Cost of Living Comparison Between Ubud, Bali and Yamba NSW Cost of Living Comparison Between Ubud, Bali and Yamba NSW

Monthly Cost of Living

Monthly costs for one person with rent: $1,378 in Ubud, Bali versus $2,578 in Yamba NSW.

Estimated couple costs with rent: $2,327 in Ubud, Bali versus $3,632 in Yamba NSW.

Monthly costs for a family of three with rent: $3,275 in Ubud, Bali versus $4,686 in Yamba NSW.

Living in Ubud, Bali costs roughly 47% less than in Yamba NSW, driven mainly by Eating Out.

Both cities are pricier than the global median: Ubud, Bali 0% above, Yamba NSW 87% above.

Meal at Budget Restaurant

$3.33 Rp 58.7K

$18.13 A$25.28

-81.63%

Three-Course Dinner for Two, Mid-Range

$35.82 Rp 630.7K

$50.6 A$70.5

-29.20%

Fast Food Meal (McDonalds, etc)

$5.63 Rp 99.1K

$11.54 A$16.09

-51.21%

Cappuccino

$2.82 Rp 49.7K

$4.43 A$6.18

-36.34%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 30.8K

$2.43 A$3.39

-27.98%

Water (0.33 liter bottle)

$0.80 Rp 14.0K

$2.03 A$2.83

-60.59%

Local Beer (0.5 liter draught)

$3.04 Rp 53.6K

$7.82 A$10.91

-61.13%

Imported Beer (0.33 liter bottle)

$4.30 Rp 75.7K

$6.87 A$9.58

-37.41%

Milk (1 liter)

$1.61 Rp 28.3K

$1.71 A$2.38

-5.85%

White Bread (500g)

$2.27 Rp 39.9K

$2.73 A$3.81

-16.85%

Rice (white) (1kg)

$1.17 Rp 20.6K

$2.40 A$3.34

-51.25%

Eggs

$2.17 Rp 38.2K

$4.92 A$6.87

-55.89%

Local Cheese (1kg)

$17.63 Rp 310.5K

$9.60 A$13.38

83.65%

Chicken Fillets (1kg)

$4.05 Rp 71.4K

$9.44 A$13.16

-57.10%

Beef Round Steak (1kg)

$12.18 Rp 214.5K

$14.21 A$19.81

-14.29%

Apples (1kg)

$3.62 Rp 63.7K

$4.19 A$5.84

-13.60%

Banana (1kg)

$1.64 Rp 28.8K

$3.11 A$4.33

-47.27%

Oranges (1kg)

$2.31 Rp 40.6K

$2.87 A$4.00

-19.51%

Tomato (1kg)

$1.96 Rp 34.5K

$4.99 A$6.95

-60.72%

Potato (1kg)

$1.84 Rp 32.5K

$2.78 A$3.87

-33.81%

Onion (1kg)

$2.37 Rp 41.7K

$2.35 A$3.28

0.85%

Lettuce (1 head)

$1.05 Rp 18.5K

$2.51 A$3.50

-58.17%

Water (1.5 liter bottle)

$0.54 Rp 9,560

$1.21 A$1.69

-55.37%

Cigarettes 20 Pack (Marlboro, Camel)

$2.30 Rp 40.6K

$40.18 A$56.0

-94.28%

Wine (Bottle)

$23.08 Rp 406.4K

$12.78 A$17.81

80.59%

Local Beer (0.5 liter bottle)

$2.34 Rp 41.2K

$5.38 A$7.50

-56.51%

Imported Beer (0.33 liter bottle)

$3.07 Rp 54.0K

$5.14 A$7.17

-40.27%

One-way Ticket (Public Transport)

$0.25 Rp 4,365

$3.19 A$4.45

-92.16%

Public Transport Monthly Pass (Regular Price)

$9.42 Rp 165.9K

$87.1 A$121

-89.18%

Taxi Start (Normal Tariff)

$0.49 Rp 8,631

$3.16 A$4.41

-84.49%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,349

$1.85 A$2.57

-74.59%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 98.6K

$42.72 A$59.6

-86.89%

Gasoline (1 liter)

$0.81 Rp 14.2K

$1.38 A$1.92

-41.30%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.0K Rp 440.3M

$27.7K A$38.6K

-9.59%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.1K Rp 547.0M

$28.6K A$39.9K

8.58%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$82.7 Rp 1.5M

$169 A$236

-51.04%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 114.2K

$27.48 A$38.31

-76.38%

Internet (50+ Mbps, Unlimited Data)

$18.79 Rp 330.8K

$64.0 A$89.2

-70.63%

Gym Membership (Monthly)

$55.2 Rp 972.6K

$58.5 A$81.6

-5.57%

Tennis Court (1 Hour on Weekend)

$18.21 Rp 320.6K

$18.61 A$25.95

-2.15%

Cinema Ticket

$4.30 Rp 75.7K

$16.50 A$23.01

-73.94%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$494 Rp 8.7M

$2,167 A$3,022

-77.20%

International Primary School, 1 Child (Yearly)

$5,917 Rp 104.2M

$13.1K A$18.3K

-54.91%

Jeans (Levis 501 Or Similar)

$46.28 Rp 814.8K

$85.2 A$119

-45.66%

Summer Dress (H&M, Zara, etc)

$36.44 Rp 641.6K

$43.65 A$60.9

-16.52%

Sport Shoes (Adidas, Nike)

$80.7 Rp 1.4M

$114 A$159

-29.44%

Men's Leather Business Shoes

$78.8 Rp 1.4M

$113 A$157

-30.07%

1-bedroom Apartment, City Center (Monthly)

$1,114 Rp 19.6M

$1,484 A$2,069

-24.92%

1-bedroom Apartment, Outside City Center (Monthly)

$693 Rp 12.2M

$1,266 A$1,765

-45.23%

3-bedroom Apartment, City Center (Monthly)

$3,639 Rp 64.1M

$2,293 A$3,197

58.66%

3-bedroom Apartment, Outside City Center (Monthly)

$1,712 Rp 30.1M

$1,896 A$2,643

-9.69%

Buy Apartment in City Center (m2)

$2,761 Rp 48.6M

$6,625 A$9,236

-58.33%

Buy Apartment Outside City Center (m2)

$2,293 Rp 40.4M

$5,117 A$7,135

-55.20%

Average Monthly Net Salary (After Tax)

$167 Rp 2.9M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

5.85

135.56%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 6, 2026

Last update for Yamba NSW: September 5, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,114 in Ubud, Bali and $1,484 in Yamba NSW. Housing cost is often the main lever when comparing two cities.

Dining out: $36.00 in Ubud, Bali vs $51.0 in Yamba NSW for a mid-range dinner for two. Groceries echo the gap at $294 vs $369 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Yamba NSW: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 87% lower than in Yamba NSW. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

You'd need roughly $2,067 in Ubud, Bali and $3,866 in Yamba NSW to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,114 in Ubud, Bali versus $1,484 in Yamba NSW. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $494 in Ubud, Bali versus $2,167 in Yamba NSW. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 26% higher in Yamba NSW. For households that cook at home regularly, that difference adds up over a month.

At $1,378 in Ubud, Bali versus $2,578 in Yamba NSW, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Yamba NSW. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,378 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.

Safety-wise, Ubud, Bali and Yamba NSW are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 87% less than in Yamba NSW. Beyond cost, consider language, visa policies, and how big the international community is in each city.