Last update: Nov 2026

Cost of Living Comparison Between Ubud, Bali and Zajecar

For one person, living is cheaper in Zajecar: $1,221 a month against $1,331 in Ubud, Bali, rent and utilities included – about $1,300 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
58

Cost of Living Index in Zajecar
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Zajecar Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Zajecar

🇷🇸 Serbia

$1,221

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Zajecar

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Zajecar actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,331 in Ubud, Bali versus $1,221 in Zajecar.

Ubud, Bali $1,331
Zajecar $1,221

Estimated couple costs with rent: $2,255 in Ubud, Bali versus $1,807 in Zajecar.

Ubud, Bali $2,255
Zajecar $1,807

Monthly costs for a family of three with rent: $3,180 in Ubud, Bali versus $2,392 in Zajecar.

Ubud, Bali $3,180
Zajecar $2,392

Living in Ubud, Bali is roughly 9% more expensive than in Zajecar, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Ubud, Bali 2% lower, Zajecar 10% lower.

Meal at Budget Restaurant

$3.38 Rp 61.2K

$10.05 RSD 1,050

-66.37%

Three-Course Dinner for Two, Mid-Range

$34.65 Rp 628.6K

$49.59 RSD 5,176

-30.13%

Fast Food Meal (McDonalds, etc)

$5.57 Rp 101.1K

$12.21 RSD 1,274

-54.38%

Cappuccino

$2.62 Rp 47.5K

$2.63 RSD 275

-0.38%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 Rp 27.9K

$2.49 RSD 260

-38.15%

Water (0.33 liter bottle)

$0.64 Rp 11.6K

$1.89 RSD 198

-66.14%

Local Beer (0.5 liter draught)

$2.67 Rp 48.4K

$3.06 RSD 319

-12.75%

Imported Beer (0.33 liter bottle)

$4.26 Rp 77.3K

$3.71 RSD 387

14.82%

Milk (1 liter)

$1.46 Rp 26.5K

$1.38 RSD 144

5.80%

White Bread (500g)

$2.29 Rp 41.6K

$1.01 RSD 105

126.73%

Rice (white) (1kg)

$1.11 Rp 20.1K

$2.55 RSD 266

-56.47%

Eggs

$2.10 Rp 38.1K

$2.53 RSD 264

-17.00%

Local Cheese (1kg)

$15.94 Rp 289.2K

$13.19 RSD 1,377

20.85%

Chicken Fillets (1kg)

$3.88 Rp 70.4K

$7.37 RSD 769

-47.35%

Beef Round Steak (1kg)

$11.40 Rp 206.8K

$13.90 RSD 1,451

-17.99%

Apples (1kg)

$3.55 Rp 64.4K

$1.75 RSD 182

102.86%

Banana (1kg)

$1.54 Rp 27.9K

$1.97 RSD 206

-21.83%

Oranges (1kg)

$2.23 Rp 40.5K

$1.67 RSD 175

33.53%

Tomato (1kg)

$1.97 Rp 35.8K

$2.43 RSD 254

-18.93%

Potato (1kg)

$1.86 Rp 33.7K

$1.05 RSD 109

77.14%

Onion (1kg)

$2.42 Rp 43.9K

$0.68 RSD 70.9

255.88%

Lettuce (1 head)

$1.02 Rp 18.6K

$0.93 RSD 97.4

9.68%

Water (1.5 liter bottle)

$0.52 Rp 9,475

$0.65 RSD 67.9

-20.00%

Cigarettes 20 Pack (Marlboro, Camel)

$2.20 Rp 39.9K

$4.66 RSD 487

-52.79%

Wine (Bottle)

$21.79 Rp 395.2K

$7.44 RSD 776

192.88%

Local Beer (0.5 liter bottle)

$2.33 Rp 42.2K

$0.88 RSD 92.0

164.77%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$2.30 RSD 241

29.13%

One-way Ticket (Public Transport)

$0.25 Rp 4,542

$0.95 RSD 99.5

-73.68%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 148.3K

Taxi Start (Normal Tariff)

$0.44 Rp 7,941

$2.73 RSD 285

-83.88%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,489

$0.79 RSD 82.8

-40.51%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 101.6K

$11.39 RSD 1,189

-50.83%

Gasoline (1 liter)

$0.83 Rp 15.0K

$1.64 RSD 171

-49.39%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.4K Rp 443.5M

$30.6K RSD 3.2M

-20.03%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.0M

$24.4K RSD 2.5M

29.98%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$77.5 Rp 1.4M

$223 RSD 23.3K

-65.24%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.14 Rp 111.5K

$21.26 RSD 2,220

-71.12%

Internet (50+ Mbps, Unlimited Data)

$18.92 Rp 343.1K

$33.07 RSD 3,452

-42.79%

Gym Membership (Monthly)

$51.0 Rp 925.0K

$30.48 RSD 3,182

67.29%

Tennis Court (1 Hour on Weekend)

$18.25 Rp 331.0K

Cinema Ticket

$4.38 Rp 79.5K

$7.29 RSD 761

-39.92%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$492 Rp 8.9M

$374 RSD 39.1K

31.49%

International Primary School, 1 Child (Yearly)

$12.2K Rp 221.7M

$8,226 RSD 858.7K

48.58%

Jeans (Levis 501 Or Similar)

$45.16 Rp 819.2K

$116 RSD 12.1K

-61.05%

Summer Dress (H&M, Zara, etc)

$34.89 Rp 632.9K

$43.28 RSD 4,518

-19.39%

Sport Shoes (Adidas, Nike)

$78.3 Rp 1.4M

$136 RSD 14.2K

-42.42%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$127 RSD 13.3K

-38.69%

1-bedroom Apartment, City Center (Monthly)

$1,078 Rp 19.5M

$346 RSD 36.1K

211.40%

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 12.1M

$268 RSD 28.0K

147.99%

3-bedroom Apartment, City Center (Monthly)

$3,510 Rp 63.7M

$407 RSD 42.5K

762.81%

3-bedroom Apartment, Outside City Center (Monthly)

$1,671 Rp 30.3M

$373 RSD 38.9K

348.26%

Buy Apartment in City Center (m2)

$2,340 Rp 42.4M

$2,211 RSD 230.8K

5.85%

Buy Apartment Outside City Center (m2)

$2,236 Rp 40.6M

$1,405 RSD 146.7K

59.14%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$881 RSD 91.9K

-81.12%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

5.02

174.50%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: November 1, 2026

Last update for Zajecar: November 2, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$665 50%

Zajecar

$268 22% 59.7% $397

Groceries & Markets

Ubud, Bali

$279 21%

Zajecar

$242 19.8% 13.5% $38

Clothing & Footwear

Ubud, Bali

$106 8%

Zajecar

$190 15.6% 78.7% $84

Eating Out

Ubud, Bali

$106 8%

Zajecar

$189 15.5% 78.6% $83

Monthly Utilities & Internet

Ubud, Bali

$103 7.7%

Zajecar

$277 22.7% 170% $175

Sport & Entertainment

Ubud, Bali

$60 4.5%

Zajecar

$45 3.7% 24.6% $15

Getting Around

Ubud, Bali

$12 0.9%

Zajecar

$11 * 0.9% 12.1% $1.4

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,078 in Ubud, Bali and $346 in Zajecar. Housing cost is often the main lever when comparing two cities.

Zajecar pays about 5.3 times more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $35 in Ubud, Bali vs $50 in Zajecar. Groceries flip the comparison at $279 vs $242, with Zajecar cheaper for home cooking.

Good to know

🇮🇩 Ubud, Bali

🇷🇸 Zajecar

🕒 Local time

11:43 11:43 AM

04:43 4:43 AM

7 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

32,448

💱 Currency

Indonesian Rupiah IDR Rp

Serbian Dinar RSD din

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.9 EUR

1,000 RSD = 9.58 USD

1,000 RSD = 8.51 EUR

Exchange rates and currency converter

RSD, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 5, 2026: 1 USD = 18,140 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,421 IDR (100,000 IDR = 4.9 EUR).

Serbian Dinar exchange rates as of November 5, 2026: 1 USD = 104 RSD (1,000 RSD = 9.58 USD). 1 EUR = 118 RSD (1,000 RSD = 8.51 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Zajecar 10,900 km ≈ 14 h nonstop flight

From you

Ubud, Bali
Zajecar

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Zajecar: Cost of Living - Frequently Asked Questions

Zajecar wins on cost – living expenses run 8% lower than in Ubud, Bali. Housing and daily spending are where you’ll feel the difference most, making Zajecar the obvious pick if budget is a priority.

On paper, salaries run 81% lower in Ubud, Bali. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,078 in Ubud, Bali versus $346 in Zajecar. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 16% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

All in, you’ll spend $1,331 per month in Ubud, Bali versus $1,221 in Zajecar – Zajecar is about 8% cheaper, which adds up to real savings over time.

Either city works on $1,500 a month, though Zajecar gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Zajecar are both considered safe, so it’s unlikely to be the deciding factor between them.