Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Velika Gorica

For one person, living is cheaper in Ubud, Bali: $1,368 a month against $1,596 in Velika Gorica, rent and utilities included – about $2,700 less a year. Other living expenses account for most of the difference.

67

Cost of Living Index in Ubud, Bali
Learn more

Ubud, Bali Living Index
78

Cost of Living Index in Velika Gorica
Learn more

Velika Gorica Living Index

Jump to prices

Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Velika Gorica

🇭🇷 Croatia

$1,596

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Velika Gorica

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Velika Gorica actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,368 in Ubud, Bali versus $1,596 in Velika Gorica.

Ubud, Bali $1,368
Velika Gorica $1,596

Estimated couple costs with rent: $2,314 in Ubud, Bali versus $2,335 in Velika Gorica.

Ubud, Bali $2,314
Velika Gorica $2,335

Monthly costs for a family of three with rent: $3,260 in Ubud, Bali versus $3,075 in Velika Gorica.

Ubud, Bali $3,260
Velika Gorica $3,075

Living in Ubud, Bali costs roughly 14% less than in Velika Gorica, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Ubud, Bali 1% above, Velika Gorica 18% above.

Meal at Budget Restaurant

$3.33 Rp 59.6K

$12.12 €10.82

-72.52%

Three-Course Dinner for Two, Mid-Range

$35.18 Rp 629.4K

$62.4 €55.7

-43.59%

Fast Food Meal (McDonalds, etc)

$5.80 Rp 103.8K

$8.91 €7.95

-34.90%

Cappuccino

$2.73 Rp 48.8K

$2.74 €2.44

-0.36%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.64 Rp 29.4K

$3.05 €2.73

-46.23%

Water (0.33 liter bottle)

$0.83 Rp 14.9K

$2.52 €2.25

-67.06%

Local Beer (0.5 liter draught)

$2.70 Rp 48.3K

$3.81 €3.40

-29.13%

Imported Beer (0.33 liter bottle)

$4.30 Rp 76.9K

$4.56 €4.07

-5.70%

Milk (1 liter)

$1.50 Rp 26.9K

$1.20 €1.07

25.00%

White Bread (500g)

$2.30 Rp 41.1K

$1.53 €1.37

50.33%

Rice (white) (1kg)

$1.18 Rp 21.1K

$2.90 €2.59

-59.31%

Eggs

$2.14 Rp 38.4K

$3.95 €3.52

-45.82%

Local Cheese (1kg)

$17.48 Rp 312.7K

$11.49 €10.26

52.13%

Chicken Fillets (1kg)

$4.03 Rp 72.1K

$8.37 €7.47

-51.85%

Beef Round Steak (1kg)

$12.23 Rp 218.8K

$12.13 €10.84

0.82%

Apples (1kg)

$3.55 Rp 63.5K

$1.69 €1.51

110.06%

Banana (1kg)

$1.57 Rp 28.1K

$1.71 €1.52

-8.19%

Oranges (1kg)

$2.24 Rp 40.0K

$1.82 €1.63

23.08%

Tomato (1kg)

$1.93 Rp 34.5K

$2.65 €2.37

-27.17%

Potato (1kg)

$1.88 Rp 33.7K

$1.33 €1.18

41.35%

Onion (1kg)

$2.29 Rp 41.0K

$1.24 €1.11

84.68%

Lettuce (1 head)

$0.99 Rp 17.8K

$1.17 €1.04

-15.38%

Water (1.5 liter bottle)

$0.53 Rp 9,419

$1.13 €1.01

-53.10%

Cigarettes 20 Pack (Marlboro, Camel)

$2.28 Rp 40.9K

$5.83 €5.20

-60.89%

Wine (Bottle)

$23.01 Rp 411.7K

$7.87 €7.03

192.38%

Local Beer (0.5 liter bottle)

$2.34 Rp 41.9K

$1.57 €1.40

49.04%

Imported Beer (0.33 liter bottle)

$2.91 Rp 52.1K

$1.97 €1.76

47.72%

One-way Ticket (Public Transport)

$0.24 Rp 4,289

$0.61 €0.55

-60.66%

Public Transport Monthly Pass (Regular Price)

$8.82 Rp 157.8K

$45.95 €41.03

-80.81%

Taxi Start (Normal Tariff)

$0.48 Rp 8,632

$2.17 €1.94

-77.88%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,184

$1.43 €1.28

-67.83%

Taxi 1hour Waiting (Normal Tariff)

$5.45 Rp 97.6K

$11.63 €10.39

-53.14%

Gasoline (1 liter)

$0.88 Rp 15.8K

$1.82 €1.62

-51.65%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.6K Rp 439.6M

$26.1K €23.3K

-5.92%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.2K Rp 558.0M

$24.6K €22.0K

26.56%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$83.0 Rp 1.5M

$218 €195

-61.96%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 115.3K

$22.81 €20.37

-71.72%

Internet (50+ Mbps, Unlimited Data)

$18.57 Rp 332.2K

$40.39 €36.07

-54.02%

Gym Membership (Monthly)

$55.8 Rp 998.7K

$50.8 €45.32

9.99%

Tennis Court (1 Hour on Weekend)

$18.11 Rp 324.0K

Cinema Ticket

$4.38 Rp 78.4K

$8.76 €7.82

-50.00%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.8M

$431 €385

14.38%

International Primary School, 1 Child (Yearly)

$5,754 Rp 102.9M

$4,163 €3,717

38.22%

Jeans (Levis 501 Or Similar)

$46.19 Rp 826.5K

$100 €89.6

-53.98%

Summer Dress (H&M, Zara, etc)

$35.33 Rp 632.2K

$42.31 €37.78

-16.50%

Sport Shoes (Adidas, Nike)

$79.1 Rp 1.4M

$101 €90.4

-21.86%

Men's Leather Business Shoes

$78.4 Rp 1.4M

$108 €96.5

-27.46%

1-bedroom Apartment, City Center (Monthly)

$1,142 Rp 20.4M

$645 €576

77.23%

1-bedroom Apartment, Outside City Center (Monthly)

$676 Rp 12.1M

$564 €504

19.70%

3-bedroom Apartment, City Center (Monthly)

$3,503 Rp 62.7M

$959 €856

265.32%

3-bedroom Apartment, Outside City Center (Monthly)

$1,700 Rp 30.4M

$843 €752

101.74%

Buy Apartment in City Center (m2)

$2,784 Rp 49.8M

$3,099 €2,767

-10.16%

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.1M

$2,925 €2,612

-23.39%

Average Monthly Net Salary (After Tax)

$165 Rp 2.9M

$1,393 €1,244

-88.19%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

3.72

270.43%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 11, 2026

Last update for Velika Gorica: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$676 49.4%

Velika Gorica

$564 35.4% 16.5% $111

Groceries & Markets

Ubud, Bali

$290 21.2%

Velika Gorica

$259 16.2% 10.9% $32

Eating Out

Ubud, Bali

$109 8%

Velika Gorica

$207 13% 90.3% $98

Monthly Utilities & Internet

Ubud, Bali

$108 7.9%

Velika Gorica

$281 17.6% 161% $173

Clothing & Footwear

Ubud, Bali

$108 7.9%

Velika Gorica

$158 9.9% 47.3% $51

Sport & Entertainment

Ubud, Bali

$65 4.7%

Velika Gorica

$68 4.3% 5.7% $3.7

Getting Around

Ubud, Bali

$13 0.9%

Velika Gorica

$58 3.6% 360% $45

Cost Breakdown

A one-bedroom apartment in the center runs $1,142 in Ubud, Bali and $645 in Velika Gorica. Housing cost is often the main lever when comparing two cities.

Velika Gorica pays 747% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $35.00 in Ubud, Bali vs $62.0 in Velika Gorica. Groceries flip the comparison at $290 vs $259, with Velika Gorica cheaper for home cooking.

Good to know

🇮🇩 Ubud, Bali

🇭🇷 Velika Gorica

🕒 Local time

19:12 7:12 PM

13:12 1:12 PM

6 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

61,075

💱 Currency

Indonesian Rupiah IDR Rp

Euro EUR €

📈 Exchange rate

100,000 IDR = 5.59 USD

100,000 IDR = 4.99 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 15, 2026: 1 USD = 17,893 IDR (100,000 IDR = 5.59 USD). 1 EUR = 20,037 IDR (100,000 IDR = 4.99 EUR).

Euro exchange rates as of October 15, 2026: 1 USD = 0.893 EUR (1 EUR = 1.12 USD).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Velika Gorica 11,400 km ≈ 15 h nonstop flight

From you

Ubud, Bali
Velika Gorica

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Velika Gorica: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 17% lower than in Velika Gorica. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

On paper, salaries run 747% lower in Velika Gorica. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,142 in Ubud, Bali versus $645 in Velika Gorica. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $493 in Ubud, Bali versus $431 in Velika Gorica. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Shoppers in Velika Gorica pay roughly 12% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

At $1,368 in Ubud, Bali versus $1,596 in Velika Gorica, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Velika Gorica. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,368 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.

Safety-wise, Ubud, Bali and Velika Gorica are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 17% less than in Velika Gorica. Beyond cost, consider language, visa policies, and how big the international community is in each city.