🙂Monthly costs for one person with rent: $1,408 in Ubud, Bali versus $2,609 in West Springfield, MA.
🙂Estimated couple costs with rent: $2,582 in Ubud, Bali versus $3,803 in West Springfield, MA.
🙂Monthly costs for a family of three with rent: $3,757 in Ubud, Bali versus $4,996 in West Springfield, MA.
🙂Living in Ubud, Bali costs roughly 46% less than in West Springfield, MA, driven mainly by Eating Out.
📊Both cities are pricier than the global median: Ubud, Bali5% above, West Springfield, MA95% above.
Currency
🍽 Eating Out
Ubud, Bali
West Springfield, MA
Difference
Meal at Budget Restaurant
$3.42Rp 58.7K
$19.06$19.06
-82.06%
Three-Course Dinner for Two, Mid-Range
$32.96Rp 566.5K
$74.2$74.2
-55.56%
Fast Food Meal(McDonalds, etc)
$5.08Rp 87.3K
$10.84$10.84
-53.14%
Cappuccino
$2.82Rp 48.5K
$5.07$5.07
-44.38%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.37Rp 23.5K
$2.59$2.59
-47.10%
Water(0.33 liter bottle)
$0.71Rp 12.2K
$2.02$2.02
-64.85%
Local Beer(0.5 liter draught)
$2.97Rp 51.0K
$6.09$6.09
-51.23%
Imported Beer(0.33 liter bottle)
$3.91Rp 67.2K
$7.18$7.18
-45.54%
🛒 Groceries & Markets
Ubud, Bali
West Springfield, MA
Difference
Milk(1 liter)
$1.75Rp 30.0K
$1.04$1.04
68.27%
White Bread(500g)
$2.52Rp 43.2K
$3.52$3.52
-28.41%
Rice(white)(1kg)
$1.21Rp 20.8K
$4.28$4.28
-71.73%
Eggs
$2.33Rp 40.1K
$4.23$4.23
-44.92%
Local Cheese(1kg)
$14.50Rp 249.2K
$12.32$12.32
17.69%
Chicken Fillets(1kg)
$4.36Rp 74.9K
$11.72$11.72
-62.80%
Beef Round Steak(1kg)
$12.05Rp 207.0K
$15.72$15.72
-23.35%
Apples(1kg)
$3.82Rp 65.6K
$5.04$5.04
-24.21%
Banana(1kg)
$1.61Rp 27.7K
$1.64$1.64
-1.83%
Oranges(1kg)
$2.70Rp 46.5K
$4.22$4.22
-36.02%
Tomato(1kg)
$2.23Rp 38.3K
$4.67$4.67
-52.25%
Potato(1kg)
$1.90Rp 32.6K
$2.88$2.88
-34.03%
Onion(1kg)
$2.18Rp 37.5K
$2.86$2.86
-23.78%
Lettuce(1 head)
$1.03Rp 17.7K
$2.03$2.03
-49.26%
Water(1.5 liter bottle)
$0.77Rp 13.3K
$2.11$2.11
-63.51%
Cigarettes 20 Pack(Marlboro, Camel)
$3.18Rp 54.7K
$9.43$9.43
-66.28%
Wine(Bottle)
$23.23Rp 399.2K
$14.79$14.79
57.07%
Local Beer(0.5 liter bottle)
$2.85Rp 48.9K
$1.80$1.80
58.33%
Imported Beer(0.33 liter bottle)
$2.72Rp 46.7K
$3.45$3.45
-21.16%
🚌 Getting Around
Ubud, Bali
West Springfield, MA
Difference
One-way Ticket(Public Transport)
$0.29Rp 5,022
$2.06$2.06
-85.92%
Public Transport Monthly Pass(Regular Price)
$8.43Rp 144.8K
$27.57$27.57
-69.42%
Taxi Start(Normal Tariff)
$0.49Rp 8,344
$3.58$3.58
-86.31%
Taxi(Normal Tariff)(1km)
$0.45Rp 7,812
$1.64$1.64
-72.56%
Taxi 1hour Waiting(Normal Tariff)
$6.28Rp 107.8K
$28.96$28.96
-78.31%
Gasoline(1 liter)
$0.85Rp 14.6K
$0.89$0.89
-4.49%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.1KRp 447.8M
$29.7K$29.7K
-12.35%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.5KRp 541.8M
$25.6K$25.6K
23.13%
🧾 Monthly Utilities & Internet
Ubud, Bali
West Springfield, MA
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$79.8Rp 1.4M
$187$187
-57.25%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$4.09Rp 70.3K
$52.9$52.9
-92.27%
Internet(50+ Mbps, Unlimited Data)
$24.06Rp 413.6K
$69.1$69.1
-65.20%
🎉 Sport & Entertainment
Ubud, Bali
West Springfield, MA
Difference
Gym Membership(Monthly)
$96.2Rp 1.7M
$42.68$42.68
125.37%
Tennis Court(1 Hour on Weekend)
$6.53Rp 112.2K
-
-
Cinema Ticket
$4.13Rp 71.1K
$13.35$13.35
-69.06%
🧸 Childcare & Education
Ubud, Bali
West Springfield, MA
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$297Rp 5.1M
$1,289$1,289
-76.97%
International Primary School, 1 Child(Yearly)
$6,661Rp 114.5M
$23.5K$23.5K
-71.65%
👕👟 Clothing & Footwear
Ubud, Bali
West Springfield, MA
Difference
Jeans(Levis 501 Or Similar)
$55.0Rp 944.5K
$52.0$52.0
5.69%
Summer Dress(H&M, Zara, etc)
$38.75Rp 666.0K
$40.64$40.64
-4.65%
Sport Shoes(Adidas, Nike)
$89.6Rp 1.5M
$86.9$86.9
3.09%
Men's Leather Business Shoes
$78.9Rp 1.4M
$110$110
-28.26%
🏠 Accommodation & Living
Ubud, Bali
West Springfield, MA
Difference
1-bedroom Apartment, City Center(Monthly)
$1,018Rp 17.5M
$1,574$1,574
-35.29%
1-bedroom Apartment, Outside City Center(Monthly)
$660Rp 11.3M
$1,348$1,348
-51.05%
3-bedroom Apartment, City Center(Monthly)
$3,435Rp 59.0M
$2,621$2,621
31.06%
3-bedroom Apartment, Outside City Center(Monthly)
$2,053Rp 35.3M
$2,223$2,223
-7.62%
Buy Apartment in City Center(m2)
$2,981Rp 51.2M
$2,683$2,683
11.10%
Buy Apartment Outside City Center(m2)
$2,368Rp 40.7M
$2,402$2,402
-1.42%
💵 Salaries & Financials
Ubud, Bali
West Springfield, MA
Difference
Average Monthly Net Salary(After Tax)
$172Rp 3.0M
-
-
20-Year Fixed Mortgage Interest Rate(Annual %)
13.28
6.51
103.99%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Ubud, Bali: April 21, 2026
Last update for West Springfield, MA: April 21, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $1,018 in Ubud, Bali and $1,574 in West Springfield, MA. Housing cost is often the main lever when comparing two cities.
🛒Dining out: $33 in Ubud, Bali vs $74 in West Springfield, MA for a mid-range dinner for two. Groceries echo the gap at $299 vs $391 per month, with Ubud, Bali cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs West Springfield, MA: Cost of Living - Frequently Asked Questions
Which city is more expensive, Ubud, Bali or West Springfield, MA?
Ubud, Bali wins on cost – living expenses run 85% lower than in West Springfield, MA. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.
How much do you need to earn to live comfortably in Ubud, Bali vs West Springfield, MA?
You'd need roughly $2,112 in Ubud, Bali and $3,914 in West Springfield, MA to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
How much does a 1-bedroom apartment cost in Ubud, Bali vs West Springfield, MA?
Rent for a central apartment: $1,018 in Ubud, Bali versus $1,574 in West Springfield, MA. Housing is usually the single largest factor when comparing overall living costs between the two.
How do childcare costs compare in Ubud, Bali and West Springfield, MA?
Childcare runs $297 in Ubud, Bali versus $1,289 in West Springfield, MA. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Are groceries more expensive in Ubud, Bali or West Springfield, MA?
Supermarket bills run roughly 31% higher in West Springfield, MA. For households that cook at home regularly, that difference adds up over a month.
Can you live on $1,000/month in Ubud, Bali or West Springfield, MA?
At $1,408 in Ubud, Bali versus $2,609 in West Springfield, MA, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in West Springfield, MA. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.
Which city is better for digital nomads, Ubud, Bali or West Springfield, MA?
Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,408 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.
How safe is Ubud, Bali compared to West Springfield, MA?
Safety-wise, Ubud, Bali and West Springfield, MA are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Ubud, Bali gentler on the wallet – expenses run 85% less than in West Springfield, MA. Beyond cost, consider language, visa policies, and how big the international community is in each city.
Ubud, Bali vs other spots: cost of living compared