Cost of Living Comparison Between Ubud, Bali and Warsaw Cost of Living Comparison Between Ubud, Bali and Warsaw

Monthly Cost of Living

Monthly costs for one person with rent: $1,404 in Ubud, Bali versus $2,006 in Warsaw.

Estimated couple costs with rent: $2,549 in Ubud, Bali versus $2,899 in Warsaw.

Monthly costs for a family of three with rent: $3,694 in Ubud, Bali versus $3,792 in Warsaw.

Living in Ubud, Bali costs roughly 30% less than in Warsaw, driven mainly by Eating Out.

Both cities are pricier than the global median: Ubud, Bali 4% above, Warsaw 49% above.

Meal at Budget Restaurant

$3.57 Rp 64.0K

$10.90 zł 39.84

-67.25%

Three-Course Dinner for Two, Mid-Range

$32.50 Rp 582.3K

$56.5 zł 206

-42.46%

Fast Food Meal (McDonalds, etc)

$4.86 Rp 87.1K

$9.68 zł 35.38

-49.79%

Cappuccino

$2.75 Rp 49.2K

$4.28 zł 15.63

-35.75%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.32 Rp 23.7K

$2.14 zł 7.83

-38.32%

Water (0.33 liter bottle)

$0.70 Rp 12.6K

$1.83 zł 6.68

-61.75%

Local Beer (0.5 liter draught)

$2.91 Rp 52.2K

$4.51 zł 16.48

-35.48%

Imported Beer (0.33 liter bottle)

$3.79 Rp 68.0K

$4.70 zł 17.18

-19.36%

Milk (1 liter)

$1.71 Rp 30.6K

$1.20 zł 4.37

42.50%

White Bread (500g)

$2.47 Rp 44.3K

$1.35 zł 4.93

82.96%

Rice (white) (1kg)

$1.20 Rp 21.5K

$1.79 zł 6.53

-32.96%

Eggs

$2.44 Rp 43.8K

$3.52 zł 12.85

-30.68%

Local Cheese (1kg)

$14.38 Rp 257.7K

$10.08 zł 36.83

42.66%

Chicken Fillets (1kg)

$4.31 Rp 77.1K

$6.96 zł 25.45

-38.07%

Beef Round Steak (1kg)

$12.21 Rp 218.7K

$14.28 zł 52.2

-14.50%

Apples (1kg)

$3.68 Rp 66.0K

$1.29 zł 4.72

185.27%

Banana (1kg)

$1.55 Rp 27.8K

$1.86 zł 6.81

-16.67%

Oranges (1kg)

$2.79 Rp 49.9K

$1.96 zł 7.16

42.35%

Tomato (1kg)

$2.33 Rp 41.8K

$3.61 zł 13.19

-35.46%

Potato (1kg)

$1.97 Rp 35.3K

$1.09 zł 3.97

80.73%

Onion (1kg)

$2.31 Rp 41.4K

$1.18 zł 4.31

95.76%

Lettuce (1 head)

$1.06 Rp 19.1K

$1.51 zł 5.52

-29.80%

Water (1.5 liter bottle)

$0.73 Rp 13.1K

$0.67 zł 2.46

8.96%

Cigarettes 20 Pack (Marlboro, Camel)

$3.28 Rp 58.8K

$5.35 zł 19.56

-38.69%

Wine (Bottle)

$22.79 Rp 408.4K

$8.27 zł 30.21

175.57%

Local Beer (0.5 liter bottle)

$2.81 Rp 50.3K

$1.36 zł 4.98

106.62%

Imported Beer (0.33 liter bottle)

$2.78 Rp 49.9K

$1.94 zł 7.10

43.30%

One-way Ticket (Public Transport)

$0.29 Rp 5,217

$1.22 zł 4.44

-76.23%

Public Transport Monthly Pass (Regular Price)

$8.06 Rp 144.4K

$29.89 zł 109

-73.03%

Taxi Start (Normal Tariff)

$0.45 Rp 8,047

$2.69 zł 9.83

-83.27%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,094

$1.02 zł 3.72

-55.88%

Taxi 1hour Waiting (Normal Tariff)

$6.24 Rp 111.7K

$13.84 zł 50.6

-54.91%

Gasoline (1 liter)

$0.85 Rp 15.2K

$1.75 zł 6.40

-51.43%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.0K Rp 465.4M

$32.6K zł 119.3K

-20.43%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 567.2M

$33.4K zł 122.1K

-5.24%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.8 Rp 1.4M

$358 zł 1,308

-77.44%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.7K

$10.14 zł 37.06

-59.96%

Internet (50+ Mbps, Unlimited Data)

$24.42 Rp 437.6K

$17.61 zł 64.4

38.67%

Gym Membership (Monthly)

$97.7 Rp 1.7M

$44.24 zł 162

120.77%

Tennis Court (1 Hour on Weekend)

$6.45 Rp 115.5K

$29.04 zł 106

-77.79%

Cinema Ticket

$4.04 Rp 72.4K

$9.78 zł 35.76

-58.69%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

$570 zł 2,084

-46.68%

International Primary School, 1 Child (Yearly)

$6,621 Rp 118.6M

$15.3K zł 56.0K

-56.81%

Jeans (Levis 501 Or Similar)

$54.2 Rp 971.7K

$97.9 zł 358

-44.62%

Summer Dress (H&M, Zara, etc)

$38.78 Rp 694.7K

$46.82 zł 171

-17.17%

Sport Shoes (Adidas, Nike)

$86.1 Rp 1.5M

$92.6 zł 338

-6.96%

Men's Leather Business Shoes

$76.7 Rp 1.4M

$110 zł 400

-30.00%

1-bedroom Apartment, City Center (Monthly)

$986 Rp 17.7M

$1,121 zł 4,097

-12.08%

1-bedroom Apartment, Outside City Center (Monthly)

$658 Rp 11.8M

$912 zł 3,333

-27.86%

3-bedroom Apartment, City Center (Monthly)

$3,369 Rp 60.4M

$2,032 zł 7,429

65.79%

3-bedroom Apartment, Outside City Center (Monthly)

$2,066 Rp 37.0M

$1,536 zł 5,615

34.48%

Buy Apartment in City Center (m2)

$2,741 Rp 49.1M

$6,351 zł 23.2K

-56.84%

Buy Apartment Outside City Center (m2)

$2,228 Rp 39.9M

$4,022 zł 14.7K

-44.62%

Average Monthly Net Salary (After Tax)

$163 Rp 2.9M

$2,257 zł 8,250

-92.76%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

7.55

75.89%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 9, 2026

Last update for Warsaw: June 7, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $986 in Ubud, Bali and $1,121 in Warsaw. Housing cost is often the main lever when comparing two cities.

Warsaw pays 1281% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $33.00 in Ubud, Bali vs $56.0 in Warsaw. Groceries flip the comparison at $297 vs $245, with Warsaw cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Warsaw: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 43% lower than in Warsaw. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

On paper, Warsaw earns 1281% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $986 in Ubud, Bali versus $1,121 in Warsaw. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $304 in Ubud, Bali versus $570 in Warsaw. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Shoppers in Warsaw pay roughly 21% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

At $1,404 in Ubud, Bali versus $2,006 in Warsaw, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Warsaw. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,404 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.

Safety-wise, Ubud, Bali and Warsaw are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 43% less than in Warsaw. Beyond cost, consider language, visa policies, and how big the international community is in each city.