Cost of Living Comparison Between Zepce and Ubud, Bali Cost of Living Comparison Between Zepce and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $1,005 in Zepce versus $1,408 in Ubud, Bali.

Estimated couple costs with rent: $1,544 in Zepce versus $2,585 in Ubud, Bali.

Monthly costs for a family of three with rent: $2,083 in Zepce versus $3,763 in Ubud, Bali.

Living in Zepce costs roughly 29% less than in Ubud, Bali, driven mainly by Sport & Entertainment.

The two cities straddle the global median: Zepce is 25% below, Ubud, Bali is 5% above.

Meal at Budget Restaurant

$8.63 BAM 14.75

$3.45 Rp 62.0K

150.14%

Three-Course Dinner for Two, Mid-Range

$41.27 BAM 70.6

$32.34 Rp 580.1K

27.61%

Fast Food Meal (McDonalds, etc)

$8.94 BAM 15.29

$4.84 Rp 86.9K

84.71%

Cappuccino

$1.57 BAM 2.69

$2.75 Rp 49.3K

-42.91%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.99 BAM 3.40

$1.38 Rp 24.8K

44.20%

Water (0.33 liter bottle)

$1.20 BAM 2.05

$0.75 Rp 13.5K

60.00%

Local Beer (0.5 liter draught)

$2.12 BAM 3.63

$2.99 Rp 53.7K

-29.10%

Imported Beer (0.33 liter bottle)

$2.87 BAM 4.92

$3.85 Rp 69.1K

-25.45%

Milk (1 liter)

$1.36 BAM 2.32

$1.74 Rp 31.1K

-21.84%

White Bread (500g)

$1.29 BAM 2.20

$2.46 Rp 44.1K

-47.56%

Rice (white) (1kg)

$1.65 BAM 2.82

$1.17 Rp 21.0K

41.03%

Eggs

$2.92 BAM 5.00

$2.43 Rp 43.6K

20.16%

Local Cheese (1kg)

$9.26 BAM 15.84

$14.50 Rp 260.2K

-36.14%

Chicken Fillets (1kg)

$8.96 BAM 15.32

$4.35 Rp 78.0K

105.98%

Beef Round Steak (1kg)

$11.87 BAM 20.30

$11.98 Rp 214.9K

-0.92%

Apples (1kg)

$1.38 BAM 2.37

$3.72 Rp 66.7K

-62.90%

Banana (1kg)

$1.60 BAM 2.73

$1.63 Rp 29.2K

-1.84%

Oranges (1kg)

$1.95 BAM 3.33

$2.74 Rp 49.2K

-28.83%

Tomato (1kg)

$1.94 BAM 3.33

$2.24 Rp 40.2K

-13.39%

Potato (1kg)

$1.24 BAM 2.12

$1.92 Rp 34.4K

-35.42%

Onion (1kg)

$1.25 BAM 2.15

$2.28 Rp 40.8K

-45.18%

Lettuce (1 head)

$1.28 BAM 2.19

$1.06 Rp 19.1K

20.75%

Water (1.5 liter bottle)

$0.76 BAM 1.29

$0.72 Rp 12.9K

5.56%

Cigarettes 20 Pack (Marlboro, Camel)

$3.64 BAM 6.22

$3.29 Rp 58.9K

10.64%

Wine (Bottle)

$8.36 BAM 14.30

$23.19 Rp 416.1K

-63.95%

Local Beer (0.5 liter bottle)

$0.71 BAM 1.21

$2.78 Rp 49.8K

-74.46%

Imported Beer (0.33 liter bottle)

$1.09 BAM 1.87

$2.73 Rp 49.0K

-60.07%

One-way Ticket (Public Transport)

$1.77 BAM 3.02

$0.27 Rp 4,778

555.56%

Public Transport Monthly Pass (Regular Price)

$34.81 BAM 59.5

$8.11 Rp 145.4K

329.22%

Taxi Start (Normal Tariff)

$1.44 BAM 2.46

$0.48 Rp 8,659

200.00%

Taxi (Normal Tariff) (1km)

$1.16 BAM 1.98

$0.42 Rp 7,532

176.19%

Taxi 1hour Waiting (Normal Tariff)

$8.81 BAM 15.07

$6.22 Rp 111.6K

41.64%

Gasoline (1 liter)

$1.53 BAM 2.62

$0.81 Rp 14.6K

88.89%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.4K BAM 48.6K

$26.6K Rp 477.4M

6.79%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.1K BAM 46.4K

$32.2K Rp 577.4M

-15.72%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$171 BAM 293

$78.4 Rp 1.4M

118.69%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$18.89 BAM 32.31

$4.07 Rp 73.0K

364.13%

Internet (50+ Mbps, Unlimited Data)

$23.98 BAM 41.02

$24.33 Rp 436.4K

-1.44%

Gym Membership (Monthly)

$29.94 BAM 51.2

$98.6 Rp 1.8M

-69.64%

Tennis Court (1 Hour on Weekend)

$10.95 BAM 18.73

$6.34 Rp 113.7K

72.71%

Cinema Ticket

$2.88 BAM 4.93

$3.99 Rp 71.5K

-27.82%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$236 BAM 404

$305 Rp 5.5M

-22.58%

International Primary School, 1 Child (Yearly)

$3,638 BAM 6,222

$6,642 Rp 119.2M

-45.23%

Jeans (Levis 501 Or Similar)

$75.7 BAM 129

$54.1 Rp 971.2K

39.73%

Summer Dress (H&M, Zara, etc)

$35.88 BAM 61.4

$37.81 Rp 678.2K

-5.10%

Sport Shoes (Adidas, Nike)

$88.0 BAM 150

$86.8 Rp 1.6M

1.31%

Men's Leather Business Shoes

$125 BAM 214

$76.4 Rp 1.4M

63.61%

1-bedroom Apartment, City Center (Monthly)

$256 BAM 438

$992 Rp 17.8M

-74.17%

1-bedroom Apartment, Outside City Center (Monthly)

$167 BAM 285

$673 Rp 12.1M

-75.22%

3-bedroom Apartment, City Center (Monthly)

$370 BAM 633

$3,375 Rp 60.5M

-89.03%

3-bedroom Apartment, Outside City Center (Monthly)

$313 BAM 535

$2,050 Rp 36.8M

-84.74%

Buy Apartment in City Center (m2)

$2,872 BAM 4,912

$2,805 Rp 50.3M

2.40%

Buy Apartment Outside City Center (m2)

$1,967 BAM 3,364

$2,227 Rp 39.9M

-11.69%

Average Monthly Net Salary (After Tax)

$167 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

5.02

13.28

-62.20%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Zepce: July 12, 2026

Last update for Ubud, Bali: July 11, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $256 in Zepce and $992 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Dining out: $41.00 in Zepce vs $32.00 in Ubud, Bali. Groceries flip the comparison at $230 vs $297, with Zepce cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Zepce vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Zepce wins on cost – living expenses run 40% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Zepce the obvious pick if budget is a priority.

You'd need roughly $1,507 in Zepce and $2,112 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $256 in Zepce versus $992 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $236 in Zepce versus $305 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 29% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $1,005 in Zepce versus $1,408 in Ubud, Bali, a $1,500 budget is realistic in Zepce but tight or insufficient in Ubud, Bali. The gap between the two cities makes Zepce the clear choice for anyone on this budget.

Both work as nomad bases, but Zepce delivers better value – similar infrastructure at $1,005 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Zepce hard to pass up.

Safety-wise, Zepce and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Zepce gentler on the wallet – expenses run 40% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.