Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Yamba NSW

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $2,331 in Yamba NSW, rent and utilities included – about $11,800 less a year. Rent and utilities account for about half of the difference.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
120

Cost of Living Index in Yamba NSW
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Yamba NSW Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Yamba NSW

🇦🇺 Australia

$2,331

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Yamba NSW

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Yamba NSW actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,349 in Ubud, Bali versus $2,331 in Yamba NSW.

Ubud, Bali $1,349
Yamba NSW $2,331

Estimated couple costs with rent: $2,305 in Ubud, Bali versus $3,399 in Yamba NSW.

Ubud, Bali $2,305
Yamba NSW $3,399

Monthly costs for a family of three with rent: $3,261 in Ubud, Bali versus $4,466 in Yamba NSW.

Ubud, Bali $3,261
Yamba NSW $4,466

Living in Ubud, Bali costs roughly 42% less than in Yamba NSW, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$3.32 Rp 60.4K

$17.85 A$25.28

-81.40%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 648.1K

$50.9 A$72.0

-29.93%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.6K

$11.11 A$15.73

-50.23%

Cappuccino

$2.72 Rp 49.4K

$4.52 A$6.40

-39.82%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$2.44 A$3.46

-30.33%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$2.05 A$2.90

-62.93%

Local Beer (0.5 liter draught)

$2.65 Rp 48.3K

$7.90 A$11.19

-66.46%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.7K

$6.96 A$9.86

-37.07%

Milk (1 liter)

$1.49 Rp 27.1K

$1.62 A$2.30

-8.02%

White Bread (500g)

$2.28 Rp 41.4K

$2.68 A$3.79

-14.93%

Rice (white) (1kg)

$1.19 Rp 21.6K

$2.25 A$3.19

-47.11%

Eggs

$2.04 Rp 37.0K

$4.90 A$6.94

-58.37%

Local Cheese (1kg)

$17.70 Rp 321.9K

$9.25 A$13.10

91.35%

Chicken Fillets (1kg)

$3.96 Rp 72.1K

$9.10 A$12.89

-56.48%

Beef Round Steak (1kg)

$12.19 Rp 221.7K

$14.23 A$20.16

-14.34%

Apples (1kg)

$3.66 Rp 66.5K

$4.34 A$6.14

-15.67%

Banana (1kg)

$1.52 Rp 27.6K

$3.17 A$4.50

-52.05%

Oranges (1kg)

$2.23 Rp 40.5K

$3.02 A$4.28

-26.16%

Tomato (1kg)

$1.97 Rp 35.9K

$4.82 A$6.82

-59.13%

Potato (1kg)

$1.85 Rp 33.6K

$2.87 A$4.06

-35.54%

Onion (1kg)

$2.42 Rp 44.1K

$2.34 A$3.32

3.42%

Lettuce (1 head)

$0.99 Rp 18.0K

$2.33 A$3.30

-57.51%

Water (1.5 liter bottle)

$0.51 Rp 9,336

$1.24 A$1.75

-58.87%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.4K

$38.44 A$54.5

-94.22%

Wine (Bottle)

$22.24 Rp 404.4K

$12.66 A$17.93

75.67%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.1K

$5.30 A$7.50

-57.36%

Imported Beer (0.33 liter bottle)

$2.97 Rp 54.0K

$4.92 A$6.97

-39.63%

One-way Ticket (Public Transport)

$0.25 Rp 4,564

$2.74 A$3.88

-90.88%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.3K

$73.1 A$104

-89.31%

Taxi Start (Normal Tariff)

$0.44 Rp 7,992

$3.09 A$4.38

-85.76%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,821

$1.87 A$2.65

-77.01%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.4K

$41.70 A$59.1

-87.03%

Gasoline (1 liter)

$0.82 Rp 15.0K

$1.41 A$1.99

-41.84%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 433.5M

$29.8K A$42.2K

-20.02%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 577.3M

$25.5K A$36.1K

24.42%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$162 A$230

-51.34%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 117.2K

$26.59 A$37.67

-75.74%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.8K

$60.3 A$85.4

-69.19%

Gym Membership (Monthly)

$49.48 Rp 899.8K

$58.0 A$82.2

-14.72%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.9K

$19.49 A$27.61

-9.44%

Cinema Ticket

$4.27 Rp 77.7K

$14.27 A$20.21

-70.08%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$1,974 A$2,796

-75.15%

International Primary School, 1 Child (Yearly)

$5,674 Rp 103.2M

$12.8K A$18.2K

-55.78%

Jeans (Levis 501 Or Similar)

$44.64 Rp 811.7K

$84.8 A$120

-47.36%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 635.6K

$44.72 A$63.4

-21.85%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.5M

$111 A$158

-28.19%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$110 A$156

-27.81%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.5M

$1,424 A$2,017

-20.99%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$1,076 A$1,524

-37.60%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.8M

$2,037 A$2,886

74.97%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$1,765 A$2,500

-2.34%

Buy Apartment in City Center (m2)

$2,732 Rp 49.7M

$5,125 A$7,260

-46.70%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.5M

$5,432 A$7,695

-57.95%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

5.81

137.18%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Yamba NSW: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Yamba NSW

$1.1K 46.2% 60.2% $405

Groceries & Markets

Ubud, Bali

$288 21.4%

Yamba NSW

$363 15.6% 26% $75

Eating Out

Ubud, Bali

$108 8%

Yamba NSW

$302 12.9% 180% $194

Clothing & Footwear

Ubud, Bali

$108 8%

Yamba NSW

$158 6.8% 46.8% $50

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Yamba NSW

$249 10.7% 140% $145

Sport & Entertainment

Ubud, Bali

$58 4.3%

Yamba NSW

$87 3.7% 49.1% $29

Getting Around

Ubud, Bali

$11 0.9%

Yamba NSW

$97 4.1% 745% $85

Cost Breakdown

A one-bedroom apartment in the center runs $1,125 in Ubud, Bali and $1,424 in Yamba NSW. Housing cost is often the main lever when comparing two cities.

Dining out: $36 in Ubud, Bali vs $51 in Yamba NSW for a mid-range dinner for two. Groceries echo the gap at $288 vs $363 per month, with Ubud, Bali cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇦🇺 Yamba NSW

🕒 Local time

17:20 5:20 PM

20:20 8:20 PM

3 h ahead of Ubud, Bali

🌤 Weather

👥 Population

74,800

6,913

💱 Currency

Indonesian Rupiah IDR Rp

Australian Dollar AUD $

📈 Exchange rate

100,000 IDR = 5.5 USD

100,000 IDR = 4.93 EUR

1 AUD = 0.706 USD

1 AUD = 0.633 EUR

Exchange rates and currency converter

AUD, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 29, 2026: 1 USD = 18,183 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,291 IDR (100,000 IDR = 4.93 EUR).

Australian Dollar exchange rates as of October 29, 2026: 1 USD = 1.42 AUD (1 AUD = 0.706 USD). 1 EUR = 1.58 AUD (1 AUD = 0.633 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Yamba NSW 4,600 km ≈ 6 h nonstop flight

From you

Ubud, Bali
Yamba NSW

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Yamba NSW: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 42% lower than in Yamba NSW. Housing and daily spending are where you’ll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

You’d need roughly $2,023 in Ubud, Bali and $3,497 in Yamba NSW to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,125 in Ubud, Bali versus $1,424 in Yamba NSW. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $491 in Ubud, Bali versus $1,974 in Yamba NSW. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 26% higher in Yamba NSW. For households that cook at home regularly, that difference adds up over a month.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Yamba NSW are both considered safe, so it’s unlikely to be the deciding factor between them.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 42% less than in Yamba NSW. Beyond cost, consider language, visa policies, and how big the international community is in each city.