Last update: Oct 2026

Cost of Living Comparison Between Yerevan and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $1,570 in Yerevan, rent and utilities included – about $2,700 less a year. Other living expenses account for most of the difference.

76

Cost of Living Index in Yerevan
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Yerevan Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Yerevan

🇦🇲 Armenia

$1,570

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Yerevan and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Yerevan and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,570 in Yerevan versus $1,349 in Ubud, Bali.

Yerevan $1,570
Ubud, Bali $1,349

Estimated couple costs with rent: $2,272 in Yerevan versus $2,305 in Ubud, Bali.

Yerevan $2,272
Ubud, Bali $2,305

Monthly costs for a family of three with rent: $2,974 in Yerevan versus $3,261 in Ubud, Bali.

Yerevan $2,974
Ubud, Bali $3,261

Living in Yerevan is roughly 16% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in clothing.

Meal at Budget Restaurant

$11.24 ֏4,044

$3.32 Rp 60.2K

238.55%

Three-Course Dinner for Two, Mid-Range

$49.35 ֏17.7K

$35.64 Rp 645.8K

38.47%

Fast Food Meal (McDonalds, etc)

$9.93 ֏3,570

$5.53 Rp 100.3K

79.57%

Cappuccino

$3.70 ֏1,332

$2.72 Rp 49.3K

36.03%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.19 ֏428

$1.70 Rp 30.8K

-30.00%

Water (0.33 liter bottle)

$0.66 ֏236

$0.76 Rp 13.8K

-13.16%

Local Beer (0.5 liter draught)

$2.70 ֏973

$2.65 Rp 48.1K

1.89%

Imported Beer (0.33 liter bottle)

$3.30 ֏1,187

$4.38 Rp 79.4K

-24.66%

Milk (1 liter)

$1.60 ֏574

$1.49 Rp 27.0K

7.38%

White Bread (500g)

$0.98 ֏352

$2.28 Rp 41.2K

-57.02%

Rice (white) (1kg)

$2.24 ֏805

$1.19 Rp 21.6K

88.24%

Eggs

$2.75 ֏988

$2.04 Rp 36.9K

34.80%

Local Cheese (1kg)

$8.35 ֏3,005

$17.70 Rp 320.8K

-52.82%

Chicken Fillets (1kg)

$7.64 ֏2,746

$3.96 Rp 71.8K

92.93%

Beef Round Steak (1kg)

$14.04 ֏5,049

$12.19 Rp 220.9K

15.18%

Apples (1kg)

$1.48 ֏532

$3.66 Rp 66.2K

-59.56%

Banana (1kg)

$1.75 ֏628

$1.52 Rp 27.5K

15.13%

Oranges (1kg)

$1.93 ֏695

$2.23 Rp 40.4K

-13.45%

Tomato (1kg)

$2.50 ֏898

$1.97 Rp 35.7K

26.90%

Potato (1kg)

$0.73 ֏262

$1.85 Rp 33.5K

-60.54%

Onion (1kg)

$0.68 ֏246

$2.42 Rp 43.9K

-71.90%

Lettuce (1 head)

$0.98 ֏352

$0.99 Rp 17.9K

-1.01%

Water (1.5 liter bottle)

$0.74 ֏267

$0.51 Rp 9,303

45.10%

Cigarettes 20 Pack (Marlboro, Camel)

$2.79 ֏1,005

$2.22 Rp 40.3K

25.68%

Wine (Bottle)

$9.53 ֏3,427

$22.24 Rp 403.0K

-57.15%

Local Beer (0.5 liter bottle)

$1.51 ֏544

$2.26 Rp 41.0K

-33.19%

Imported Beer (0.33 liter bottle)

$2.04 ֏734

$2.97 Rp 53.8K

-31.31%

One-way Ticket (Public Transport)

$0.44 ֏158

$0.25 Rp 4,548

76.00%

Public Transport Monthly Pass (Regular Price)

$25.12 ֏9,033

$7.82 Rp 141.8K

221.23%

Taxi Start (Normal Tariff)

$1.35 ֏485

$0.44 Rp 7,964

206.82%

Taxi (Normal Tariff) (1km)

$0.57 ֏204

$0.43 Rp 7,793

32.56%

Taxi 1hour Waiting (Normal Tariff)

$13.13 ֏4,723

$5.41 Rp 98.0K

142.70%

Gasoline (1 liter)

$1.61 ֏577

$0.82 Rp 14.9K

96.34%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.7K ֏12.5M

$23.8K Rp 432.0M

45.46%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$29.6K ֏10.6M

$31.7K Rp 575.3M

-6.77%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$123 ֏44.1K

$79.1 Rp 1.4M

54.97%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$8.95 ֏3,220

$6.45 Rp 116.8K

38.76%

Internet (50+ Mbps, Unlimited Data)

$23.92 ֏8,602

$18.58 Rp 336.7K

28.74%

Gym Membership (Monthly)

$70.2 ֏25.3K

$49.48 Rp 896.7K

41.96%

Tennis Court (1 Hour on Weekend)

$33.68 ֏12.1K

$17.65 Rp 319.8K

90.82%

Cinema Ticket

$8.09 ֏2,910

$4.27 Rp 77.4K

89.46%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$343 ֏123.3K

$491 Rp 8.9M

-30.08%

International Primary School, 1 Child (Yearly)

$10.1K ֏3.6M

$5,674 Rp 102.8M

78.73%

Jeans (Levis 501 Or Similar)

$102 ֏36.7K

$44.64 Rp 808.9K

128.65%

Summer Dress (H&M, Zara, etc)

$56.7 ֏20.4K

$34.95 Rp 633.4K

62.26%

Sport Shoes (Adidas, Nike)

$127 ֏45.7K

$79.9 Rp 1.4M

59.14%

Men's Leather Business Shoes

$150 ֏54.0K

$79.4 Rp 1.4M

89.05%

1-bedroom Apartment, City Center (Monthly)

$1,078 ֏387.7K

$1,125 Rp 20.4M

-4.16%

1-bedroom Apartment, Outside City Center (Monthly)

$673 ֏242.1K

$671 Rp 12.2M

0.25%

3-bedroom Apartment, City Center (Monthly)

$1,450 ֏521.5K

$3,565 Rp 64.6M

-59.32%

3-bedroom Apartment, Outside City Center (Monthly)

$922 ֏331.7K

$1,723 Rp 31.2M

-46.48%

Buy Apartment in City Center (m2)

$3,199 ֏1.2M

$2,732 Rp 49.5M

17.11%

Buy Apartment Outside City Center (m2)

$1,675 ֏602.2K

$2,284 Rp 41.4M

-26.68%

Average Monthly Net Salary (After Tax)

$680 ֏244.5K

$164 Rp 3.0M

314.94%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.42

13.78

-2.61%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Yerevan: October 26, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Yerevan

$673 42.9%

Ubud, Bali

$672 49.8% 0.3% $1.7

Groceries & Markets

Yerevan

$236 15%

Ubud, Bali

$288 21.4% 22.1% $52

Clothing & Footwear

Yerevan

$196 12.5%

Ubud, Bali

$108 8% 45.2% $89

Eating Out

Yerevan

$192 12.2%

Ubud, Bali

$108 8% 43.8% $84

Monthly Utilities & Internet

Yerevan

$155 9.9%

Ubud, Bali

$104 7.7% 33% $51

Sport & Entertainment

Yerevan

$86 5.5%

Ubud, Bali

$58 4.3% 32.9% $28

Getting Around

Yerevan

$31 2%

Ubud, Bali

$11 0.9% 63.2% $20

Cost Breakdown

A one-bedroom apartment in the center runs $1,078 in Yerevan and $1,125 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Yerevan pays about 4.1 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $49 in Yerevan vs $36 in Ubud, Bali. Groceries flip the comparison at $236 vs $288, with Yerevan cheaper for home cooking.

Good to know

🇦🇲 Yerevan

🇮🇩 Ubud, Bali

🕒 Local time

09:40 9:40 AM

13:40 1:40 PM

4 h ahead of Yerevan

🌤 Weather

👥 Population

1,129,300 Capital

74,800

💱 Currency

Armenian Dram AMD ֏

Indonesian Rupiah IDR Rp

📈 Exchange rate

1,000 AMD = 2.78 USD

1,000 AMD = 2.49 EUR

100,000 IDR = 5.52 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to AMD – Armenian Dram Converter

🇺🇸 United States Dollar ($)

🇦🇲 Armenian Dram (֏)

Armenian Dram exchange rates as of November 1, 2026: 1 USD = 360 AMD (1,000 AMD = 2.78 USD). 1 EUR = 402 AMD (1,000 AMD = 2.49 EUR).

Indonesian Rupiah exchange rates as of November 1, 2026: 1 USD = 18,120 IDR (100,000 IDR = 5.52 USD). 1 EUR = 20,232 IDR (100,000 IDR = 4.94 EUR).

USD to AMD in detail →

On the map

Lowest

Highest

Between locations

Yerevan Ubud, Bali 9,020 km ≈ 12 h nonstop flight

From you

Yerevan
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Yerevan vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 14% lower than in Yerevan. Housing and daily spending are where you’ll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

Average pay in Yerevan is about 4.1 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,078 in Yerevan versus $1,125 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $343 in Yerevan versus $491 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Shoppers in Yerevan pay roughly 18% less for everyday groceries. It’s an unusual reversal that partly offsets higher costs elsewhere.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Yerevan and Ubud, Bali are both considered safe, so it’s unlikely to be the deciding factor between them.

It comes down to priorities – Ubud, Bali wins on affordability, Yerevan on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.