Cost of Living Comparison Between Ubud, Bali and Velky Krtis Cost of Living Comparison Between Ubud, Bali and Velky Krtis

Monthly Cost of Living

Monthly costs for one person with rent: $1,368 in Ubud, Bali versus $1,374 in Velky Krtis.

Estimated couple costs with rent: $2,348 in Ubud, Bali versus $1,887 in Velky Krtis.

Monthly costs for a family of three with rent: $3,327 in Ubud, Bali versus $2,401 in Velky Krtis.

Monthly costs are close between Ubud, Bali and Velky Krtis; which city is cheaper depends on the spending category.

Both cities are pricier than the global median: Ubud, Bali 0% above, Velky Krtis 0% above.

Meal at Budget Restaurant

$3.44 Rp 61.0K

$7.72 €6.72

-55.44%

Three-Course Dinner for Two, Mid-Range

$36.31 Rp 644.2K

$27.11 €23.59

33.94%

Fast Food Meal (McDonalds, etc)

$5.71 Rp 101.2K

$7.98 €6.95

-28.45%

Cappuccino

$2.67 Rp 47.4K

$1.97 €1.72

35.53%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 31.0K

$1.76 €1.53

-0.57%

Water (0.33 liter bottle)

$0.87 Rp 15.5K

$1.17 €1.02

-25.64%

Local Beer (0.5 liter draught)

$2.95 Rp 52.4K

$2.03 €1.77

45.32%

Imported Beer (0.33 liter bottle)

$4.52 Rp 80.2K

$2.49 €2.17

81.53%

Milk (1 liter)

$1.62 Rp 28.7K

$0.84 €0.73

92.86%

White Bread (500g)

$2.33 Rp 41.3K

$0.92 €0.80

153.26%

Rice (white) (1kg)

$1.11 Rp 19.6K

$2.17 €1.89

-48.85%

Eggs

$2.20 Rp 39.0K

$2.94 €2.56

-25.17%

Local Cheese (1kg)

$17.69 Rp 313.9K

$9.26 €8.06

91.04%

Chicken Fillets (1kg)

$4.10 Rp 72.7K

$4.87 €4.24

-15.81%

Beef Round Steak (1kg)

$12.18 Rp 216.0K

$10.53 €9.17

15.67%

Apples (1kg)

$3.71 Rp 65.8K

$2.25 €1.96

64.89%

Banana (1kg)

$1.59 Rp 28.2K

$1.80 €1.57

-11.67%

Oranges (1kg)

$2.28 Rp 40.5K

$2.10 €1.83

8.57%

Tomato (1kg)

$1.95 Rp 34.7K

$4.48 €3.90

-56.47%

Potato (1kg)

$1.91 Rp 33.8K

$1.25 €1.09

52.80%

Onion (1kg)

$2.33 Rp 41.4K

$1.62 €1.41

43.83%

Lettuce (1 head)

$1.01 Rp 17.9K

$1.14 €0.99

-11.40%

Water (1.5 liter bottle)

$0.55 Rp 9,791

$0.79 €0.69

-30.38%

Cigarettes 20 Pack (Marlboro, Camel)

$2.23 Rp 39.6K

$5.87 €5.11

-62.01%

Wine (Bottle)

$23.07 Rp 409.3K

$5.97 €5.20

286.43%

Local Beer (0.5 liter bottle)

$2.42 Rp 42.9K

$0.83 €0.72

191.57%

Imported Beer (0.33 liter bottle)

$3.00 Rp 53.2K

$1.19 €1.04

152.10%

One-way Ticket (Public Transport)

$0.27 Rp 4,823

$1.18 €1.02

-77.12%

Public Transport Monthly Pass (Regular Price)

$8.98 Rp 159.4K

Taxi Start (Normal Tariff)

$0.48 Rp 8,582

$2.90 €2.52

-83.45%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,693

$0.79 €0.69

-45.57%

Taxi 1hour Waiting (Normal Tariff)

$5.64 Rp 100.1K

$23.09 €20.09

-75.57%

Gasoline (1 liter)

$0.80 Rp 14.3K

$1.83 €1.59

-56.28%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.9K Rp 442.5M

$23.2K €20.2K

7.61%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 562.6M

$29.2K €25.4K

8.46%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$81.5 Rp 1.4M

$266 €231

-69.36%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 115.2K

$21.81 €18.99

-70.24%

Internet (50+ Mbps, Unlimited Data)

$18.77 Rp 333.0K

$22.31 €19.42

-15.87%

Gym Membership (Monthly)

$56.9 Rp 1.0M

$41.86 €36.44

35.86%

Tennis Court (1 Hour on Weekend)

$18.73 Rp 332.3K

$19.50 €16.97

-3.95%

Cinema Ticket

$4.54 Rp 80.5K

$6.95 €6.05

-34.68%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$481 Rp 8.5M

$346 €301

38.94%

International Primary School, 1 Child (Yearly)

$5,711 Rp 101.3M

$11.1K €9,638

-48.42%

Jeans (Levis 501 Or Similar)

$45.52 Rp 807.5K

$57.7 €50.2

-21.12%

Summer Dress (H&M, Zara, etc)

$35.88 Rp 636.6K

$47.42 €41.27

-24.34%

Sport Shoes (Adidas, Nike)

$80.4 Rp 1.4M

$70.7 €61.5

13.75%

Men's Leather Business Shoes

$78.7 Rp 1.4M

$70.5 €61.4

11.62%

1-bedroom Apartment, City Center (Monthly)

$1,115 Rp 19.8M

$678 €590

64.46%

1-bedroom Apartment, Outside City Center (Monthly)

$698 Rp 12.4M

$537 €468

29.81%

3-bedroom Apartment, City Center (Monthly)

$3,637 Rp 64.5M

$996 €867

265.24%

3-bedroom Apartment, Outside City Center (Monthly)

$1,737 Rp 30.8M

$789 €687

120.05%

Buy Apartment in City Center (m2)

$2,784 Rp 49.4M

$3,489 €3,037

-20.20%

Buy Apartment Outside City Center (m2)

$2,290 Rp 40.6M

$2,699 €2,349

-15.16%

Average Monthly Net Salary (After Tax)

$168 Rp 3.0M

$823 €716

-79.59%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

3.76

266.49%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 14, 2026

Last update for Velky Krtis: September 12, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,115 in Ubud, Bali and $678 in Velky Krtis. Housing cost is often the main lever when comparing two cities.

Velky Krtis pays 390% more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $36.00 in Ubud, Bali vs $27.00 in Velky Krtis for a mid-range dinner for two. Groceries echo the gap at $295 vs $214 per month, with Velky Krtis cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Velky Krtis: Cost of Living - Frequently Asked Questions

On paper, salaries run 390% lower in Velky Krtis. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,115 in Ubud, Bali versus $678 in Velky Krtis. Housing is usually the single largest factor when comparing overall living costs between the two.

Shoppers in Velky Krtis pay roughly 38% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

Dining out is cheaper in Ubud, Bali – a meal for two runs $36.00 versus $27.00 in Velky Krtis. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,368 in Ubud, Bali versus $1,374 in Velky Krtis, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Velky Krtis. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,368 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.

Safety-wise, Ubud, Bali and Velky Krtis are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

It comes down to priorities – Ubud, Bali wins on affordability, Velky Krtis on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.