Cost of Living Comparison Between Ubud, Bali and Zepce Cost of Living Comparison Between Ubud, Bali and Zepce

Monthly Cost of Living

Monthly costs for one person with rent: $1,419 in Ubud, Bali versus $1,008 in Zepce.

Estimated couple costs with rent: $2,540 in Ubud, Bali versus $1,530 in Zepce.

Monthly costs for a family of three with rent: $3,660 in Ubud, Bali versus $2,053 in Zepce.

Living in Ubud, Bali is roughly 41% more expensive than Zepce, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 6% above, Zepce is 25% below.

Meal at Budget Restaurant

$3.56 Rp 63.7K

$8.64 BAM 14.51

-58.80%

Three-Course Dinner for Two, Mid-Range

$32.73 Rp 584.5K

$41.42 BAM 69.6

-20.98%

Fast Food Meal (McDonalds, etc)

$4.95 Rp 88.4K

$9.03 BAM 15.17

-45.18%

Cappuccino

$2.71 Rp 48.4K

$1.57 BAM 2.64

72.61%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 24.0K

$1.94 BAM 3.25

-30.93%

Water (0.33 liter bottle)

$0.70 Rp 12.5K

$1.15 BAM 1.94

-39.13%

Local Beer (0.5 liter draught)

$2.92 Rp 52.1K

$2.10 BAM 3.53

39.05%

Imported Beer (0.33 liter bottle)

$3.96 Rp 70.7K

$2.78 BAM 4.66

42.45%

Milk (1 liter)

$1.81 Rp 32.3K

$1.34 BAM 2.26

35.07%

White Bread (500g)

$2.52 Rp 45.0K

$1.27 BAM 2.14

98.43%

Rice (white) (1kg)

$1.16 Rp 20.7K

$1.56 BAM 2.63

-25.64%

Eggs

$2.46 Rp 43.9K

$3.00 BAM 5.04

-18.00%

Local Cheese (1kg)

$14.71 Rp 262.7K

$9.35 BAM 15.72

57.33%

Chicken Fillets (1kg)

$4.32 Rp 77.1K

$8.56 BAM 14.39

-49.53%

Beef Round Steak (1kg)

$12.14 Rp 216.7K

$12.10 BAM 20.33

0.33%

Apples (1kg)

$3.84 Rp 68.6K

$1.43 BAM 2.40

168.53%

Banana (1kg)

$1.56 Rp 27.8K

$1.63 BAM 2.74

-4.29%

Oranges (1kg)

$2.83 Rp 50.6K

$1.94 BAM 3.26

45.88%

Tomato (1kg)

$2.33 Rp 41.5K

$2.02 BAM 3.39

15.35%

Potato (1kg)

$1.91 Rp 34.2K

$1.20 BAM 2.02

59.17%

Onion (1kg)

$2.20 Rp 39.3K

$1.27 BAM 2.13

73.23%

Lettuce (1 head)

$1.01 Rp 18.1K

$1.22 BAM 2.05

-17.21%

Water (1.5 liter bottle)

$0.78 Rp 13.8K

$0.77 BAM 1.29

1.30%

Cigarettes 20 Pack (Marlboro, Camel)

$3.32 Rp 59.2K

$3.77 BAM 6.33

-11.94%

Wine (Bottle)

$23.74 Rp 423.9K

$8.24 BAM 13.85

188.11%

Local Beer (0.5 liter bottle)

$2.79 Rp 49.8K

$0.71 BAM 1.19

292.96%

Imported Beer (0.33 liter bottle)

$2.86 Rp 51.1K

$1.14 BAM 1.91

150.88%

One-way Ticket (Public Transport)

$0.27 Rp 4,800

$1.76 BAM 2.95

-84.66%

Public Transport Monthly Pass (Regular Price)

$8.03 Rp 143.4K

$35.83 BAM 60.2

-77.59%

Taxi Start (Normal Tariff)

$0.46 Rp 8,150

$1.50 BAM 2.52

-69.33%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,037

$1.15 BAM 1.94

-60.87%

Taxi 1hour Waiting (Normal Tariff)

$6.10 Rp 108.9K

$8.77 BAM 14.74

-30.44%

Gasoline (1 liter)

$0.79 Rp 14.2K

$1.47 BAM 2.47

-46.26%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K Rp 467.0M

$28.7K BAM 48.2K

-8.85%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 573.6M

$26.4K BAM 44.3K

21.79%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.9 Rp 1.4M

$169 BAM 284

-52.71%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.6K

$18.80 BAM 31.59

-78.40%

Internet (50+ Mbps, Unlimited Data)

$23.52 Rp 420.0K

$23.60 BAM 39.66

-0.34%

Gym Membership (Monthly)

$98.7 Rp 1.8M

$29.62 BAM 49.76

233.22%

Tennis Court (1 Hour on Weekend)

$6.63 Rp 118.4K

$11.09 BAM 18.64

-40.22%

Cinema Ticket

$4.15 Rp 74.1K

$2.90 BAM 4.87

43.10%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

$240 BAM 404

26.45%

International Primary School, 1 Child (Yearly)

$6,613 Rp 118.1M

$3,688 BAM 6,196

79.31%

Jeans (Levis 501 Or Similar)

$55.5 Rp 991.8K

$74.5 BAM 125

-25.42%

Summer Dress (H&M, Zara, etc)

$38.31 Rp 684.1K

$37.25 BAM 62.6

2.85%

Sport Shoes (Adidas, Nike)

$88.6 Rp 1.6M

$89.6 BAM 151

-1.16%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$123 BAM 206

-36.54%

1-bedroom Apartment, City Center (Monthly)

$1,006 Rp 18.0M

$259 BAM 436

288.18%

1-bedroom Apartment, Outside City Center (Monthly)

$675 Rp 12.1M

$166 BAM 280

305.77%

3-bedroom Apartment, City Center (Monthly)

$3,442 Rp 61.5M

$361 BAM 607

853.02%

3-bedroom Apartment, Outside City Center (Monthly)

$2,039 Rp 36.4M

$320 BAM 538

537.07%

Buy Apartment in City Center (m2)

$2,841 Rp 50.7M

$2,375 BAM 3,991

19.62%

Buy Apartment Outside City Center (m2)

$2,264 Rp 40.4M

$1,822 BAM 3,061

24.25%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

5.02

164.54%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 1, 2026

Last update for Zepce: May 31, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,006 in Ubud, Bali and $259 in Zepce. Housing cost is often the main lever when comparing two cities.

Dining out: $33.00 in Ubud, Bali vs $41.00 in Zepce. Groceries flip the comparison at $302 vs $229, with Zepce cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Zepce: Cost of Living - Frequently Asked Questions

Zepce wins on cost – living expenses run 41% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Zepce the obvious pick if budget is a priority.

You'd need roughly $2,129 in Ubud, Bali and $1,512 in Zepce to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,006 in Ubud, Bali versus $259 in Zepce. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $304 in Ubud, Bali versus $240 in Zepce. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 32% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $1,008 in Zepce versus $1,419 in Ubud, Bali, a $1,500 budget is realistic in Zepce but tight or insufficient in Ubud, Bali. The gap between the two cities makes Zepce the clear choice for anyone on this budget.

Both work as nomad bases, but Zepce delivers better value – similar infrastructure at $1,008 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Zepce hard to pass up.

Safety-wise, Ubud, Bali and Zepce are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Zepce gentler on the wallet – expenses run 41% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.