Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and West Springfield, MA

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $2,608 in West Springfield, MA, rent and utilities included – about $15,100 less a year. Rent and utilities account for most of the difference.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
126

Cost of Living Index in West Springfield, MA
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West Springfield, MA Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

West Springfield, MA

🇺🇸 United States

$2,608

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in West Springfield, MA

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in West Springfield, MA actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,349 in Ubud, Bali versus $2,608 in West Springfield, MA.

Ubud, Bali $1,349
West Springfield, MA $2,608

Estimated couple costs with rent: $2,305 in Ubud, Bali versus $3,854 in West Springfield, MA.

Ubud, Bali $2,305
West Springfield, MA $3,854

Monthly costs for a family of three with rent: $3,261 in Ubud, Bali versus $5,099 in West Springfield, MA.

Ubud, Bali $3,261
West Springfield, MA $5,099

Living in Ubud, Bali costs roughly 48% less than in West Springfield, MA, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$3.32 Rp 60.4K

$20.75 $20.75

-84.00%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 647.8K

$77.6 $77.6

-54.10%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.6K

$13.21 $13.21

-58.14%

Cappuccino

$2.72 Rp 49.4K

$5.15 $5.15

-47.18%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$2.65 $2.65

-35.85%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$2.05 $2.05

-62.93%

Local Beer (0.5 liter draught)

$2.65 Rp 48.2K

$5.58 $5.58

-52.51%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.6K

$8.29 $8.29

-47.17%

Milk (1 liter)

$1.49 Rp 27.1K

$1.01 $1.01

47.52%

White Bread (500g)

$2.28 Rp 41.4K

$3.66 $3.66

-37.70%

Rice (white) (1kg)

$1.19 Rp 21.6K

$4.37 $4.37

-72.77%

Eggs

$2.04 Rp 37.0K

$4.22 $4.22

-51.66%

Local Cheese (1kg)

$17.70 Rp 321.7K

$12.67 $12.67

39.70%

Chicken Fillets (1kg)

$3.96 Rp 72.0K

$11.67 $11.67

-66.07%

Beef Round Steak (1kg)

$12.19 Rp 221.6K

$17.35 $17.35

-29.74%

Apples (1kg)

$3.66 Rp 66.4K

$5.09 $5.09

-28.09%

Banana (1kg)

$1.52 Rp 27.6K

$1.65 $1.65

-7.88%

Oranges (1kg)

$2.23 Rp 40.5K

$4.22 $4.22

-47.16%

Tomato (1kg)

$1.97 Rp 35.9K

$4.76 $4.76

-58.61%

Potato (1kg)

$1.85 Rp 33.6K

$2.73 $2.73

-32.23%

Onion (1kg)

$2.42 Rp 44.1K

$2.95 $2.95

-17.97%

Lettuce (1 head)

$0.99 Rp 18.0K

$2.10 $2.10

-52.86%

Water (1.5 liter bottle)

$0.51 Rp 9,332

$2.31 $2.31

-77.92%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.4K

$9.84 $9.84

-77.44%

Wine (Bottle)

$22.24 Rp 404.2K

$14.75 $14.75

50.78%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.1K

$2.18 $2.18

3.67%

Imported Beer (0.33 liter bottle)

$2.97 Rp 54.0K

$3.73 $3.73

-20.38%

One-way Ticket (Public Transport)

$0.25 Rp 4,562

$2.06 $2.06

-87.86%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.2K

$60.3 $60.3

-87.03%

Taxi Start (Normal Tariff)

$0.44 Rp 7,989

$3.48 $3.48

-87.36%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,817

$1.82 $1.82

-76.37%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.3K

$31.50 $31.50

-82.83%

Gasoline (1 liter)

$0.82 Rp 15.0K

$1.09 $1.09

-24.77%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 433.3M

$28.0K $28.0K

-14.75%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 577.0M

$25.7K $25.7K

23.42%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$199 $199

-60.25%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 117.2K

$58.5 $58.5

-88.97%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.7K

$70.4 $70.4

-73.62%

Gym Membership (Monthly)

$49.48 Rp 899.4K

$40.08 $40.08

23.45%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.8K

Cinema Ticket

$4.27 Rp 77.7K

$14.12 $14.12

-69.76%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$1,567 $1,567

-68.69%

International Primary School, 1 Child (Yearly)

$5,674 Rp 103.1M

$23.7K $23.7K

-76.08%

Jeans (Levis 501 Or Similar)

$44.64 Rp 811.4K

$52.7 $52.7

-15.28%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 635.3K

$40.53 $40.53

-13.77%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.5M

$89.8 $89.8

-11.05%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$114 $114

-30.61%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$1,543 $1,543

-27.12%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$1,263 $1,263

-46.82%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.8M

$2,528 $2,528

40.98%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$2,131 $2,131

-19.14%

Buy Apartment in City Center (m2)

$2,732 Rp 49.6M

$2,780 $2,780

-1.73%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.5M

$2,321 $2,321

-1.59%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

6.57

109.74%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for West Springfield, MA: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

West Springfield, MA

$1.3K 48.4% 88.1% $591

Groceries & Markets

Ubud, Bali

$288 21.4%

West Springfield, MA

$404 15.5% 39.9% $115

Eating Out

Ubud, Bali

$108 8%

West Springfield, MA

$331 12.7% 207% $223

Clothing & Footwear

Ubud, Bali

$108 8%

West Springfield, MA

$134 5.1% 24.5% $26

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

West Springfield, MA

$328 12.6% 215% $224

Sport & Entertainment

Ubud, Bali

$58 4.3%

West Springfield, MA

$68 2.6% 17.7% $10

Getting Around

Ubud, Bali

$11 0.9%

West Springfield, MA

$81 3.1% 610% $70

Cost Breakdown

A one-bedroom apartment in the center runs $1,125 in Ubud, Bali and $1,543 in West Springfield, MA. Housing cost is often the main lever when comparing two cities.

Dining out: $36 in Ubud, Bali vs $78 in West Springfield, MA for a mid-range dinner for two. Groceries echo the gap at $288 vs $404 per month, with Ubud, Bali cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇺🇸 West Springfield, MA

🕒 Local time

03:59 3:59 AM

15:59 3:59 PM

12 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

28,391

💱 Currency

Indonesian Rupiah IDR Rp

United States Dollar USD $

📈 Exchange rate

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

1 USD = 0.898 EUR

Exchange rates and currency converter

USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,175 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,233 IDR (100,000 IDR = 4.94 EUR).

United States Dollar exchange rates as of October 28, 2026: 1 EUR = 1.11 USD (1 USD = 0.898 EUR).

USD to IDR in detail →

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Between locations

Ubud, Bali West Springfield, MA 16,200 km ≈ 21 h nonstop flight

From you

Ubud, Bali
West Springfield, MA

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs West Springfield, MA: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 48% lower than in West Springfield, MA. Housing and daily spending are where you’ll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

You’d need roughly $2,023 in Ubud, Bali and $3,912 in West Springfield, MA to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,125 in Ubud, Bali versus $1,543 in West Springfield, MA. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $491 in Ubud, Bali versus $1,567 in West Springfield, MA. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 40% higher in West Springfield, MA. For households that cook at home regularly, that difference adds up over a month.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and West Springfield, MA are both considered safe, so it’s unlikely to be the deciding factor between them.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 48% less than in West Springfield, MA. Beyond cost, consider language, visa policies, and how big the international community is in each city.