Cost of Living Comparison Between Ubud, Bali and Zepce Cost of Living Comparison Between Ubud, Bali and Zepce

Monthly Cost of Living

Monthly costs for one person with rent: $1,378 in Ubud, Bali versus $1,139 in Zepce.

Estimated couple costs with rent: $2,327 in Ubud, Bali versus $1,709 in Zepce.

Monthly costs for a family of three with rent: $3,275 in Ubud, Bali versus $2,279 in Zepce.

Living in Ubud, Bali is roughly 21% more expensive than in Zepce, driven mainly by Clothing & Footwear.

The two cities straddle the global median: Ubud, Bali is 0% above, Zepce is 17% below.

Meal at Budget Restaurant

$3.33 Rp 58.3K

$9.96 BAM 16.73

-66.57%

Three-Course Dinner for Two, Mid-Range

$35.82 Rp 626.9K

$52.9 BAM 88.9

-32.33%

Fast Food Meal (McDonalds, etc)

$5.63 Rp 98.5K

$11.23 BAM 18.87

-49.87%

Cappuccino

$2.82 Rp 49.4K

$1.92 BAM 3.23

46.87%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 30.6K

$2.58 BAM 4.33

-32.17%

Water (0.33 liter bottle)

$0.80 Rp 14.0K

$1.67 BAM 2.81

-52.10%

Local Beer (0.5 liter draught)

$3.04 Rp 53.3K

$2.56 BAM 4.29

18.75%

Imported Beer (0.33 liter bottle)

$4.30 Rp 75.2K

$3.59 BAM 6.03

19.78%

Milk (1 liter)

$1.61 Rp 28.2K

$1.49 BAM 2.50

8.05%

White Bread (500g)

$2.27 Rp 39.7K

$1.26 BAM 2.12

80.16%

Rice (white) (1kg)

$1.17 Rp 20.5K

$1.68 BAM 2.82

-30.36%

Eggs

$2.17 Rp 38.0K

$2.92 BAM 4.91

-25.68%

Local Cheese (1kg)

$17.63 Rp 308.6K

$10.04 BAM 16.86

75.60%

Chicken Fillets (1kg)

$4.05 Rp 70.9K

$8.82 BAM 14.82

-54.08%

Beef Round Steak (1kg)

$12.18 Rp 213.2K

$14.33 BAM 24.08

-15.00%

Apples (1kg)

$3.62 Rp 63.3K

$1.91 BAM 3.20

89.53%

Banana (1kg)

$1.64 Rp 28.6K

$1.99 BAM 3.34

-17.59%

Oranges (1kg)

$2.31 Rp 40.3K

$2.30 BAM 3.87

0.43%

Tomato (1kg)

$1.96 Rp 34.3K

$1.75 BAM 2.93

12.00%

Potato (1kg)

$1.84 Rp 32.3K

$1.05 BAM 1.77

75.24%

Onion (1kg)

$2.37 Rp 41.5K

$1.41 BAM 2.37

68.09%

Lettuce (1 head)

$1.05 Rp 18.4K

$1.17 BAM 1.97

-10.26%

Water (1.5 liter bottle)

$0.54 Rp 9,502

$0.88 BAM 1.47

-38.64%

Cigarettes 20 Pack (Marlboro, Camel)

$2.30 Rp 40.3K

$3.94 BAM 6.62

-41.62%

Wine (Bottle)

$23.08 Rp 403.9K

$8.21 BAM 13.78

181.12%

Local Beer (0.5 liter bottle)

$2.34 Rp 40.9K

$1.04 BAM 1.75

125.00%

Imported Beer (0.33 liter bottle)

$3.07 Rp 53.7K

$1.40 BAM 2.36

119.29%

One-way Ticket (Public Transport)

$0.25 Rp 4,338

$1.35 BAM 2.26

-81.48%

Public Transport Monthly Pass (Regular Price)

$9.42 Rp 164.9K

Taxi Start (Normal Tariff)

$0.49 Rp 8,579

$1.80 BAM 3.02

-72.78%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,299

$1.17 BAM 1.96

-59.83%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 98.1K

$18.02 BAM 30.27

-68.92%

Gasoline (1 liter)

$0.81 Rp 14.1K

$1.68 BAM 2.82

-51.79%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.0K Rp 437.7M

$31.0K BAM 52.1K

-19.37%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.1K Rp 543.7M

$22.0K BAM 36.9K

41.31%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$82.7 Rp 1.4M

$165 BAM 276

-49.72%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 113.5K

$16.96 BAM 28.49

-61.73%

Internet (50+ Mbps, Unlimited Data)

$18.79 Rp 328.8K

$37.72 BAM 63.4

-50.19%

Gym Membership (Monthly)

$55.2 Rp 966.8K

$34.03 BAM 57.2

62.33%

Tennis Court (1 Hour on Weekend)

$18.21 Rp 318.7K

$11.97 BAM 20.11

52.13%

Cinema Ticket

$4.30 Rp 75.2K

$3.00 BAM 5.03

43.33%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$494 Rp 8.6M

$299 BAM 503

65.15%

International Primary School, 1 Child (Yearly)

$5,917 Rp 103.6M

$3,694 BAM 6,204

60.20%

Jeans (Levis 501 Or Similar)

$46.28 Rp 809.9K

$84.7 BAM 142

-45.36%

Summer Dress (H&M, Zara, etc)

$36.44 Rp 637.7K

$37.39 BAM 62.8

-2.54%

Sport Shoes (Adidas, Nike)

$80.7 Rp 1.4M

$111 BAM 187

-27.60%

Men's Leather Business Shoes

$78.8 Rp 1.4M

$147 BAM 247

-46.48%

1-bedroom Apartment, City Center (Monthly)

$1,114 Rp 19.5M

$361 BAM 607

208.44%

1-bedroom Apartment, Outside City Center (Monthly)

$693 Rp 12.1M

$258 BAM 434

168.56%

3-bedroom Apartment, City Center (Monthly)

$3,639 Rp 63.7M

$537 BAM 902

577.73%

3-bedroom Apartment, Outside City Center (Monthly)

$1,712 Rp 30.0M

$379 BAM 636

351.85%

Buy Apartment in City Center (m2)

$2,761 Rp 48.3M

$2,538 BAM 4,263

8.77%

Buy Apartment Outside City Center (m2)

$2,293 Rp 40.1M

$1,846 BAM 3,101

24.17%

Average Monthly Net Salary (After Tax)

$167 Rp 2.9M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

4.44

210.36%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 6, 2026

Last update for Zepce: September 5, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,114 in Ubud, Bali and $361 in Zepce. Housing cost is often the main lever when comparing two cities.

Dining out: $36.00 in Ubud, Bali vs $53.0 in Zepce. Groceries flip the comparison at $294 vs $248, with Zepce cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Zepce: Cost of Living - Frequently Asked Questions

Zepce wins on cost – living expenses run 21% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Zepce the obvious pick if budget is a priority.

You'd need roughly $2,067 in Ubud, Bali and $1,709 in Zepce to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,114 in Ubud, Bali versus $361 in Zepce. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 18% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $1,378 per month in Ubud, Bali versus $1,139 in Zepce – a 21% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,139 in Zepce versus $1,378 in Ubud, Bali, a $1,500 budget is realistic in Zepce but tight or insufficient in Ubud, Bali. The gap between the two cities makes Zepce the clear choice for anyone on this budget.

Both work as nomad bases, but Zepce delivers better value – similar infrastructure at $1,139 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Zepce hard to pass up.

Safety-wise, Ubud, Bali and Zepce are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Zepce gentler on the wallet – expenses run 21% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.