Last update: Nov 2026

Cost of Living Comparison Between Ubud, Bali and Waccabuc, NY

For one person, living is cheaper in Ubud, Bali: $1,331 a month against $2,835 in Waccabuc, NY, rent and utilities included – about $18,000 less a year. Rent and utilities account for about half of the difference.

64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
134

Cost of Living Index in Waccabuc, NY
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Waccabuc, NY Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Waccabuc, NY

🇺🇸 United States

$2,835

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Waccabuc, NY

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Waccabuc, NY actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,331 in Ubud, Bali versus $2,835 in Waccabuc, NY.

Ubud, Bali $1,331
Waccabuc, NY $2,835

Estimated couple costs with rent: $2,255 in Ubud, Bali versus $4,235 in Waccabuc, NY.

Ubud, Bali $2,255
Waccabuc, NY $4,235

Monthly costs for a family of three with rent: $3,180 in Ubud, Bali versus $5,635 in Waccabuc, NY.

Ubud, Bali $3,180
Waccabuc, NY $5,635

Living in Ubud, Bali costs roughly 53% less than in Waccabuc, NY, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Ubud, Bali is 2% below, Waccabuc, NY is 110% above.

Meal at Budget Restaurant

$3.38 Rp 61.2K

$24.62 $24.62

-86.27%

Three-Course Dinner for Two, Mid-Range

$34.65 Rp 628.6K

$102 $102

-65.99%

Fast Food Meal (McDonalds, etc)

$5.57 Rp 101.1K

$10.89 $10.89

-48.85%

Cappuccino

$2.62 Rp 47.5K

$5.34 $5.34

-50.94%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 Rp 27.9K

$2.13 $2.13

-27.70%

Water (0.33 liter bottle)

$0.64 Rp 11.6K

$1.54 $1.54

-58.44%

Local Beer (0.5 liter draught)

$2.67 Rp 48.4K

$8.20 $8.20

-67.44%

Imported Beer (0.33 liter bottle)

$4.26 Rp 77.3K

$8.11 $8.11

-47.47%

Milk (1 liter)

$1.46 Rp 26.5K

$1.31 $1.31

11.45%

White Bread (500g)

$2.29 Rp 41.6K

$4.20 $4.20

-45.48%

Rice (white) (1kg)

$1.11 Rp 20.1K

$7.78 $7.78

-85.73%

Eggs

$2.10 Rp 38.1K

$5.71 $5.71

-63.22%

Local Cheese (1kg)

$15.94 Rp 289.2K

$12.61 $12.61

26.41%

Chicken Fillets (1kg)

$3.88 Rp 70.4K

$15.99 $15.99

-75.73%

Beef Round Steak (1kg)

$11.40 Rp 206.8K

$16.93 $16.93

-32.66%

Apples (1kg)

$3.55 Rp 64.4K

$5.45 $5.45

-34.86%

Banana (1kg)

$1.54 Rp 27.9K

$1.72 $1.72

-10.47%

Oranges (1kg)

$2.23 Rp 40.5K

$6.29 $6.29

-64.55%

Tomato (1kg)

$1.97 Rp 35.8K

$6.18 $6.18

-68.12%

Potato (1kg)

$1.86 Rp 33.7K

$5.57 $5.57

-66.61%

Onion (1kg)

$2.42 Rp 43.9K

$3.90 $3.90

-37.95%

Lettuce (1 head)

$1.02 Rp 18.6K

$2.93 $2.93

-65.19%

Water (1.5 liter bottle)

$0.52 Rp 9,475

$2.82 $2.82

-81.56%

Cigarettes 20 Pack (Marlboro, Camel)

$2.20 Rp 39.9K

$11.55 $11.55

-80.95%

Wine (Bottle)

$21.79 Rp 395.2K

$24.87 $24.87

-12.38%

Local Beer (0.5 liter bottle)

$2.33 Rp 42.2K

$1.71 $1.71

36.26%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$5.37 $5.37

-44.69%

One-way Ticket (Public Transport)

$0.25 Rp 4,542

$2.06 $2.06

-87.86%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 148.3K

$63.8 $63.8

-87.20%

Taxi Start (Normal Tariff)

$0.44 Rp 7,941

$3.04 $3.04

-85.53%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,489

$2.01 $2.01

-76.62%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 101.6K

$23.80 $23.80

-76.47%

Gasoline (1 liter)

$0.83 Rp 15.0K

$1.15 $1.15

-27.83%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.4K Rp 443.5M

$28.1K $28.1K

-13.02%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.0M

$26.4K $26.4K

19.91%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$77.5 Rp 1.4M

$215 $215

-63.95%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.14 Rp 111.5K

$75.2 $75.2

-91.83%

Internet (50+ Mbps, Unlimited Data)

$18.92 Rp 343.1K

$65.2 $65.2

-70.99%

Gym Membership (Monthly)

$51.0 Rp 925.0K

$41.71 $41.71

22.25%

Tennis Court (1 Hour on Weekend)

$18.25 Rp 331.0K

Cinema Ticket

$4.38 Rp 79.5K

$14.22 $14.22

-69.20%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$492 Rp 8.9M

$2,425 $2,425

-79.70%

International Primary School, 1 Child (Yearly)

$12.2K Rp 221.7M

$34.7K $34.7K

-64.78%

Jeans (Levis 501 Or Similar)

$45.16 Rp 819.2K

$41.33 $41.33

9.27%

Summer Dress (H&M, Zara, etc)

$34.89 Rp 632.9K

$57.3 $57.3

-39.07%

Sport Shoes (Adidas, Nike)

$78.3 Rp 1.4M

$75.2 $75.2

4.19%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$158 $158

-50.73%

1-bedroom Apartment, City Center (Monthly)

$1,078 Rp 19.5M

$1,347 $1,347

-20.00%

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 12.1M

$1,299 $1,299

-48.82%

3-bedroom Apartment, City Center (Monthly)

$3,510 Rp 63.7M

$2,371 $2,371

48.02%

3-bedroom Apartment, Outside City Center (Monthly)

$1,671 Rp 30.3M

$2,148 $2,148

-22.23%

Buy Apartment in City Center (m2)

$2,340 Rp 42.4M

$2,817 $2,817

-16.93%

Buy Apartment Outside City Center (m2)

$2,236 Rp 40.6M

$2,157 $2,157

3.65%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

6.92

99.13%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: November 1, 2026

Last update for Waccabuc, NY: November 2, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$665 50%

Waccabuc, NY

$1.3K 45.8% 95.4% $634

Groceries & Markets

Ubud, Bali

$279 21%

Waccabuc, NY

$510 18% 82.6% $231

Clothing & Footwear

Ubud, Bali

$106 8%

Waccabuc, NY

$149 5.3% 40.4% $43

Eating Out

Ubud, Bali

$106 8%

Waccabuc, NY

$366 12.9% 246% $260

Monthly Utilities & Internet

Ubud, Bali

$103 7.7%

Waccabuc, NY

$355 12.5% 247% $253

Sport & Entertainment

Ubud, Bali

$60 4.5%

Waccabuc, NY

$70 2.5% 17.4% $10

Getting Around

Ubud, Bali

$12 0.9%

Waccabuc, NY

$85 3% 613% $73

Cost Breakdown

A one-bedroom apartment in the center runs $1,078 in Ubud, Bali and $1,347 in Waccabuc, NY. Housing cost is often the main lever when comparing two cities.

Dining out: $35 in Ubud, Bali vs $102 in Waccabuc, NY for a mid-range dinner for two. Groceries echo the gap at $279 vs $510 per month, with Ubud, Bali cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇺🇸 Waccabuc, NY

🕒 Local time

15:27 3:27 PM

02:27 2:27 AM

13 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

💱 Currency

Indonesian Rupiah IDR Rp

United States Dollar USD $

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.91 EUR

1 USD = 0.89 EUR

Exchange rates and currency converter

USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 5, 2026: 1 USD = 18,140 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,384 IDR (100,000 IDR = 4.91 EUR).

United States Dollar exchange rates as of November 5, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Waccabuc, NY 16,270 km ≈ 21 h nonstop flight

From you

Ubud, Bali
Waccabuc, NY

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Waccabuc, NY: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 53% lower than in Waccabuc, NY. Housing and daily spending are where you’ll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

You’d need roughly $1,996 in Ubud, Bali and $4,253 in Waccabuc, NY to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,078 in Ubud, Bali versus $1,347 in Waccabuc, NY. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $492 in Ubud, Bali versus $2,425 in Waccabuc, NY. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 83% higher in Waccabuc, NY. For households that cook at home regularly, that difference adds up over a month.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Waccabuc, NY are both considered safe, so it’s unlikely to be the deciding factor between them.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 53% less than in Waccabuc, NY. Beyond cost, consider language, visa policies, and how big the international community is in each city.