Last update: Oct 2026

Cost of Living Comparison Between Ulcinj and Cebu

For one person, living is cheaper in Cebu: $918 a month against $1,200 in Ulcinj, rent and utilities included – about $3,400 less a year. Rent and utilities account for about half of the difference.

60

Cost of Living Index in Ulcinj
Learn more

Ulcinj Living Index
45

Cost of Living Index in Cebu
Learn more

Cebu Living Index

Jump to prices

Ulcinj

🇲🇪 Montenegro

$1,200

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Ulcinj and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ulcinj and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,200 in Ulcinj versus $918 in Cebu.

Ulcinj $1,200
Cebu $918

Estimated couple costs with rent: $1,919 in Ulcinj versus $1,409 in Cebu.

Ulcinj $1,919
Cebu $1,409

Monthly costs for a family of three with rent: $2,639 in Ulcinj versus $1,900 in Cebu.

Ulcinj $2,639
Cebu $1,900

Living in Ulcinj is roughly 31% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Ulcinj 11% lower, Cebu 32% lower.

Meal at Budget Restaurant

$11.29 €10.05

$3.09 ₱194

265.37%

Three-Course Dinner for Two, Mid-Range

$35.99 €32.01

$24.22 ₱1,525

48.60%

Fast Food Meal (McDonalds, etc)

$7.93 €7.05

$3.92 ₱247

102.30%

Cappuccino

$2.19 €1.95

$2.51 ₱158

-12.75%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.17 €1.93

$1.59 ₱100

36.48%

Water (0.33 liter bottle)

$1.62 €1.44

$0.53 ₱33.43

205.66%

Local Beer (0.5 liter draught)

$2.29 €2.04

$1.78 ₱112

28.65%

Imported Beer (0.33 liter bottle)

$3.45 €3.07

$2.17 ₱137

58.99%

Milk (1 liter)

$1.15 €1.02

$1.92 ₱121

-40.10%

White Bread (500g)

$0.65 €0.58

$1.36 ₱85.4

-52.21%

Rice (white) (1kg)

$2.80 €2.49

$1.01 ₱63.5

177.23%

Eggs

$1.88 €1.68

$2.03 ₱128

-7.39%

Local Cheese (1kg)

$9.09 €8.09

$9.86 ₱621

-7.81%

Chicken Fillets (1kg)

$7.16 €6.37

$4.39 ₱277

63.10%

Beef Round Steak (1kg)

$12.51 €11.13

$7.60 ₱479

64.61%

Apples (1kg)

$1.34 €1.19

$3.30 ₱208

-59.39%

Banana (1kg)

$1.54 €1.37

$1.39 ₱87.8

10.79%

Oranges (1kg)

$0.96 €0.85

$2.33 ₱147

-58.80%

Tomato (1kg)

$1.15 €1.02

$1.50 ₱94.3

-23.33%

Potato (1kg)

$0.75 €0.67

$2.36 ₱149

-68.22%

Onion (1kg)

$1.25 €1.11

$1.90 ₱119

-34.21%

Lettuce (1 head)

$1.47 €1.31

$1.19 ₱74.9

23.53%

Water (1.5 liter bottle)

$0.86 €0.77

$0.63 ₱39.71

36.51%

Cigarettes 20 Pack (Marlboro, Camel)

$4.02 €3.57

$3.00 ₱189

34.00%

Wine (Bottle)

$4.35 €3.87

$6.03 ₱379

-27.86%

Local Beer (0.5 liter bottle)

$1.29 €1.15

$1.23 ₱77.7

4.88%

Imported Beer (0.33 liter bottle)

$1.70 €1.52

$1.75 ₱110

-2.86%

One-way Ticket (Public Transport)

$1.48 €1.31

$0.25 ₱15.86

492.00%

Public Transport Monthly Pass (Regular Price)

$40.75 €36.25

$12.64 ₱796

222.39%

Taxi Start (Normal Tariff)

$1.14 €1.01

$0.77 ₱48.62

48.05%

Taxi (Normal Tariff) (1km)

$1.14 €1.02

$0.23 ₱14.53

395.65%

Taxi 1hour Waiting (Normal Tariff)

$16.70 €14.85

$4.46 ₱281

274.44%

Gasoline (1 liter)

$1.57 €1.40

$1.31 ₱82.8

19.85%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$32.3K €28.7K

$21.2K ₱1.3M

51.96%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.0K €18.6K

$19.1K ₱1.2M

9.45%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$131 €116

$120 ₱7,569

8.93%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$12.95 €11.52

$14.00 ₱882

-7.50%

Internet (50+ Mbps, Unlimited Data)

$25.21 €22.42

$27.54 ₱1,734

-8.46%

Gym Membership (Monthly)

$22.26 €19.80

$32.33 ₱2,035

-31.15%

Tennis Court (1 Hour on Weekend)

$14.56 €12.95

$6.65 ₱419

118.95%

Cinema Ticket

$7.85 €6.98

$5.65 ₱356

38.94%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$453 €403

$275 ₱17.3K

64.41%

International Primary School, 1 Child (Yearly)

$6,812 €6,059

$7,918 ₱498.5K

-13.97%

Jeans (Levis 501 Or Similar)

$82.9 €73.7

$49.33 ₱3,106

68.03%

Summer Dress (H&M, Zara, etc)

$33.67 €29.95

$25.24 ₱1,589

33.40%

Sport Shoes (Adidas, Nike)

$72.4 €64.4

$77.0 ₱4,846

-5.94%

Men's Leather Business Shoes

$93.1 €82.8

$57.2 ₱3,601

62.80%

1-bedroom Apartment, City Center (Monthly)

$721 €641

$500 ₱31.5K

44.31%

1-bedroom Apartment, Outside City Center (Monthly)

$436 €388

$309 ₱19.4K

41.21%

3-bedroom Apartment, City Center (Monthly)

$1,462 €1,300

$1,078 ₱67.9K

35.62%

3-bedroom Apartment, Outside City Center (Monthly)

$973 €865

$615 ₱38.7K

58.08%

Buy Apartment in City Center (m2)

$3,319 €2,952

$2,886 ₱181.7K

15.00%

Buy Apartment Outside City Center (m2)

$2,321 €2,065

$1,917 ₱120.7K

21.10%

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

-30.56%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ulcinj: October 11, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ulcinj

$436 36.4%

Cebu

$309 33.6% 29.2% $127

Groceries & Markets

Ulcinj

$202 16.9%

Cebu

$206 22.4% 1.7% $3.5

Eating Out

Ulcinj

$174 14.5%

Cebu

$88 9.6% 49.3% $86

Monthly Utilities & Internet

Ulcinj

$169 14.1%

Cebu

$162 17.6% 4.3% $7.3

Clothing & Footwear

Ulcinj

$127 10.6%

Cebu

$94 10.2% 26% $33

Getting Around

Ulcinj

$54 4.5%

Cebu

$16 1.7% 70.9% $38

Sport & Entertainment

Ulcinj

$38 3.2%

Cebu

$44 4.8% 14.9% $5.7

Cost Breakdown

A one-bedroom apartment in the center runs $721 in Ulcinj and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Dining out: $36.00 in Ulcinj vs $24.00 in Cebu. Groceries flip the comparison at $202 vs $206, with Ulcinj cheaper for home cooking.

Good to know

🇲🇪 Ulcinj

🇵🇭 Cebu

🕒 Local time

11:25 11:25 AM

17:25 5:25 PM

6 h ahead of Ulcinj

🌤 Weather

👥 Population

10,707

964,169

💱 Currency

Euro EUR €

Philippine Peso PHP ₱

📈 Exchange rate

1 EUR = 1.12 USD

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 18, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to EUR in detail →

On the map

Lowest

Highest

Between locations

Ulcinj Cebu 10,430 km ≈ 14 h nonstop flight

From you

Ulcinj
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ulcinj vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in eating out, clothing, and transport. The 31% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $1,800 in Ulcinj and $1,377 in Cebu to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $721 in Ulcinj versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,200 per month in Ulcinj versus $918 in Cebu – a 31% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 222% less than in Ulcinj. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $918 in Cebu versus $1,200 in Ulcinj, a $1,500 budget is realistic in Cebu but tight or insufficient in Ulcinj. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Ulcinj, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ulcinj and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 31% less than in Ulcinj. Beyond cost, consider language, visa policies, and how big the international community is in each city.