😐Monthly costs for one person with rent: $2,572 in Watford City, ND versus $1,378 in Ubud, Bali.
😐Estimated couple costs with rent: $3,797 in Watford City, ND versus $2,327 in Ubud, Bali.
😐Monthly costs for a family of three with rent: $5,022 in Watford City, ND versus $3,275 in Ubud, Bali.
🌍Living in Watford City, ND is roughly 87% more expensive than in Ubud, Bali, driven mainly by Eating Out.
📊Both cities are pricier than the global median: Watford City, ND87% above, Ubud, Bali0% above.
Currency
🍽 Eating Out
Watford City, ND
Ubud, Bali
Difference
Meal at Budget Restaurant
$17.49$17.49
$3.33Rp 58.7K
425.23%
Three-Course Dinner for Two, Mid-Range
$80.4$80.4
$35.82Rp 630.7K
124.57%
Fast Food Meal(McDonalds, etc)
$10.66$10.66
$5.63Rp 99.1K
89.34%
Cappuccino
$5.68$5.68
$2.82Rp 49.7K
101.42%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$2.64$2.64
$1.75Rp 30.8K
50.86%
Water(0.33 liter bottle)
$2.03$2.03
$0.80Rp 14.0K
153.75%
Local Beer(0.5 liter draught)
$6.49$6.49
$3.04Rp 53.6K
113.49%
Imported Beer(0.33 liter bottle)
$8.03$8.03
$4.30Rp 75.7K
86.74%
🛒 Groceries & Markets
Watford City, ND
Ubud, Bali
Difference
Milk(1 liter)
$0.99$0.99
$1.61Rp 28.3K
-38.51%
White Bread(500g)
$3.52$3.52
$2.27Rp 39.9K
55.07%
Rice(white)(1kg)
$4.30$4.30
$1.17Rp 20.6K
267.52%
Eggs
$4.31$4.31
$2.17Rp 38.2K
98.62%
Local Cheese(1kg)
$12.54$12.54
$17.63Rp 310.5K
-28.87%
Chicken Fillets(1kg)
$11.41$11.41
$4.05Rp 71.4K
181.73%
Beef Round Steak(1kg)
$16.66$16.66
$12.18Rp 214.5K
36.78%
Apples(1kg)
$5.04$5.04
$3.62Rp 63.7K
39.23%
Banana(1kg)
$1.65$1.65
$1.64Rp 28.8K
0.61%
Oranges(1kg)
$4.34$4.34
$2.31Rp 40.6K
87.88%
Tomato(1kg)
$4.12$4.12
$1.96Rp 34.5K
110.20%
Potato(1kg)
$2.45$2.45
$1.84Rp 32.5K
33.15%
Onion(1kg)
$2.58$2.58
$2.37Rp 41.7K
8.86%
Lettuce(1 head)
$2.22$2.22
$1.05Rp 18.5K
111.43%
Water(1.5 liter bottle)
$1.96$1.96
$0.54Rp 9,560
262.96%
Cigarettes 20 Pack(Marlboro, Camel)
$10.76$10.76
$2.30Rp 40.6K
367.83%
Wine(Bottle)
$15.25$15.25
$23.08Rp 406.4K
-33.93%
Local Beer(0.5 liter bottle)
$1.84$1.84
$2.34Rp 41.2K
-21.37%
Imported Beer(0.33 liter bottle)
$3.58$3.58
$3.07Rp 54.0K
16.61%
🚌 Getting Around
Watford City, ND
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$1.87$1.87
$0.25Rp 4,365
648.00%
Public Transport Monthly Pass(Regular Price)
-
$9.42Rp 165.9K
-
Taxi Start(Normal Tariff)
$3.11$3.11
$0.49Rp 8,631
534.69%
Taxi(Normal Tariff)(1km)
$1.87$1.87
$0.47Rp 8,349
297.87%
Taxi 1hour Waiting(Normal Tariff)
$27.76$27.76
$5.60Rp 98.6K
395.71%
Gasoline(1 liter)
$0.94$0.94
$0.81Rp 14.2K
16.05%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$37.1K$37.1K
$25.0KRp 440.3M
48.22%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$22.5K$22.5K
$31.1KRp 547.0M
-27.71%
🧾 Monthly Utilities & Internet
Watford City, ND
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$199$199
$82.7Rp 1.5M
140.11%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$62.8$62.8
$6.49Rp 114.2K
867.95%
Internet(50+ Mbps, Unlimited Data)
$63.0$63.0
$18.79Rp 330.8K
235.23%
🎉 Sport & Entertainment
Watford City, ND
Ubud, Bali
Difference
Gym Membership(Monthly)
$46.40$46.40
$55.2Rp 972.6K
-16.00%
Tennis Court(1 Hour on Weekend)
-
$18.21Rp 320.6K
-
Cinema Ticket
$14.38$14.38
$4.30Rp 75.7K
234.42%
🧸 Childcare & Education
Watford City, ND
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$1,618$1,618
$494Rp 8.7M
227.41%
International Primary School, 1 Child(Yearly)
$20.8K$20.8K
$5,917Rp 104.2M
252.13%
👕👟 Clothing & Footwear
Watford City, ND
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$45.49$45.49
$46.28Rp 814.8K
-1.71%
Summer Dress(H&M, Zara, etc)
$36.30$36.30
$36.44Rp 641.6K
-0.38%
Sport Shoes(Adidas, Nike)
$90.1$90.1
$80.7Rp 1.4M
11.67%
Men's Leather Business Shoes
$102$102
$78.8Rp 1.4M
29.06%
🏠 Accommodation & Living
Watford City, ND
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$1,422$1,422
$1,114Rp 19.6M
27.64%
1-bedroom Apartment, Outside City Center(Monthly)
$1,103$1,103
$693Rp 12.2M
59.08%
3-bedroom Apartment, City Center(Monthly)
$2,448$2,448
$3,639Rp 64.1M
-32.72%
3-bedroom Apartment, Outside City Center(Monthly)
$1,941$1,941
$1,712Rp 30.1M
13.36%
Buy Apartment in City Center(m2)
$2,860$2,860
$2,761Rp 48.6M
3.62%
Buy Apartment Outside City Center(m2)
$2,254$2,254
$2,293Rp 40.4M
-1.67%
💵 Salaries & Financials
Watford City, ND
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
-
$167Rp 2.9M
-
20-Year Fixed Mortgage Interest Rate(Annual %)
6.12
13.78
-55.59%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Watford City, ND: September 6, 2026
Last update for Ubud, Bali: September 6, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $1,422 in Watford City, ND and $1,114 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.
🛒Dining out: $80.0 in Watford City, ND vs $36.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $389 vs $294 per month, with Ubud, Bali cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Watford City, ND vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Which city is more expensive, Watford City, ND or Ubud, Bali?
Ubud, Bali wins on cost – living expenses run 87% lower than in Watford City, ND. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.
How much do you need to earn to live comfortably in Watford City, ND and in Ubud, Bali?
You'd need roughly $3,858 in Watford City, ND and $2,067 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
How much does a 1-bedroom apartment cost in Watford City, ND compared to Ubud, Bali?
Rent for a central apartment: $1,422 in Watford City, ND versus $1,114 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
Are groceries more expensive in Watford City, ND or in Ubud, Bali?
Supermarket bills run roughly 32% higher in Watford City, ND. For households that cook at home regularly, that difference adds up over a month.
How much does it cost to live in Watford City, ND compared to Ubud, Bali?
All in, you'll spend $2,572 per month in Watford City, ND versus $1,378 in Ubud, Bali – a 87% gap that adds up to real savings over time for anyone picking the cheaper option.
Can you live on $1,000/month in Watford City, ND or in Ubud, Bali?
At $1,378 in Ubud, Bali versus $2,572 in Watford City, ND, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Watford City, ND. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.
Which city is better for digital nomads, Watford City, ND or Ubud, Bali?
Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,378 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.
How safe is Watford City, ND compared to Ubud, Bali?
Safety-wise, Watford City, ND and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Ubud, Bali gentler on the wallet – expenses run 87% less than in Watford City, ND. Beyond cost, consider language, visa policies, and how big the international community is in each city.
Watford City, ND vs other spots: cost of living compared