Cost of Living Comparison Between Ubud, Bali and Zepce Cost of Living Comparison Between Ubud, Bali and Zepce

Monthly Cost of Living

Monthly costs for one person with rent: $1,408 in Ubud, Bali versus $1,005 in Zepce.

Estimated couple costs with rent: $2,585 in Ubud, Bali versus $1,544 in Zepce.

Monthly costs for a family of three with rent: $3,763 in Ubud, Bali versus $2,083 in Zepce.

Living in Ubud, Bali is roughly 40% more expensive than in Zepce, driven mainly by Sport & Entertainment.

The two cities straddle the global median: Ubud, Bali is 5% above, Zepce is 25% below.

Meal at Budget Restaurant

$3.45 Rp 62.1K

$8.63 BAM 14.77

-60.02%

Three-Course Dinner for Two, Mid-Range

$32.34 Rp 581.1K

$41.27 BAM 70.7

-21.64%

Fast Food Meal (McDonalds, etc)

$4.84 Rp 87.1K

$8.94 BAM 15.32

-45.86%

Cappuccino

$2.75 Rp 49.4K

$1.57 BAM 2.69

75.16%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.9K

$1.99 BAM 3.41

-30.65%

Water (0.33 liter bottle)

$0.75 Rp 13.5K

$1.20 BAM 2.06

-37.50%

Local Beer (0.5 liter draught)

$2.99 Rp 53.8K

$2.12 BAM 3.63

41.04%

Imported Beer (0.33 liter bottle)

$3.85 Rp 69.2K

$2.87 BAM 4.92

34.15%

Milk (1 liter)

$1.74 Rp 31.2K

$1.36 BAM 2.33

27.94%

White Bread (500g)

$2.46 Rp 44.2K

$1.29 BAM 2.21

90.70%

Rice (white) (1kg)

$1.17 Rp 21.0K

$1.65 BAM 2.83

-29.09%

Eggs

$2.43 Rp 43.7K

$2.92 BAM 5.01

-16.78%

Local Cheese (1kg)

$14.50 Rp 260.6K

$9.26 BAM 15.86

56.59%

Chicken Fillets (1kg)

$4.35 Rp 78.2K

$8.96 BAM 15.34

-51.45%

Beef Round Steak (1kg)

$11.98 Rp 215.3K

$11.87 BAM 20.33

0.93%

Apples (1kg)

$3.72 Rp 66.8K

$1.38 BAM 2.37

169.57%

Banana (1kg)

$1.63 Rp 29.2K

$1.60 BAM 2.74

1.87%

Oranges (1kg)

$2.74 Rp 49.3K

$1.95 BAM 3.33

40.51%

Tomato (1kg)

$2.24 Rp 40.3K

$1.94 BAM 3.33

15.46%

Potato (1kg)

$1.92 Rp 34.5K

$1.24 BAM 2.13

54.84%

Onion (1kg)

$2.28 Rp 40.9K

$1.25 BAM 2.15

82.40%

Lettuce (1 head)

$1.06 Rp 19.1K

$1.28 BAM 2.20

-17.19%

Water (1.5 liter bottle)

$0.72 Rp 12.9K

$0.76 BAM 1.30

-5.26%

Cigarettes 20 Pack (Marlboro, Camel)

$3.29 Rp 59.0K

$3.64 BAM 6.23

-9.62%

Wine (Bottle)

$23.19 Rp 416.8K

$8.36 BAM 14.32

177.39%

Local Beer (0.5 liter bottle)

$2.78 Rp 49.9K

$0.71 BAM 1.21

291.55%

Imported Beer (0.33 liter bottle)

$2.73 Rp 49.1K

$1.09 BAM 1.87

150.46%

One-way Ticket (Public Transport)

$0.27 Rp 4,786

$1.77 BAM 3.03

-84.75%

Public Transport Monthly Pass (Regular Price)

$8.11 Rp 145.7K

$34.81 BAM 59.6

-76.70%

Taxi Start (Normal Tariff)

$0.48 Rp 8,675

$1.44 BAM 2.46

-66.67%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,545

$1.16 BAM 1.99

-63.79%

Taxi 1hour Waiting (Normal Tariff)

$6.22 Rp 111.8K

$8.81 BAM 15.09

-29.40%

Gasoline (1 liter)

$0.81 Rp 14.6K

$1.53 BAM 2.62

-47.06%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 478.2M

$28.4K BAM 48.7K

-6.36%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K Rp 578.5M

$27.1K BAM 46.5K

18.65%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$171 BAM 293

-54.27%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.07 Rp 73.1K

$18.89 BAM 32.36

-78.45%

Internet (50+ Mbps, Unlimited Data)

$24.33 Rp 437.1K

$23.98 BAM 41.07

1.46%

Gym Membership (Monthly)

$98.6 Rp 1.8M

$29.94 BAM 51.3

229.36%

Tennis Court (1 Hour on Weekend)

$6.34 Rp 113.9K

$10.95 BAM 18.75

-42.10%

Cinema Ticket

$3.99 Rp 71.6K

$2.88 BAM 4.94

38.54%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$305 Rp 5.5M

$236 BAM 404

29.17%

International Primary School, 1 Child (Yearly)

$6,642 Rp 119.4M

$3,638 BAM 6,230

82.59%

Jeans (Levis 501 Or Similar)

$54.1 Rp 972.9K

$75.7 BAM 130

-28.43%

Summer Dress (H&M, Zara, etc)

$37.81 Rp 679.4K

$35.88 BAM 61.5

5.38%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.6M

$88.0 BAM 151

-1.30%

Men's Leather Business Shoes

$76.4 Rp 1.4M

$125 BAM 214

-38.88%

1-bedroom Apartment, City Center (Monthly)

$992 Rp 17.8M

$256 BAM 439

287.08%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$167 BAM 286

303.48%

3-bedroom Apartment, City Center (Monthly)

$3,375 Rp 60.7M

$370 BAM 634

811.54%

3-bedroom Apartment, Outside City Center (Monthly)

$2,050 Rp 36.8M

$313 BAM 536

555.14%

Buy Apartment in City Center (m2)

$2,805 Rp 50.4M

$2,872 BAM 4,919

-2.35%

Buy Apartment Outside City Center (m2)

$2,227 Rp 40.0M

$1,967 BAM 3,368

13.23%

Average Monthly Net Salary (After Tax)

$167 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

5.02

164.54%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 11, 2026

Last update for Zepce: July 12, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $992 in Ubud, Bali and $256 in Zepce. Housing cost is often the main lever when comparing two cities.

Dining out: $32.00 in Ubud, Bali vs $41.00 in Zepce. Groceries flip the comparison at $297 vs $230, with Zepce cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Zepce: Cost of Living - Frequently Asked Questions

Zepce wins on cost – living expenses run 40% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Zepce the obvious pick if budget is a priority.

You'd need roughly $2,112 in Ubud, Bali and $1,507 in Zepce to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $992 in Ubud, Bali versus $256 in Zepce. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $305 in Ubud, Bali versus $236 in Zepce. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 29% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $1,005 in Zepce versus $1,408 in Ubud, Bali, a $1,500 budget is realistic in Zepce but tight or insufficient in Ubud, Bali. The gap between the two cities makes Zepce the clear choice for anyone on this budget.

Both work as nomad bases, but Zepce delivers better value – similar infrastructure at $1,005 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Zepce hard to pass up.

Safety-wise, Ubud, Bali and Zepce are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Zepce gentler on the wallet – expenses run 40% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.