Last update: Oct 2026

Cost of Living Comparison Between Ulcinj and Chiang Mai

For one person, living is cheaper in Chiang Mai: $938 a month against $1,200 in Ulcinj, rent and utilities included – about $3,100 less a year. Rent and utilities account for most of the difference.

60

Cost of Living Index in Ulcinj
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Ulcinj Living Index
45

Cost of Living Index in Chiang Mai
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Chiang Mai Living Index

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Ulcinj

🇲🇪 Montenegro

$1,200

/mo nomad

Chiang Mai

🇹🇭 Thailand

$938

/mo nomad

Monthly Cost of Living

How much you'll spend in Ulcinj and in Chiang Mai

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ulcinj and in Chiang Mai actually costs, broken down by who's living it.

A single person spends $1,200 per month in Ulcinj vs $938 in Chiang Mai, rent included.

Ulcinj $1,200
Chiang Mai $938

A couple spends around $1,919 per month in Ulcinj vs $1,426 in Chiang Mai, rent included.

Ulcinj $1,919
Chiang Mai $1,426

A family of three spends $2,639 per month in Ulcinj vs $1,914 in Chiang Mai, rent included.

Ulcinj $2,639
Chiang Mai $1,914

Ulcinj costs about 28% more than Chiang Mai, and outside of rent the biggest gap is in eating out.

Both Ulcinj and Chiang Mai are more affordable than the global median – Ulcinj 11% lower, Chiang Mai 30% lower.

Meal at Budget Restaurant

$11.29 €10.05

$2.26 ฿75.4

399.56%

Three-Course Dinner for Two, Mid-Range

$35.99 €32.01

$19.18 ฿641

87.64%

Fast Food Meal (McDonalds, etc)

$7.93 €7.05

$5.59 ฿187

41.86%

Cappuccino

$2.19 €1.95

$1.72 ฿57.6

27.33%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.17 €1.93

$0.64 ฿21.54

239.06%

Water (0.33 liter bottle)

$1.62 €1.44

$0.33 ฿11.18

390.91%

Local Beer (0.5 liter draught)

$2.29 €2.04

$2.36 ฿78.7

-2.97%

Imported Beer (0.33 liter bottle)

$3.45 €3.07

$3.90 ฿130

-11.54%

Milk (1 liter)

$1.15 €1.02

$2.05 ฿68.6

-43.90%

White Bread (500g)

$0.65 €0.58

$1.40 ฿46.70

-53.57%

Rice (white) (1kg)

$2.80 €2.49

$1.28 ฿42.89

118.75%

Eggs

$1.88 €1.68

$2.25 ฿75.3

-16.44%

Local Cheese (1kg)

$9.09 €8.09

$16.94 ฿566

-46.34%

Chicken Fillets (1kg)

$7.16 €6.37

$2.74 ฿91.6

161.31%

Beef Round Steak (1kg)

$12.51 €11.13

$9.36 ฿313

33.65%

Apples (1kg)

$1.34 €1.19

$2.40 ฿80.3

-44.17%

Banana (1kg)

$1.54 €1.37

$1.01 ฿33.92

52.48%

Oranges (1kg)

$0.96 €0.85

$1.61 ฿53.9

-40.37%

Tomato (1kg)

$1.15 €1.02

$1.52 ฿50.7

-24.34%

Potato (1kg)

$0.75 €0.67

$1.28 ฿42.90

-41.41%

Onion (1kg)

$1.25 €1.11

$1.11 ฿37.22

12.61%

Lettuce (1 head)

$1.47 €1.31

$0.72 ฿24.09

104.17%

Water (1.5 liter bottle)

$0.86 €0.77

$0.52 ฿17.54

65.38%

Cigarettes 20 Pack (Marlboro, Camel)

$4.02 €3.57

$4.33 ฿145

-7.16%

Wine (Bottle)

$4.35 €3.87

$17.73 ฿593

-75.47%

Local Beer (0.5 liter bottle)

$1.29 €1.15

$1.63 ฿54.4

-20.86%

Imported Beer (0.33 liter bottle)

$1.70 €1.52

$2.85 ฿95.3

-40.35%

One-way Ticket (Public Transport)

$1.48 €1.31

$0.85 ฿28.31

74.12%

Public Transport Monthly Pass (Regular Price)

$40.75 €36.25

$53.9 ฿1,801

-24.40%

Taxi Start (Normal Tariff)

$1.14 €1.01

$1.17 ฿39.18

-2.56%

Taxi (Normal Tariff) (1km)

$1.14 €1.02

$0.57 ฿19.00

100.00%

Taxi 1hour Waiting (Normal Tariff)

$16.70 €14.85

$2.37 ฿79.2

604.64%

Gasoline (1 liter)

$1.57 €1.40

$1.45 ฿48.32

8.28%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$32.3K €28.7K

$20.5K ฿684.3K

57.66%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.0K €18.6K

$26.5K ฿886.1K

-20.96%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$131 €116

$62.3 ฿2,083

110.12%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$12.95 €11.52

$12.27 ฿410

5.54%

Internet (50+ Mbps, Unlimited Data)

$25.21 €22.42

$19.97 ฿668

26.24%

Gym Membership (Monthly)

$22.26 €19.80

$37.91 ฿1,267

-41.28%

Tennis Court (1 Hour on Weekend)

$14.56 €12.95

$3.76 ฿126

287.23%

Cinema Ticket

$7.85 €6.98

$6.71 ฿224

16.99%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$453 €403

$797 ฿26.6K

-43.21%

International Primary School, 1 Child (Yearly)

$6,812 €6,059

$14.8K ฿495.7K

-54.07%

Jeans (Levis 501 Or Similar)

$82.9 €73.7

$53.3 ฿1,780

55.66%

Summer Dress (H&M, Zara, etc)

$33.67 €29.95

$25.05 ฿837

34.41%

Sport Shoes (Adidas, Nike)

$72.4 €64.4

$91.6 ฿3,062

-20.99%

Men's Leather Business Shoes

$93.1 €82.8

$73.5 ฿2,455

26.76%

1-bedroom Apartment, City Center (Monthly)

$721 €641

$464 ฿15.5K

55.34%

1-bedroom Apartment, Outside City Center (Monthly)

$436 €388

$305 ฿10.2K

43.14%

3-bedroom Apartment, City Center (Monthly)

$1,462 €1,300

$915 ฿30.6K

59.69%

3-bedroom Apartment, Outside City Center (Monthly)

$973 €865

$552 ฿18.5K

76.08%

Buy Apartment in City Center (m2)

$3,319 €2,952

$1,912 ฿63.9K

73.60%

Buy Apartment Outside City Center (m2)

$2,321 €2,065

$1,438 ฿48.1K

61.37%

Average Monthly Net Salary (After Tax)

$595 ฿19.9K

20-Year Fixed Mortgage Interest Rate (Annual %)

5.57

-10.23%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ulcinj: October 11, 2026

Last update for Chiang Mai: October 13, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ulcinj

$436 36.4%

Chiang Mai

$305 32.5% 30.1% $131

Groceries & Markets

Ulcinj

$202 16.9%

Chiang Mai

$238 25.4% 17.6% $36

Eating Out

Ulcinj

$174 14.5%

Chiang Mai

$79 8.4% 54.6% $95

Monthly Utilities & Internet

Ulcinj

$169 14.1%

Chiang Mai

$95 10.1% 44.1% $75

Clothing & Footwear

Ulcinj

$127 10.6%

Chiang Mai

$110 11.7% 13.7% $17

Getting Around

Ulcinj

$54 4.5%

Chiang Mai

$61 6.5% 14.6% $7.8

Sport & Entertainment

Ulcinj

$38 3.2%

Chiang Mai

$51 5.5% 35.2% $13

Cost Breakdown

A central one-bedroom costs $721 in Ulcinj versus $464 in Chiang Mai. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $36.00 in Ulcinj versus $19.00 in Chiang Mai. Groceries tell a different story – $202 in Ulcinj vs $238 in Chiang Mai – so Ulcinj wins on supermarket bills even if dining out costs more.

Good to know

🇲🇪 Ulcinj

🇹🇭 Chiang Mai

🕒 Local time

07:07 7:07 AM

12:07 12:07 PM

5 h ahead of Ulcinj

🌤 Weather

👥 Population

10,707

127,240

💱 Currency

Euro EUR €

Thai Baht THB ฿

📈 Exchange rate

1 EUR = 1.12 USD

100 THB = 2.99 USD

100 THB = 2.66 EUR

Exchange rates and currency converter

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Between locations

Ulcinj Chiang Mai 7,800 km ≈ 10 h nonstop flight

From you

Ulcinj
Chiang Mai

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ulcinj vs Chiang Mai: Cost of Living - Frequently Asked Questions

Ulcinj costs about 28% more than Chiang Mai, and outside of rent the gap comes mainly from eating out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,800 per month in Ulcinj and $1,408 in Chiang Mai. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Chiang Mai, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $453 per month in Ulcinj and $797 in Chiang Mai. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Interestingly, groceries are about 18% cheaper in Ulcinj – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

A $1,000 monthly budget goes further in Chiang Mai, where all-in costs run around $938, than in Ulcinj at $1,200. In Chiang Mai it covers expenses comfortably, while in Ulcinj it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Chiang Mai costs $938 versus $1,200 in Ulcinj. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Chiang Mai. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ulcinj makes more sense. Both are solid long-term options with distinct trade-offs.