Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Yerevan

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $1,570 in Yerevan, rent and utilities included – about $2,700 less a year. Other living expenses account for most of the difference.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
76

Cost of Living Index in Yerevan
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Yerevan Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Yerevan

🇦🇲 Armenia

$1,570

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Yerevan

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Yerevan actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,349 in Ubud, Bali versus $1,570 in Yerevan.

Ubud, Bali $1,349
Yerevan $1,570

Estimated couple costs with rent: $2,305 in Ubud, Bali versus $2,272 in Yerevan.

Ubud, Bali $2,305
Yerevan $2,272

Monthly costs for a family of three with rent: $3,261 in Ubud, Bali versus $2,974 in Yerevan.

Ubud, Bali $3,261
Yerevan $2,974

Living in Ubud, Bali costs roughly 14% less than in Yerevan, and outside of rent the biggest gap is in clothing.

Meal at Budget Restaurant

$3.32 Rp 60.2K

$11.24 ֏4,044

-70.46%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 645.8K

$49.35 ֏17.7K

-27.78%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.3K

$9.93 ֏3,570

-44.31%

Cappuccino

$2.72 Rp 49.3K

$3.70 ֏1,332

-26.49%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.8K

$1.19 ֏428

42.86%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$0.66 ֏236

15.15%

Local Beer (0.5 liter draught)

$2.65 Rp 48.1K

$2.70 ֏973

-1.85%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.4K

$3.30 ֏1,187

32.73%

Milk (1 liter)

$1.49 Rp 27.0K

$1.60 ֏574

-6.88%

White Bread (500g)

$2.28 Rp 41.2K

$0.98 ֏352

132.65%

Rice (white) (1kg)

$1.19 Rp 21.6K

$2.24 ֏805

-46.88%

Eggs

$2.04 Rp 36.9K

$2.75 ֏988

-25.82%

Local Cheese (1kg)

$17.70 Rp 320.8K

$8.35 ֏3,005

111.98%

Chicken Fillets (1kg)

$3.96 Rp 71.8K

$7.64 ֏2,746

-48.17%

Beef Round Steak (1kg)

$12.19 Rp 220.9K

$14.04 ֏5,049

-13.18%

Apples (1kg)

$3.66 Rp 66.2K

$1.48 ֏532

147.30%

Banana (1kg)

$1.52 Rp 27.5K

$1.75 ֏628

-13.14%

Oranges (1kg)

$2.23 Rp 40.4K

$1.93 ֏695

15.54%

Tomato (1kg)

$1.97 Rp 35.7K

$2.50 ֏898

-21.20%

Potato (1kg)

$1.85 Rp 33.5K

$0.73 ֏262

153.42%

Onion (1kg)

$2.42 Rp 43.9K

$0.68 ֏246

255.88%

Lettuce (1 head)

$0.99 Rp 17.9K

$0.98 ֏352

1.02%

Water (1.5 liter bottle)

$0.51 Rp 9,303

$0.74 ֏267

-31.08%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.3K

$2.79 ֏1,005

-20.43%

Wine (Bottle)

$22.24 Rp 403.0K

$9.53 ֏3,427

133.37%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

$1.51 ֏544

49.67%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.8K

$2.04 ֏734

45.59%

One-way Ticket (Public Transport)

$0.25 Rp 4,548

$0.44 ֏158

-43.18%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 141.8K

$25.12 ֏9,033

-68.87%

Taxi Start (Normal Tariff)

$0.44 Rp 7,964

$1.35 ֏485

-67.41%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,793

$0.57 ֏204

-24.56%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.0K

$13.13 ֏4,723

-58.80%

Gasoline (1 liter)

$0.82 Rp 14.9K

$1.61 ֏577

-49.07%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 432.0M

$34.7K ֏12.5M

-31.25%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.3M

$29.6K ֏10.6M

7.26%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$123 ֏44.1K

-35.47%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.8K

$8.95 ֏3,220

-27.93%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 336.7K

$23.92 ֏8,602

-22.32%

Gym Membership (Monthly)

$49.48 Rp 896.7K

$70.2 ֏25.3K

-29.56%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 319.8K

$33.68 ֏12.1K

-47.60%

Cinema Ticket

$4.27 Rp 77.4K

$8.09 ֏2,910

-47.22%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$343 ֏123.3K

43.03%

International Primary School, 1 Child (Yearly)

$5,674 Rp 102.8M

$10.1K ֏3.6M

-44.05%

Jeans (Levis 501 Or Similar)

$44.64 Rp 808.9K

$102 ֏36.7K

-56.27%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 633.4K

$56.7 ֏20.4K

-38.37%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

$127 ֏45.7K

-37.16%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$150 ֏54.0K

-47.10%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$1,078 ֏387.7K

4.35%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$673 ֏242.1K

-0.25%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.6M

$1,450 ֏521.5K

145.82%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.2M

$922 ֏331.7K

86.86%

Buy Apartment in City Center (m2)

$2,732 Rp 49.5M

$3,199 ֏1.2M

-14.61%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

$1,675 ֏602.2K

36.40%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$680 ֏244.5K

-75.90%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

13.42

2.68%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Yerevan: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Yerevan

$673 42.9% 0.3% $1.7

Groceries & Markets

Ubud, Bali

$288 21.4%

Yerevan

$236 15% 18.1% $52

Eating Out

Ubud, Bali

$108 8%

Yerevan

$192 12.2% 78% $84

Clothing & Footwear

Ubud, Bali

$108 8%

Yerevan

$196 12.5% 82.5% $89

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Yerevan

$155 9.9% 49.3% $51

Sport & Entertainment

Ubud, Bali

$58 4.3%

Yerevan

$86 5.5% 48.9% $28

Getting Around

Ubud, Bali

$11 0.9%

Yerevan

$31 2% 172% $20

Cost Breakdown

A one-bedroom apartment in the center runs $1,125 in Ubud, Bali and $1,078 in Yerevan. Housing cost is often the main lever when comparing two cities.

Yerevan pays about 4.1 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $36 in Ubud, Bali vs $49 in Yerevan. Groceries flip the comparison at $288 vs $236, with Yerevan cheaper for home cooking.

Good to know

🇮🇩 Ubud, Bali

🇦🇲 Yerevan

🕒 Local time

01:27 1:27 AM

21:27 9:27 PM

4 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

1,129,300 Capital

💱 Currency

Indonesian Rupiah IDR Rp

Armenian Dram AMD ֏

📈 Exchange rate

100,000 IDR = 5.52 USD

100,000 IDR = 4.94 EUR

1,000 AMD = 2.78 USD

1,000 AMD = 2.49 EUR

Exchange rates and currency converter

AMD, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 1, 2026: 1 USD = 18,120 IDR (100,000 IDR = 5.52 USD). 1 EUR = 20,232 IDR (100,000 IDR = 4.94 EUR).

Armenian Dram exchange rates as of November 1, 2026: 1 USD = 360 AMD (1,000 AMD = 2.78 USD). 1 EUR = 402 AMD (1,000 AMD = 2.49 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Yerevan 9,020 km ≈ 12 h nonstop flight

From you

Ubud, Bali
Yerevan

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Yerevan: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 14% lower than in Yerevan. Housing and daily spending are where you’ll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

On paper, salaries run 76% lower in Ubud, Bali. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,125 in Ubud, Bali versus $1,078 in Yerevan. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $491 in Ubud, Bali versus $343 in Yerevan. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Shoppers in Yerevan pay roughly 18% less for everyday groceries. It’s an unusual reversal that partly offsets higher costs elsewhere.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Yerevan are both considered safe, so it’s unlikely to be the deciding factor between them.

It comes down to priorities – Ubud, Bali wins on affordability, Yerevan on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.