Cost of Living Comparison Between Ubud, Bali and Zaqatala Cost of Living Comparison Between Ubud, Bali and Zaqatala

Monthly Cost of Living

Monthly costs for one person with rent: $1,394 in Ubud, Bali versus $362 in Zaqatala.

Estimated couple costs with rent: $2,551 in Ubud, Bali versus $605 in Zaqatala.

Monthly costs for a family of three with rent: $3,708 in Ubud, Bali versus $847 in Zaqatala.

Living in Ubud, Bali is roughly 285% more expensive than Zaqatala, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 5% above, Zaqatala is 73% below.

Meal at Budget Restaurant

$3.40 Rp 60.2K

$5.41 ₼9.19

-37.15%

Three-Course Dinner for Two, Mid-Range

$32.38 Rp 573.6K

$20.61 ₼35.02

57.11%

Fast Food Meal (McDonalds, etc)

$5.00 Rp 88.6K

$6.87 ₼11.68

-27.22%

Cappuccino

$2.82 Rp 50.0K

$2.40 ₼4.08

17.50%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.4K

$0.62 ₼1.05

122.58%

Water (0.33 liter bottle)

$0.73 Rp 13.0K

$0.54 ₼0.92

35.19%

Local Beer (0.5 liter draught)

$2.98 Rp 52.8K

$1.71 ₼2.90

74.27%

Imported Beer (0.33 liter bottle)

$3.97 Rp 70.3K

$2.97 ₼5.05

33.67%

Milk (1 liter)

$1.79 Rp 31.8K

$1.02 ₼1.74

75.49%

White Bread (500g)

$2.46 Rp 43.7K

$0.40 ₼0.68

515.00%

Rice (white) (1kg)

$1.20 Rp 21.2K

$2.22 ₼3.78

-45.95%

Eggs

$2.39 Rp 42.3K

$1.39 ₼2.36

71.94%

Local Cheese (1kg)

$14.40 Rp 255.1K

$3.58 ₼6.08

302.23%

Chicken Fillets (1kg)

$4.28 Rp 75.9K

$2.32 ₼3.94

84.48%

Beef Round Steak (1kg)

$11.82 Rp 209.4K

$8.39 ₼14.26

40.88%

Apples (1kg)

$3.78 Rp 67.0K

$0.74 ₼1.26

410.81%

Banana (1kg)

$1.63 Rp 28.9K

$1.15 ₼1.95

41.74%

Oranges (1kg)

$2.80 Rp 49.6K

$0.61 ₼1.03

359.02%

Tomato (1kg)

$2.26 Rp 40.0K

$0.69 ₼1.17

227.54%

Potato (1kg)

$2.00 Rp 35.3K

$0.28 ₼0.47

614.29%

Onion (1kg)

$2.21 Rp 39.2K

$0.40 ₼0.69

452.50%

Lettuce (1 head)

$1.07 Rp 18.9K

$0.91 ₼1.54

17.58%

Water (1.5 liter bottle)

$0.76 Rp 13.5K

$0.58 ₼0.98

31.03%

Cigarettes 20 Pack (Marlboro, Camel)

$3.13 Rp 55.4K

$1.75 ₼2.97

78.86%

Wine (Bottle)

$23.81 Rp 421.9K

$8.98 ₼15.25

165.14%

Local Beer (0.5 liter bottle)

$2.84 Rp 50.3K

$1.15 ₼1.95

146.96%

Imported Beer (0.33 liter bottle)

$2.78 Rp 49.2K

$2.09 ₼3.55

33.01%

One-way Ticket (Public Transport)

$0.27 Rp 4,726

$0.21 ₼0.35

28.57%

Public Transport Monthly Pass (Regular Price)

$8.37 Rp 148.2K

Taxi Start (Normal Tariff)

$0.45 Rp 8,034

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,578

Taxi 1hour Waiting (Normal Tariff)

$5.98 Rp 105.9K

Gasoline (1 liter)

$0.80 Rp 14.2K

$0.61 ₼1.04

31.15%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.8K Rp 457.2M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.8K Rp 563.4M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.7 Rp 1.4M

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.14 Rp 73.3K

Internet (50+ Mbps, Unlimited Data)

$24.12 Rp 427.2K

Gym Membership (Monthly)

$97.8 Rp 1.7M

$34.02 ₼57.8

187.33%

Tennis Court (1 Hour on Weekend)

$6.64 Rp 117.7K

Cinema Ticket

$4.04 Rp 71.5K

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$297 Rp 5.3M

International Primary School, 1 Child (Yearly)

$6,590 Rp 116.7M

Jeans (Levis 501 Or Similar)

$55.1 Rp 976.8K

Summer Dress (H&M, Zara, etc)

$38.51 Rp 682.1K

Sport Shoes (Adidas, Nike)

$86.1 Rp 1.5M

Men's Leather Business Shoes

$78.0 Rp 1.4M

1-bedroom Apartment, City Center (Monthly)

$985 Rp 17.5M

$117 ₼198

744.24%

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 11.8M

$82.9 ₼141

702.10%

3-bedroom Apartment, City Center (Monthly)

$3,446 Rp 61.0M

$235 ₼399

1368.64%

3-bedroom Apartment, Outside City Center (Monthly)

$2,042 Rp 36.2M

$147 ₼251

1284.78%

Buy Apartment in City Center (m2)

$2,829 Rp 50.1M

Buy Apartment Outside City Center (m2)

$2,282 Rp 40.4M

Average Monthly Net Salary (After Tax)

$169 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 14, 2026

Last update for Zaqatala: June 14, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $985 in Ubud, Bali and $117 in Zaqatala. Housing cost is often the main lever when comparing two cities.

Dining out: $32.00 in Ubud, Bali vs $21.00 in Zaqatala for a mid-range dinner for two. Groceries echo the gap at $299 vs $133 per month, with Zaqatala cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Zaqatala: Cost of Living - Frequently Asked Questions

Zaqatala wins on cost – living expenses run 285% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Zaqatala the obvious pick if budget is a priority.

You'd need roughly $2,091 in Ubud, Bali and $544 in Zaqatala to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $985 in Ubud, Bali versus $117 in Zaqatala. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,394 per month in Ubud, Bali versus $362 in Zaqatala – a 285% gap that adds up to real savings over time for anyone picking the cheaper option.

Supermarket bills run roughly 126% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $362 in Zaqatala versus $1,394 in Ubud, Bali, a $1,000 budget is realistic in Zaqatala but tight or insufficient in Ubud, Bali. The gap between the two cities makes Zaqatala the clear choice for anyone on this budget.

Both work as nomad bases, but Zaqatala delivers better value – similar infrastructure at $362 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Zaqatala hard to pass up.

Safety-wise, Ubud, Bali and Zaqatala are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Zaqatala gentler on the wallet – expenses run 285% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.