Cost of Living Comparison Between Ubud, Bali and Warsaw Cost of Living Comparison Between Ubud, Bali and Warsaw

Monthly Cost of Living

Monthly costs for one person with rent: $1,438 in Ubud, Bali versus $2,024 in Warsaw.

Estimated couple costs with rent: $2,585 in Ubud, Bali versus $2,895 in Warsaw.

Monthly costs for a family of three with rent: $3,732 in Ubud, Bali versus $3,766 in Warsaw.

Living in Ubud, Bali costs roughly 29% less than in Warsaw, driven mainly by Eating Out.

Both cities are pricier than the global median: Ubud, Bali 7% above, Warsaw 51% above.

Meal at Budget Restaurant

$3.57 Rp 61.9K

$10.65 zł 38.78

-66.48%

Three-Course Dinner for Two, Mid-Range

$32.58 Rp 564.7K

$55.9 zł 204

-41.73%

Fast Food Meal (McDonalds, etc)

$5.07 Rp 87.8K

$9.40 zł 34.21

-46.06%

Cappuccino

$2.83 Rp 49.0K

$4.30 zł 15.66

-34.19%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 23.2K

$2.10 zł 7.65

-36.19%

Water (0.33 liter bottle)

$0.69 Rp 12.0K

$1.89 zł 6.86

-63.49%

Local Beer (0.5 liter draught)

$2.99 Rp 51.8K

$4.43 zł 16.12

-32.51%

Imported Beer (0.33 liter bottle)

$3.85 Rp 66.7K

$4.49 zł 16.33

-14.25%

Milk (1 liter)

$1.74 Rp 30.2K

$1.19 zł 4.32

46.22%

White Bread (500g)

$2.54 Rp 44.0K

$1.43 zł 5.20

77.62%

Rice (white) (1kg)

$1.19 Rp 20.6K

$1.85 zł 6.73

-35.68%

Eggs

$2.43 Rp 42.0K

$3.61 zł 13.13

-32.69%

Local Cheese (1kg)

$14.66 Rp 254.1K

$10.31 zł 37.54

42.19%

Chicken Fillets (1kg)

$4.18 Rp 72.4K

$6.90 zł 25.12

-39.42%

Beef Round Steak (1kg)

$11.94 Rp 206.9K

$14.44 zł 52.6

-17.31%

Apples (1kg)

$3.69 Rp 63.9K

$1.27 zł 4.61

190.55%

Banana (1kg)

$1.61 Rp 27.8K

$1.78 zł 6.47

-9.55%

Oranges (1kg)

$2.69 Rp 46.5K

$2.00 zł 7.27

34.50%

Tomato (1kg)

$2.33 Rp 40.4K

$3.77 zł 13.73

-38.20%

Potato (1kg)

$1.91 Rp 33.0K

$1.05 zł 3.83

81.90%

Onion (1kg)

$2.19 Rp 37.9K

$1.22 zł 4.45

79.51%

Lettuce (1 head)

$1.06 Rp 18.3K

$1.51 zł 5.51

-29.80%

Water (1.5 liter bottle)

$0.72 Rp 12.5K

$0.71 zł 2.59

1.41%

Cigarettes 20 Pack (Marlboro, Camel)

$3.13 Rp 54.3K

$5.47 zł 19.92

-42.78%

Wine (Bottle)

$23.49 Rp 407.1K

$8.49 zł 30.89

176.68%

Local Beer (0.5 liter bottle)

$2.74 Rp 47.5K

$1.38 zł 5.03

98.55%

Imported Beer (0.33 liter bottle)

$2.88 Rp 49.9K

$1.88 zł 6.84

53.19%

One-way Ticket (Public Transport)

$0.29 Rp 5,029

$1.17 zł 4.27

-75.21%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 141.6K

$29.68 zł 108

-72.47%

Taxi Start (Normal Tariff)

$0.45 Rp 7,863

$2.77 zł 10.10

-83.75%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,305

$1.03 zł 3.74

-59.22%

Taxi 1hour Waiting (Normal Tariff)

$6.16 Rp 106.7K

$13.79 zł 50.2

-55.33%

Gasoline (1 liter)

$0.84 Rp 14.6K

$1.73 zł 6.28

-51.45%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.2K Rp 454.9M

$33.6K zł 122.2K

-21.85%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 562.9M

$33.5K zł 122.1K

-3.19%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$363 zł 1,322

-78.41%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.95 Rp 68.5K

$10.23 zł 37.22

-61.39%

Internet (50+ Mbps, Unlimited Data)

$24.40 Rp 423.0K

$17.25 zł 62.8

41.45%

Gym Membership (Monthly)

$96.5 Rp 1.7M

$43.78 zł 159

120.51%

Tennis Court (1 Hour on Weekend)

$6.35 Rp 110.0K

$28.60 zł 104

-77.80%

Cinema Ticket

$4.04 Rp 70.0K

$9.72 zł 35.40

-58.44%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$303 Rp 5.2M

$591 zł 2,150

-48.76%

International Primary School, 1 Child (Yearly)

$6,523 Rp 113.1M

$15.6K zł 56.6K

-58.08%

Jeans (Levis 501 Or Similar)

$53.8 Rp 933.1K

$100 zł 365

-46.27%

Summer Dress (H&M, Zara, etc)

$37.98 Rp 658.3K

$47.21 zł 172

-19.55%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.5M

$94.9 zł 345

-8.56%

Men's Leather Business Shoes

$78.9 Rp 1.4M

$108 zł 392

-26.80%

1-bedroom Apartment, City Center (Monthly)

$1,012 Rp 17.5M

$1,144 zł 4,164

-11.52%

1-bedroom Apartment, Outside City Center (Monthly)

$674 Rp 11.7M

$913 zł 3,322

-26.10%

3-bedroom Apartment, City Center (Monthly)

$3,390 Rp 58.8M

$2,068 zł 7,527

63.92%

3-bedroom Apartment, Outside City Center (Monthly)

$2,098 Rp 36.4M

$1,549 zł 5,638

35.45%

Buy Apartment in City Center (m2)

$2,985 Rp 51.7M

$6,290 zł 22.9K

-52.55%

Buy Apartment Outside City Center (m2)

$2,339 Rp 40.5M

$3,953 zł 14.4K

-40.82%

Average Monthly Net Salary (After Tax)

$173 Rp 3.0M

$2,251 zł 8,193

-92.31%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

7.55

75.89%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: April 28, 2026

Last update for Warsaw: April 26, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,012 in Ubud, Bali and $1,144 in Warsaw. Housing cost is often the main lever when comparing two cities.

Warsaw pays 1200% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $33.00 in Ubud, Bali vs $56.0 in Warsaw. Groceries flip the comparison at $298 vs $248, with Warsaw cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Warsaw: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 41% lower than in Warsaw. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

On paper, Warsaw earns 1200% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,012 in Ubud, Bali versus $1,144 in Warsaw. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $303 in Ubud, Bali versus $591 in Warsaw. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Shoppers in Warsaw pay roughly 20% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

At $1,438 in Ubud, Bali versus $2,024 in Warsaw, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Warsaw. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,438 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.

Safety-wise, Ubud, Bali and Warsaw are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 41% less than in Warsaw. Beyond cost, consider language, visa policies, and how big the international community is in each city.