Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and West Bay

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $3,928 in West Bay, rent and utilities included – about $30,900 less a year. Rent and utilities account for most of the difference.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
188

Cost of Living Index in West Bay
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West Bay Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

West Bay

🇰🇾 Cayman Islands

$3,928

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in West Bay

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in West Bay actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,349 in Ubud, Bali versus $3,928 in West Bay.

Ubud, Bali $1,349
West Bay $3,928

Estimated couple costs with rent: $2,305 in Ubud, Bali versus $6,350 in West Bay.

Ubud, Bali $2,305
West Bay $6,350

Monthly costs for a family of three with rent: $3,261 in Ubud, Bali versus $8,772 in West Bay.

Ubud, Bali $3,261
West Bay $8,772

Living in Ubud, Bali costs roughly 66% less than in West Bay, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$3.32 Rp 60.2K

$19.02 KYD 15.59

-82.54%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 645.8K

$112 KYD 92.2

-68.30%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.3K

$14.28 KYD 11.71

-61.27%

Cappuccino

$2.72 Rp 49.3K

$6.01 KYD 4.93

-54.74%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.8K

$2.97 KYD 2.43

-42.76%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$2.83 KYD 2.32

-73.14%

Local Beer (0.5 liter draught)

$2.65 Rp 48.1K

$7.26 KYD 5.95

-63.50%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.4K

$5.92 KYD 4.86

-26.01%

Milk (1 liter)

$1.49 Rp 27.0K

$2.50 KYD 2.05

-40.40%

White Bread (500g)

$2.28 Rp 41.2K

$4.33 KYD 3.55

-47.34%

Rice (white) (1kg)

$1.19 Rp 21.6K

$4.33 KYD 3.55

-72.52%

Eggs

$2.04 Rp 36.9K

$5.87 KYD 4.81

-65.25%

Local Cheese (1kg)

$17.70 Rp 320.8K

$24.05 KYD 19.72

-26.40%

Chicken Fillets (1kg)

$3.96 Rp 71.8K

$18.95 KYD 15.54

-79.10%

Beef Round Steak (1kg)

$12.19 Rp 220.9K

$19.88 KYD 16.31

-38.68%

Apples (1kg)

$3.66 Rp 66.2K

$7.34 KYD 6.02

-50.14%

Banana (1kg)

$1.52 Rp 27.5K

$3.57 KYD 2.93

-57.42%

Oranges (1kg)

$2.23 Rp 40.4K

$6.01 KYD 4.93

-62.90%

Tomato (1kg)

$1.97 Rp 35.7K

$7.93 KYD 6.50

-75.16%

Potato (1kg)

$1.85 Rp 33.5K

$4.16 KYD 3.41

-55.53%

Onion (1kg)

$2.42 Rp 43.9K

$3.88 KYD 3.18

-37.63%

Lettuce (1 head)

$0.99 Rp 17.9K

$3.29 KYD 2.70

-69.91%

Water (1.5 liter bottle)

$0.51 Rp 9,303

$2.17 KYD 1.78

-76.50%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.3K

$14.64 KYD 12.00

-84.84%

Wine (Bottle)

$22.24 Rp 403.0K

$24.24 KYD 19.88

-8.25%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

$4.12 KYD 3.38

-45.15%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.8K

$4.91 KYD 4.03

-39.51%

One-way Ticket (Public Transport)

$0.25 Rp 4,548

$3.54 KYD 2.91

-92.94%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 141.8K

Taxi Start (Normal Tariff)

$0.44 Rp 7,964

$11.77 KYD 9.65

-96.26%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,793

$3.86 KYD 3.17

-88.86%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.0K

$44.80 KYD 36.74

-87.92%

Gasoline (1 liter)

$0.82 Rp 14.9K

$1.46 KYD 1.20

-43.84%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 432.0M

$30.1K KYD 24.7K

-20.74%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.3M

$38.1K KYD 31.2K

-16.66%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$451 KYD 370

-82.45%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.8K

$101 KYD 82.7

-93.60%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 336.7K

$112 KYD 91.5

-83.34%

Gym Membership (Monthly)

$49.48 Rp 896.7K

$249 KYD 204

-80.14%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 319.8K

$119 KYD 97.4

-85.13%

Cinema Ticket

$4.27 Rp 77.4K

$18.25 KYD 14.96

-76.60%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$1,220 KYD 1,001

-59.80%

International Primary School, 1 Child (Yearly)

$5,674 Rp 102.8M

$25.5K KYD 20.9K

-77.79%

Jeans (Levis 501 Or Similar)

$44.64 Rp 808.9K

$87.0 KYD 71.3

-48.67%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 633.4K

$74.0 KYD 60.7

-52.80%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

$103 KYD 84.7

-22.61%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$119 KYD 97.8

-33.38%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$2,189 KYD 1,795

-48.61%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$1,827 KYD 1,498

-63.25%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.6M

$4,601 KYD 3,773

-22.53%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.2M

$4,235 KYD 3,473

-59.31%

Buy Apartment in City Center (m2)

$2,732 Rp 49.5M

$17.1K KYD 14.0K

-84.01%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

$16.8K KYD 13.8K

-86.41%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$5,807 KYD 4,761

-97.18%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

244.50%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for West Bay: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

West Bay

$1.8K 46.5% 172% $1.2K

Groceries & Markets

Ubud, Bali

$288 21.4%

West Bay

$596 15.2% 107% $307

Eating Out

Ubud, Bali

$108 8%

West Bay

$338 8.6% 214% $231

Clothing & Footwear

Ubud, Bali

$108 8%

West Bay

$173 4.4% 60.5% $65

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

West Bay

$663 16.9% 537% $559

Sport & Entertainment

Ubud, Bali

$58 4.3%

West Bay

$286 7.3% 392% $228

Getting Around

Ubud, Bali

$11 0.9%

West Bay

$45 * 1.2% 296% $34

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,125 in Ubud, Bali and $2,189 in West Bay. Housing cost is often the main lever when comparing two cities.

West Bay pays about 35 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $36 in Ubud, Bali vs $112 in West Bay for a mid-range dinner for two. Groceries echo the gap at $288 vs $596 per month, with Ubud, Bali cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇰🇾 West Bay

🕒 Local time

04:00 4:00 AM

15:00 3:00 PM

13 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

11,269

💱 Currency

Indonesian Rupiah IDR Rp

Cayman Islands Dollar KYD $

📈 Exchange rate

100,000 IDR = 5.52 USD

100,000 IDR = 4.94 EUR

1 KYD = 1.22 USD

1 KYD = 1.09 EUR

Exchange rates and currency converter

KYD, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 1, 2026: 1 USD = 18,120 IDR (100,000 IDR = 5.52 USD). 1 EUR = 20,232 IDR (100,000 IDR = 4.94 EUR).

Cayman Islands Dollar exchange rates as of November 1, 2026: 1 USD = 0.82 KYD (1 KYD = 1.22 USD). 1 EUR = 0.916 KYD (1 KYD = 1.09 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali West Bay 17,850 km ≈ 23 h nonstop flight

From you

Ubud, Bali
West Bay

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs West Bay: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 66% lower than in West Bay. Housing and daily spending are where you’ll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

On paper, salaries run 97% lower in Ubud, Bali. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,125 in Ubud, Bali versus $2,189 in West Bay. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 107% higher in West Bay. For households that cook at home regularly, that difference adds up over a month.

All in, you’ll spend $1,349 per month in Ubud, Bali versus $3,928 in West Bay – Ubud, Bali is about 66% cheaper, which adds up to real savings over time.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and West Bay are both considered safe, so it’s unlikely to be the deciding factor between them.

It comes down to priorities – Ubud, Bali wins on affordability, West Bay on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.