Cost of Living Comparison Between Ubud, Bali and Velky Krtis Cost of Living Comparison Between Ubud, Bali and Velky Krtis

Monthly Cost of Living

Monthly costs for one person with rent: $1,392 in Ubud, Bali versus $1,385 in Velky Krtis.

Estimated couple costs with rent: $2,557 in Ubud, Bali versus $2,015 in Velky Krtis.

Monthly costs for a family of three with rent: $3,723 in Ubud, Bali versus $2,645 in Velky Krtis.

Living in Ubud, Bali is roughly 1% more expensive than in Velky Krtis, driven mainly by Eating Out.

Both cities are pricier than the global median: Ubud, Bali 5% above, Velky Krtis 4% above.

Meal at Budget Restaurant

$3.57 Rp 64.5K

$10.61 €9.19

-66.35%

Three-Course Dinner for Two, Mid-Range

$32.32 Rp 583.4K

$40.66 €35.21

-20.51%

Fast Food Meal (McDonalds, etc)

$5.01 Rp 90.4K

$8.07 €6.99

-37.92%

Cappuccino

$2.82 Rp 51.0K

$2.87 €2.49

-1.74%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.35 Rp 24.4K

$2.06 €1.78

-34.47%

Water (0.33 liter bottle)

$0.73 Rp 13.2K

$1.42 €1.23

-48.59%

Local Beer (0.5 liter draught)

$2.93 Rp 53.0K

$2.81 €2.43

4.27%

Imported Beer (0.33 liter bottle)

$3.94 Rp 71.1K

$3.20 €2.77

23.12%

Milk (1 liter)

$1.78 Rp 32.1K

$0.82 €0.71

117.07%

White Bread (500g)

$2.45 Rp 44.2K

$1.47 €1.27

66.67%

Rice (white) (1kg)

$1.15 Rp 20.7K

$1.97 €1.71

-41.62%

Eggs

$2.41 Rp 43.6K

$3.06 €2.65

-21.24%

Local Cheese (1kg)

$14.33 Rp 258.7K

$15.16 €13.12

-5.47%

Chicken Fillets (1kg)

$4.19 Rp 75.6K

$4.85 €4.20

-13.61%

Beef Round Steak (1kg)

$12.06 Rp 217.7K

$10.38 €8.99

16.18%

Apples (1kg)

$3.64 Rp 65.7K

$2.06 €1.78

76.70%

Banana (1kg)

$1.57 Rp 28.3K

$2.00 €1.73

-21.50%

Oranges (1kg)

$2.79 Rp 50.3K

$2.57 €2.22

8.56%

Tomato (1kg)

$2.24 Rp 40.5K

$4.82 €4.18

-53.53%

Potato (1kg)

$1.98 Rp 35.7K

$1.89 €1.64

4.76%

Onion (1kg)

$2.28 Rp 41.1K

$1.85 €1.60

23.24%

Lettuce (1 head)

$1.05 Rp 19.0K

$1.14 €0.99

-7.89%

Water (1.5 liter bottle)

$0.79 Rp 14.2K

$0.84 €0.72

-5.95%

Cigarettes 20 Pack (Marlboro, Camel)

$3.19 Rp 57.6K

$5.62 €4.87

-43.24%

Wine (Bottle)

$23.49 Rp 424.1K

$5.71 €4.95

311.38%

Local Beer (0.5 liter bottle)

$2.90 Rp 52.3K

$1.12 €0.97

158.93%

Imported Beer (0.33 liter bottle)

$2.76 Rp 49.7K

$1.17 €1.01

135.90%

One-way Ticket (Public Transport)

$0.27 Rp 4,813

$1.13 €0.98

-76.11%

Public Transport Monthly Pass (Regular Price)

$8.37 Rp 151.1K

$28.96 €25.08

-71.10%

Taxi Start (Normal Tariff)

$0.45 Rp 8,167

$3.53 €3.05

-87.25%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,298

$0.71 €0.61

-35.21%

Taxi 1hour Waiting (Normal Tariff)

$6.07 Rp 109.6K

$31.89 €27.62

-80.97%

Gasoline (1 liter)

$0.86 Rp 15.6K

$1.82 €1.58

-52.75%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 480.0M

$23.4K €20.3K

13.38%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 587.6M

$30.6K €26.5K

6.28%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.0 Rp 1.4M

$258 €224

-69.39%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.09 Rp 73.9K

$23.82 €20.63

-82.83%

Internet (50+ Mbps, Unlimited Data)

$23.85 Rp 430.5K

$19.82 €17.16

20.33%

Gym Membership (Monthly)

$98.8 Rp 1.8M

$42.80 €37.06

130.79%

Tennis Court (1 Hour on Weekend)

$6.35 Rp 114.7K

$17.07 €14.78

-62.80%

Cinema Ticket

$4.01 Rp 72.3K

$6.77 €5.87

-40.77%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$297 Rp 5.4M

$651 €564

-54.36%

International Primary School, 1 Child (Yearly)

$6,602 Rp 119.2M

$12.4K €10.8K

-46.86%

Jeans (Levis 501 Or Similar)

$53.4 Rp 964.5K

$59.0 €51.1

-9.44%

Summer Dress (H&M, Zara, etc)

$38.11 Rp 688.1K

$24.67 €21.37

54.48%

Sport Shoes (Adidas, Nike)

$88.7 Rp 1.6M

$70.2 €60.8

26.32%

Men's Leather Business Shoes

$76.6 Rp 1.4M

$70.3 €60.9

9.01%

1-bedroom Apartment, City Center (Monthly)

$1,020 Rp 18.4M

$584 €506

74.64%

1-bedroom Apartment, Outside City Center (Monthly)

$680 Rp 12.3M

$486 €421

40.05%

3-bedroom Apartment, City Center (Monthly)

$3,469 Rp 62.6M

$971 €840

257.43%

3-bedroom Apartment, Outside City Center (Monthly)

$2,090 Rp 37.7M

$738 €639

183.30%

Buy Apartment in City Center (m2)

$2,729 Rp 49.3M

$3,359 €2,908

-18.75%

Buy Apartment Outside City Center (m2)

$2,295 Rp 41.4M

$2,596 €2,248

-11.58%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$785 €680

-79.16%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

4.25

212.47%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 28, 2026

Last update for Velky Krtis: July 26, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,020 in Ubud, Bali and $584 in Velky Krtis. Housing cost is often the main lever when comparing two cities.

Velky Krtis pays 380% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $32.00 in Ubud, Bali vs $41.00 in Velky Krtis. Groceries flip the comparison at $298 vs $244, with Velky Krtis cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Velky Krtis: Cost of Living - Frequently Asked Questions

Velky Krtis wins on cost – living expenses run 1% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Velky Krtis the obvious pick if budget is a priority.

On paper, salaries run 380% lower in Velky Krtis. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,020 in Ubud, Bali versus $584 in Velky Krtis. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $297 in Ubud, Bali versus $651 in Velky Krtis. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 22% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $1,385 in Velky Krtis versus $1,392 in Ubud, Bali, a $1,500 budget is realistic in Velky Krtis but tight or insufficient in Ubud, Bali. The gap between the two cities makes Velky Krtis the clear choice for anyone on this budget.

Both work as nomad bases, but Velky Krtis delivers better value – similar infrastructure at $1,385 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Velky Krtis hard to pass up.

Safety-wise, Ubud, Bali and Velky Krtis are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Velky Krtis gentler on the wallet – expenses run 1% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.