Cost of Living Comparison Between Zepce and Ubud, Bali Cost of Living Comparison Between Zepce and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $1,008 in Zepce versus $1,419 in Ubud, Bali.

Estimated couple costs with rent: $1,530 in Zepce versus $2,540 in Ubud, Bali.

Monthly costs for a family of three with rent: $2,053 in Zepce versus $3,660 in Ubud, Bali.

Living in Zepce costs roughly 29% less than in Ubud, Bali, driven mainly by Groceries & Markets.

The two cities straddle the global median: Zepce is 25% below, Ubud, Bali is 6% above.

Meal at Budget Restaurant

$8.64 BAM 14.51

$3.56 Rp 63.7K

142.70%

Three-Course Dinner for Two, Mid-Range

$41.42 BAM 69.6

$32.73 Rp 584.5K

26.55%

Fast Food Meal (McDonalds, etc)

$9.03 BAM 15.17

$4.95 Rp 88.4K

82.42%

Cappuccino

$1.57 BAM 2.64

$2.71 Rp 48.4K

-42.07%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.94 BAM 3.25

$1.34 Rp 24.0K

44.78%

Water (0.33 liter bottle)

$1.15 BAM 1.94

$0.70 Rp 12.5K

64.29%

Local Beer (0.5 liter draught)

$2.10 BAM 3.53

$2.92 Rp 52.1K

-28.08%

Imported Beer (0.33 liter bottle)

$2.78 BAM 4.66

$3.96 Rp 70.7K

-29.80%

Milk (1 liter)

$1.34 BAM 2.26

$1.81 Rp 32.3K

-25.97%

White Bread (500g)

$1.27 BAM 2.14

$2.52 Rp 45.0K

-49.60%

Rice (white) (1kg)

$1.56 BAM 2.63

$1.16 Rp 20.7K

34.48%

Eggs

$3.00 BAM 5.04

$2.46 Rp 43.9K

21.95%

Local Cheese (1kg)

$9.35 BAM 15.72

$14.71 Rp 262.7K

-36.44%

Chicken Fillets (1kg)

$8.56 BAM 14.39

$4.32 Rp 77.1K

98.15%

Beef Round Steak (1kg)

$12.10 BAM 20.33

$12.14 Rp 216.7K

-0.33%

Apples (1kg)

$1.43 BAM 2.40

$3.84 Rp 68.6K

-62.76%

Banana (1kg)

$1.63 BAM 2.74

$1.56 Rp 27.8K

4.49%

Oranges (1kg)

$1.94 BAM 3.26

$2.83 Rp 50.6K

-31.45%

Tomato (1kg)

$2.02 BAM 3.39

$2.33 Rp 41.5K

-13.30%

Potato (1kg)

$1.20 BAM 2.02

$1.91 Rp 34.2K

-37.17%

Onion (1kg)

$1.27 BAM 2.13

$2.20 Rp 39.3K

-42.27%

Lettuce (1 head)

$1.22 BAM 2.05

$1.01 Rp 18.1K

20.79%

Water (1.5 liter bottle)

$0.77 BAM 1.29

$0.78 Rp 13.8K

-1.28%

Cigarettes 20 Pack (Marlboro, Camel)

$3.77 BAM 6.33

$3.32 Rp 59.2K

13.55%

Wine (Bottle)

$8.24 BAM 13.85

$23.74 Rp 423.9K

-65.29%

Local Beer (0.5 liter bottle)

$0.71 BAM 1.19

$2.79 Rp 49.8K

-74.55%

Imported Beer (0.33 liter bottle)

$1.14 BAM 1.91

$2.86 Rp 51.1K

-60.14%

One-way Ticket (Public Transport)

$1.76 BAM 2.95

$0.27 Rp 4,800

551.85%

Public Transport Monthly Pass (Regular Price)

$35.83 BAM 60.2

$8.03 Rp 143.4K

346.20%

Taxi Start (Normal Tariff)

$1.50 BAM 2.52

$0.46 Rp 8,150

226.09%

Taxi (Normal Tariff) (1km)

$1.15 BAM 1.94

$0.45 Rp 8,037

155.56%

Taxi 1hour Waiting (Normal Tariff)

$8.77 BAM 14.74

$6.10 Rp 108.9K

43.77%

Gasoline (1 liter)

$1.47 BAM 2.47

$0.79 Rp 14.2K

86.08%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.7K BAM 48.2K

$26.1K Rp 467.0M

9.70%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.4K BAM 44.3K

$32.1K Rp 573.6M

-17.89%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$169 BAM 284

$79.9 Rp 1.4M

111.45%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$18.80 BAM 31.59

$4.06 Rp 72.6K

363.05%

Internet (50+ Mbps, Unlimited Data)

$23.60 BAM 39.66

$23.52 Rp 420.0K

0.34%

Gym Membership (Monthly)

$29.62 BAM 49.76

$98.7 Rp 1.8M

-69.99%

Tennis Court (1 Hour on Weekend)

$11.09 BAM 18.64

$6.63 Rp 118.4K

67.27%

Cinema Ticket

$2.90 BAM 4.87

$4.15 Rp 74.1K

-30.12%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$240 BAM 404

$304 Rp 5.4M

-20.92%

International Primary School, 1 Child (Yearly)

$3,688 BAM 6,196

$6,613 Rp 118.1M

-44.23%

Jeans (Levis 501 Or Similar)

$74.5 BAM 125

$55.5 Rp 991.8K

34.08%

Summer Dress (H&M, Zara, etc)

$37.25 BAM 62.6

$38.31 Rp 684.1K

-2.77%

Sport Shoes (Adidas, Nike)

$89.6 BAM 151

$88.6 Rp 1.6M

1.17%

Men's Leather Business Shoes

$123 BAM 206

$77.9 Rp 1.4M

57.57%

1-bedroom Apartment, City Center (Monthly)

$259 BAM 436

$1,006 Rp 18.0M

-74.24%

1-bedroom Apartment, Outside City Center (Monthly)

$166 BAM 280

$675 Rp 12.1M

-75.36%

3-bedroom Apartment, City Center (Monthly)

$361 BAM 607

$3,442 Rp 61.5M

-89.51%

3-bedroom Apartment, Outside City Center (Monthly)

$320 BAM 538

$2,039 Rp 36.4M

-84.30%

Buy Apartment in City Center (m2)

$2,375 BAM 3,991

$2,841 Rp 50.7M

-16.40%

Buy Apartment Outside City Center (m2)

$1,822 BAM 3,061

$2,264 Rp 40.4M

-19.51%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

5.02

13.28

-62.20%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Zepce: May 31, 2026

Last update for Ubud, Bali: June 1, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $259 in Zepce and $1,006 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Dining out: $41.00 in Zepce vs $33.00 in Ubud, Bali. Groceries flip the comparison at $229 vs $302, with Zepce cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Zepce vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Zepce wins on cost – living expenses run 41% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Zepce the obvious pick if budget is a priority.

You'd need roughly $1,512 in Zepce and $2,129 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $259 in Zepce versus $1,006 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $240 in Zepce versus $304 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 32% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $1,008 in Zepce versus $1,419 in Ubud, Bali, a $1,500 budget is realistic in Zepce but tight or insufficient in Ubud, Bali. The gap between the two cities makes Zepce the clear choice for anyone on this budget.

Both work as nomad bases, but Zepce delivers better value – similar infrastructure at $1,008 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Zepce hard to pass up.

Safety-wise, Zepce and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Zepce gentler on the wallet – expenses run 41% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.