Cost of Living Comparison Between Ubud, Bali and Zajecar Cost of Living Comparison Between Ubud, Bali and Zajecar

Monthly Cost of Living

Monthly costs for one person with rent: $1,438 in Ubud, Bali versus $1,077 in Zajecar.

Estimated couple costs with rent: $2,585 in Ubud, Bali versus $1,550 in Zajecar.

Monthly costs for a family of three with rent: $3,732 in Ubud, Bali versus $2,022 in Zajecar.

Living in Ubud, Bali is roughly 34% more expensive than Zajecar, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 7% above, Zajecar is 20% below.

Currency
🍽 Eating Out
Ubud, Bali
Zajecar
Difference
Meal at Budget Restaurant
$3.57 Rp 61.9K
$6.85 RSD 687
-47.88%
Three-Course Dinner for Two, Mid-Range
$32.58 Rp 564.7K
$28.50 RSD 2,860
14.32%
Fast Food Meal (McDonalds, etc)
$5.07 Rp 87.8K
$10.65 RSD 1,068
-52.39%
Cappuccino
$2.83 Rp 49.0K
$1.25 RSD 126
126.40%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.34 Rp 23.2K
$1.55 RSD 155
-13.55%
Water (0.33 liter bottle)
$0.69 Rp 12.0K
$1.22 RSD 122
-43.44%
Local Beer (0.5 liter draught)
$2.99 Rp 51.8K
$2.01 RSD 202
48.76%
Imported Beer (0.33 liter bottle)
$3.85 Rp 66.7K
$2.52 RSD 253
52.78%
🛒 Groceries & Markets
Ubud, Bali
Zajecar
Difference
Milk (1 liter)
$1.74 Rp 30.2K
$1.56 RSD 157
11.54%
White Bread (500g)
$2.54 Rp 44.0K
$1.03 RSD 104
146.60%
Rice (white) (1kg)
$1.19 Rp 20.6K
$2.70 RSD 271
-55.93%
Eggs
$2.43 Rp 42.0K
$2.66 RSD 267
-8.65%
Local Cheese (1kg)
$14.66 Rp 254.1K
$6.76 RSD 678
116.86%
Chicken Fillets (1kg)
$4.18 Rp 72.4K
$7.15 RSD 718
-41.54%
Beef Round Steak (1kg)
$11.94 Rp 206.9K
$10.65 RSD 1,069
12.11%
Apples (1kg)
$3.69 Rp 63.9K
$0.96 RSD 96.0
284.38%
Banana (1kg)
$1.61 Rp 27.8K
$1.75 RSD 176
-8.00%
Oranges (1kg)
$2.69 Rp 46.5K
$1.64 RSD 164
64.02%
Tomato (1kg)
$2.33 Rp 40.4K
$2.31 RSD 231
0.87%
Potato (1kg)
$1.91 Rp 33.0K
$0.94 RSD 94.0
103.19%
Onion (1kg)
$2.19 Rp 37.9K
$0.88 RSD 88.7
148.86%
Lettuce (1 head)
$1.06 Rp 18.3K
$0.80 RSD 80.5
32.50%
Water (1.5 liter bottle)
$0.72 Rp 12.5K
$0.61 RSD 61.3
18.03%
Cigarettes 20 Pack (Marlboro, Camel)
$3.13 Rp 54.3K
$3.22 RSD 323
-2.80%
Wine (Bottle)
$23.49 Rp 407.1K
$7.77 RSD 779
202.32%
Local Beer (0.5 liter bottle)
$2.74 Rp 47.5K
$0.76 RSD 76.5
260.53%
Imported Beer (0.33 liter bottle)
$2.88 Rp 49.9K
$1.01 RSD 102
185.15%
🚌 Getting Around
Ubud, Bali
Zajecar
Difference
One-way Ticket (Public Transport)
$0.29 Rp 5,029
$0.91 RSD 91.2
-68.13%
Public Transport Monthly Pass (Regular Price)
$8.17 Rp 141.6K
$28.29 RSD 2,838
-71.12%
Taxi Start (Normal Tariff)
$0.45 Rp 7,863
$1.52 RSD 153
-70.39%
Taxi (Normal Tariff) (1km)
$0.42 Rp 7,305
$0.65 RSD 65.1
-35.38%
Taxi 1hour Waiting (Normal Tariff)
$6.16 Rp 106.7K
$9.55 RSD 958
-35.50%
Gasoline (1 liter)
$0.84 Rp 14.6K
$1.79 RSD 180
-53.07%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.2K Rp 454.9M
$30.2K RSD 3.0M
-12.99%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.5K Rp 562.9M
$26.9K RSD 2.7M
20.88%
🧾 Monthly Utilities & Internet
Ubud, Bali
Zajecar
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$78.4 Rp 1.4M
$201 RSD 20.1K
-60.93%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$3.95 Rp 68.5K
$14.97 RSD 1,502
-73.61%
Internet (50+ Mbps, Unlimited Data)
$24.40 Rp 423.0K
$16.75 RSD 1,680
45.67%
🎉 Sport & Entertainment
Ubud, Bali
Zajecar
Difference
Gym Membership (Monthly)
$96.5 Rp 1.7M
$30.20 RSD 3,030
219.67%
Tennis Court (1 Hour on Weekend)
$6.35 Rp 110.0K
$16.28 RSD 1,633
-61.00%
Cinema Ticket
$4.04 Rp 70.0K
$4.80 RSD 482
-15.83%
🧸 Childcare & Education
Ubud, Bali
Zajecar
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$303 Rp 5.2M
$80.4 RSD 8,067
276.41%
International Primary School, 1 Child (Yearly)
$6,523 Rp 113.1M
$7,378 RSD 740.3K
-11.60%
👕👟 Clothing & Footwear
Ubud, Bali
Zajecar
Difference
Jeans (Levis 501 Or Similar)
$53.8 Rp 933.1K
$109 RSD 10.9K
-50.52%
Summer Dress (H&M, Zara, etc)
$37.98 Rp 658.3K
$32.48 RSD 3,259
16.93%
Sport Shoes (Adidas, Nike)
$86.8 Rp 1.5M
$78.7 RSD 7,893
10.28%
Men's Leather Business Shoes
$78.9 Rp 1.4M
$89.9 RSD 9,017
-12.26%
🏠 Accommodation & Living
Ubud, Bali
Zajecar
Difference
1-bedroom Apartment, City Center (Monthly)
$1,012 Rp 17.5M
$377 RSD 37.8K
168.42%
1-bedroom Apartment, Outside City Center (Monthly)
$674 Rp 11.7M
$295 RSD 29.6K
128.71%
3-bedroom Apartment, City Center (Monthly)
$3,390 Rp 58.8M
$554 RSD 55.6K
512.09%
3-bedroom Apartment, Outside City Center (Monthly)
$2,098 Rp 36.4M
$422 RSD 42.3K
397.09%
Buy Apartment in City Center (m2)
$2,985 Rp 51.7M
$2,132 RSD 213.9K
39.98%
Buy Apartment Outside City Center (m2)
$2,339 Rp 40.5M
$1,469 RSD 147.4K
59.19%
💵 Salaries & Financials
Ubud, Bali
Zajecar
Difference
Average Monthly Net Salary (After Tax)
$173 Rp 3.0M
$945 RSD 94.8K
-81.69%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
7.31
81.67%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: April 28, 2026

Last update for Zajecar: April 26, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,012 in Ubud, Bali and $377 in Zajecar. Housing cost is often the main lever when comparing two cities.

Zajecar pays 446% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $33.00 in Ubud, Bali vs $29.00 in Zajecar for a mid-range dinner for two. Groceries echo the gap at $298 vs $205 per month, with Zajecar cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Zajecar: Cost of Living - Frequently Asked Questions
Which city is more expensive, Ubud, Bali or Zajecar?
Zajecar wins on cost – living expenses run 34% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Zajecar the obvious pick if budget is a priority.
Are salaries higher in Ubud, Bali or Zajecar?
On paper, Zajecar earns 446% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How much does a 1-bedroom apartment cost in Ubud, Bali vs Zajecar?
Rent for a central apartment: $1,012 in Ubud, Bali versus $377 in Zajecar. Housing is usually the single largest factor when comparing overall living costs between the two.
How do childcare costs compare in Ubud, Bali and Zajecar?
Childcare runs $303 in Ubud, Bali versus $80.4 in Zajecar. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Are groceries more expensive in Ubud, Bali or Zajecar?
Supermarket bills run roughly 45% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.
Can you live on $1,500/month in Ubud, Bali or Zajecar?
At $1,077 in Zajecar versus $1,438 in Ubud, Bali, a $1,500 budget is realistic in Zajecar but tight or insufficient in Ubud, Bali. The gap between the two cities makes Zajecar the clear choice for anyone on this budget.
Which city is better for digital nomads, Ubud, Bali or Zajecar?
Both work as nomad bases, but Zajecar delivers better value – similar infrastructure at $1,077 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Zajecar hard to pass up.
How safe is Ubud, Bali compared to Zajecar?
Safety-wise, Ubud, Bali and Zajecar are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Zajecar gentler on the wallet – expenses run 34% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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