Last update: Nov 2026

Cost of Living Comparison Between Ubud, Bali and Veurne

For one person, living is cheaper in Ubud, Bali: $1,331 a month against $1,820 in Veurne, rent and utilities included – about $5,900 less a year. Other living expenses account for most of the difference.

64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
87

Cost of Living Index in Veurne
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Veurne Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Veurne

🇧🇪 Belgium

$1,820

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Veurne

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Veurne actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,331 in Ubud, Bali versus $1,820 in Veurne.

Ubud, Bali $1,331
Veurne $1,820

Estimated couple costs with rent: $2,255 in Ubud, Bali versus $2,742 in Veurne.

Ubud, Bali $2,255
Veurne $2,742

Monthly costs for a family of three with rent: $3,180 in Ubud, Bali versus $3,665 in Veurne.

Ubud, Bali $3,180
Veurne $3,665

Living in Ubud, Bali costs roughly 27% less than in Veurne, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Ubud, Bali is 2% below, Veurne is 35% above.

Meal at Budget Restaurant

$3.38 Rp 61.2K

$22.66 €20.26

-85.08%

Three-Course Dinner for Two, Mid-Range

$34.65 Rp 628.6K

$78.4 €70.1

-55.81%

Fast Food Meal (McDonalds, etc)

$5.57 Rp 101.1K

$13.58 €12.14

-58.98%

Cappuccino

$2.62 Rp 47.5K

$4.26 €3.81

-38.50%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 Rp 27.9K

$2.93 €2.62

-47.44%

Water (0.33 liter bottle)

$0.64 Rp 11.6K

$2.91 €2.60

-78.01%

Local Beer (0.5 liter draught)

$2.67 Rp 48.4K

$5.70 €5.09

-53.16%

Imported Beer (0.33 liter bottle)

$4.26 Rp 77.3K

$4.44 €3.97

-4.05%

Milk (1 liter)

$1.46 Rp 26.5K

$1.02 €0.91

43.14%

White Bread (500g)

$2.29 Rp 41.6K

$2.63 €2.35

-12.93%

Rice (white) (1kg)

$1.11 Rp 20.1K

$2.05 €1.84

-45.85%

Eggs

$2.10 Rp 38.1K

$3.29 €2.95

-36.17%

Local Cheese (1kg)

$15.94 Rp 289.2K

$10.17 €9.09

56.74%

Chicken Fillets (1kg)

$3.88 Rp 70.4K

$7.20 €6.44

-46.11%

Beef Round Steak (1kg)

$11.40 Rp 206.8K

$17.03 €15.23

-33.06%

Apples (1kg)

$3.55 Rp 64.4K

$2.50 €2.24

42.00%

Banana (1kg)

$1.54 Rp 27.9K

$2.23 €1.99

-30.94%

Oranges (1kg)

$2.23 Rp 40.5K

$2.19 €1.96

1.83%

Tomato (1kg)

$1.97 Rp 35.8K

$2.28 €2.04

-13.60%

Potato (1kg)

$1.86 Rp 33.7K

$2.01 €1.80

-7.46%

Onion (1kg)

$2.42 Rp 43.9K

$1.11 €0.99

118.02%

Lettuce (1 head)

$1.02 Rp 18.6K

$1.26 €1.13

-19.05%

Water (1.5 liter bottle)

$0.52 Rp 9,475

$0.93 €0.83

-44.09%

Cigarettes 20 Pack (Marlboro, Camel)

$2.20 Rp 39.9K

$10.72 €9.59

-79.48%

Wine (Bottle)

$21.79 Rp 395.2K

$7.12 €6.37

206.04%

Local Beer (0.5 liter bottle)

$2.33 Rp 42.2K

$0.75 €0.67

210.67%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$1.86 €1.67

59.68%

One-way Ticket (Public Transport)

$0.25 Rp 4,542

$3.07 €2.75

-91.86%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 148.3K

$54.3 €48.51

-84.94%

Taxi Start (Normal Tariff)

$0.44 Rp 7,941

$4.59 €4.10

-90.41%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,489

$2.23 €1.99

-78.92%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 101.6K

$51.0 €45.57

-89.01%

Gasoline (1 liter)

$0.83 Rp 15.0K

$1.87 €1.68

-55.61%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.4K Rp 443.5M

$35.1K €31.4K

-30.33%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.0M

$36.9K €33.0K

-14.12%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$77.5 Rp 1.4M

$147 €131

-47.12%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.14 Rp 111.5K

$17.97 €16.07

-65.83%

Internet (50+ Mbps, Unlimited Data)

$18.92 Rp 343.1K

$52.9 €47.34

-64.26%

Gym Membership (Monthly)

$51.0 Rp 925.0K

$36.21 €32.37

40.82%

Tennis Court (1 Hour on Weekend)

$18.25 Rp 331.0K

$19.74 €17.66

-7.55%

Cinema Ticket

$4.38 Rp 79.5K

$9.83 €8.79

-55.44%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$492 Rp 8.9M

$706 €631

-30.23%

International Primary School, 1 Child (Yearly)

$12.2K Rp 221.7M

$17.9K €16.0K

-31.58%

Jeans (Levis 501 Or Similar)

$45.16 Rp 819.2K

$98.5 €88.1

-54.16%

Summer Dress (H&M, Zara, etc)

$34.89 Rp 632.9K

$26.57 €23.76

31.31%

Sport Shoes (Adidas, Nike)

$78.3 Rp 1.4M

$90.2 €80.6

-13.13%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$169 €151

-53.97%

1-bedroom Apartment, City Center (Monthly)

$1,078 Rp 19.5M

$793 €709

35.85%

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 12.1M

$690 €617

-3.61%

3-bedroom Apartment, City Center (Monthly)

$3,510 Rp 63.7M

$1,122 €1,003

212.89%

3-bedroom Apartment, Outside City Center (Monthly)

$1,671 Rp 30.3M

$1,041 €931

60.45%

Buy Apartment in City Center (m2)

$2,340 Rp 42.4M

$4,105 €3,671

-42.99%

Buy Apartment Outside City Center (m2)

$2,236 Rp 40.6M

$2,856 €2,554

-21.69%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$3,026 €2,705

-94.50%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

3.52

291.48%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: November 1, 2026

Last update for Veurne: November 3, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$665 50%

Veurne

$690 37.9% 3.7% $25

Groceries & Markets

Ubud, Bali

$279 21%

Veurne

$268 14.7% 4.2% $12

Clothing & Footwear

Ubud, Bali

$106 8%

Veurne

$173 9.5% 62.7% $67

Eating Out

Ubud, Bali

$106 8%

Veurne

$334 18.4% 216% $228

Monthly Utilities & Internet

Ubud, Bali

$103 7.7%

Veurne

$217 12% 112% $115

Sport & Entertainment

Ubud, Bali

$60 4.5%

Veurne

$56 3.1% 6.5% $3.9

Getting Around

Ubud, Bali

$12 0.9%

Veurne

$82 4.5% 589% $70

Cost Breakdown

A one-bedroom apartment in the center runs $1,078 in Ubud, Bali and $793 in Veurne. Housing cost is often the main lever when comparing two cities.

Veurne pays about 18 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $35 in Ubud, Bali vs $78 in Veurne. Groceries flip the comparison at $279 vs $268, with Veurne cheaper for home cooking.

Good to know

🇮🇩 Ubud, Bali

🇧🇪 Veurne

🕒 Local time

21:35 9:35 PM

14:35 2:35 PM

7 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

11,983

💱 Currency

Indonesian Rupiah IDR Rp

Euro EUR €

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.92 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 3, 2026: 1 USD = 18,140 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,309 IDR (100,000 IDR = 4.92 EUR).

Euro exchange rates as of November 3, 2026: 1 USD = 0.894 EUR (1 EUR = 1.12 USD).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali Veurne 12,310 km ≈ 16 h nonstop flight

From you

Ubud, Bali
Veurne

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Veurne: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 27% lower than in Veurne. Housing and daily spending are where you’ll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

On paper, salaries run 95% lower in Ubud, Bali. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,078 in Ubud, Bali versus $793 in Veurne. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $492 in Ubud, Bali versus $706 in Veurne. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Shoppers in Veurne pay roughly 4% less for everyday groceries. It’s an unusual reversal that partly offsets higher costs elsewhere.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Veurne are both considered safe, so it’s unlikely to be the deciding factor between them.

It comes down to priorities – Ubud, Bali wins on affordability, Veurne on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.