😐Monthly costs for one person with rent: $1,368 in Ubud, Bali versus $716 in Zhuzhou.
😐Estimated couple costs with rent: $2,348 in Ubud, Bali versus $1,143 in Zhuzhou.
😐Monthly costs for a family of three with rent: $3,327 in Ubud, Bali versus $1,570 in Zhuzhou.
🌍Living in Ubud, Bali is roughly 91% more expensive than in Zhuzhou, driven mainly by Groceries & Markets.
📊The two cities straddle the global median: Ubud, Bali is 0% above, Zhuzhou is 48% below.
Currency
🍽 Eating Out
Ubud, Bali
Zhuzhou
Difference
Meal at Budget Restaurant
$3.44Rp 61.0K
$2.77¥18.52
24.19%
Three-Course Dinner for Two, Mid-Range
$36.31Rp 644.2K
$21.69¥145
67.40%
Fast Food Meal(McDonalds, etc)
$5.71Rp 101.2K
$4.97¥33.27
14.89%
Cappuccino
$2.67Rp 47.4K
$2.93¥19.62
-8.87%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.75Rp 31.0K
$0.43¥2.90
306.98%
Water(0.33 liter bottle)
$0.87Rp 15.5K
$0.29¥1.96
200.00%
Local Beer(0.5 liter draught)
$2.95Rp 52.4K
$0.94¥6.28
213.83%
Imported Beer(0.33 liter bottle)
$4.52Rp 80.2K
$2.13¥14.28
112.21%
🛒 Groceries & Markets
Ubud, Bali
Zhuzhou
Difference
Milk(1 liter)
$1.62Rp 28.7K
$1.80¥12.02
-10.00%
White Bread(500g)
$2.33Rp 41.3K
$1.53¥10.26
52.29%
Rice(white)(1kg)
$1.11Rp 19.6K
$0.95¥6.35
16.84%
Eggs
$2.20Rp 39.0K
$1.54¥10.27
42.86%
Local Cheese(1kg)
$17.69Rp 313.9K
$12.71¥85.0
39.18%
Chicken Fillets(1kg)
$4.10Rp 72.7K
$3.12¥20.85
31.41%
Beef Round Steak(1kg)
$12.18Rp 216.0K
$10.32¥69.0
18.02%
Apples(1kg)
$3.71Rp 65.8K
$1.86¥12.47
99.46%
Banana(1kg)
$1.59Rp 28.2K
$1.24¥8.31
28.23%
Oranges(1kg)
$2.28Rp 40.5K
$1.55¥10.35
47.10%
Tomato(1kg)
$1.95Rp 34.7K
$1.09¥7.31
78.90%
Potato(1kg)
$1.91Rp 33.8K
$0.73¥4.89
161.64%
Onion(1kg)
$2.33Rp 41.4K
$0.89¥5.98
161.80%
Lettuce(1 head)
$1.01Rp 17.9K
$0.56¥3.73
80.36%
Water(1.5 liter bottle)
$0.55Rp 9,791
$0.55¥3.67
-
Cigarettes 20 Pack(Marlboro, Camel)
$2.23Rp 39.6K
$3.12¥20.84
-28.53%
Wine(Bottle)
$23.07Rp 409.3K
$10.49¥70.2
119.92%
Local Beer(0.5 liter bottle)
$2.42Rp 42.9K
$0.79¥5.32
206.33%
Imported Beer(0.33 liter bottle)
$3.00Rp 53.2K
$1.58¥10.57
89.87%
🚌 Getting Around
Ubud, Bali
Zhuzhou
Difference
One-way Ticket(Public Transport)
$0.27Rp 4,823
$0.27¥1.78
-
Public Transport Monthly Pass(Regular Price)
$8.98Rp 159.4K
$16.45¥110
-45.41%
Taxi Start(Normal Tariff)
$0.48Rp 8,582
$1.37¥9.14
-64.96%
Taxi(Normal Tariff)(1km)
$0.43Rp 7,693
$0.33¥2.19
30.30%
Taxi 1hour Waiting(Normal Tariff)
$5.64Rp 100.1K
$6.87¥45.98
-17.90%
Gasoline(1 liter)
$0.80Rp 14.3K
$1.16¥7.78
-31.03%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$24.9KRp 442.5M
$19.1K¥127.6K
30.79%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.7KRp 562.6M
$17.3K¥115.5K
83.59%
🧾 Monthly Utilities & Internet
Ubud, Bali
Zhuzhou
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$81.5Rp 1.4M
$45.99¥308
77.13%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$6.49Rp 115.2K
$9.96¥66.6
-34.84%
Internet(50+ Mbps, Unlimited Data)
$18.77Rp 333.0K
$11.55¥77.2
62.51%
🎉 Sport & Entertainment
Ubud, Bali
Zhuzhou
Difference
Gym Membership(Monthly)
$56.9Rp 1.0M
$42.42¥284
34.06%
Tennis Court(1 Hour on Weekend)
$18.73Rp 332.3K
$14.16¥94.7
32.27%
Cinema Ticket
$4.54Rp 80.5K
$5.77¥38.61
-21.32%
🧸 Childcare & Education
Ubud, Bali
Zhuzhou
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$481Rp 8.5M
$328¥2,197
46.34%
International Primary School, 1 Child(Yearly)
$5,711Rp 101.3M
$16.8K¥112.2K
-65.97%
👕👟 Clothing & Footwear
Ubud, Bali
Zhuzhou
Difference
Jeans(Levis 501 Or Similar)
$45.52Rp 807.5K
$43.95¥294
3.57%
Summer Dress(H&M, Zara, etc)
$35.88Rp 636.6K
$30.65¥205
17.06%
Sport Shoes(Adidas, Nike)
$80.4Rp 1.4M
$72.6¥486
10.75%
Men's Leather Business Shoes
$78.7Rp 1.4M
$70.7¥473
11.26%
🏠 Accommodation & Living
Ubud, Bali
Zhuzhou
Difference
1-bedroom Apartment, City Center(Monthly)
$1,115Rp 19.8M
$279¥1,866
299.47%
1-bedroom Apartment, Outside City Center(Monthly)
$698Rp 12.4M
$195¥1,307
256.96%
3-bedroom Apartment, City Center(Monthly)
$3,637Rp 64.5M
$591¥3,952
515.39%
3-bedroom Apartment, Outside City Center(Monthly)
$1,737Rp 30.8M
$355¥2,377
388.73%
Buy Apartment in City Center(m2)
$2,784Rp 49.4M
$3,043¥20.4K
-8.50%
Buy Apartment Outside City Center(m2)
$2,290Rp 40.6M
$2,040¥13.6K
12.26%
💵 Salaries & Financials
Ubud, Bali
Zhuzhou
Difference
Average Monthly Net Salary(After Tax)
$168Rp 3.0M
-
-
20-Year Fixed Mortgage Interest Rate(Annual %)
13.78
3.89
254.24%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Ubud, Bali: September 14, 2026
Last update for Zhuzhou: September 14, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $1,115 in Ubud, Bali and $279 in Zhuzhou. Housing cost is often the main lever when comparing two cities.
🛒Dining out: $36.00 in Ubud, Bali vs $22.00 in Zhuzhou for a mid-range dinner for two. Groceries echo the gap at $295 vs $197 per month, with Zhuzhou cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Zhuzhou: Cost of Living - Frequently Asked Questions
Which city is more expensive, Ubud, Bali or Zhuzhou?
Zhuzhou wins on cost – living expenses run 91% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Zhuzhou the obvious pick if budget is a priority.
How much do you need to earn to live comfortably in Ubud, Bali and in Zhuzhou?
You'd need roughly $2,052 in Ubud, Bali and $1,073 in Zhuzhou to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
How much does a 1-bedroom apartment cost in Ubud, Bali compared to Zhuzhou?
Rent for a central apartment: $1,115 in Ubud, Bali versus $279 in Zhuzhou. Housing is usually the single largest factor when comparing overall living costs between the two.
How do childcare costs compare in Ubud, Bali and in Zhuzhou?
Childcare runs $481 in Ubud, Bali versus $328 in Zhuzhou. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Are groceries more expensive in Ubud, Bali or in Zhuzhou?
Supermarket bills run roughly 50% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.
Can you live on $1,000/month in Ubud, Bali or in Zhuzhou?
At $716 in Zhuzhou versus $1,368 in Ubud, Bali, a $1,000 budget is realistic in Zhuzhou but tight or insufficient in Ubud, Bali. The gap between the two cities makes Zhuzhou the clear choice for anyone on this budget.
Which city is better for digital nomads, Ubud, Bali or Zhuzhou?
Both work as nomad bases, but Zhuzhou delivers better value – similar infrastructure at $716 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Zhuzhou hard to pass up.
How safe is Ubud, Bali compared to Zhuzhou?
Safety-wise, Ubud, Bali and Zhuzhou are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Zhuzhou gentler on the wallet – expenses run 91% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.
Ubud, Bali vs other spots: cost of living compared