Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Zaqatala

For one person, living is cheaper in Zaqatala: $347 a month against $1,348 in Ubud, Bali, rent and utilities included – about $12,000 less a year. Rent and utilities account for most of the difference.

66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
18

Cost of Living Index in Zaqatala
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Zaqatala Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,348

/mo nomad

Zaqatala

🇦🇿 Azerbaijan

$347

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Zaqatala

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Zaqatala actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,348 in Ubud, Bali versus $347 in Zaqatala.

Ubud, Bali $1,348
Zaqatala $347

Estimated couple costs with rent: $2,312 in Ubud, Bali versus $581 in Zaqatala.

Ubud, Bali $2,312
Zaqatala $581

Monthly costs for a family of three with rent: $3,276 in Ubud, Bali versus $815 in Zaqatala.

Ubud, Bali $3,276
Zaqatala $815

Living in Ubud, Bali is roughly 289% more expensive than in Zaqatala, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Ubud, Bali is 1% above, Zaqatala is 74% below.

Meal at Budget Restaurant

$3.33 Rp 59.6K

$4.61 ₼7.83

-27.77%

Three-Course Dinner for Two, Mid-Range

$35.42 Rp 633.7K

$20.76 ₼35.28

70.62%

Fast Food Meal (McDonalds, etc)

$5.76 Rp 103.0K

$5.26 ₼8.94

9.51%

Cappuccino

$2.63 Rp 47.0K

$2.33 ₼3.97

12.88%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.74 Rp 31.0K

$0.56 ₼0.96

210.71%

Water (0.33 liter bottle)

$0.77 Rp 13.8K

$0.52 ₼0.88

48.08%

Local Beer (0.5 liter draught)

$2.71 Rp 48.4K

$1.71 ₼2.90

58.48%

Imported Beer (0.33 liter bottle)

$4.52 Rp 80.9K

$2.97 ₼5.05

52.19%

Milk (1 liter)

$1.53 Rp 27.4K

$0.97 ₼1.66

57.73%

White Bread (500g)

$2.20 Rp 39.3K

$0.42 ₼0.72

423.81%

Rice (white) (1kg)

$1.22 Rp 21.8K

$2.28 ₼3.87

-46.49%

Eggs

$2.14 Rp 38.3K

$1.38 ₼2.35

55.07%

Local Cheese (1kg)

$17.73 Rp 317.2K

$3.62 ₼6.16

389.78%

Chicken Fillets (1kg)

$3.86 Rp 69.0K

$2.42 ₼4.11

59.50%

Beef Round Steak (1kg)

$12.03 Rp 215.2K

$8.17 ₼13.89

47.25%

Apples (1kg)

$3.61 Rp 64.6K

$0.80 ₼1.35

351.25%

Banana (1kg)

$1.51 Rp 27.1K

$1.15 ₼1.96

31.30%

Oranges (1kg)

$2.32 Rp 41.5K

$0.58 ₼0.98

300.00%

Tomato (1kg)

$2.00 Rp 35.9K

$0.72 ₼1.23

177.78%

Potato (1kg)

$1.81 Rp 32.4K

$0.30 ₼0.51

503.33%

Onion (1kg)

$2.39 Rp 42.7K

$0.37 ₼0.63

545.95%

Lettuce (1 head)

$0.99 Rp 17.8K

$0.92 ₼1.57

7.61%

Water (1.5 liter bottle)

$0.52 Rp 9,381

$0.60 ₼1.02

-13.33%

Cigarettes 20 Pack (Marlboro, Camel)

$2.18 Rp 39.1K

$1.74 ₼2.96

25.29%

Wine (Bottle)

$22.98 Rp 411.0K

$8.97 ₼15.24

156.19%

Local Beer (0.5 liter bottle)

$2.40 Rp 42.9K

$1.15 ₼1.96

108.70%

Imported Beer (0.33 liter bottle)

$3.00 Rp 53.6K

$2.03 ₼3.45

47.78%

One-way Ticket (Public Transport)

$0.24 Rp 4,258

$0.18 ₼0.30

33.33%

Public Transport Monthly Pass (Regular Price)

$6.99 Rp 125.1K

Taxi Start (Normal Tariff)

$0.44 Rp 7,882

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,589

Taxi 1hour Waiting (Normal Tariff)

$5.45 Rp 97.5K

Gasoline (1 liter)

$0.84 Rp 15.1K

$0.67 ₼1.13

25.37%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.3K Rp 435.2M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.9K Rp 570.5M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.8 Rp 1.4M

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.58 Rp 117.7K

Internet (50+ Mbps, Unlimited Data)

$18.24 Rp 326.4K

Gym Membership (Monthly)

$55.1 Rp 986.2K

$33.15 ₼56.3

66.30%

Tennis Court (1 Hour on Weekend)

$18.51 Rp 331.2K

Cinema Ticket

$4.24 Rp 75.9K

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$486 Rp 8.7M

International Primary School, 1 Child (Yearly)

$5,676 Rp 101.5M

Jeans (Levis 501 Or Similar)

$45.18 Rp 808.3K

Summer Dress (H&M, Zara, etc)

$34.57 Rp 618.5K

Sport Shoes (Adidas, Nike)

$79.2 Rp 1.4M

Men's Leather Business Shoes

$77.6 Rp 1.4M

1-bedroom Apartment, City Center (Monthly)

$1,127 Rp 20.2M

$116 ₼198

867.75%

1-bedroom Apartment, Outside City Center (Monthly)

$674 Rp 12.1M

$81.7 ₼139

725.03%

3-bedroom Apartment, City Center (Monthly)

$3,618 Rp 64.7M

$235 ₼400

1438.00%

3-bedroom Apartment, Outside City Center (Monthly)

$1,735 Rp 31.0M

$145 ₼246

1098.77%

Buy Apartment in City Center (m2)

$2,829 Rp 50.6M

Buy Apartment Outside City Center (m2)

$2,307 Rp 41.3M

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 5, 2026

Last update for Zaqatala: October 4, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$674 49.6%

Zaqatala

$82 23.5% 87.9% $592

Groceries & Markets

Ubud, Bali

$290 21.4%

Zaqatala

$133 38.3% 54.1% $157

Eating Out

Ubud, Bali

$108 8%

Zaqatala

$99 28.6% 8% $8.6

Clothing & Footwear

Ubud, Bali

$106 7.8%

Zaqatala

- * 0% 100%

Monthly Utilities & Internet

Ubud, Bali

$106 7.8%

Zaqatala

- * 0% 100%

Sport & Entertainment

Ubud, Bali

$64 4.7%

Zaqatala

$33 * 9.5% 47.9% $30

Getting Around

Ubud, Bali

$11 0.8%

Zaqatala

$0.7 * 0.2% 93.2% $9.8

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,127 in Ubud, Bali and $116 in Zaqatala. Housing cost is often the main lever when comparing two cities.

Dining out: $35.00 in Ubud, Bali vs $21.00 in Zaqatala for a mid-range dinner for two. Groceries echo the gap at $290 vs $133 per month, with Zaqatala cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇦🇿 Zaqatala

🕒 Local time

19:41 7:41 PM

15:41 3:41 PM

4 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

21,800

💱 Currency

Indonesian Rupiah IDR Rp

Azerbaijani Manat AZN ₼

📈 Exchange rate

100,000 IDR = 5.59 USD

100,000 IDR = 4.99 EUR

1 AZN = 0.588 USD

1 AZN = 0.525 EUR

Exchange rates and currency converter

AZN, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 10, 2026: 1 USD = 17,890 IDR (100,000 IDR = 5.59 USD). 1 EUR = 20,047 IDR (100,000 IDR = 4.99 EUR).

Azerbaijani Manat exchange rates as of October 10, 2026: 1 USD = 1.7 AZN (1 AZN = 0.588 USD). 1 EUR = 1.9 AZN (1 AZN = 0.525 EUR).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali Zaqatala 8,910 km ≈ 12 h nonstop flight

From you

Ubud, Bali
Zaqatala

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Zaqatala: Cost of Living - Frequently Asked Questions

Zaqatala wins on cost – living expenses run 289% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Zaqatala the obvious pick if budget is a priority.

You'd need roughly $2,022 in Ubud, Bali and $520 in Zaqatala to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,127 in Ubud, Bali versus $116 in Zaqatala. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,348 per month in Ubud, Bali versus $347 in Zaqatala – a 289% gap that adds up to real savings over time for anyone picking the cheaper option.

Supermarket bills run roughly 118% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $347 in Zaqatala versus $1,348 in Ubud, Bali, a $1,000 budget is realistic in Zaqatala but tight or insufficient in Ubud, Bali. The gap between the two cities makes Zaqatala the clear choice for anyone on this budget.

Both work as nomad bases, but Zaqatala delivers better value – similar infrastructure at $347 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Zaqatala hard to pass up.

Safety-wise, Ubud, Bali and Zaqatala are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Zaqatala gentler on the wallet – expenses run 289% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.