Cost of Living Comparison Between Ubud, Bali and Watford City, ND Cost of Living Comparison Between Ubud, Bali and Watford City, ND

Monthly Cost of Living

Monthly costs for one person with rent: $1,379 in Ubud, Bali versus $2,531 in Watford City, ND.

Estimated couple costs with rent: $2,363 in Ubud, Bali versus $3,710 in Watford City, ND.

Monthly costs for a family of three with rent: $3,347 in Ubud, Bali versus $4,890 in Watford City, ND.

Living in Ubud, Bali costs roughly 45% less than in Watford City, ND, driven mainly by Eating Out.

Both cities are pricier than the global median: Ubud, Bali 1% above, Watford City, ND 85% above.

Currency
🍽 Eating Out
Ubud, Bali
Watford City, ND
Difference
Meal at Budget Restaurant
$3.31 Rp 58.9K
$20.27 $20.27
-83.67%
Three-Course Dinner for Two, Mid-Range
$39.08 Rp 694.5K
$76.5 $76.5
-48.89%
Fast Food Meal (McDonalds, etc)
$5.62 Rp 99.8K
$11.35 $11.35
-50.48%
Cappuccino
$2.64 Rp 46.9K
$5.15 $5.15
-48.74%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.58 Rp 28.2K
$2.61 $2.61
-39.46%
Water (0.33 liter bottle)
$0.71 Rp 12.6K
$2.06 $2.06
-65.53%
Local Beer (0.5 liter draught)
$2.73 Rp 48.5K
$5.96 $5.96
-54.19%
Imported Beer (0.33 liter bottle)
$4.32 Rp 76.8K
$6.98 $6.98
-38.11%
🛒 Groceries & Markets
Ubud, Bali
Watford City, ND
Difference
Milk (1 liter)
$1.54 Rp 27.4K
$1.00 $1.00
54.00%
White Bread (500g)
$2.30 Rp 40.8K
$3.40 $3.40
-32.35%
Rice (white) (1kg)
$1.03 Rp 18.3K
$4.32 $4.32
-76.16%
Eggs
$2.12 Rp 37.7K
$4.38 $4.38
-51.60%
Local Cheese (1kg)
$17.30 Rp 307.5K
$12.30 $12.30
40.65%
Chicken Fillets (1kg)
$4.03 Rp 71.6K
$11.71 $11.71
-65.58%
Beef Round Steak (1kg)
$12.42 Rp 220.8K
$16.74 $16.74
-25.81%
Apples (1kg)
$3.70 Rp 65.7K
$4.93 $4.93
-24.95%
Banana (1kg)
$1.62 Rp 28.7K
$1.66 $1.66
-2.41%
Oranges (1kg)
$2.27 Rp 40.3K
$4.35 $4.35
-47.82%
Tomato (1kg)
$1.99 Rp 35.4K
$4.83 $4.83
-58.80%
Potato (1kg)
$1.83 Rp 32.5K
$2.80 $2.80
-34.64%
Onion (1kg)
$2.25 Rp 40.1K
$2.93 $2.93
-23.21%
Lettuce (1 head)
$1.04 Rp 18.6K
$2.14 $2.14
-51.40%
Water (1.5 liter bottle)
$0.56 Rp 10.0K
$2.26 $2.26
-75.22%
Cigarettes 20 Pack (Marlboro, Camel)
$2.22 Rp 39.5K
$9.80 $9.80
-77.35%
Wine (Bottle)
$23.22 Rp 412.7K
$14.88 $14.88
56.05%
Local Beer (0.5 liter bottle)
$2.39 Rp 42.5K
$1.94 $1.94
23.20%
Imported Beer (0.33 liter bottle)
$2.87 Rp 51.1K
$3.51 $3.51
-18.23%
🚌 Getting Around
Ubud, Bali
Watford City, ND
Difference
One-way Ticket (Public Transport)
$0.25 Rp 4,416
$2.02 $2.02
-87.62%
Public Transport Monthly Pass (Regular Price)
$7.17 Rp 127.4K
-
-
Taxi Start (Normal Tariff)
$0.46 Rp 8,163
$3.06 $3.06
-84.97%
Taxi (Normal Tariff) (1km)
$0.46 Rp 8,235
$1.72 $1.72
-73.26%
Taxi 1hour Waiting (Normal Tariff)
$5.70 Rp 101.2K
$27.93 $27.93
-79.59%
Gasoline (1 liter)
$0.76 Rp 13.6K
$0.93 $0.93
-18.28%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$24.6K Rp 436.7M
$36.2K $36.2K
-32.06%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.0K Rp 551.5M
$26.0K $26.0K
19.54%
🧾 Monthly Utilities & Internet
Ubud, Bali
Watford City, ND
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$82.2 Rp 1.5M
$198 $198
-58.52%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$6.33 Rp 112.5K
$58.9 $58.9
-89.25%
Internet (50+ Mbps, Unlimited Data)
$18.54 Rp 329.6K
$69.4 $69.4
-73.29%
🎉 Sport & Entertainment
Ubud, Bali
Watford City, ND
Difference
Gym Membership (Monthly)
$56.1 Rp 996.2K
$40.49 $40.49
38.43%
Tennis Court (1 Hour on Weekend)
$18.41 Rp 327.2K
-
-
Cinema Ticket
$4.26 Rp 75.8K
$13.82 $13.82
-69.18%
🧸 Childcare & Education
Ubud, Bali
Watford City, ND
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$489 Rp 8.7M
$1,447 $1,447
-66.20%
International Primary School, 1 Child (Yearly)
$5,793 Rp 103.0M
$23.3K $23.3K
-75.10%
👕👟 Clothing & Footwear
Ubud, Bali
Watford City, ND
Difference
Jeans (Levis 501 Or Similar)
$45.98 Rp 817.3K
$51.7 $51.7
-11.06%
Summer Dress (H&M, Zara, etc)
$35.86 Rp 637.4K
$41.31 $41.31
-13.19%
Sport Shoes (Adidas, Nike)
$79.5 Rp 1.4M
$90.6 $90.6
-12.25%
Men's Leather Business Shoes
$80.9 Rp 1.4M
$116 $116
-30.26%
🏠 Accommodation & Living
Ubud, Bali
Watford City, ND
Difference
1-bedroom Apartment, City Center (Monthly)
$1,144 Rp 20.3M
$1,565 $1,565
-26.87%
1-bedroom Apartment, Outside City Center (Monthly)
$692 Rp 12.3M
$1,270 $1,270
-45.51%
3-bedroom Apartment, City Center (Monthly)
$3,532 Rp 62.8M
$2,517 $2,517
40.32%
3-bedroom Apartment, Outside City Center (Monthly)
$1,709 Rp 30.4M
$2,140 $2,140
-20.13%
Buy Apartment in City Center (m2)
$2,785 Rp 49.5M
$2,757 $2,757
0.99%
Buy Apartment Outside City Center (m2)
$2,261 Rp 40.2M
$2,338 $2,338
-3.27%
💵 Salaries & Financials
Ubud, Bali
Watford City, ND
Difference
Average Monthly Net Salary (After Tax)
$169 Rp 3.0M
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
13.78
6.12
125.16%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: August 15, 2026

Last update for Watford City, ND: August 18, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,144 in Ubud, Bali and $1,565 in Watford City, ND. Housing cost is often the main lever when comparing two cities.

Dining out: $39.00 in Ubud, Bali vs $76.0 in Watford City, ND for a mid-range dinner for two. Groceries echo the gap at $293 vs $397 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Watford City, ND: Cost of Living - Frequently Asked Questions
Which city is more expensive, Ubud, Bali or Watford City, ND?
Ubud, Bali wins on cost – living expenses run 83% lower than in Watford City, ND. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.
How much do you need to earn to live comfortably in Ubud, Bali and in Watford City, ND?
You'd need roughly $2,069 in Ubud, Bali and $3,796 in Watford City, ND to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
How much does a 1-bedroom apartment cost in Ubud, Bali compared to Watford City, ND?
Rent for a central apartment: $1,144 in Ubud, Bali versus $1,565 in Watford City, ND. Housing is usually the single largest factor when comparing overall living costs between the two.
Are groceries more expensive in Ubud, Bali or in Watford City, ND?
Supermarket bills run roughly 36% higher in Watford City, ND. For households that cook at home regularly, that difference adds up over a month.
How much does it cost to live in Ubud, Bali compared to Watford City, ND?
All in, you'll spend $1,379 per month in Ubud, Bali versus $2,531 in Watford City, ND – a 83% gap that adds up to real savings over time for anyone picking the cheaper option.
Can you live on $1,000/month in Ubud, Bali or in Watford City, ND?
At $1,379 in Ubud, Bali versus $2,531 in Watford City, ND, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Watford City, ND. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.
Which city is better for digital nomads, Ubud, Bali or Watford City, ND?
Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,379 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.
How safe is Ubud, Bali compared to Watford City, ND?
Safety-wise, Ubud, Bali and Watford City, ND are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Ubud, Bali gentler on the wallet – expenses run 83% less than in Watford City, ND. Beyond cost, consider language, visa policies, and how big the international community is in each city.

Ubud, Bali vs other spots: cost of living compared

Similar cities