Cost of Living Comparison Between Ubud, Bali and Zaqatala Cost of Living Comparison Between Ubud, Bali and Zaqatala

Monthly Cost of Living

Monthly costs for one person with rent: $1,438 in Ubud, Bali versus $359 in Zaqatala.

Estimated couple costs with rent: $2,585 in Ubud, Bali versus $599 in Zaqatala.

Monthly costs for a family of three with rent: $3,732 in Ubud, Bali versus $839 in Zaqatala.

Living in Ubud, Bali is roughly 301% more expensive than Zaqatala, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 7% above, Zaqatala is 73% below.

Meal at Budget Restaurant

$3.57 Rp 61.9K

$5.30 ₼9.01

-32.64%

Three-Course Dinner for Two, Mid-Range

$32.58 Rp 564.7K

$20.91 ₼35.55

55.81%

Fast Food Meal (McDonalds, etc)

$5.07 Rp 87.8K

$7.22 ₼12.28

-29.78%

Cappuccino

$2.83 Rp 49.0K

$2.39 ₼4.06

18.41%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 23.2K

$0.60 ₼1.02

123.33%

Water (0.33 liter bottle)

$0.69 Rp 12.0K

$0.55 ₼0.93

25.45%

Local Beer (0.5 liter draught)

$2.99 Rp 51.8K

$1.78 ₼3.02

67.98%

Imported Beer (0.33 liter bottle)

$3.85 Rp 66.7K

$2.90 ₼4.92

32.76%

Milk (1 liter)

$1.74 Rp 30.2K

$0.99 ₼1.68

75.76%

White Bread (500g)

$2.54 Rp 44.0K

$0.42 ₼0.72

504.76%

Rice (white) (1kg)

$1.19 Rp 20.6K

$2.18 ₼3.71

-45.41%

Eggs

$2.43 Rp 42.0K

$1.40 ₼2.38

73.57%

Local Cheese (1kg)

$14.66 Rp 254.1K

$3.51 ₼5.97

317.66%

Chicken Fillets (1kg)

$4.18 Rp 72.4K

$2.36 ₼4.01

77.12%

Beef Round Steak (1kg)

$11.94 Rp 206.9K

$8.45 ₼14.37

41.30%

Apples (1kg)

$3.69 Rp 63.9K

$0.73 ₼1.23

405.48%

Banana (1kg)

$1.61 Rp 27.8K

$1.20 ₼2.03

34.17%

Oranges (1kg)

$2.69 Rp 46.5K

$0.61 ₼1.04

340.98%

Tomato (1kg)

$2.33 Rp 40.4K

$0.73 ₼1.23

219.18%

Potato (1kg)

$1.91 Rp 33.0K

$0.28 ₼0.47

582.14%

Onion (1kg)

$2.19 Rp 37.9K

$0.40 ₼0.68

447.50%

Lettuce (1 head)

$1.06 Rp 18.3K

$0.91 ₼1.55

16.48%

Water (1.5 liter bottle)

$0.72 Rp 12.5K

$0.60 ₼1.02

20.00%

Cigarettes 20 Pack (Marlboro, Camel)

$3.13 Rp 54.3K

$1.73 ₼2.94

80.92%

Wine (Bottle)

$23.49 Rp 407.1K

$9.06 ₼15.40

159.27%

Local Beer (0.5 liter bottle)

$2.74 Rp 47.5K

$1.17 ₼1.99

134.19%

Imported Beer (0.33 liter bottle)

$2.88 Rp 49.9K

$2.03 ₼3.45

41.87%

One-way Ticket (Public Transport)

$0.29 Rp 5,029

$0.20 ₼0.33

45.00%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 141.6K

Taxi Start (Normal Tariff)

$0.45 Rp 7,863

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,305

Taxi 1hour Waiting (Normal Tariff)

$6.16 Rp 106.7K

Gasoline (1 liter)

$0.84 Rp 14.6K

$0.56 ₼0.96

50.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.2K Rp 454.9M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 562.9M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.95 Rp 68.5K

Internet (50+ Mbps, Unlimited Data)

$24.40 Rp 423.0K

Gym Membership (Monthly)

$96.5 Rp 1.7M

$34.12 ₼58.0

182.94%

Tennis Court (1 Hour on Weekend)

$6.35 Rp 110.0K

Cinema Ticket

$4.04 Rp 70.0K

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$303 Rp 5.2M

International Primary School, 1 Child (Yearly)

$6,523 Rp 113.1M

Jeans (Levis 501 Or Similar)

$53.8 Rp 933.1K

Summer Dress (H&M, Zara, etc)

$37.98 Rp 658.3K

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.5M

Men's Leather Business Shoes

$78.9 Rp 1.4M

1-bedroom Apartment, City Center (Monthly)

$1,012 Rp 17.5M

$118 ₼201

757.67%

1-bedroom Apartment, Outside City Center (Monthly)

$674 Rp 11.7M

$83.9 ₼143

704.26%

3-bedroom Apartment, City Center (Monthly)

$3,390 Rp 58.8M

$233 ₼396

1354.22%

3-bedroom Apartment, Outside City Center (Monthly)

$2,098 Rp 36.4M

$149 ₼254

1305.86%

Buy Apartment in City Center (m2)

$2,985 Rp 51.7M

Buy Apartment Outside City Center (m2)

$2,339 Rp 40.5M

Average Monthly Net Salary (After Tax)

$173 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: April 28, 2026

Last update for Zaqatala: April 26, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,012 in Ubud, Bali and $118 in Zaqatala. Housing cost is often the main lever when comparing two cities.

Dining out: $33.00 in Ubud, Bali vs $21.00 in Zaqatala for a mid-range dinner for two. Groceries echo the gap at $298 vs $134 per month, with Zaqatala cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Zaqatala: Cost of Living - Frequently Asked Questions

Zaqatala wins on cost – living expenses run 301% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Zaqatala the obvious pick if budget is a priority.

You'd need roughly $2,158 in Ubud, Bali and $538 in Zaqatala to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,012 in Ubud, Bali versus $118 in Zaqatala. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,438 per month in Ubud, Bali versus $359 in Zaqatala – a 301% gap that adds up to real savings over time for anyone picking the cheaper option.

Supermarket bills run roughly 123% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $359 in Zaqatala versus $1,438 in Ubud, Bali, a $1,000 budget is realistic in Zaqatala but tight or insufficient in Ubud, Bali. The gap between the two cities makes Zaqatala the clear choice for anyone on this budget.

Both work as nomad bases, but Zaqatala delivers better value – similar infrastructure at $359 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Zaqatala hard to pass up.

Safety-wise, Ubud, Bali and Zaqatala are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Zaqatala gentler on the wallet – expenses run 301% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.