Cost of Living Comparison Between Ubud, Bali and West Springfield, MA Cost of Living Comparison Between Ubud, Bali and West Springfield, MA

Monthly Cost of Living

Monthly costs for one person with rent: $1,408 in Ubud, Bali versus $2,609 in West Springfield, MA.

Estimated couple costs with rent: $2,582 in Ubud, Bali versus $3,803 in West Springfield, MA.

Monthly costs for a family of three with rent: $3,757 in Ubud, Bali versus $4,996 in West Springfield, MA.

Living in Ubud, Bali costs roughly 46% less than in West Springfield, MA, driven mainly by Eating Out.

Both cities are pricier than the global median: Ubud, Bali 5% above, West Springfield, MA 95% above.

Currency
🍽 Eating Out
Ubud, Bali
West Springfield, MA
Difference
Meal at Budget Restaurant
$3.42 Rp 58.7K
$19.06 $19.06
-82.06%
Three-Course Dinner for Two, Mid-Range
$32.96 Rp 566.5K
$74.2 $74.2
-55.56%
Fast Food Meal (McDonalds, etc)
$5.08 Rp 87.3K
$10.84 $10.84
-53.14%
Cappuccino
$2.82 Rp 48.5K
$5.07 $5.07
-44.38%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.37 Rp 23.5K
$2.59 $2.59
-47.10%
Water (0.33 liter bottle)
$0.71 Rp 12.2K
$2.02 $2.02
-64.85%
Local Beer (0.5 liter draught)
$2.97 Rp 51.0K
$6.09 $6.09
-51.23%
Imported Beer (0.33 liter bottle)
$3.91 Rp 67.2K
$7.18 $7.18
-45.54%
🛒 Groceries & Markets
Ubud, Bali
West Springfield, MA
Difference
Milk (1 liter)
$1.75 Rp 30.0K
$1.04 $1.04
68.27%
White Bread (500g)
$2.52 Rp 43.2K
$3.52 $3.52
-28.41%
Rice (white) (1kg)
$1.21 Rp 20.8K
$4.28 $4.28
-71.73%
Eggs
$2.33 Rp 40.1K
$4.23 $4.23
-44.92%
Local Cheese (1kg)
$14.50 Rp 249.2K
$12.32 $12.32
17.69%
Chicken Fillets (1kg)
$4.36 Rp 74.9K
$11.72 $11.72
-62.80%
Beef Round Steak (1kg)
$12.05 Rp 207.0K
$15.72 $15.72
-23.35%
Apples (1kg)
$3.82 Rp 65.6K
$5.04 $5.04
-24.21%
Banana (1kg)
$1.61 Rp 27.7K
$1.64 $1.64
-1.83%
Oranges (1kg)
$2.70 Rp 46.5K
$4.22 $4.22
-36.02%
Tomato (1kg)
$2.23 Rp 38.3K
$4.67 $4.67
-52.25%
Potato (1kg)
$1.90 Rp 32.6K
$2.88 $2.88
-34.03%
Onion (1kg)
$2.18 Rp 37.5K
$2.86 $2.86
-23.78%
Lettuce (1 head)
$1.03 Rp 17.7K
$2.03 $2.03
-49.26%
Water (1.5 liter bottle)
$0.77 Rp 13.3K
$2.11 $2.11
-63.51%
Cigarettes 20 Pack (Marlboro, Camel)
$3.18 Rp 54.7K
$9.43 $9.43
-66.28%
Wine (Bottle)
$23.23 Rp 399.2K
$14.79 $14.79
57.07%
Local Beer (0.5 liter bottle)
$2.85 Rp 48.9K
$1.80 $1.80
58.33%
Imported Beer (0.33 liter bottle)
$2.72 Rp 46.7K
$3.45 $3.45
-21.16%
🚌 Getting Around
Ubud, Bali
West Springfield, MA
Difference
One-way Ticket (Public Transport)
$0.29 Rp 5,022
$2.06 $2.06
-85.92%
Public Transport Monthly Pass (Regular Price)
$8.43 Rp 144.8K
$27.57 $27.57
-69.42%
Taxi Start (Normal Tariff)
$0.49 Rp 8,344
$3.58 $3.58
-86.31%
Taxi (Normal Tariff) (1km)
$0.45 Rp 7,812
$1.64 $1.64
-72.56%
Taxi 1hour Waiting (Normal Tariff)
$6.28 Rp 107.8K
$28.96 $28.96
-78.31%
Gasoline (1 liter)
$0.85 Rp 14.6K
$0.89 $0.89
-4.49%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.1K Rp 447.8M
$29.7K $29.7K
-12.35%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.5K Rp 541.8M
$25.6K $25.6K
23.13%
🧾 Monthly Utilities & Internet
Ubud, Bali
West Springfield, MA
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$79.8 Rp 1.4M
$187 $187
-57.25%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.09 Rp 70.3K
$52.9 $52.9
-92.27%
Internet (50+ Mbps, Unlimited Data)
$24.06 Rp 413.6K
$69.1 $69.1
-65.20%
🎉 Sport & Entertainment
Ubud, Bali
West Springfield, MA
Difference
Gym Membership (Monthly)
$96.2 Rp 1.7M
$42.68 $42.68
125.37%
Tennis Court (1 Hour on Weekend)
$6.53 Rp 112.2K
-
-
Cinema Ticket
$4.13 Rp 71.1K
$13.35 $13.35
-69.06%
🧸 Childcare & Education
Ubud, Bali
West Springfield, MA
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$297 Rp 5.1M
$1,289 $1,289
-76.97%
International Primary School, 1 Child (Yearly)
$6,661 Rp 114.5M
$23.5K $23.5K
-71.65%
👕👟 Clothing & Footwear
Ubud, Bali
West Springfield, MA
Difference
Jeans (Levis 501 Or Similar)
$55.0 Rp 944.5K
$52.0 $52.0
5.69%
Summer Dress (H&M, Zara, etc)
$38.75 Rp 666.0K
$40.64 $40.64
-4.65%
Sport Shoes (Adidas, Nike)
$89.6 Rp 1.5M
$86.9 $86.9
3.09%
Men's Leather Business Shoes
$78.9 Rp 1.4M
$110 $110
-28.26%
🏠 Accommodation & Living
Ubud, Bali
West Springfield, MA
Difference
1-bedroom Apartment, City Center (Monthly)
$1,018 Rp 17.5M
$1,574 $1,574
-35.29%
1-bedroom Apartment, Outside City Center (Monthly)
$660 Rp 11.3M
$1,348 $1,348
-51.05%
3-bedroom Apartment, City Center (Monthly)
$3,435 Rp 59.0M
$2,621 $2,621
31.06%
3-bedroom Apartment, Outside City Center (Monthly)
$2,053 Rp 35.3M
$2,223 $2,223
-7.62%
Buy Apartment in City Center (m2)
$2,981 Rp 51.2M
$2,683 $2,683
11.10%
Buy Apartment Outside City Center (m2)
$2,368 Rp 40.7M
$2,402 $2,402
-1.42%
💵 Salaries & Financials
Ubud, Bali
West Springfield, MA
Difference
Average Monthly Net Salary (After Tax)
$172 Rp 3.0M
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
6.51
103.99%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: April 21, 2026

Last update for West Springfield, MA: April 21, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,018 in Ubud, Bali and $1,574 in West Springfield, MA. Housing cost is often the main lever when comparing two cities.

Dining out: $33 in Ubud, Bali vs $74 in West Springfield, MA for a mid-range dinner for two. Groceries echo the gap at $299 vs $391 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs West Springfield, MA: Cost of Living - Frequently Asked Questions
Which city is more expensive, Ubud, Bali or West Springfield, MA?
Ubud, Bali wins on cost – living expenses run 85% lower than in West Springfield, MA. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.
How much do you need to earn to live comfortably in Ubud, Bali vs West Springfield, MA?
You'd need roughly $2,112 in Ubud, Bali and $3,914 in West Springfield, MA to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
How much does a 1-bedroom apartment cost in Ubud, Bali vs West Springfield, MA?
Rent for a central apartment: $1,018 in Ubud, Bali versus $1,574 in West Springfield, MA. Housing is usually the single largest factor when comparing overall living costs between the two.
How do childcare costs compare in Ubud, Bali and West Springfield, MA?
Childcare runs $297 in Ubud, Bali versus $1,289 in West Springfield, MA. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Are groceries more expensive in Ubud, Bali or West Springfield, MA?
Supermarket bills run roughly 31% higher in West Springfield, MA. For households that cook at home regularly, that difference adds up over a month.
Can you live on $1,000/month in Ubud, Bali or West Springfield, MA?
At $1,408 in Ubud, Bali versus $2,609 in West Springfield, MA, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in West Springfield, MA. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.
Which city is better for digital nomads, Ubud, Bali or West Springfield, MA?
Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,408 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.
How safe is Ubud, Bali compared to West Springfield, MA?
Safety-wise, Ubud, Bali and West Springfield, MA are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Ubud, Bali gentler on the wallet – expenses run 85% less than in West Springfield, MA. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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