😐Monthly costs for one person with rent: $1,392 in Ubud, Bali versus $1,068 in Zajecar.
😐Estimated couple costs with rent: $2,557 in Ubud, Bali versus $1,557 in Zajecar.
😐Monthly costs for a family of three with rent: $3,723 in Ubud, Bali versus $2,045 in Zajecar.
🌍Living in Ubud, Bali is roughly 30% more expensive than in Zajecar, driven mainly by Groceries & Markets.
📊The two cities straddle the global median: Ubud, Bali is 5% above, Zajecar is 20% below.
Currency
🍽 Eating Out
Ubud, Bali
Zajecar
Difference
Meal at Budget Restaurant
$3.57Rp 64.2K
$7.10RSD 720
-49.72%
Three-Course Dinner for Two, Mid-Range
$32.32Rp 581.3K
$28.22RSD 2,863
14.53%
Fast Food Meal(McDonalds, etc)
$5.01Rp 90.0K
$10.77RSD 1,093
-53.48%
Cappuccino
$2.82Rp 50.8K
$1.29RSD 131
118.60%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.35Rp 24.3K
$1.60RSD 163
-15.63%
Water(0.33 liter bottle)
$0.73Rp 13.1K
$1.20RSD 121
-39.17%
Local Beer(0.5 liter draught)
$2.93Rp 52.8K
$2.01RSD 204
45.77%
Imported Beer(0.33 liter bottle)
$3.94Rp 70.8K
$2.50RSD 254
57.60%
🛒 Groceries & Markets
Ubud, Bali
Zajecar
Difference
Milk(1 liter)
$1.78Rp 32.0K
$1.55RSD 157
14.84%
White Bread(500g)
$2.45Rp 44.1K
$0.95RSD 96.0
157.89%
Rice(white)(1kg)
$1.15Rp 20.7K
$2.74RSD 278
-58.03%
Eggs
$2.41Rp 43.4K
$2.64RSD 268
-8.71%
Local Cheese(1kg)
$14.33Rp 257.7K
$6.92RSD 702
107.08%
Chicken Fillets(1kg)
$4.19Rp 75.3K
$7.16RSD 727
-41.48%
Beef Round Steak(1kg)
$12.06Rp 216.9K
$10.60RSD 1,076
13.77%
Apples(1kg)
$3.64Rp 65.4K
$1.03RSD 105
253.40%
Banana(1kg)
$1.57Rp 28.2K
$1.80RSD 183
-12.78%
Oranges(1kg)
$2.79Rp 50.1K
$1.57RSD 159
77.71%
Tomato(1kg)
$2.24Rp 40.3K
$2.31RSD 235
-3.03%
Potato(1kg)
$1.98Rp 35.6K
$0.95RSD 96.5
108.42%
Onion(1kg)
$2.28Rp 41.0K
$0.94RSD 95.2
142.55%
Lettuce(1 head)
$1.05Rp 19.0K
$0.80RSD 80.7
31.25%
Water(1.5 liter bottle)
$0.79Rp 14.2K
$0.66RSD 67.4
19.70%
Cigarettes 20 Pack(Marlboro, Camel)
$3.19Rp 57.4K
$3.28RSD 333
-2.74%
Wine(Bottle)
$23.49Rp 422.5K
$7.82RSD 793
200.38%
Local Beer(0.5 liter bottle)
$2.90Rp 52.1K
$0.77RSD 78.4
276.62%
Imported Beer(0.33 liter bottle)
$2.76Rp 49.6K
$1.01RSD 102
173.27%
🚌 Getting Around
Ubud, Bali
Zajecar
Difference
One-way Ticket(Public Transport)
$0.27Rp 4,795
$0.98RSD 99.2
-72.45%
Public Transport Monthly Pass(Regular Price)
$8.37Rp 150.5K
$28.16RSD 2,857
-70.28%
Taxi Start(Normal Tariff)
$0.45Rp 8,136
$1.51RSD 154
-70.20%
Taxi(Normal Tariff)(1km)
$0.46Rp 8,267
$0.64RSD 64.9
-28.13%
Taxi 1hour Waiting(Normal Tariff)
$6.07Rp 109.2K
$9.76RSD 990
-37.81%
Gasoline(1 liter)
$0.86Rp 15.6K
$1.76RSD 178
-51.14%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.6KRp 478.2M
$29.9KRSD 3.0M
-11.17%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.5KRp 585.4M
$26.8KRSD 2.7M
21.65%
🧾 Monthly Utilities & Internet
Ubud, Bali
Zajecar
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$79.0Rp 1.4M
$204RSD 20.7K
-61.29%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$4.09Rp 73.6K
$14.77RSD 1,498
-72.31%
Internet(50+ Mbps, Unlimited Data)
$23.85Rp 428.9K
$16.84RSD 1,709
41.63%
🎉 Sport & Entertainment
Ubud, Bali
Zajecar
Difference
Gym Membership(Monthly)
$98.8Rp 1.8M
$30.05RSD 3,048
228.72%
Tennis Court(1 Hour on Weekend)
$6.35Rp 114.3K
$16.75RSD 1,699
-62.09%
Cinema Ticket
$4.01Rp 72.1K
$5.06RSD 514
-20.75%
🧸 Childcare & Education
Ubud, Bali
Zajecar
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$297Rp 5.3M
$77.7RSD 7,881
282.65%
International Primary School, 1 Child(Yearly)
$6,602Rp 118.7M
$7,364RSD 747.1K
-10.35%
👕👟 Clothing & Footwear
Ubud, Bali
Zajecar
Difference
Jeans(Levis 501 Or Similar)
$53.4Rp 960.9K
$110RSD 11.2K
-51.46%
Summer Dress(H&M, Zara, etc)
$38.11Rp 685.5K
$31.73RSD 3,219
20.11%
Sport Shoes(Adidas, Nike)
$88.7Rp 1.6M
$78.3RSD 7,939
13.29%
Men's Leather Business Shoes
$76.6Rp 1.4M
$88.5RSD 8,975
-13.39%
🏠 Accommodation & Living
Ubud, Bali
Zajecar
Difference
1-bedroom Apartment, City Center(Monthly)
$1,020Rp 18.3M
$379RSD 38.4K
169.36%
1-bedroom Apartment, Outside City Center(Monthly)
$680Rp 12.2M
$301RSD 30.6K
125.72%
3-bedroom Apartment, City Center(Monthly)
$3,469Rp 62.4M
$555RSD 56.3K
524.75%
3-bedroom Apartment, Outside City Center(Monthly)
$2,090Rp 37.6M
$414RSD 42.0K
404.69%
Buy Apartment in City Center(m2)
$2,729Rp 49.1M
$2,338RSD 237.2K
16.69%
Buy Apartment Outside City Center(m2)
$2,295Rp 41.3M
$1,821RSD 184.8K
26.05%
💵 Salaries & Financials
Ubud, Bali
Zajecar
Difference
Average Monthly Net Salary(After Tax)
$164Rp 2.9M
$905RSD 91.8K
-81.91%
20-Year Fixed Mortgage Interest Rate(Annual %)
13.28
7.31
81.67%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Ubud, Bali: July 28, 2026
Last update for Zajecar: July 25, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $1,020 in Ubud, Bali and $379 in Zajecar. Housing cost is often the main lever when comparing two cities.
💰Zajecar pays 453% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.
🛒Dining out: $32.00 in Ubud, Bali vs $28.00 in Zajecar for a mid-range dinner for two. Groceries echo the gap at $298 vs $206 per month, with Zajecar cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Zajecar: Cost of Living - Frequently Asked Questions
Which city is more expensive, Ubud, Bali or Zajecar?
Zajecar wins on cost – living expenses run 30% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Zajecar the obvious pick if budget is a priority.
Are salaries higher in Ubud, Bali or in Zajecar?
On paper, salaries run 453% lower in Zajecar. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How much does a 1-bedroom apartment cost in Ubud, Bali compared to Zajecar?
Rent for a central apartment: $1,020 in Ubud, Bali versus $379 in Zajecar. Housing is usually the single largest factor when comparing overall living costs between the two.
How do childcare costs compare in Ubud, Bali and in Zajecar?
Childcare runs $297 in Ubud, Bali versus $77.7 in Zajecar. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Are groceries more expensive in Ubud, Bali or in Zajecar?
Supermarket bills run roughly 44% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.
Can you live on $1,500/month in Ubud, Bali or in Zajecar?
At $1,068 in Zajecar versus $1,392 in Ubud, Bali, a $1,500 budget is realistic in Zajecar but tight or insufficient in Ubud, Bali. The gap between the two cities makes Zajecar the clear choice for anyone on this budget.
Which city is better for digital nomads, Ubud, Bali or Zajecar?
Both work as nomad bases, but Zajecar delivers better value – similar infrastructure at $1,068 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Zajecar hard to pass up.
How safe is Ubud, Bali compared to Zajecar?
Safety-wise, Ubud, Bali and Zajecar are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Zajecar gentler on the wallet – expenses run 30% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.
Ubud, Bali vs other spots: cost of living compared