Cost of Living Comparison Between Ubud, Bali and Zhuzhou Cost of Living Comparison Between Ubud, Bali and Zhuzhou

Monthly Cost of Living

Monthly costs for one person with rent: $1,419 in Ubud, Bali versus $721 in Zhuzhou.

Estimated couple costs with rent: $2,540 in Ubud, Bali versus $1,131 in Zhuzhou.

Monthly costs for a family of three with rent: $3,660 in Ubud, Bali versus $1,541 in Zhuzhou.

Living in Ubud, Bali is roughly 97% more expensive than Zhuzhou, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 6% above, Zhuzhou is 46% below.

Currency
🍽 Eating Out
Ubud, Bali
Zhuzhou
Difference
Meal at Budget Restaurant
$3.56 Rp 64.3K
$2.81 ¥19.02
26.69%
Three-Course Dinner for Two, Mid-Range
$32.73 Rp 590.3K
$21.98 ¥149
48.91%
Fast Food Meal (McDonalds, etc)
$4.95 Rp 89.3K
$4.86 ¥32.87
1.85%
Cappuccino
$2.71 Rp 48.9K
$3.09 ¥20.89
-12.30%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.34 Rp 24.2K
$0.44 ¥2.95
204.55%
Water (0.33 liter bottle)
$0.70 Rp 12.6K
$0.27 ¥1.80
159.26%
Local Beer (0.5 liter draught)
$2.92 Rp 52.7K
$0.89 ¥6.03
228.09%
Imported Beer (0.33 liter bottle)
$3.96 Rp 71.4K
$2.04 ¥13.80
94.12%
🛒 Groceries & Markets
Ubud, Bali
Zhuzhou
Difference
Milk (1 liter)
$1.81 Rp 32.6K
$1.86 ¥12.56
-2.69%
White Bread (500g)
$2.52 Rp 45.4K
$1.57 ¥10.62
60.51%
Rice (white) (1kg)
$1.16 Rp 20.9K
$0.90 ¥6.07
28.89%
Eggs
$2.46 Rp 44.4K
$1.54 ¥10.44
59.74%
Local Cheese (1kg)
$14.71 Rp 265.3K
$12.62 ¥85.4
16.56%
Chicken Fillets (1kg)
$4.32 Rp 77.9K
$3.27 ¥22.15
32.11%
Beef Round Steak (1kg)
$12.14 Rp 218.9K
$10.06 ¥68.0
20.68%
Apples (1kg)
$3.84 Rp 69.3K
$1.81 ¥12.26
112.15%
Banana (1kg)
$1.56 Rp 28.1K
$1.26 ¥8.54
23.81%
Oranges (1kg)
$2.83 Rp 51.1K
$1.54 ¥10.45
83.77%
Tomato (1kg)
$2.33 Rp 41.9K
$1.15 ¥7.78
102.61%
Potato (1kg)
$1.91 Rp 34.5K
$0.68 ¥4.63
180.88%
Onion (1kg)
$2.20 Rp 39.7K
$0.90 ¥6.11
144.44%
Lettuce (1 head)
$1.01 Rp 18.3K
$0.60 ¥4.04
68.33%
Water (1.5 liter bottle)
$0.78 Rp 14.0K
$0.51 ¥3.42
52.94%
Cigarettes 20 Pack (Marlboro, Camel)
$3.32 Rp 59.8K
$3.16 ¥21.38
5.06%
Wine (Bottle)
$23.74 Rp 428.1K
$10.48 ¥70.9
126.53%
Local Beer (0.5 liter bottle)
$2.79 Rp 50.3K
$0.74 ¥5.00
277.03%
Imported Beer (0.33 liter bottle)
$2.86 Rp 51.6K
$1.65 ¥11.17
73.33%
🚌 Getting Around
Ubud, Bali
Zhuzhou
Difference
One-way Ticket (Public Transport)
$0.27 Rp 4,848
$0.27 ¥1.81
-
Public Transport Monthly Pass (Regular Price)
$8.03 Rp 144.8K
$16.98 ¥115
-52.71%
Taxi Start (Normal Tariff)
$0.46 Rp 8,231
$1.35 ¥9.15
-65.93%
Taxi (Normal Tariff) (1km)
$0.45 Rp 8,117
$0.35 ¥2.40
28.57%
Taxi 1hour Waiting (Normal Tariff)
$6.10 Rp 109.9K
$6.63 ¥44.85
-7.99%
Gasoline (1 liter)
$0.79 Rp 14.3K
$1.12 ¥7.60
-29.46%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.1K Rp 471.6M
$19.5K ¥132.2K
33.78%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.1K Rp 579.3M
$17.3K ¥116.8K
85.96%
🧾 Monthly Utilities & Internet
Ubud, Bali
Zhuzhou
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$79.9 Rp 1.4M
$45.18 ¥306
76.94%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.06 Rp 73.3K
$9.88 ¥66.8
-58.91%
Internet (50+ Mbps, Unlimited Data)
$23.52 Rp 424.2K
$11.60 ¥78.5
102.76%
🎉 Sport & Entertainment
Ubud, Bali
Zhuzhou
Difference
Gym Membership (Monthly)
$98.7 Rp 1.8M
$41.09 ¥278
140.20%
Tennis Court (1 Hour on Weekend)
$6.63 Rp 119.6K
$13.69 ¥92.6
-51.57%
Cinema Ticket
$4.15 Rp 74.8K
$5.76 ¥38.94
-27.95%
🧸 Childcare & Education
Ubud, Bali
Zhuzhou
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$304 Rp 5.5M
$334 ¥2,259
-8.96%
International Primary School, 1 Child (Yearly)
$6,613 Rp 119.3M
$16.9K ¥114.4K
-60.90%
👕👟 Clothing & Footwear
Ubud, Bali
Zhuzhou
Difference
Jeans (Levis 501 Or Similar)
$55.5 Rp 1.0M
$43.70 ¥296
27.09%
Summer Dress (H&M, Zara, etc)
$38.31 Rp 690.9K
$30.72 ¥208
24.71%
Sport Shoes (Adidas, Nike)
$88.6 Rp 1.6M
$70.5 ¥477
25.62%
Men's Leather Business Shoes
$77.9 Rp 1.4M
$70.7 ¥478
10.19%
🏠 Accommodation & Living
Ubud, Bali
Zhuzhou
Difference
1-bedroom Apartment, City Center (Monthly)
$1,006 Rp 18.2M
$280 ¥1,896
259.12%
1-bedroom Apartment, Outside City Center (Monthly)
$675 Rp 12.2M
$190 ¥1,282
256.34%
3-bedroom Apartment, City Center (Monthly)
$3,442 Rp 62.1M
$580 ¥3,926
493.07%
3-bedroom Apartment, Outside City Center (Monthly)
$2,039 Rp 36.8M
$362 ¥2,449
463.32%
Buy Apartment in City Center (m2)
$2,841 Rp 51.2M
$3,067 ¥20.7K
-7.36%
Buy Apartment Outside City Center (m2)
$2,264 Rp 40.8M
$2,022 ¥13.7K
11.94%
💵 Salaries & Financials
Ubud, Bali
Zhuzhou
Difference
Average Monthly Net Salary (After Tax)
$165 Rp 3.0M
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
3.89
241.39%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 1, 2026

Last update for Zhuzhou: June 2, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,006 in Ubud, Bali and $280 in Zhuzhou. Housing cost is often the main lever when comparing two cities.

Dining out: $33.00 in Ubud, Bali vs $22.00 in Zhuzhou for a mid-range dinner for two. Groceries echo the gap at $302 vs $197 per month, with Zhuzhou cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Zhuzhou: Cost of Living - Frequently Asked Questions
Which city is more expensive, Ubud, Bali or Zhuzhou?
Zhuzhou wins on cost – living expenses run 97% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Zhuzhou the obvious pick if budget is a priority.
How much do you need to earn to live comfortably in Ubud, Bali vs Zhuzhou?
You'd need roughly $2,129 in Ubud, Bali and $1,081 in Zhuzhou to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
How much does a 1-bedroom apartment cost in Ubud, Bali vs Zhuzhou?
Rent for a central apartment: $1,006 in Ubud, Bali versus $280 in Zhuzhou. Housing is usually the single largest factor when comparing overall living costs between the two.
How do childcare costs compare in Ubud, Bali and Zhuzhou?
Childcare runs $304 in Ubud, Bali versus $334 in Zhuzhou. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Are groceries more expensive in Ubud, Bali or Zhuzhou?
Supermarket bills run roughly 53% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.
Can you live on $1,000/month in Ubud, Bali or Zhuzhou?
At $721 in Zhuzhou versus $1,419 in Ubud, Bali, a $1,000 budget is realistic in Zhuzhou but tight or insufficient in Ubud, Bali. The gap between the two cities makes Zhuzhou the clear choice for anyone on this budget.
Which city is better for digital nomads, Ubud, Bali or Zhuzhou?
Both work as nomad bases, but Zhuzhou delivers better value – similar infrastructure at $721 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Zhuzhou hard to pass up.
How safe is Ubud, Bali compared to Zhuzhou?
Safety-wise, Ubud, Bali and Zhuzhou are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Zhuzhou gentler on the wallet – expenses run 97% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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