Last update: Oct 2026

Cost of Living Comparison Between West Springfield, MA and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $2,608 in West Springfield, MA, rent and utilities included – about $15,100 less a year. Rent and utilities account for most of the difference.

126

Cost of Living Index in West Springfield, MA
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West Springfield, MA Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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West Springfield, MA

🇺🇸 United States

$2,608

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in West Springfield, MA and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in West Springfield, MA and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,608 in West Springfield, MA versus $1,349 in Ubud, Bali.

West Springfield, MA $2,608
Ubud, Bali $1,349

Estimated couple costs with rent: $3,854 in West Springfield, MA versus $2,305 in Ubud, Bali.

West Springfield, MA $3,854
Ubud, Bali $2,305

Monthly costs for a family of three with rent: $5,099 in West Springfield, MA versus $3,261 in Ubud, Bali.

West Springfield, MA $5,099
Ubud, Bali $3,261

Living in West Springfield, MA is roughly 93% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$20.75 $20.75

$3.32 Rp 60.4K

525.00%

Three-Course Dinner for Two, Mid-Range

$77.6 $77.6

$35.64 Rp 647.8K

117.85%

Fast Food Meal (McDonalds, etc)

$13.21 $13.21

$5.53 Rp 100.6K

138.88%

Cappuccino

$5.15 $5.15

$2.72 Rp 49.4K

89.34%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.65 $2.65

$1.70 Rp 30.9K

55.88%

Water (0.33 liter bottle)

$2.05 $2.05

$0.76 Rp 13.8K

169.74%

Local Beer (0.5 liter draught)

$5.58 $5.58

$2.65 Rp 48.2K

110.57%

Imported Beer (0.33 liter bottle)

$8.29 $8.29

$4.38 Rp 79.6K

89.27%

Milk (1 liter)

$1.01 $1.01

$1.49 Rp 27.1K

-32.21%

White Bread (500g)

$3.66 $3.66

$2.28 Rp 41.4K

60.53%

Rice (white) (1kg)

$4.37 $4.37

$1.19 Rp 21.6K

267.23%

Eggs

$4.22 $4.22

$2.04 Rp 37.0K

106.86%

Local Cheese (1kg)

$12.67 $12.67

$17.70 Rp 321.7K

-28.42%

Chicken Fillets (1kg)

$11.67 $11.67

$3.96 Rp 72.0K

194.70%

Beef Round Steak (1kg)

$17.35 $17.35

$12.19 Rp 221.6K

42.33%

Apples (1kg)

$5.09 $5.09

$3.66 Rp 66.4K

39.07%

Banana (1kg)

$1.65 $1.65

$1.52 Rp 27.6K

8.55%

Oranges (1kg)

$4.22 $4.22

$2.23 Rp 40.5K

89.24%

Tomato (1kg)

$4.76 $4.76

$1.97 Rp 35.9K

141.62%

Potato (1kg)

$2.73 $2.73

$1.85 Rp 33.6K

47.57%

Onion (1kg)

$2.95 $2.95

$2.42 Rp 44.1K

21.90%

Lettuce (1 head)

$2.10 $2.10

$0.99 Rp 18.0K

112.12%

Water (1.5 liter bottle)

$2.31 $2.31

$0.51 Rp 9,332

352.94%

Cigarettes 20 Pack (Marlboro, Camel)

$9.84 $9.84

$2.22 Rp 40.4K

343.24%

Wine (Bottle)

$14.75 $14.75

$22.24 Rp 404.2K

-33.68%

Local Beer (0.5 liter bottle)

$2.18 $2.18

$2.26 Rp 41.1K

-3.54%

Imported Beer (0.33 liter bottle)

$3.73 $3.73

$2.97 Rp 54.0K

25.59%

One-way Ticket (Public Transport)

$2.06 $2.06

$0.25 Rp 4,562

724.00%

Public Transport Monthly Pass (Regular Price)

$60.3 $60.3

$7.82 Rp 142.2K

671.23%

Taxi Start (Normal Tariff)

$3.48 $3.48

$0.44 Rp 7,989

690.91%

Taxi (Normal Tariff) (1km)

$1.82 $1.82

$0.43 Rp 7,817

323.26%

Taxi 1hour Waiting (Normal Tariff)

$31.50 $31.50

$5.41 Rp 98.3K

482.26%

Gasoline (1 liter)

$1.09 $1.09

$0.82 Rp 15.0K

32.93%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.0K $28.0K

$23.8K Rp 433.3M

17.30%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.7K $25.7K

$31.7K Rp 577.0M

-18.97%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$199 $199

$79.1 Rp 1.4M

151.57%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$58.5 $58.5

$6.45 Rp 117.2K

806.98%

Internet (50+ Mbps, Unlimited Data)

$70.4 $70.4

$18.58 Rp 337.7K

279.12%

Gym Membership (Monthly)

$40.08 $40.08

$49.48 Rp 899.4K

-19.00%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.8K

Cinema Ticket

$14.12 $14.12

$4.27 Rp 77.7K

230.68%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,567 $1,567

$491 Rp 8.9M

219.39%

International Primary School, 1 Child (Yearly)

$23.7K $23.7K

$5,674 Rp 103.1M

318.10%

Jeans (Levis 501 Or Similar)

$52.7 $52.7

$44.64 Rp 811.4K

18.03%

Summer Dress (H&M, Zara, etc)

$40.53 $40.53

$34.95 Rp 635.3K

15.97%

Sport Shoes (Adidas, Nike)

$89.8 $89.8

$79.9 Rp 1.5M

12.43%

Men's Leather Business Shoes

$114 $114

$79.4 Rp 1.4M

44.12%

1-bedroom Apartment, City Center (Monthly)

$1,543 $1,543

$1,125 Rp 20.4M

37.21%

1-bedroom Apartment, Outside City Center (Monthly)

$1,263 $1,263

$671 Rp 12.2M

88.05%

3-bedroom Apartment, City Center (Monthly)

$2,528 $2,528

$3,565 Rp 64.8M

-29.07%

3-bedroom Apartment, Outside City Center (Monthly)

$2,131 $2,131

$1,723 Rp 31.3M

23.67%

Buy Apartment in City Center (m2)

$2,780 $2,780

$2,732 Rp 49.6M

1.76%

Buy Apartment Outside City Center (m2)

$2,321 $2,321

$2,284 Rp 41.5M

1.62%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

6.57

13.78

-52.32%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for West Springfield, MA: October 25, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

West Springfield, MA

$1.3K 48.4%

Ubud, Bali

$672 49.8% 46.8% $591

Groceries & Markets

West Springfield, MA

$404 15.5%

Ubud, Bali

$288 21.4% 28.5% $115

Eating Out

West Springfield, MA

$331 12.7%

Ubud, Bali

$108 8% 67.4% $223

Monthly Utilities & Internet

West Springfield, MA

$328 12.6%

Ubud, Bali

$104 7.7% 68.3% $224

Clothing & Footwear

West Springfield, MA

$134 5.1%

Ubud, Bali

$108 8% 19.7% $26

Getting Around

West Springfield, MA

$81 3.1%

Ubud, Bali

$11 0.9% 85.9% $70

Sport & Entertainment

West Springfield, MA

$68 2.6%

Ubud, Bali

$58 4.3% 15.1% $10

Cost Breakdown

A one-bedroom apartment in the center runs $1,543 in West Springfield, MA and $1,125 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Dining out: $78 in West Springfield, MA vs $36 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $404 vs $288 per month, with Ubud, Bali cheaper across the board.

Good to know

🇺🇸 West Springfield, MA

🇮🇩 Ubud, Bali

🕒 Local time

15:03 3:03 PM

03:03 3:03 AM

12 h ahead of West Springfield, MA

🌤 Weather

👥 Population

28,391

74,800

💱 Currency

United States Dollar USD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 USD = 0.898 EUR

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, EUR to USD – United States Dollar Converter

🇮🇩 Indonesian Rupiah (Rp)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 28, 2026: 1 EUR = 1.11 USD (1 USD = 0.898 EUR).

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,175 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,233 IDR (100,000 IDR = 4.94 EUR).

IDR to USD in detail →

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West Springfield, MA Ubud, Bali 16,200 km ≈ 21 h nonstop flight

From you

West Springfield, MA
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

West Springfield, MA vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 48% lower than in West Springfield, MA. Housing and daily spending are where you’ll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

You’d need roughly $3,912 in West Springfield, MA and $2,023 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,543 in West Springfield, MA versus $1,125 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $1,567 in West Springfield, MA versus $491 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 40% higher in West Springfield, MA. For households that cook at home regularly, that difference adds up over a month.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, West Springfield, MA and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 48% less than in West Springfield, MA. Beyond cost, consider language, visa policies, and how big the international community is in each city.