Cost of Living Comparison Between Ubud and Lomza Cost of Living Comparison Between Ubud and Lomza

🙂 Solo nomad: Ubud is 20% cheaper than Lomza without rent, and 48.4% cheaper with rent.
🙂 Family of 3: Ubud is 26.1% cheaper than Lomza without rent, and 42.5% cheaper with rent.
Currency
🍽 Eating Out
Ubud
Lomza
Difference
Meal at Budget Restaurant
$3 Rp 48.8K
$9.57 zł 35.28
-68.65%
Three-Course Dinner for Two, Mid-Range
$12.52 Rp 203.2K
$40.31 zł 149
-68.94%
Fast Food Meal (McDonalds, etc)
$3.18 Rp 51.6K
$8.18 zł 30.15
-61.12%
Cappuccino
$2.21 Rp 35.9K
$3.11 zł 11.47
-28.94%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.1 Rp 17.9K
$2.07 zł 7.63
-46.86%
Water (0.33 liter bottle)
$0.26 Rp 4,217
$1.66 zł 6.13
-84.34%
Local Beer (0.5 liter draught)
$2.5 Rp 40.5K
$3.05 zł 11.25
-18.03%
Imported Beer (0.33 liter bottle)
$3.2 Rp 51.9K
$3.61 zł 13.3
-11.36%
🛒 Groceries & Markets
Ubud
Lomza
Difference
Milk (1 liter)
$1.49 Rp 24.2K
$1.01 zł 3.72
47.52%
White Bread (500g)
$1.67 Rp 27K
$1.27 zł 4.7
31.50%
Rice (white) (1kg)
$1.14 Rp 18.5K
$1.6 zł 5.89
-28.75%
Eggs
$2.27 Rp 36.9K
$3.37 zł 12.41
-32.64%
Local Cheese (1kg)
$13.94 Rp 226.3K
$7.94 zł 29.28
75.57%
Chicken Fillets (1kg)
$4 Rp 64.8K
$6.42 zł 23.67
-37.69%
Beef Round Steak (1kg)
$11.3 Rp 183.4K
$9.5 zł 35.05
18.95%
Apples (1kg)
$3.6 Rp 58.4K
$1.16 zł 4.27
210.34%
Banana (1kg)
$1.53 Rp 24.8K
$1.61 zł 5.93
-4.97%
Oranges (1kg)
$2.65 Rp 43K
$1.56 zł 5.76
69.87%
Tomato (1kg)
$1.38 Rp 22.4K
$2.61 zł 9.64
-47.13%
Potato (1kg)
$1.58 Rp 25.6K
$0.93 zł 3.42
69.89%
Onion (1kg)
$2.16 Rp 35.1K
$1.24 zł 4.57
74.19%
Lettuce (1 head)
$1.04 Rp 16.9K
$1.31 zł 4.81
-20.61%
Water (1.5 liter bottle)
$0.56 Rp 9,114
$0.64 zł 2.38
-12.50%
Cigarettes 20 Pack (Marlboro, Camel)
$2.23 Rp 36.3K
$5.37 zł 19.82
-58.47%
Wine (Bottle)
$14.98 Rp 243.2K
$7.88 zł 29.06
90.10%
Local Beer (0.5 liter bottle)
$2.43 Rp 39.5K
$1.01 zł 3.74
140.59%
Imported Beer (0.33 liter bottle)
$2.64 Rp 42.8K
$1.78 zł 6.56
48.31%
🚌 Getting Around
Ubud
Lomza
Difference
One-way Ticket (Public Transport)
$0.32 Rp 5,203
$1.1 zł 4.06
-70.91%
Public Transport Monthly Pass (Regular Price)
$10.12 Rp 164.3K
$31.96 zł 118
-68.34%
Taxi Start (Normal Tariff)
$0.49 Rp 7,888
$2.14 zł 7.9
-77.10%
Taxi (Normal Tariff) (1km)
$0.34 Rp 5,573
$0.8 zł 2.94
-57.50%
Taxi 1hour Waiting (Normal Tariff)
$6.04 Rp 98K
$10.39 zł 38.31
-41.87%
Gasoline (1 liter)
$0.73 Rp 11.9K
$1.78 zł 6.55
-58.99%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.2K Rp 425.6M
$34.3K zł 126.7K
-23.67%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.9K Rp 518.5M
$30.9K zł 114.1K
3.20%
🧾 Monthly Utilities & Internet
Ubud
Lomza
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$62.6 Rp 1M
$292 zł 1,076
-78.55%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.1 Rp 66.6K
$7.78 zł 28.7
-47.30%
Internet (50+ Mbps, Unlimited Data)
$24.32 Rp 394.7K
$15.92 zł 58.7
52.76%
🎉 Sport & Entertainment
Ubud
Lomza
Difference
Gym Membership (Monthly)
$22.6 Rp 366.9K
$36.35 zł 134
-37.83%
Tennis Court (1 Hour on Weekend)
$6.26 Rp 101.5K
$19.59 zł 72.2
-68.04%
Cinema Ticket
$3.29 Rp 53.4K
$8.86 zł 32.69
-62.87%
🧸 Childcare & Education
Ubud
Lomza
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$93.2 Rp 1.5M
$518 zł 1,909
-81.99%
International Primary School, 1 Child (Yearly)
$6,098 Rp 99M
$4,782 zł 17.6K
27.52%
👕👟 Clothing & Footwear
Ubud
Lomza
Difference
Jeans (Levis 501 Or Similar)
$52.8 Rp 857.4K
$91.1 zł 336
-42.03%
Summer Dress (H&M, Zara, etc)
$24.84 Rp 403.3K
$44.53 zł 164
-44.22%
Sport Shoes (Adidas, Nike)
$85.2 Rp 1.4M
$102 zł 375
-16.26%
Men's Leather Business Shoes
$72.5 Rp 1.2M
$124 zł 459
-41.76%
🏠 Accommodation & Living
Ubud
Lomza
Difference
1-bedroom Apartment, City Center (Monthly)
$259 Rp 4.2M
$651 zł 2,400
-60.23%
1-bedroom Apartment, Outside City Center (Monthly)
$159 Rp 2.6M
$501 zł 1,849
-68.31%
3-bedroom Apartment, City Center (Monthly)
$578 Rp 9.4M
$980 zł 3,613
-41.04%
3-bedroom Apartment, Outside City Center (Monthly)
$336 Rp 5.5M
$817 zł 3,012
-58.84%
Buy Apartment in City Center (m2)
$1,000 Rp 16.2M
$2,713 zł 10K
-63.13%
Buy Apartment Outside City Center (m2)
$860 Rp 14M
$2,296 zł 8,470
-62.53%
💵 Salaries & Financials
Ubud
Lomza
Difference
Average Monthly Net Salary (After Tax)
$182 Rp 3M
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
6.28
111.46%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud: October 29, 2025

Last update for Lomza: October 29, 2025

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