Last update: Oct 2026

Cost of Living Comparison Between Umag and London

For one person, living is cheaper in Umag: $1,532 a month against $3,986 in London, rent and utilities included – about $29,400 less a year. Rent and utilities account for most of the difference.

78

Cost of Living Index in Umag
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Umag Living Index
194

Cost of Living Index in London
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London Living Index

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Umag

🇭🇷 Croatia

$1,532

/mo nomad

London

🇬🇧 United Kingdom

$3,986

/mo nomad

Monthly Cost of Living

How much you'll spend in Umag and in London

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Umag and in London actually costs, broken down by who's living it.

A single person spends $1,532 per month in Umag vs $3,986 in London, rent included.

Umag $1,532
London $3,986

A couple spends around $2,439 per month in Umag vs $5,791 in London, rent included.

Umag $2,439
London $5,791

A family of three spends $3,345 per month in Umag vs $7,595 in London, rent included.

Umag $3,345
London $7,595

Umag is about 62% cheaper than London, and outside of rent the biggest gap is in transport.

Both Umag and London sit above the global median – Umag by 13%, London by 195%.

Meal at Budget Restaurant

$12.31 €10.99

$25.93 £19.60

-52.53%

Three-Course Dinner for Two, Mid-Range

$63.5 €56.7

$107 £80.5

-40.35%

Fast Food Meal (McDonalds, etc)

$7.93 €7.08

$10.71 £8.09

-25.96%

Cappuccino

$2.18 €1.95

$5.47 £4.14

-60.15%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.98 €2.66

$2.97 £2.25

0.34%

Water (0.33 liter bottle)

$2.25 €2.01

$2.20 £1.67

2.27%

Local Beer (0.5 liter draught)

$3.33 €2.97

$9.13 £6.90

-63.53%

Imported Beer (0.33 liter bottle)

$4.48 €4.00

$7.94 £6.00

-43.58%

Milk (1 liter)

$1.24 €1.11

$1.86 £1.41

-33.33%

White Bread (500g)

$1.60 €1.43

$2.07 £1.56

-22.71%

Rice (white) (1kg)

$2.72 €2.43

$2.42 £1.83

12.40%

Eggs

$3.89 €3.47

$5.09 £3.84

-23.58%

Local Cheese (1kg)

$14.81 €13.23

$12.87 £9.73

15.07%

Chicken Fillets (1kg)

$11.80 €10.53

$10.43 £7.88

13.14%

Beef Round Steak (1kg)

$17.92 €16.00

$16.87 £12.75

6.22%

Apples (1kg)

$2.29 €2.05

$3.11 £2.35

-26.37%

Banana (1kg)

$1.79 €1.60

$1.40 £1.06

27.86%

Oranges (1kg)

$2.05 €1.83

$3.08 £2.33

-33.44%

Tomato (1kg)

$2.51 €2.24

$3.27 £2.47

-23.24%

Potato (1kg)

$1.30 €1.16

$1.58 £1.20

-17.72%

Onion (1kg)

$1.13 €1.01

$1.74 £1.32

-35.06%

Lettuce (1 head)

$1.18 €1.05

$1.40 £1.06

-15.71%

Water (1.5 liter bottle)

$1.39 €1.25

$1.80 £1.36

-22.78%

Cigarettes 20 Pack (Marlboro, Camel)

$5.90 €5.27

$23.28 £17.59

-74.66%

Wine (Bottle)

$10.09 €9.01

$13.03 £9.85

-22.56%

Local Beer (0.5 liter bottle)

$1.68 €1.50

$3.17 £2.40

-47.00%

Imported Beer (0.33 liter bottle)

$2.56 €2.28

$4.42 £3.34

-42.08%

One-way Ticket (Public Transport)

$1.81 €1.62

$4.07 £3.08

-55.53%

Public Transport Monthly Pass (Regular Price)

$39.73 €35.48

$247 £187

-83.90%

Taxi Start (Normal Tariff)

$2.22 €1.98

$5.58 £4.22

-60.22%

Taxi (Normal Tariff) (1km)

$1.36 €1.21

$3.36 £2.54

-59.52%

Taxi 1hour Waiting (Normal Tariff)

$11.94 €10.66

$56.8 £42.89

-78.96%

Gasoline (1 liter)

$1.92 €1.71

$2.13 £1.61

-9.86%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.7K €24.7K

$38.2K £28.9K

-27.48%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.9K €24.0K

$40.9K £30.9K

-34.30%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$215 €192

$372 £281

-42.34%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$22.92 €20.47

$17.82 £13.47

28.62%

Internet (50+ Mbps, Unlimited Data)

$40.61 €36.27

$40.37 £30.51

0.59%

Gym Membership (Monthly)

$52.1 €46.54

$60.0 £45.33

-13.11%

Tennis Court (1 Hour on Weekend)

$15.38 €13.74

$21.29 £16.09

-27.76%

Cinema Ticket

$8.39 €7.49

$17.74 £13.41

-52.71%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$495 €442

$2,864 £2,165

-82.73%

International Primary School, 1 Child (Yearly)

$9,808 €8,758

$35.3K £26.7K

-72.24%

Jeans (Levis 501 Or Similar)

$107 €95.4

$114 £86.2

-6.30%

Summer Dress (H&M, Zara, etc)

$43.30 €38.67

$54.3 £41.02

-20.21%

Sport Shoes (Adidas, Nike)

$94.7 €84.6

$124 £93.9

-23.78%

Men's Leather Business Shoes

$110 €98.3

$163 £123

-32.52%

1-bedroom Apartment, City Center (Monthly)

$673 €601

$2,869 £2,168

-76.53%

1-bedroom Apartment, Outside City Center (Monthly)

$458 €409

$2,233 £1,688

-79.49%

3-bedroom Apartment, City Center (Monthly)

$1,148 €1,025

$5,266 £3,980

-78.20%

3-bedroom Apartment, Outside City Center (Monthly)

$977 €873

$3,778 £2,856

-74.13%

Buy Apartment in City Center (m2)

$4,640 €4,143

$18.3K £13.9K

-74.69%

Buy Apartment Outside City Center (m2)

$2,948 €2,632

$8,024 £6,065

-63.26%

Average Monthly Net Salary (After Tax)

$5,037 £3,807

20-Year Fixed Mortgage Interest Rate (Annual %)

3.3

4.74

-30.38%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Umag: October 11, 2026

Last update for London: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Umag

$458 29.9%

London

$2.2K 56% 388% $1.8K

Groceries & Markets

Umag

$316 20.6%

London

$349 8.8% 10.5% $33

Monthly Utilities & Internet

Umag

$278 18.2%

London

$430 10.8% 54.7% $152

Eating Out

Umag

$195 12.7%

London

$388 9.7% 98.8% $193

Clothing & Footwear

Umag

$160 10.4%

London

$205 5.1% 28.4% $45

Sport & Entertainment

Umag

$69 4.5%

London

$95 2.4% 38.6% $27

Getting Around

Umag

$56 3.7%

London

$285 7.2% 410% $229

Cost Breakdown

A central one-bedroom costs $673 in Umag versus $2,869 in London. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $64.0 in Umag versus $107 in London. Monthly groceries follow the same trend: $316 vs $349 – making Umag the more affordable choice for daily food spending.

Good to know

🇭🇷 Umag

🇬🇧 London

🕒 Local time

11:32 11:32 AM

10:32 10:32 AM

1 h behind Umag

🌤 Weather

👥 Population

13,000

8,908,083 Capital

💱 Currency

Euro EUR €

British Pound GBP £

📈 Exchange rate

1 EUR = 1.12 USD

1 GBP = 1.32 USD

1 GBP = 1.18 EUR

Exchange rates and currency converter

On the map

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Between locations

Umag London 1,210 km ≈ 2 h nonstop flight

From you

Umag
London

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Umag vs London: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,532 in Umag, $3,986 in London – roughly 160% apart. Outside of rent, the biggest gap is in transport.

For a comfortable life, plan on about $2,298 per month in Umag and $5,979 in London. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Umag, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 11% more in London, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $64.0 in Umag and $107 in London. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $1,000 monthly budget goes further in Umag, where all-in costs run around $1,532, than in London at $3,986. In Umag it covers expenses comfortably, while in London it requires careful planning or may not stretch far enough.

It depends on your priorities. London has an edge in some lifestyle areas, with costs from $1,532 in Umag to $3,986 in London. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Umag. If higher salaries, better infrastructure, or specific career opportunities are the priority, London makes more sense. Both are solid long-term options with distinct trade-offs.