Last update: Oct 2026

Cost of Living Comparison Between Ulcinj and Cape Town

For one person, living is cheaper in Ulcinj: $1,264 a month against $1,527 in Cape Town, rent and utilities included – about $3,200 less a year. Rent and utilities account for most of the difference.

60

Cost of Living Index in Ulcinj
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Ulcinj Living Index
74

Cost of Living Index in Cape Town
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Cape Town Living Index

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Ulcinj

🇲🇪 Montenegro

$1,264

/mo nomad

Cape Town

🇿🇦 South Africa

$1,527

/mo nomad

Monthly Cost of Living

How much you'll spend in Ulcinj and in Cape Town

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ulcinj and in Cape Town actually costs, broken down by who's living it.

A single person spends $1,264 per month in Ulcinj vs $1,527 in Cape Town, rent included.

Ulcinj $1,264
Cape Town $1,527

A couple spends around $1,960 per month in Ulcinj vs $2,417 in Cape Town, rent included.

Ulcinj $1,960
Cape Town $2,417

A family of three spends $2,655 per month in Ulcinj vs $3,306 in Cape Town, rent included.

Ulcinj $2,655
Cape Town $3,306

Ulcinj is about 17% cheaper than Cape Town, and outside of rent the biggest gap is in leisure.

Ulcinj sits 6% below the global median, while Cape Town is 13% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$11.25 €10.02

$12.01 R 197

-6.33%

Three-Course Dinner for Two, Mid-Range

$36.56 €32.56

$42.92 R 703

-14.82%

Fast Food Meal (McDonalds, etc)

$7.70 €6.86

$6.15 R 101

25.20%

Cappuccino

$2.27 €2.03

$2.37 R 38.81

-4.22%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.28 €2.03

$1.27 R 20.84

79.53%

Water (0.33 liter bottle)

$1.55 €1.38

$0.94 R 15.37

64.89%

Local Beer (0.5 liter draught)

$2.23 €1.98

$2.96 R 48.48

-24.66%

Imported Beer (0.33 liter bottle)

$3.41 €3.04

$3.69 R 60.5

-7.59%

Milk (1 liter)

$1.15 €1.03

$1.32 R 21.61

-12.88%

White Bread (500g)

$0.69 €0.62

$1.21 R 19.75

-42.98%

Rice (white) (1kg)

$2.93 €2.61

$2.20 R 36.05

33.18%

Eggs

$1.93 €1.72

$3.10 R 50.8

-37.74%

Local Cheese (1kg)

$8.75 €7.79

$8.73 R 143

0.23%

Chicken Fillets (1kg)

$7.44 €6.63

$6.89 R 113

7.98%

Beef Round Steak (1kg)

$12.51 €11.14

$9.26 R 152

35.10%

Apples (1kg)

$1.28 €1.14

$1.83 R 29.90

-30.05%

Banana (1kg)

$1.50 €1.33

$1.95 R 31.94

-23.08%

Oranges (1kg)

$1.03 €0.92

$1.66 R 27.16

-37.95%

Tomato (1kg)

$1.16 €1.03

$2.14 R 34.99

-45.79%

Potato (1kg)

$0.71 €0.64

$1.58 R 25.86

-55.06%

Onion (1kg)

$1.25 €1.11

$1.47 R 24.15

-14.97%

Lettuce (1 head)

$1.53 €1.36

$1.35 R 22.05

13.33%

Water (1.5 liter bottle)

$0.87 €0.78

$1.14 R 18.75

-23.68%

Cigarettes 20 Pack (Marlboro, Camel)

$4.02 €3.58

$3.58 R 58.6

12.29%

Wine (Bottle)

$4.49 €4.00

$6.05 R 99.2

-25.79%

Local Beer (0.5 liter bottle)

$1.29 €1.15

$1.39 R 22.82

-7.19%

Imported Beer (0.33 liter bottle)

$1.73 €1.55

$2.18 R 35.69

-20.64%

One-way Ticket (Public Transport)

$1.64 €1.46

$1.40 R 22.88

17.14%

Public Transport Monthly Pass (Regular Price)

$39.87 €35.52

$60.8 R 995

-34.37%

Taxi Start (Normal Tariff)

$1.14 €1.01

$0.93 R 15.18

22.58%

Taxi (Normal Tariff) (1km)

$1.15 €1.02

$0.90 R 14.75

27.78%

Taxi 1hour Waiting (Normal Tariff)

$16.74 €14.91

$4.96 R 81.3

237.50%

Gasoline (1 liter)

$1.58 €1.41

$1.54 R 25.23

2.60%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$32.1K €28.6K

$35.4K R 579.4K

-9.23%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.0K €18.7K

$33.4K R 546.7K

-37.04%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$134 €119

$117 R 1,918

14.08%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.01 €11.59

$25.71 R 421

-49.40%

Internet (50+ Mbps, Unlimited Data)

$25.65 €22.85

$39.41 R 646

-34.91%

Gym Membership (Monthly)

$22.76 €20.27

$51.6 R 846

-55.90%

Tennis Court (1 Hour on Weekend)

$14.46 €12.88

$11.35 R 186

27.40%

Cinema Ticket

$7.89 €7.03

$8.89 R 146

-11.25%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$446 €397

$308 R 5,040

45.00%

International Primary School, 1 Child (Yearly)

$6,874 €6,123

$8,141 R 133.4K

-15.57%

Jeans (Levis 501 Or Similar)

$82.3 €73.3

$57.4 R 940

43.48%

Summer Dress (H&M, Zara, etc)

$34.05 €30.33

$31.75 R 520

7.24%

Sport Shoes (Adidas, Nike)

$71.5 €63.7

$116 R 1,900

-38.35%

Men's Leather Business Shoes

$94.5 €84.2

$101 R 1,650

-6.13%

1-bedroom Apartment, City Center (Monthly)

$654 €583

$1,047 R 17.1K

-37.53%

1-bedroom Apartment, Outside City Center (Monthly)

$495 €441

$669 R 11.0K

-26.01%

3-bedroom Apartment, City Center (Monthly)

$1,332 €1,186

$1,861 R 30.5K

-28.41%

3-bedroom Apartment, Outside City Center (Monthly)

$978 €872

$1,407 R 23.1K

-30.47%

Buy Apartment in City Center (m2)

$3,638 €3,240

$2,410 R 39.5K

50.93%

Buy Apartment Outside City Center (m2)

$2,361 €2,104

$1,570 R 25.7K

50.46%

Average Monthly Net Salary (After Tax)

$1,630 R 26.7K

20-Year Fixed Mortgage Interest Rate (Annual %)

10.89

-54.09%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ulcinj: October 31, 2026

Last update for Cape Town: November 2, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ulcinj

$495 39.2%

Cape Town

$669 43.8% 35.1% $174

Groceries & Markets

Ulcinj

$204 16.2%

Cape Town

$223 14.6% 9.2% $19

Eating Out

Ulcinj

$174 13.7%

Cape Town

$174 11.4% 0.2% $0.3

Monthly Utilities & Internet

Ulcinj

$172 13.6%

Cape Town

$182 11.9% 5.8% $10

Clothing & Footwear

Ulcinj

$127 10.1%

Cape Town

$138 9% 8.3% $11

Getting Around

Ulcinj

$53 4.2%

Cape Town

$72 4.7% 34.6% $18

Sport & Entertainment

Ulcinj

$39 3.1%

Cape Town

$69 4.5% 80% $31

Cost Breakdown

A central one-bedroom costs $654 in Ulcinj versus $1,047 in Cape Town. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $37 in Ulcinj versus $43 in Cape Town. Monthly groceries follow the same trend: $204 vs $223 – making Ulcinj the more affordable choice for daily food spending.

Good to know

🇲🇪 Ulcinj

🇿🇦 Cape Town

🕒 Local time

00:10 12:10 AM

01:10 1:10 AM

1 h ahead of Ulcinj

🌤 Weather

👥 Population

10,707

3,740,026 Capital

💱 Currency

Euro EUR €

South African Rand ZAR R

📈 Exchange rate

1 EUR = 1.12 USD

100 ZAR = 6.1 USD

100 ZAR = 5.44 EUR

Exchange rates and currency converter

ZAR, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of November 5, 2026: 1 USD = 0.891 EUR (1 EUR = 1.12 USD).

South African Rand exchange rates as of November 5, 2026: 1 USD = 16.38 ZAR (100 ZAR = 6.1 USD). 1 EUR = 18.39 ZAR (100 ZAR = 5.44 EUR).

USD to EUR in detail →

On the map

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Between locations

Ulcinj Cape Town 8,440 km ≈ 11 h nonstop flight

From you

Ulcinj
Cape Town

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ulcinj vs Cape Town: Cost of Living - Frequently Asked Questions

Cape Town costs about 21% more than Ulcinj, and outside of rent the gap comes mainly from leisure. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,896 per month in Ulcinj and $2,291 in Cape Town. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ulcinj, especially for central apartments: a one-bedroom in the center costs $654 there versus $1,047 in Cape Town.

Monthly expenses with rent come to $1,264 in Ulcinj and $1,527 in Cape Town. That makes Ulcinj about 17% cheaper.

Public transport costs about 34% less in Ulcinj. For daily commuters, that gap adds up to noticeable savings over a year.

A $1,500 monthly budget goes further in Ulcinj, where all-in costs run around $1,264, than in Cape Town at $1,527. In Ulcinj it covers expenses comfortably, while in Cape Town it requires careful planning or may not stretch far enough.

It depends on your priorities. Cape Town has an edge in some lifestyle areas, with costs from $1,264 in Ulcinj to $1,527 in Cape Town. Climate, culture, job market, and personal taste all factor in.

For expats, Ulcinj is the easier option financially – housing and daily costs are lower, and overall it costs about 17% less, which matters a lot on a fixed budget or early-career salary.