😐Monthly costs for one person with rent: $1,394 in Ubud, Bali versus $1,089 in Zajecar.
😐Estimated couple costs with rent: $2,551 in Ubud, Bali versus $1,553 in Zajecar.
😐Monthly costs for a family of three with rent: $3,708 in Ubud, Bali versus $2,017 in Zajecar.
🌍Living in Ubud, Bali is roughly 28% more expensive than in Zajecar, driven mainly by Groceries & Markets.
📊The two cities straddle the global median: Ubud, Bali is 5% above, Zajecar is 18% below.
Currency
🍽 Eating Out
Ubud, Bali
Zajecar
Difference
Meal at Budget Restaurant
$3.40Rp 60.6K
$6.88RSD 698
-50.58%
Three-Course Dinner for Two, Mid-Range
$32.38Rp 577.1K
$27.67RSD 2,809
17.02%
Fast Food Meal(McDonalds, etc)
$5.00Rp 89.1K
$10.81RSD 1,098
-53.75%
Cappuccino
$2.82Rp 50.3K
$1.31RSD 133
115.27%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.38Rp 24.5K
$1.55RSD 158
-10.97%
Water(0.33 liter bottle)
$0.73Rp 13.0K
$1.16RSD 118
-37.07%
Local Beer(0.5 liter draught)
$2.98Rp 53.2K
$2.00RSD 204
49.00%
Imported Beer(0.33 liter bottle)
$3.97Rp 70.8K
$2.46RSD 249
61.38%
🛒 Groceries & Markets
Ubud, Bali
Zajecar
Difference
Milk(1 liter)
$1.79Rp 32.0K
$1.56RSD 158
14.74%
White Bread(500g)
$2.46Rp 43.9K
$1.00RSD 102
146.00%
Rice(white)(1kg)
$1.20Rp 21.4K
$2.80RSD 285
-57.14%
Eggs
$2.39Rp 42.6K
$2.69RSD 273
-11.15%
Local Cheese(1kg)
$14.40Rp 256.6K
$6.77RSD 688
112.70%
Chicken Fillets(1kg)
$4.28Rp 76.4K
$7.07RSD 718
-39.46%
Beef Round Steak(1kg)
$11.82Rp 210.6K
$10.41RSD 1,057
13.54%
Apples(1kg)
$3.78Rp 67.4K
$1.01RSD 103
274.26%
Banana(1kg)
$1.63Rp 29.1K
$1.74RSD 177
-6.32%
Oranges(1kg)
$2.80Rp 49.9K
$1.57RSD 160
78.34%
Tomato(1kg)
$2.26Rp 40.3K
$2.21RSD 225
2.26%
Potato(1kg)
$2.00Rp 35.6K
$0.96RSD 97.0
108.33%
Onion(1kg)
$2.21Rp 39.4K
$0.88RSD 89.2
151.14%
Lettuce(1 head)
$1.07Rp 19.1K
$0.80RSD 80.8
33.75%
Water(1.5 liter bottle)
$0.76Rp 13.6K
$0.65RSD 66.3
16.92%
Cigarettes 20 Pack(Marlboro, Camel)
$3.13Rp 55.7K
$3.30RSD 335
-5.15%
Wine(Bottle)
$23.81Rp 424.4K
$8.06RSD 818
195.41%
Local Beer(0.5 liter bottle)
$2.84Rp 50.6K
$0.81RSD 81.9
250.62%
Imported Beer(0.33 liter bottle)
$2.78Rp 49.5K
$0.98RSD 99.1
183.67%
🚌 Getting Around
Ubud, Bali
Zajecar
Difference
One-way Ticket(Public Transport)
$0.27Rp 4,755
$0.91RSD 92.3
-70.33%
Public Transport Monthly Pass(Regular Price)
$8.37Rp 149.1K
$27.68RSD 2,811
-69.76%
Taxi Start(Normal Tariff)
$0.45Rp 8,082
$1.50RSD 152
-70.00%
Taxi(Normal Tariff)(1km)
$0.43Rp 7,624
$0.68RSD 69.0
-36.76%
Taxi 1hour Waiting(Normal Tariff)
$5.98Rp 106.5K
$9.32RSD 946
-35.84%
Gasoline(1 liter)
$0.80Rp 14.3K
$1.82RSD 185
-56.04%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$25.8KRp 459.9M
$29.9KRSD 3.0M
-13.69%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.8KRp 566.8M
$26.7KRSD 2.7M
19.29%
🧾 Monthly Utilities & Internet
Ubud, Bali
Zajecar
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$80.7Rp 1.4M
$200RSD 20.3K
-59.58%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$4.14Rp 73.7K
$15.02RSD 1,525
-72.44%
Internet(50+ Mbps, Unlimited Data)
$24.12Rp 429.8K
$16.64RSD 1,690
44.95%
🎉 Sport & Entertainment
Ubud, Bali
Zajecar
Difference
Gym Membership(Monthly)
$97.8Rp 1.7M
$30.86RSD 3,134
216.75%
Tennis Court(1 Hour on Weekend)
$6.64Rp 118.4K
$16.28RSD 1,654
-59.21%
Cinema Ticket
$4.04Rp 71.9K
$5.06RSD 514
-20.16%
🧸 Childcare & Education
Ubud, Bali
Zajecar
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$297Rp 5.3M
$80.3RSD 8,150
270.13%
International Primary School, 1 Child(Yearly)
$6,590Rp 117.4M
$7,395RSD 750.9K
-10.88%
👕👟 Clothing & Footwear
Ubud, Bali
Zajecar
Difference
Jeans(Levis 501 Or Similar)
$55.1Rp 982.6K
$109RSD 11.1K
-49.39%
Summer Dress(H&M, Zara, etc)
$38.51Rp 686.2K
$31.76RSD 3,225
21.25%
Sport Shoes(Adidas, Nike)
$86.1Rp 1.5M
$78.6RSD 7,977
9.65%
Men's Leather Business Shoes
$78.0Rp 1.4M
$87.7RSD 8,908
-11.14%
🏠 Accommodation & Living
Ubud, Bali
Zajecar
Difference
1-bedroom Apartment, City Center(Monthly)
$985Rp 17.6M
$379RSD 38.5K
159.87%
1-bedroom Apartment, Outside City Center(Monthly)
$665Rp 11.8M
$300RSD 30.4K
121.74%
3-bedroom Apartment, City Center(Monthly)
$3,446Rp 61.4M
$558RSD 56.7K
517.23%
3-bedroom Apartment, Outside City Center(Monthly)
$2,042Rp 36.4M
$407RSD 41.3K
401.66%
Buy Apartment in City Center(m2)
$2,829Rp 50.4M
$2,318RSD 235.4K
22.06%
Buy Apartment Outside City Center(m2)
$2,282Rp 40.7M
$1,386RSD 140.7K
64.68%
💵 Salaries & Financials
Ubud, Bali
Zajecar
Difference
Average Monthly Net Salary(After Tax)
$169Rp 3.0M
$922RSD 93.6K
-81.65%
20-Year Fixed Mortgage Interest Rate(Annual %)
13.28
7.31
81.67%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Ubud, Bali: June 14, 2026
Last update for Zajecar: June 16, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $985 in Ubud, Bali and $379 in Zajecar. Housing cost is often the main lever when comparing two cities.
💰Zajecar pays 445% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.
🛒Dining out: $32.00 in Ubud, Bali vs $28.00 in Zajecar for a mid-range dinner for two. Groceries echo the gap at $299 vs $205 per month, with Zajecar cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Zajecar: Cost of Living - Frequently Asked Questions
Which city is more expensive, Ubud, Bali or Zajecar?
Zajecar wins on cost – living expenses run 28% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Zajecar the obvious pick if budget is a priority.
Are salaries higher in Ubud, Bali or in Zajecar?
On paper, salaries run 445% lower in Zajecar. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How much does a 1-bedroom apartment cost in Ubud, Bali compared to Zajecar?
Rent for a central apartment: $985 in Ubud, Bali versus $379 in Zajecar. Housing is usually the single largest factor when comparing overall living costs between the two.
How do childcare costs compare in Ubud, Bali and in Zajecar?
Childcare runs $297 in Ubud, Bali versus $80.3 in Zajecar. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Are groceries more expensive in Ubud, Bali or in Zajecar?
Supermarket bills run roughly 46% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.
Can you live on $1,500/month in Ubud, Bali or in Zajecar?
At $1,089 in Zajecar versus $1,394 in Ubud, Bali, a $1,500 budget is realistic in Zajecar but tight or insufficient in Ubud, Bali. The gap between the two cities makes Zajecar the clear choice for anyone on this budget.
Which city is better for digital nomads, Ubud, Bali or Zajecar?
Both work as nomad bases, but Zajecar delivers better value – similar infrastructure at $1,089 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Zajecar hard to pass up.
How safe is Ubud, Bali compared to Zajecar?
Safety-wise, Ubud, Bali and Zajecar are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Zajecar gentler on the wallet – expenses run 28% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.
Ubud, Bali vs other spots: cost of living compared