Cost of Living Comparison Between West Springfield, MA and Ubud, Bali Cost of Living Comparison Between West Springfield, MA and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $2,604 in West Springfield, MA versus $1,397 in Ubud, Bali.

Estimated couple costs with rent: $3,765 in West Springfield, MA versus $2,588 in Ubud, Bali.

Monthly costs for a family of three with rent: $4,926 in West Springfield, MA versus $3,778 in Ubud, Bali.

Living in West Springfield, MA is roughly 86% more expensive than in Ubud, Bali, driven mainly by Eating Out.

Both cities are pricier than the global median: West Springfield, MA 95% above, Ubud, Bali 5% above.

Currency
🍽 Eating Out
West Springfield, MA
Ubud, Bali
Difference
Meal at Budget Restaurant
$18.63 $18.63
$3.43 Rp 61.4K
443.15%
Three-Course Dinner for Two, Mid-Range
$74.7 $74.7
$31.97 Rp 572.4K
133.56%
Fast Food Meal (McDonalds, etc)
$10.97 $10.97
$5.05 Rp 90.4K
117.23%
Cappuccino
$5.14 $5.14
$2.71 Rp 48.6K
89.67%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.47 $2.47
$1.39 Rp 24.9K
77.70%
Water (0.33 liter bottle)
$1.97 $1.97
$0.74 Rp 13.3K
166.22%
Local Beer (0.5 liter draught)
$6.13 $6.13
$2.89 Rp 51.8K
112.11%
Imported Beer (0.33 liter bottle)
$6.85 $6.85
$3.79 Rp 67.9K
80.74%
🛒 Groceries & Markets
West Springfield, MA
Ubud, Bali
Difference
Milk (1 liter)
$1.00 $1.00
$1.79 Rp 32.1K
-44.13%
White Bread (500g)
$3.45 $3.45
$2.51 Rp 44.9K
37.45%
Rice (white) (1kg)
$4.25 $4.25
$1.21 Rp 21.7K
251.24%
Eggs
$4.11 $4.11
$2.37 Rp 42.4K
73.42%
Local Cheese (1kg)
$12.47 $12.47
$14.43 Rp 258.4K
-13.58%
Chicken Fillets (1kg)
$11.51 $11.51
$4.15 Rp 74.3K
177.35%
Beef Round Steak (1kg)
$15.72 $15.72
$12.11 Rp 216.9K
29.81%
Apples (1kg)
$4.77 $4.77
$3.77 Rp 67.5K
26.53%
Banana (1kg)
$1.64 $1.64
$1.63 Rp 29.1K
0.61%
Oranges (1kg)
$4.28 $4.28
$2.71 Rp 48.5K
57.93%
Tomato (1kg)
$4.61 $4.61
$2.26 Rp 40.4K
103.98%
Potato (1kg)
$2.90 $2.90
$1.93 Rp 34.5K
50.26%
Onion (1kg)
$2.91 $2.91
$2.19 Rp 39.3K
32.88%
Lettuce (1 head)
$2.02 $2.02
$1.02 Rp 18.2K
98.04%
Water (1.5 liter bottle)
$2.12 $2.12
$0.72 Rp 12.8K
194.44%
Cigarettes 20 Pack (Marlboro, Camel)
$9.39 $9.39
$3.18 Rp 57.0K
195.28%
Wine (Bottle)
$14.97 $14.97
$23.84 Rp 426.8K
-37.21%
Local Beer (0.5 liter bottle)
$1.79 $1.79
$2.77 Rp 49.7K
-35.38%
Imported Beer (0.33 liter bottle)
$3.27 $3.27
$2.75 Rp 49.3K
18.91%
🚌 Getting Around
West Springfield, MA
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$1.95 $1.95
$0.27 Rp 4,786
622.22%
Public Transport Monthly Pass (Regular Price)
$28.17 $28.17
$8.20 Rp 146.8K
243.54%
Taxi Start (Normal Tariff)
$3.56 $3.56
$0.48 Rp 8,653
641.67%
Taxi (Normal Tariff) (1km)
$1.58 $1.58
$0.42 Rp 7,545
276.19%
Taxi 1hour Waiting (Normal Tariff)
$29.28 $29.28
$6.03 Rp 107.9K
385.57%
Gasoline (1 liter)
$0.90 $0.90
$0.82 Rp 14.7K
9.76%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$29.5K $29.5K
$26.6K Rp 475.6M
10.96%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.2K $25.2K
$32.2K Rp 576.6M
-21.75%
🧾 Monthly Utilities & Internet
West Springfield, MA
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$187 $187
$78.3 Rp 1.4M
138.86%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$53.5 $53.5
$3.91 Rp 70.1K
1269.31%
Internet (50+ Mbps, Unlimited Data)
$69.0 $69.0
$23.91 Rp 428.2K
188.41%
🎉 Sport & Entertainment
West Springfield, MA
Ubud, Bali
Difference
Gym Membership (Monthly)
$42.46 $42.46
$96.2 Rp 1.7M
-55.85%
Tennis Court (1 Hour on Weekend)
-
$6.53 Rp 116.8K
-
Cinema Ticket
$13.29 $13.29
$4.01 Rp 71.9K
231.42%
🧸 Childcare & Education
West Springfield, MA
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,318 $1,318
$303 Rp 5.4M
335.43%
International Primary School, 1 Child (Yearly)
$23.0K $23.0K
$6,551 Rp 117.3M
251.58%
👕👟 Clothing & Footwear
West Springfield, MA
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$51.1 $51.1
$55.3 Rp 990.4K
-7.56%
Summer Dress (H&M, Zara, etc)
$40.47 $40.47
$38.32 Rp 686.1K
5.61%
Sport Shoes (Adidas, Nike)
$87.5 $87.5
$88.5 Rp 1.6M
-1.11%
Men's Leather Business Shoes
$112 $112
$76.7 Rp 1.4M
46.53%
🏠 Accommodation & Living
West Springfield, MA
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$1,626 $1,626
$986 Rp 17.6M
64.93%
1-bedroom Apartment, Outside City Center (Monthly)
$1,369 $1,369
$682 Rp 12.2M
100.66%
3-bedroom Apartment, City Center (Monthly)
$2,619 $2,619
$3,420 Rp 61.2M
-23.44%
3-bedroom Apartment, Outside City Center (Monthly)
$2,267 $2,267
$2,075 Rp 37.1M
9.25%
Buy Apartment in City Center (m2)
$2,756 $2,756
$2,762 Rp 49.5M
-0.23%
Buy Apartment Outside City Center (m2)
$2,388 $2,388
$2,243 Rp 40.2M
6.44%
💵 Salaries & Financials
West Springfield, MA
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
-
$169 Rp 3.0M
-
20-Year Fixed Mortgage Interest Rate (Annual %)
6.51
13.28
-50.98%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for West Springfield, MA: July 20, 2026

Last update for Ubud, Bali: July 22, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,626 in West Springfield, MA and $986 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Dining out: $75.0 in West Springfield, MA vs $32.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $388 vs $298 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
West Springfield, MA vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Which city is more expensive, West Springfield, MA or Ubud, Bali?
Ubud, Bali wins on cost – living expenses run 86% lower than in West Springfield, MA. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.
How much do you need to earn to live comfortably in West Springfield, MA and in Ubud, Bali?
You'd need roughly $3,907 in West Springfield, MA and $2,096 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
How much does a 1-bedroom apartment cost in West Springfield, MA compared to Ubud, Bali?
Rent for a central apartment: $1,626 in West Springfield, MA versus $986 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
How do childcare costs compare in West Springfield, MA and in Ubud, Bali?
Childcare runs $1,318 in West Springfield, MA versus $303 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Are groceries more expensive in West Springfield, MA or in Ubud, Bali?
Supermarket bills run roughly 30% higher in West Springfield, MA. For households that cook at home regularly, that difference adds up over a month.
Can you live on $1,000/month in West Springfield, MA or in Ubud, Bali?
At $1,397 in Ubud, Bali versus $2,604 in West Springfield, MA, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in West Springfield, MA. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.
Which city is better for digital nomads, West Springfield, MA or Ubud, Bali?
Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,397 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.
How safe is West Springfield, MA compared to Ubud, Bali?
Safety-wise, West Springfield, MA and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Ubud, Bali gentler on the wallet – expenses run 86% less than in West Springfield, MA. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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