Cost of Living Comparison Between Ubud, Bali and Virovitica Cost of Living Comparison Between Ubud, Bali and Virovitica

Monthly Cost of Living

Monthly costs for one person with rent: $1,404 in Ubud, Bali versus $1,523 in Virovitica.

Estimated couple costs with rent: $2,549 in Ubud, Bali versus $2,316 in Virovitica.

Monthly costs for a family of three with rent: $3,694 in Ubud, Bali versus $3,108 in Virovitica.

Living in Ubud, Bali costs roughly 8% less than in Virovitica, driven mainly by Eating Out.

Both cities are pricier than the global median: Ubud, Bali 4% above, Virovitica 13% above.

Meal at Budget Restaurant

$3.57 Rp 64.0K

$12.65 €10.90

-71.78%

Three-Course Dinner for Two, Mid-Range

$32.50 Rp 582.3K

$68.3 €58.9

-52.42%

Fast Food Meal (McDonalds, etc)

$4.86 Rp 87.1K

$10.28 €8.86

-52.72%

Cappuccino

$2.75 Rp 49.2K

$2.30 €1.98

19.57%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.32 Rp 23.7K

$3.54 €3.05

-62.71%

Water (0.33 liter bottle)

$0.70 Rp 12.6K

$2.25 €1.94

-68.89%

Local Beer (0.5 liter draught)

$2.91 Rp 52.2K

$4.36 €3.75

-33.26%

Imported Beer (0.33 liter bottle)

$3.79 Rp 68.0K

$4.92 €4.24

-22.97%

Milk (1 liter)

$1.71 Rp 30.6K

$1.18 €1.02

44.92%

White Bread (500g)

$2.47 Rp 44.3K

$1.57 €1.35

57.32%

Rice (white) (1kg)

$1.20 Rp 21.5K

$4.13 €3.56

-70.94%

Eggs

$2.44 Rp 43.8K

$3.50 €3.01

-30.29%

Local Cheese (1kg)

$14.38 Rp 257.7K

$16.14 €13.91

-10.90%

Chicken Fillets (1kg)

$4.31 Rp 77.1K

$10.87 €9.37

-60.35%

Beef Round Steak (1kg)

$12.21 Rp 218.7K

$14.59 €12.57

-16.31%

Apples (1kg)

$3.68 Rp 66.0K

$1.66 €1.43

121.69%

Banana (1kg)

$1.55 Rp 27.8K

$1.73 €1.49

-10.40%

Oranges (1kg)

$2.79 Rp 49.9K

$1.77 €1.52

57.63%

Tomato (1kg)

$2.33 Rp 41.8K

$2.62 €2.26

-11.07%

Potato (1kg)

$1.97 Rp 35.3K

$1.18 €1.01

66.95%

Onion (1kg)

$2.31 Rp 41.4K

$1.32 €1.14

75.00%

Lettuce (1 head)

$1.06 Rp 19.1K

$1.08 €0.93

-1.85%

Water (1.5 liter bottle)

$0.73 Rp 13.1K

$1.22 €1.05

-40.16%

Cigarettes 20 Pack (Marlboro, Camel)

$3.28 Rp 58.8K

$5.75 €4.96

-42.96%

Wine (Bottle)

$22.79 Rp 408.4K

$8.27 €7.13

175.57%

Local Beer (0.5 liter bottle)

$2.81 Rp 50.3K

$1.55 €1.33

81.29%

Imported Beer (0.33 liter bottle)

$2.78 Rp 49.9K

$2.00 €1.72

39.00%

One-way Ticket (Public Transport)

$0.29 Rp 5,217

$1.69 €1.46

-82.84%

Public Transport Monthly Pass (Regular Price)

$8.06 Rp 144.4K

$43.54 €37.51

-81.49%

Taxi Start (Normal Tariff)

$0.45 Rp 8,047

$2.99 €2.58

-84.95%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,094

$1.32 €1.14

-65.91%

Taxi 1hour Waiting (Normal Tariff)

$6.24 Rp 111.7K

$8.99 €7.75

-30.59%

Gasoline (1 liter)

$0.85 Rp 15.2K

$1.69 €1.46

-49.70%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.0K Rp 465.4M

$38.7K €33.3K

-32.84%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 567.2M

$26.4K €22.8K

19.80%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.8 Rp 1.4M

$185 €159

-56.26%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.7K

$22.36 €19.26

-81.84%

Internet (50+ Mbps, Unlimited Data)

$24.42 Rp 437.6K

$33.48 €28.85

-27.06%

Gym Membership (Monthly)

$97.7 Rp 1.7M

$51.6 €44.45

89.32%

Tennis Court (1 Hour on Weekend)

$6.45 Rp 115.5K

$14.94 €12.87

-56.83%

Cinema Ticket

$4.04 Rp 72.4K

$9.29 €8.00

-56.51%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

$291 €251

4.50%

International Primary School, 1 Child (Yearly)

$6,621 Rp 118.6M

$8,036 €6,924

-17.61%

Jeans (Levis 501 Or Similar)

$54.2 Rp 971.7K

$94.3 €81.3

-42.50%

Summer Dress (H&M, Zara, etc)

$38.78 Rp 694.7K

$34.61 €29.82

12.05%

Sport Shoes (Adidas, Nike)

$86.1 Rp 1.5M

$101 €87.2

-14.86%

Men's Leather Business Shoes

$76.7 Rp 1.4M

$105 €90.8

-27.24%

1-bedroom Apartment, City Center (Monthly)

$986 Rp 17.7M

$677 €584

45.52%

1-bedroom Apartment, Outside City Center (Monthly)

$658 Rp 11.8M

$469 €404

40.22%

3-bedroom Apartment, City Center (Monthly)

$3,369 Rp 60.4M

$1,044 €899

222.80%

3-bedroom Apartment, Outside City Center (Monthly)

$2,066 Rp 37.0M

$783 €675

163.68%

Buy Apartment in City Center (m2)

$2,741 Rp 49.1M

$4,232 €3,646

-35.22%

Buy Apartment Outside City Center (m2)

$2,228 Rp 39.9M

$3,292 €2,836

-32.33%

Average Monthly Net Salary (After Tax)

$163 Rp 2.9M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

4.63

186.83%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 9, 2026

Last update for Virovitica: June 8, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $986 in Ubud, Bali and $677 in Virovitica. Housing cost is often the main lever when comparing two cities.

Dining out: $33.00 in Ubud, Bali vs $68.0 in Virovitica for a mid-range dinner for two. Groceries echo the gap at $297 vs $297 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Virovitica: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 8% lower than in Virovitica. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

You'd need roughly $2,106 in Ubud, Bali and $2,285 in Virovitica to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $986 in Ubud, Bali versus $677 in Virovitica. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $304 in Ubud, Bali versus $291 in Virovitica. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Shoppers in Virovitica pay roughly 0% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

At $1,404 in Ubud, Bali versus $1,523 in Virovitica, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Virovitica. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,404 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.

Safety-wise, Ubud, Bali and Virovitica are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 8% less than in Virovitica. Beyond cost, consider language, visa policies, and how big the international community is in each city.