Cost of Living Comparison Between Ubud, Bali and Velika Gorica Cost of Living Comparison Between Ubud, Bali and Velika Gorica

Monthly Cost of Living

Monthly costs for one person with rent: $1,394 in Ubud, Bali versus $1,495 in Velika Gorica.

Estimated couple costs with rent: $2,551 in Ubud, Bali versus $2,216 in Velika Gorica.

Monthly costs for a family of three with rent: $3,708 in Ubud, Bali versus $2,938 in Velika Gorica.

Living in Ubud, Bali costs roughly 7% less than in Velika Gorica, driven mainly by Eating Out.

Both cities are pricier than the global median: Ubud, Bali 5% above, Velika Gorica 12% above.

Meal at Budget Restaurant

$3.40 Rp 60.6K

$11.37 €9.92

-70.10%

Three-Course Dinner for Two, Mid-Range

$32.38 Rp 577.1K

$58.8 €51.3

-44.93%

Fast Food Meal (McDonalds, etc)

$5.00 Rp 89.1K

$9.44 €8.24

-47.03%

Cappuccino

$2.82 Rp 50.3K

$2.35 €2.05

20.00%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.5K

$3.05 €2.66

-54.75%

Water (0.33 liter bottle)

$0.73 Rp 13.0K

$2.11 €1.84

-65.40%

Local Beer (0.5 liter draught)

$2.98 Rp 53.2K

$3.65 €3.18

-18.36%

Imported Beer (0.33 liter bottle)

$3.97 Rp 70.8K

$3.66 €3.19

8.47%

Milk (1 liter)

$1.79 Rp 32.0K

$1.14 €1.00

57.02%

White Bread (500g)

$2.46 Rp 43.9K

$1.21 €1.06

103.31%

Rice (white) (1kg)

$1.20 Rp 21.4K

$2.90 €2.53

-58.62%

Eggs

$2.39 Rp 42.6K

$3.66 €3.20

-34.70%

Local Cheese (1kg)

$14.40 Rp 256.6K

$11.21 €9.78

28.46%

Chicken Fillets (1kg)

$4.28 Rp 76.4K

$8.89 €7.76

-51.86%

Beef Round Steak (1kg)

$11.82 Rp 210.6K

$12.93 €11.28

-8.58%

Apples (1kg)

$3.78 Rp 67.4K

$1.71 €1.49

121.05%

Banana (1kg)

$1.63 Rp 29.1K

$1.62 €1.41

0.62%

Oranges (1kg)

$2.80 Rp 49.9K

$1.61 €1.40

73.91%

Tomato (1kg)

$2.26 Rp 40.3K

$3.04 €2.65

-25.66%

Potato (1kg)

$2.00 Rp 35.6K

$1.20 €1.05

66.67%

Onion (1kg)

$2.21 Rp 39.4K

$1.30 €1.13

70.00%

Lettuce (1 head)

$1.07 Rp 19.1K

$1.26 €1.10

-15.08%

Water (1.5 liter bottle)

$0.76 Rp 13.6K

$1.02 €0.89

-25.49%

Cigarettes 20 Pack (Marlboro, Camel)

$3.13 Rp 55.7K

$5.95 €5.19

-47.39%

Wine (Bottle)

$23.81 Rp 424.4K

$7.55 €6.58

215.36%

Local Beer (0.5 liter bottle)

$2.84 Rp 50.6K

$1.39 €1.21

104.32%

Imported Beer (0.33 liter bottle)

$2.78 Rp 49.5K

$2.01 €1.75

38.31%

One-way Ticket (Public Transport)

$0.27 Rp 4,755

$1.76 €1.53

-84.66%

Public Transport Monthly Pass (Regular Price)

$8.37 Rp 149.1K

$42.41 €37.00

-80.26%

Taxi Start (Normal Tariff)

$0.45 Rp 8,082

$3.08 €2.69

-85.39%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,624

$1.38 €1.21

-68.84%

Taxi 1hour Waiting (Normal Tariff)

$5.98 Rp 106.5K

$8.25 €7.20

-27.52%

Gasoline (1 liter)

$0.80 Rp 14.3K

$1.76 €1.54

-54.55%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.8K Rp 459.9M

$34.7K €30.3K

-25.57%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.8K Rp 566.8M

$26.2K €22.9K

21.42%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.7 Rp 1.4M

$209 €182

-61.28%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.14 Rp 73.7K

$20.87 €18.21

-80.16%

Internet (50+ Mbps, Unlimited Data)

$24.12 Rp 429.8K

$32.98 €28.77

-26.86%

Gym Membership (Monthly)

$97.8 Rp 1.7M

$49.01 €42.76

99.45%

Tennis Court (1 Hour on Weekend)

$6.64 Rp 118.4K

$14.82 €12.93

-55.20%

Cinema Ticket

$4.04 Rp 71.9K

$8.12 €7.09

-50.25%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$297 Rp 5.3M

$439 €383

-32.36%

International Primary School, 1 Child (Yearly)

$6,590 Rp 117.4M

$2,735 €2,386

140.96%

Jeans (Levis 501 Or Similar)

$55.1 Rp 982.6K

$99.8 €87.1

-44.76%

Summer Dress (H&M, Zara, etc)

$38.51 Rp 686.2K

$43.55 €37.99

-11.57%

Sport Shoes (Adidas, Nike)

$86.1 Rp 1.5M

$129 €112

-33.13%

Men's Leather Business Shoes

$78.0 Rp 1.4M

$115 €100

-32.28%

1-bedroom Apartment, City Center (Monthly)

$985 Rp 17.6M

$674 €588

46.19%

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 11.8M

$456 €398

45.64%

3-bedroom Apartment, City Center (Monthly)

$3,446 Rp 61.4M

$1,062 €927

224.37%

3-bedroom Apartment, Outside City Center (Monthly)

$2,042 Rp 36.4M

$760 €663

168.86%

Buy Apartment in City Center (m2)

$2,829 Rp 50.4M

$3,191 €2,785

-11.36%

Buy Apartment Outside City Center (m2)

$2,282 Rp 40.7M

$2,968 €2,590

-23.11%

Average Monthly Net Salary (After Tax)

$169 Rp 3.0M

$1,467 €1,280

-88.47%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

4.23

213.95%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 14, 2026

Last update for Velika Gorica: June 16, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $985 in Ubud, Bali and $674 in Velika Gorica. Housing cost is often the main lever when comparing two cities.

Velika Gorica pays 767% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $32.00 in Ubud, Bali vs $59.0 in Velika Gorica. Groceries flip the comparison at $299 vs $256, with Velika Gorica cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Velika Gorica: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 7% lower than in Velika Gorica. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

On paper, salaries run 767% lower in Velika Gorica. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $985 in Ubud, Bali versus $674 in Velika Gorica. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $297 in Ubud, Bali versus $439 in Velika Gorica. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Shoppers in Velika Gorica pay roughly 17% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

At $1,394 in Ubud, Bali versus $1,495 in Velika Gorica, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Velika Gorica. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,394 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.

Safety-wise, Ubud, Bali and Velika Gorica are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 7% less than in Velika Gorica. Beyond cost, consider language, visa policies, and how big the international community is in each city.