Last update: Nov 2026

Cost of Living Comparison Between Ubud, Bali and Zhuzhou

For one person, living is cheaper in Zhuzhou: $714 a month against $1,331 in Ubud, Bali, rent and utilities included – about $7,400 less a year. Rent and utilities account for most of the difference.

64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
34

Cost of Living Index in Zhuzhou
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Zhuzhou Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Zhuzhou

🇨🇳 China

$714

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Zhuzhou

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Zhuzhou actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,331 in Ubud, Bali versus $714 in Zhuzhou.

Ubud, Bali $1,331
Zhuzhou $714

Estimated couple costs with rent: $2,255 in Ubud, Bali versus $1,133 in Zhuzhou.

Ubud, Bali $2,255
Zhuzhou $1,133

Monthly costs for a family of three with rent: $3,180 in Ubud, Bali versus $1,551 in Zhuzhou.

Ubud, Bali $3,180
Zhuzhou $1,551

Living in Ubud, Bali is roughly 86% more expensive than in Zhuzhou, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Ubud, Bali 2% lower, Zhuzhou 47% lower.

Meal at Budget Restaurant

$3.38 Rp 61.0K

$2.87 ¥19.11

17.77%

Three-Course Dinner for Two, Mid-Range

$34.65 Rp 626.3K

$21.29 ¥142

62.75%

Fast Food Meal (McDonalds, etc)

$5.57 Rp 100.7K

$4.84 ¥32.25

15.08%

Cappuccino

$2.62 Rp 47.3K

$3.04 ¥20.22

-13.82%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 Rp 27.8K

$0.47 ¥3.12

227.66%

Water (0.33 liter bottle)

$0.64 Rp 11.6K

$0.27 ¥1.77

137.04%

Local Beer (0.5 liter draught)

$2.67 Rp 48.2K

$0.93 ¥6.20

187.10%

Imported Beer (0.33 liter bottle)

$4.26 Rp 77.1K

$2.07 ¥13.77

105.80%

Milk (1 liter)

$1.46 Rp 26.4K

$1.79 ¥11.92

-18.44%

White Bread (500g)

$2.29 Rp 41.4K

$1.56 ¥10.36

46.79%

Rice (white) (1kg)

$1.11 Rp 20.0K

$0.95 ¥6.33

16.84%

Eggs

$2.10 Rp 38.0K

$1.60 ¥10.66

31.25%

Local Cheese (1kg)

$15.94 Rp 288.1K

$12.64 ¥84.2

26.11%

Chicken Fillets (1kg)

$3.88 Rp 70.2K

$3.18 ¥21.16

22.01%

Beef Round Steak (1kg)

$11.40 Rp 206.1K

$10.27 ¥68.4

11.00%

Apples (1kg)

$3.55 Rp 64.2K

$1.79 ¥11.92

98.32%

Banana (1kg)

$1.54 Rp 27.8K

$1.25 ¥8.29

23.20%

Oranges (1kg)

$2.23 Rp 40.3K

$1.52 ¥10.12

46.71%

Tomato (1kg)

$1.97 Rp 35.6K

$1.14 ¥7.62

72.81%

Potato (1kg)

$1.86 Rp 33.6K

$0.75 ¥4.97

148.00%

Onion (1kg)

$2.42 Rp 43.7K

$0.91 ¥6.07

165.93%

Lettuce (1 head)

$1.02 Rp 18.5K

$0.61 ¥4.03

67.21%

Water (1.5 liter bottle)

$0.52 Rp 9,441

$0.54 ¥3.61

-3.70%

Cigarettes 20 Pack (Marlboro, Camel)

$2.20 Rp 39.7K

$3.08 ¥20.51

-28.57%

Wine (Bottle)

$21.79 Rp 393.8K

$10.48 ¥69.8

107.92%

Local Beer (0.5 liter bottle)

$2.33 Rp 42.0K

$0.75 ¥4.97

210.67%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.7K

$1.64 ¥10.93

81.10%

One-way Ticket (Public Transport)

$0.25 Rp 4,526

$0.27 ¥1.78

-7.41%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 147.8K

$16.64 ¥111

-50.90%

Taxi Start (Normal Tariff)

$0.44 Rp 7,912

$1.36 ¥9.03

-67.65%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,458

$0.33 ¥2.17

42.42%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 101.2K

$6.66 ¥44.31

-15.92%

Gasoline (1 liter)

$0.83 Rp 15.0K

$1.18 ¥7.83

-29.66%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.4K Rp 441.9M

$19.5K ¥129.9K

25.28%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 572.9M

$17.4K ¥115.6K

82.63%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$77.5 Rp 1.4M

$45.72 ¥304

69.47%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.14 Rp 111.1K

$9.74 ¥64.9

-36.96%

Internet (50+ Mbps, Unlimited Data)

$18.92 Rp 341.9K

$11.60 ¥77.3

63.10%

Gym Membership (Monthly)

$51.0 Rp 921.7K

$41.85 ¥279

21.84%

Tennis Court (1 Hour on Weekend)

$18.25 Rp 329.8K

$13.82 ¥92.0

32.05%

Cinema Ticket

$4.38 Rp 79.2K

$5.81 ¥38.71

-24.61%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$492 Rp 8.9M

$335 ¥2,227

47.21%

International Primary School, 1 Child (Yearly)

$12.2K Rp 220.9M

$17.1K ¥113.5K

-28.34%

Jeans (Levis 501 Or Similar)

$45.16 Rp 816.3K

$43.24 ¥288

4.44%

Summer Dress (H&M, Zara, etc)

$34.89 Rp 630.6K

$30.12 ¥201

15.84%

Sport Shoes (Adidas, Nike)

$78.3 Rp 1.4M

$70.8 ¥471

10.68%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$72.2 ¥481

7.84%

1-bedroom Apartment, City Center (Monthly)

$1,078 Rp 19.5M

$278 ¥1,853

287.13%

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 12.0M

$193 ¥1,283

245.00%

3-bedroom Apartment, City Center (Monthly)

$3,510 Rp 63.4M

$598 ¥3,980

487.21%

3-bedroom Apartment, Outside City Center (Monthly)

$1,671 Rp 30.2M

$364 ¥2,421

359.56%

Buy Apartment in City Center (m2)

$2,340 Rp 42.3M

$3,063 ¥20.4K

-23.60%

Buy Apartment Outside City Center (m2)

$2,236 Rp 40.4M

$2,045 ¥13.6K

9.37%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

3.89

254.24%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: November 1, 2026

Last update for Zhuzhou: November 2, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$665 50%

Zhuzhou

$193 27% 71% $472

Groceries & Markets

Ubud, Bali

$279 21%

Zhuzhou

$197 27.6% 29.3% $82

Clothing & Footwear

Ubud, Bali

$106 8%

Zhuzhou

$97 13.6% 8.4% $9

Eating Out

Ubud, Bali

$106 8%

Zhuzhou

$86 12% 19% $20

Monthly Utilities & Internet

Ubud, Bali

$103 7.7%

Zhuzhou

$67 9.4% 34.6% $35

Sport & Entertainment

Ubud, Bali

$60 4.5%

Zhuzhou

$53 7.5% 10.5% $6.3

Getting Around

Ubud, Bali

$12 0.9%

Zhuzhou

$21 2.9% 73.2% $8.8

Cost Breakdown

A one-bedroom apartment in the center runs $1,078 in Ubud, Bali and $278 in Zhuzhou. Housing cost is often the main lever when comparing two cities.

Dining out: $35 in Ubud, Bali vs $21 in Zhuzhou for a mid-range dinner for two. Groceries echo the gap at $279 vs $197 per month, with Zhuzhou cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇨🇳 Zhuzhou

🕒 Local time

00:44 12:44 AM

Same time as Ubud, Bali

🌤 Weather

👥 Population

74,800

4,000,500

💱 Currency

Indonesian Rupiah IDR Rp

Chinese Yuan CNY ¥

📈 Exchange rate

100,000 IDR = 5.53 USD

100,000 IDR = 4.92 EUR

1 CNY = 0.15 USD

1 CNY = 0.134 EUR

Exchange rates and currency converter

CNY, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 5, 2026: 1 USD = 18,075 IDR (100,000 IDR = 5.53 USD). 1 EUR = 20,311 IDR (100,000 IDR = 4.92 EUR).

Chinese Yuan exchange rates as of November 5, 2026: 1 USD = 6.66 CNY (1 CNY = 0.15 USD). 1 EUR = 7.48 CNY (1 CNY = 0.134 EUR).

USD to IDR in detail →

On the map

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Between locations

Ubud, Bali Zhuzhou 4,050 km ≈ 6 h nonstop flight

From you

Ubud, Bali
Zhuzhou

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Zhuzhou: Cost of Living - Frequently Asked Questions

Zhuzhou wins on cost – living expenses run 46% lower than in Ubud, Bali. Housing and daily spending are where you’ll feel the difference most, making Zhuzhou the obvious pick if budget is a priority.

You’d need roughly $1,996 in Ubud, Bali and $1,072 in Zhuzhou to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,078 in Ubud, Bali versus $278 in Zhuzhou. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $492 in Ubud, Bali versus $335 in Zhuzhou. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 42% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $714 in Zhuzhou versus $1,331 in Ubud, Bali, a $800 budget is realistic in Zhuzhou but tight or insufficient in Ubud, Bali. The gap between the two cities makes Zhuzhou the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Zhuzhou are both considered safe, so it’s unlikely to be the deciding factor between them.