Last update: Oct 2026

Cost of Living Comparison Between Velika Gorica and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $1,582 in Velika Gorica, rent and utilities included – about $2,800 less a year. Other living expenses account for most of the difference.

76

Cost of Living Index in Velika Gorica
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Velika Gorica Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Velika Gorica

🇭🇷 Croatia

$1,582

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Velika Gorica and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Velika Gorica and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,582 in Velika Gorica versus $1,349 in Ubud, Bali.

Velika Gorica $1,582
Ubud, Bali $1,349

Estimated couple costs with rent: $2,331 in Velika Gorica versus $2,305 in Ubud, Bali.

Velika Gorica $2,331
Ubud, Bali $2,305

Monthly costs for a family of three with rent: $3,081 in Velika Gorica versus $3,261 in Ubud, Bali.

Velika Gorica $3,081
Ubud, Bali $3,261

Living in Velika Gorica is roughly 17% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$12.17 €10.93

$3.32 Rp 60.4K

266.57%

Three-Course Dinner for Two, Mid-Range

$61.9 €55.6

$35.64 Rp 647.8K

73.68%

Fast Food Meal (McDonalds, etc)

$9.18 €8.24

$5.53 Rp 100.6K

66.00%

Cappuccino

$2.63 €2.36

$2.72 Rp 49.4K

-3.31%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.99 €2.68

$1.70 Rp 30.9K

75.88%

Water (0.33 liter bottle)

$2.61 €2.34

$0.76 Rp 13.8K

243.42%

Local Beer (0.5 liter draught)

$3.82 €3.43

$2.65 Rp 48.2K

44.15%

Imported Beer (0.33 liter bottle)

$4.39 €3.94

$4.38 Rp 79.6K

0.23%

Milk (1 liter)

$1.14 €1.02

$1.49 Rp 27.1K

-23.49%

White Bread (500g)

$1.53 €1.38

$2.28 Rp 41.4K

-32.89%

Rice (white) (1kg)

$2.77 €2.48

$1.19 Rp 21.6K

132.77%

Eggs

$3.98 €3.58

$2.04 Rp 37.0K

95.10%

Local Cheese (1kg)

$11.74 €10.54

$17.70 Rp 321.7K

-33.67%

Chicken Fillets (1kg)

$8.42 €7.56

$3.96 Rp 72.0K

112.63%

Beef Round Steak (1kg)

$12.12 €10.89

$12.19 Rp 221.6K

-0.57%

Apples (1kg)

$1.68 €1.50

$3.66 Rp 66.4K

-54.10%

Banana (1kg)

$1.64 €1.47

$1.52 Rp 27.6K

7.89%

Oranges (1kg)

$1.88 €1.69

$2.23 Rp 40.5K

-15.70%

Tomato (1kg)

$2.58 €2.32

$1.97 Rp 35.9K

30.96%

Potato (1kg)

$1.28 €1.15

$1.85 Rp 33.6K

-30.81%

Onion (1kg)

$1.22 €1.09

$2.42 Rp 44.1K

-49.59%

Lettuce (1 head)

$1.24 €1.11

$0.99 Rp 18.0K

25.25%

Water (1.5 liter bottle)

$1.19 €1.07

$0.51 Rp 9,332

133.33%

Cigarettes 20 Pack (Marlboro, Camel)

$6.01 €5.40

$2.22 Rp 40.4K

170.72%

Wine (Bottle)

$8.24 €7.40

$22.24 Rp 404.2K

-62.95%

Local Beer (0.5 liter bottle)

$1.63 €1.47

$2.26 Rp 41.1K

-27.88%

Imported Beer (0.33 liter bottle)

$1.98 €1.77

$2.97 Rp 54.0K

-33.33%

One-way Ticket (Public Transport)

$0.57 €0.51

$0.25 Rp 4,562

128.00%

Public Transport Monthly Pass (Regular Price)

$44.47 €39.95

$7.82 Rp 142.2K

468.67%

Taxi Start (Normal Tariff)

$2.27 €2.04

$0.44 Rp 7,989

415.91%

Taxi (Normal Tariff) (1km)

$1.44 €1.29

$0.43 Rp 7,817

234.88%

Taxi 1hour Waiting (Normal Tariff)

$12.45 €11.19

$5.41 Rp 98.3K

130.13%

Gasoline (1 liter)

$1.85 €1.66

$0.82 Rp 15.0K

125.61%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.8K €25.0K

$23.8K Rp 433.3M

16.67%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.4K €21.9K

$31.7K Rp 577.0M

-23.05%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$215 €193

$79.1 Rp 1.4M

171.52%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$21.95 €19.72

$6.45 Rp 117.2K

240.31%

Internet (50+ Mbps, Unlimited Data)

$38.88 €34.93

$18.58 Rp 337.7K

109.26%

Gym Membership (Monthly)

$51.3 €46.05

$49.48 Rp 899.4K

3.62%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.8K

Cinema Ticket

$10.07 €9.05

$4.27 Rp 77.7K

135.83%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$428 €385

$491 Rp 8.9M

-12.69%

International Primary School, 1 Child (Yearly)

$4,248 €3,816

$5,674 Rp 103.1M

-25.13%

Jeans (Levis 501 Or Similar)

$103 €92.2

$44.64 Rp 811.4K

129.84%

Summer Dress (H&M, Zara, etc)

$42.29 €37.99

$34.95 Rp 635.3K

21.00%

Sport Shoes (Adidas, Nike)

$102 €91.6

$79.9 Rp 1.5M

27.63%

Men's Leather Business Shoes

$110 €98.9

$79.4 Rp 1.4M

38.64%

1-bedroom Apartment, City Center (Monthly)

$643 €578

$1,125 Rp 20.4M

-42.80%

1-bedroom Apartment, Outside City Center (Monthly)

$552 €496

$671 Rp 12.2M

-17.83%

3-bedroom Apartment, City Center (Monthly)

$951 €854

$3,565 Rp 64.8M

-73.33%

3-bedroom Apartment, Outside City Center (Monthly)

$849 €762

$1,723 Rp 31.3M

-50.75%

Buy Apartment in City Center (m2)

$3,117 €2,800

$2,732 Rp 49.6M

14.12%

Buy Apartment Outside City Center (m2)

$2,850 €2,560

$2,284 Rp 41.5M

24.78%

Average Monthly Net Salary (After Tax)

$1,426 €1,281

$164 Rp 3.0M

770.57%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.67

13.78

-73.37%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Velika Gorica: October 26, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Velika Gorica

$552 34.9%

Ubud, Bali

$672 49.8% 21.7% $120

Monthly Utilities & Internet

Velika Gorica

$275 17.4%

Ubud, Bali

$104 7.7% 62.2% $171

Groceries & Markets

Velika Gorica

$260 16.4%

Ubud, Bali

$288 21.4% 10.9% $28

Eating Out

Velika Gorica

$207 13.1%

Ubud, Bali

$108 8% 47.9% $99

Clothing & Footwear

Velika Gorica

$161 10.2%

Ubud, Bali

$108 8% 33.1% $53

Sport & Entertainment

Velika Gorica

$71 4.5%

Ubud, Bali

$58 4.3% 18.7% $13

Getting Around

Velika Gorica

$56 3.6%

Ubud, Bali

$11 0.9% 79.7% $45

Cost Breakdown

A one-bedroom apartment in the center runs $643 in Velika Gorica and $1,125 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Velika Gorica pays about 8.7 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $62 in Velika Gorica vs $36 in Ubud, Bali. Groceries flip the comparison at $260 vs $288, with Velika Gorica cheaper for home cooking.

Good to know

🇭🇷 Velika Gorica

🇮🇩 Ubud, Bali

🕒 Local time

17:09 5:09 PM

00:09 12:09 AM

7 h ahead of Velika Gorica

🌤 Weather

👥 Population

61,075

74,800

💱 Currency

Euro EUR €

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 EUR = 1.11 USD

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 28, 2026: 1 USD = 0.898 EUR (1 EUR = 1.11 USD).

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,175 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,228 IDR (100,000 IDR = 4.94 EUR).

USD to EUR in detail →

On the map

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Between locations

Velika Gorica Ubud, Bali 11,400 km ≈ 15 h nonstop flight

From you

Velika Gorica
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Velika Gorica vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 15% lower than in Velika Gorica. Housing and daily spending are where you’ll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

Average pay in Velika Gorica is about 8.7 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $643 in Velika Gorica versus $1,125 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $428 in Velika Gorica versus $491 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Shoppers in Velika Gorica pay roughly 10% less for everyday groceries. It’s an unusual reversal that partly offsets higher costs elsewhere.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Velika Gorica and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

It comes down to priorities – Ubud, Bali wins on affordability, Velika Gorica on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.