Cost of Living Comparison Between Ubud, Bali and Zajecar Cost of Living Comparison Between Ubud, Bali and Zajecar

Monthly Cost of Living

Monthly costs for one person with rent: $1,394 in Ubud, Bali versus $1,089 in Zajecar.

Estimated couple costs with rent: $2,551 in Ubud, Bali versus $1,553 in Zajecar.

Monthly costs for a family of three with rent: $3,708 in Ubud, Bali versus $2,017 in Zajecar.

Living in Ubud, Bali is roughly 28% more expensive than in Zajecar, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 5% above, Zajecar is 18% below.

Currency
🍽 Eating Out
Ubud, Bali
Zajecar
Difference
Meal at Budget Restaurant
$3.40 Rp 60.6K
$6.88 RSD 698
-50.58%
Three-Course Dinner for Two, Mid-Range
$32.38 Rp 577.1K
$27.67 RSD 2,809
17.02%
Fast Food Meal (McDonalds, etc)
$5.00 Rp 89.1K
$10.81 RSD 1,098
-53.75%
Cappuccino
$2.82 Rp 50.3K
$1.31 RSD 133
115.27%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.38 Rp 24.5K
$1.55 RSD 158
-10.97%
Water (0.33 liter bottle)
$0.73 Rp 13.0K
$1.16 RSD 118
-37.07%
Local Beer (0.5 liter draught)
$2.98 Rp 53.2K
$2.00 RSD 204
49.00%
Imported Beer (0.33 liter bottle)
$3.97 Rp 70.8K
$2.46 RSD 249
61.38%
🛒 Groceries & Markets
Ubud, Bali
Zajecar
Difference
Milk (1 liter)
$1.79 Rp 32.0K
$1.56 RSD 158
14.74%
White Bread (500g)
$2.46 Rp 43.9K
$1.00 RSD 102
146.00%
Rice (white) (1kg)
$1.20 Rp 21.4K
$2.80 RSD 285
-57.14%
Eggs
$2.39 Rp 42.6K
$2.69 RSD 273
-11.15%
Local Cheese (1kg)
$14.40 Rp 256.6K
$6.77 RSD 688
112.70%
Chicken Fillets (1kg)
$4.28 Rp 76.4K
$7.07 RSD 718
-39.46%
Beef Round Steak (1kg)
$11.82 Rp 210.6K
$10.41 RSD 1,057
13.54%
Apples (1kg)
$3.78 Rp 67.4K
$1.01 RSD 103
274.26%
Banana (1kg)
$1.63 Rp 29.1K
$1.74 RSD 177
-6.32%
Oranges (1kg)
$2.80 Rp 49.9K
$1.57 RSD 160
78.34%
Tomato (1kg)
$2.26 Rp 40.3K
$2.21 RSD 225
2.26%
Potato (1kg)
$2.00 Rp 35.6K
$0.96 RSD 97.0
108.33%
Onion (1kg)
$2.21 Rp 39.4K
$0.88 RSD 89.2
151.14%
Lettuce (1 head)
$1.07 Rp 19.1K
$0.80 RSD 80.8
33.75%
Water (1.5 liter bottle)
$0.76 Rp 13.6K
$0.65 RSD 66.3
16.92%
Cigarettes 20 Pack (Marlboro, Camel)
$3.13 Rp 55.7K
$3.30 RSD 335
-5.15%
Wine (Bottle)
$23.81 Rp 424.4K
$8.06 RSD 818
195.41%
Local Beer (0.5 liter bottle)
$2.84 Rp 50.6K
$0.81 RSD 81.9
250.62%
Imported Beer (0.33 liter bottle)
$2.78 Rp 49.5K
$0.98 RSD 99.1
183.67%
🚌 Getting Around
Ubud, Bali
Zajecar
Difference
One-way Ticket (Public Transport)
$0.27 Rp 4,755
$0.91 RSD 92.3
-70.33%
Public Transport Monthly Pass (Regular Price)
$8.37 Rp 149.1K
$27.68 RSD 2,811
-69.76%
Taxi Start (Normal Tariff)
$0.45 Rp 8,082
$1.50 RSD 152
-70.00%
Taxi (Normal Tariff) (1km)
$0.43 Rp 7,624
$0.68 RSD 69.0
-36.76%
Taxi 1hour Waiting (Normal Tariff)
$5.98 Rp 106.5K
$9.32 RSD 946
-35.84%
Gasoline (1 liter)
$0.80 Rp 14.3K
$1.82 RSD 185
-56.04%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$25.8K Rp 459.9M
$29.9K RSD 3.0M
-13.69%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.8K Rp 566.8M
$26.7K RSD 2.7M
19.29%
🧾 Monthly Utilities & Internet
Ubud, Bali
Zajecar
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$80.7 Rp 1.4M
$200 RSD 20.3K
-59.58%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.14 Rp 73.7K
$15.02 RSD 1,525
-72.44%
Internet (50+ Mbps, Unlimited Data)
$24.12 Rp 429.8K
$16.64 RSD 1,690
44.95%
🎉 Sport & Entertainment
Ubud, Bali
Zajecar
Difference
Gym Membership (Monthly)
$97.8 Rp 1.7M
$30.86 RSD 3,134
216.75%
Tennis Court (1 Hour on Weekend)
$6.64 Rp 118.4K
$16.28 RSD 1,654
-59.21%
Cinema Ticket
$4.04 Rp 71.9K
$5.06 RSD 514
-20.16%
🧸 Childcare & Education
Ubud, Bali
Zajecar
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$297 Rp 5.3M
$80.3 RSD 8,150
270.13%
International Primary School, 1 Child (Yearly)
$6,590 Rp 117.4M
$7,395 RSD 750.9K
-10.88%
👕👟 Clothing & Footwear
Ubud, Bali
Zajecar
Difference
Jeans (Levis 501 Or Similar)
$55.1 Rp 982.6K
$109 RSD 11.1K
-49.39%
Summer Dress (H&M, Zara, etc)
$38.51 Rp 686.2K
$31.76 RSD 3,225
21.25%
Sport Shoes (Adidas, Nike)
$86.1 Rp 1.5M
$78.6 RSD 7,977
9.65%
Men's Leather Business Shoes
$78.0 Rp 1.4M
$87.7 RSD 8,908
-11.14%
🏠 Accommodation & Living
Ubud, Bali
Zajecar
Difference
1-bedroom Apartment, City Center (Monthly)
$985 Rp 17.6M
$379 RSD 38.5K
159.87%
1-bedroom Apartment, Outside City Center (Monthly)
$665 Rp 11.8M
$300 RSD 30.4K
121.74%
3-bedroom Apartment, City Center (Monthly)
$3,446 Rp 61.4M
$558 RSD 56.7K
517.23%
3-bedroom Apartment, Outside City Center (Monthly)
$2,042 Rp 36.4M
$407 RSD 41.3K
401.66%
Buy Apartment in City Center (m2)
$2,829 Rp 50.4M
$2,318 RSD 235.4K
22.06%
Buy Apartment Outside City Center (m2)
$2,282 Rp 40.7M
$1,386 RSD 140.7K
64.68%
💵 Salaries & Financials
Ubud, Bali
Zajecar
Difference
Average Monthly Net Salary (After Tax)
$169 Rp 3.0M
$922 RSD 93.6K
-81.65%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
7.31
81.67%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 14, 2026

Last update for Zajecar: June 16, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $985 in Ubud, Bali and $379 in Zajecar. Housing cost is often the main lever when comparing two cities.

Zajecar pays 445% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $32.00 in Ubud, Bali vs $28.00 in Zajecar for a mid-range dinner for two. Groceries echo the gap at $299 vs $205 per month, with Zajecar cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Zajecar: Cost of Living - Frequently Asked Questions
Which city is more expensive, Ubud, Bali or Zajecar?
Zajecar wins on cost – living expenses run 28% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Zajecar the obvious pick if budget is a priority.
Are salaries higher in Ubud, Bali or in Zajecar?
On paper, salaries run 445% lower in Zajecar. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How much does a 1-bedroom apartment cost in Ubud, Bali compared to Zajecar?
Rent for a central apartment: $985 in Ubud, Bali versus $379 in Zajecar. Housing is usually the single largest factor when comparing overall living costs between the two.
How do childcare costs compare in Ubud, Bali and in Zajecar?
Childcare runs $297 in Ubud, Bali versus $80.3 in Zajecar. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Are groceries more expensive in Ubud, Bali or in Zajecar?
Supermarket bills run roughly 46% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.
Can you live on $1,500/month in Ubud, Bali or in Zajecar?
At $1,089 in Zajecar versus $1,394 in Ubud, Bali, a $1,500 budget is realistic in Zajecar but tight or insufficient in Ubud, Bali. The gap between the two cities makes Zajecar the clear choice for anyone on this budget.
Which city is better for digital nomads, Ubud, Bali or Zajecar?
Both work as nomad bases, but Zajecar delivers better value – similar infrastructure at $1,089 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Zajecar hard to pass up.
How safe is Ubud, Bali compared to Zajecar?
Safety-wise, Ubud, Bali and Zajecar are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Zajecar gentler on the wallet – expenses run 28% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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