monthly Utilities & Internet. The 20% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $2,224 in Umag and $1,847 in Phuket to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $666 in Umag versus $616 in Phuket. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $242 in Umag versus $698 in Phuket. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Shoppers in Umag pay roughly 5% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

At $1,232 in Phuket versus $1,483 in Umag, a $1,500 budget is realistic in Phuket but tight or insufficient in Umag. The gap between the two cities makes Phuket the clear choice for anyone on this budget.

For families, Phuket is more practical. Housing and childcare are both notably cheaper than in Umag, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Umag and Phuket are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Phuket gentler on the wallet – expenses run 20% less than in Umag. Beyond cost, consider language, visa policies, and how big the international community is in each city.