Last update: Oct 2026

Cost of Living Comparison Between Zaqatala and Ubud, Bali

For one person, living is cheaper in Zaqatala: $350 a month against $1,349 in Ubud, Bali, rent and utilities included – about $12,000 less a year. Rent and utilities account for most of the difference.

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Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Zaqatala

🇦🇿 Azerbaijan

$350

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Zaqatala and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Zaqatala and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $350 in Zaqatala versus $1,349 in Ubud, Bali.

Zaqatala $350
Ubud, Bali $1,349

Estimated couple costs with rent: $584 in Zaqatala versus $2,305 in Ubud, Bali.

Zaqatala $584
Ubud, Bali $2,305

Monthly costs for a family of three with rent: $819 in Zaqatala versus $3,261 in Ubud, Bali.

Zaqatala $819
Ubud, Bali $3,261

Living in Zaqatala costs roughly 74% less than in Ubud, Bali, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$4.69 ₼7.98

$3.32 Rp 60.4K

41.27%

Three-Course Dinner for Two, Mid-Range

$20.90 ₼35.52

$35.64 Rp 647.8K

-41.36%

Fast Food Meal (McDonalds, etc)

$5.34 ₼9.07

$5.53 Rp 100.6K

-3.44%

Cappuccino

$2.28 ₼3.88

$2.72 Rp 49.4K

-16.18%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.61 ₼1.04

$1.70 Rp 30.9K

-64.12%

Water (0.33 liter bottle)

$0.51 ₼0.87

$0.76 Rp 13.8K

-32.89%

Local Beer (0.5 liter draught)

$1.77 ₼3.01

$2.65 Rp 48.2K

-33.21%

Imported Beer (0.33 liter bottle)

$3.01 ₼5.11

$4.38 Rp 79.6K

-31.28%

Milk (1 liter)

$0.99 ₼1.68

$1.49 Rp 27.1K

-33.56%

White Bread (500g)

$0.42 ₼0.72

$2.28 Rp 41.4K

-81.58%

Rice (white) (1kg)

$2.27 ₼3.86

$1.19 Rp 21.6K

90.76%

Eggs

$1.39 ₼2.36

$2.04 Rp 37.0K

-31.86%

Local Cheese (1kg)

$3.62 ₼6.16

$17.70 Rp 321.7K

-79.55%

Chicken Fillets (1kg)

$2.31 ₼3.93

$3.96 Rp 72.0K

-41.67%

Beef Round Steak (1kg)

$8.13 ₼13.82

$12.19 Rp 221.6K

-33.31%

Apples (1kg)

$0.79 ₼1.35

$3.66 Rp 66.4K

-78.42%

Banana (1kg)

$1.20 ₼2.04

$1.52 Rp 27.6K

-21.05%

Oranges (1kg)

$0.61 ₼1.04

$2.23 Rp 40.5K

-72.65%

Tomato (1kg)

$0.74 ₼1.25

$1.97 Rp 35.9K

-62.44%

Potato (1kg)

$0.28 ₼0.47

$1.85 Rp 33.6K

-84.86%

Onion (1kg)

$0.40 ₼0.68

$2.42 Rp 44.1K

-83.47%

Lettuce (1 head)

$0.96 ₼1.63

$0.99 Rp 18.0K

-3.03%

Water (1.5 liter bottle)

$0.57 ₼0.97

$0.51 Rp 9,332

11.76%

Cigarettes 20 Pack (Marlboro, Camel)

$1.72 ₼2.92

$2.22 Rp 40.4K

-22.52%

Wine (Bottle)

$8.92 ₼15.15

$22.24 Rp 404.2K

-59.89%

Local Beer (0.5 liter bottle)

$1.20 ₼2.04

$2.26 Rp 41.1K

-46.90%

Imported Beer (0.33 liter bottle)

$2.09 ₼3.56

$2.97 Rp 54.0K

-29.63%

One-way Ticket (Public Transport)

$0.16 ₼0.27

$0.25 Rp 4,562

-36.00%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.2K

Taxi Start (Normal Tariff)

$0.44 Rp 7,989

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,817

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.3K

Gasoline (1 liter)

$0.66 ₼1.12

$0.82 Rp 15.0K

-19.51%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 433.3M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 577.0M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 117.2K

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.7K

Gym Membership (Monthly)

$34.17 ₼58.1

$49.48 Rp 899.4K

-30.94%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.8K

Cinema Ticket

$4.27 Rp 77.7K

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

International Primary School, 1 Child (Yearly)

$5,674 Rp 103.1M

Jeans (Levis 501 Or Similar)

$44.64 Rp 811.4K

Summer Dress (H&M, Zara, etc)

$34.95 Rp 635.3K

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.5M

Men's Leather Business Shoes

$79.4 Rp 1.4M

1-bedroom Apartment, City Center (Monthly)

$118 ₼200

$1,125 Rp 20.4M

-89.53%

1-bedroom Apartment, Outside City Center (Monthly)

$81.8 ₼139

$671 Rp 12.2M

-87.82%

3-bedroom Apartment, City Center (Monthly)

$232 ₼395

$3,565 Rp 64.8M

-93.49%

3-bedroom Apartment, Outside City Center (Monthly)

$150 ₼255

$1,723 Rp 31.3M

-91.30%

Buy Apartment in City Center (m2)

$2,732 Rp 49.6M

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.5M

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Zaqatala: October 24, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Zaqatala

–

Ubud, Bali

$672 49.8%

Groceries & Markets

Zaqatala

–

Ubud, Bali

$288 21.4%

Eating Out

Zaqatala

–

Ubud, Bali

$108 8%

Clothing & Footwear

Zaqatala

–

Ubud, Bali

$108 8%

Monthly Utilities & Internet

Zaqatala

–

Ubud, Bali

$104 7.7%

Sport & Entertainment

Zaqatala

–

Ubud, Bali

$58 4.3%

Getting Around

Zaqatala

–

Ubud, Bali

$11 0.9%

Cost Breakdown

A one-bedroom apartment in the center runs $118 in Zaqatala and $1,125 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Dining out: $21 in Zaqatala vs $36 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $133 vs $288 per month, with Zaqatala cheaper across the board.

Good to know

🇦🇿 Zaqatala

🇮🇩 Ubud, Bali

🕒 Local time

14:23 2:23 PM

18:23 6:23 PM

4 h ahead of Zaqatala

🌤 Weather

👥 Population

21,800

74,800

💱 Currency

Azerbaijani Manat AZN ₼

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 AZN = 0.588 USD

1 AZN = 0.527 EUR

100,000 IDR = 5.5 USD

100,000 IDR = 4.93 EUR

Exchange rates and currency converter

IDR, USD, EUR to AZN – Azerbaijani Manat Converter

🇺🇸 United States Dollar ($)

🇦🇿 Azerbaijani Manat (₼)

Azerbaijani Manat exchange rates as of October 29, 2026: 1 USD = 1.7 AZN (1 AZN = 0.588 USD). 1 EUR = 1.9 AZN (1 AZN = 0.527 EUR).

Indonesian Rupiah exchange rates as of October 29, 2026: 1 USD = 18,175 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,282 IDR (100,000 IDR = 4.93 EUR).

USD to AZN in detail →

On the map

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Between locations

Zaqatala Ubud, Bali 8,910 km ≈ 12 h nonstop flight

From you

Zaqatala
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Zaqatala vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Zaqatala wins on cost – living expenses run 74% lower than in Ubud, Bali. Housing and daily spending are where you’ll feel the difference most, making Zaqatala the obvious pick if budget is a priority.

You’d need roughly $525 in Zaqatala and $2,023 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $118 in Zaqatala versus $1,125 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you’ll spend $350 per month in Zaqatala versus $1,349 in Ubud, Bali – Zaqatala is about 74% cheaper, which adds up to real savings over time.

Supermarket bills run roughly 117% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $350 in Zaqatala versus $1,349 in Ubud, Bali, a $800 budget is realistic in Zaqatala but tight or insufficient in Ubud, Bali. The gap between the two cities makes Zaqatala the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Zaqatala and Ubud, Bali are both considered safe, so it’s unlikely to be the deciding factor between them.