Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Vanadzor

For one person, living is cheaper in Vanadzor: $840 a month against $1,368 in Ubud, Bali, rent and utilities included – about $6,300 less a year. Rent and utilities account for most of the difference.

67

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
41

Cost of Living Index in Vanadzor
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Vanadzor Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Vanadzor

🇦🇲 Armenia

$840

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Vanadzor

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Vanadzor actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,368 in Ubud, Bali versus $840 in Vanadzor.

Ubud, Bali $1,368
Vanadzor $840

Estimated couple costs with rent: $2,314 in Ubud, Bali versus $1,352 in Vanadzor.

Ubud, Bali $2,314
Vanadzor $1,352

Monthly costs for a family of three with rent: $3,260 in Ubud, Bali versus $1,864 in Vanadzor.

Ubud, Bali $3,260
Vanadzor $1,864

Living in Ubud, Bali is roughly 63% more expensive than in Vanadzor, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Ubud, Bali is 1% above, Vanadzor is 38% below.

Meal at Budget Restaurant

$3.33 Rp 59.6K

$5.49 ֏1,984

-39.34%

Three-Course Dinner for Two, Mid-Range

$35.18 Rp 629.4K

$53.1 ֏19.2K

-33.76%

Fast Food Meal (McDonalds, etc)

$5.80 Rp 103.8K

$10.66 ֏3,857

-45.59%

Cappuccino

$2.73 Rp 48.8K

$2.83 ֏1,025

-3.53%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.64 Rp 29.4K

$1.16 ֏420

41.38%

Water (0.33 liter bottle)

$0.83 Rp 14.9K

$0.71 ֏259

16.90%

Local Beer (0.5 liter draught)

$2.70 Rp 48.3K

$2.69 ֏974

0.37%

Imported Beer (0.33 liter bottle)

$4.30 Rp 76.9K

$3.51 ֏1,270

22.51%

Milk (1 liter)

$1.50 Rp 26.9K

$1.60 ֏579

-6.25%

White Bread (500g)

$2.30 Rp 41.1K

$0.56 ֏203

310.71%

Rice (white) (1kg)

$1.18 Rp 21.1K

$2.21 ֏799

-46.61%

Eggs

$2.14 Rp 38.4K

$2.70 ֏978

-20.74%

Local Cheese (1kg)

$17.48 Rp 312.7K

$5.41 ֏1,957

223.11%

Chicken Fillets (1kg)

$4.03 Rp 72.1K

$7.87 ֏2,847

-48.79%

Beef Round Steak (1kg)

$12.23 Rp 218.8K

$14.00 ֏5,063

-12.64%

Apples (1kg)

$3.55 Rp 63.5K

$0.79 ֏286

349.37%

Banana (1kg)

$1.57 Rp 28.1K

$1.75 ֏631

-10.29%

Oranges (1kg)

$2.24 Rp 40.0K

$1.13 ֏407

98.23%

Tomato (1kg)

$1.93 Rp 34.5K

$1.64 ֏592

17.68%

Potato (1kg)

$1.88 Rp 33.7K

$0.72 ֏260

161.11%

Onion (1kg)

$2.29 Rp 41.0K

$0.63 ֏227

263.49%

Lettuce (1 head)

$0.99 Rp 17.8K

$0.98 ֏355

1.02%

Water (1.5 liter bottle)

$0.53 Rp 9,418

$0.71 ֏258

-25.35%

Cigarettes 20 Pack (Marlboro, Camel)

$2.28 Rp 40.9K

$2.20 ֏795

3.64%

Wine (Bottle)

$23.01 Rp 411.7K

$6.80 ֏2,459

238.38%

Local Beer (0.5 liter bottle)

$2.34 Rp 41.9K

$1.57 ֏568

49.04%

Imported Beer (0.33 liter bottle)

$2.91 Rp 52.1K

$2.06 ֏746

41.26%

One-way Ticket (Public Transport)

$0.24 Rp 4,289

$0.29 ֏105

-17.24%

Public Transport Monthly Pass (Regular Price)

$8.82 Rp 157.8K

$24.41 ֏8,828

-63.87%

Taxi Start (Normal Tariff)

$0.48 Rp 8,632

$0.29 ֏106

65.52%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,183

$0.45 ֏162

2.22%

Taxi 1hour Waiting (Normal Tariff)

$5.45 Rp 97.6K

$10.78 ֏3,898

-49.44%

Gasoline (1 liter)

$0.88 Rp 15.8K

$1.50 ֏544

-41.33%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.6K Rp 439.5M

$34.8K ֏12.6M

-29.47%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.2K Rp 558.0M

$33.4K ֏12.1M

-6.71%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$83.0 Rp 1.5M

$70.6 ֏25.5K

17.64%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 115.3K

$6.40 ֏2,316

0.78%

Internet (50+ Mbps, Unlimited Data)

$18.57 Rp 332.2K

$17.54 ֏6,344

5.87%

Gym Membership (Monthly)

$55.8 Rp 998.7K

$30.26 ֏10.9K

84.47%

Tennis Court (1 Hour on Weekend)

$18.11 Rp 324.0K

$19.14 ֏6,923

-5.38%

Cinema Ticket

$4.38 Rp 78.4K

$5.43 ֏1,962

-19.34%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.8M

$366 ֏132.4K

34.67%

International Primary School, 1 Child (Yearly)

$5,754 Rp 102.9M

$10.3K ֏3.7M

-44.27%

Jeans (Levis 501 Or Similar)

$46.19 Rp 826.5K

$21.69 ֏7,845

112.96%

Summer Dress (H&M, Zara, etc)

$35.33 Rp 632.2K

$55.2 ֏20.0K

-35.96%

Sport Shoes (Adidas, Nike)

$79.1 Rp 1.4M

$41.21 ֏14.9K

91.92%

Men's Leather Business Shoes

$78.4 Rp 1.4M

$54.6 ֏19.7K

43.62%

1-bedroom Apartment, City Center (Monthly)

$1,142 Rp 20.4M

$276 ֏99.8K

314.21%

1-bedroom Apartment, Outside City Center (Monthly)

$676 Rp 12.1M

$253 ֏91.5K

167.08%

3-bedroom Apartment, City Center (Monthly)

$3,503 Rp 62.7M

$459 ֏166.2K

662.56%

3-bedroom Apartment, Outside City Center (Monthly)

$1,700 Rp 30.4M

$416 ֏150.4K

308.92%

Buy Apartment in City Center (m2)

$2,784 Rp 49.8M

$841 ֏304.1K

231.12%

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.1M

$557 ֏201.4K

302.35%

Average Monthly Net Salary (After Tax)

$165 Rp 2.9M

$426 ֏154.3K

-61.42%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

11.5

19.83%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 11, 2026

Last update for Vanadzor: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$676 49.4%

Vanadzor

$253 30.1% 62.6% $423

Groceries & Markets

Ubud, Bali

$290 21.2%

Vanadzor

$207 24.7% 28.6% $83

Eating Out

Ubud, Bali

$109 8%

Vanadzor

$138 16.4% 26.7% $29

Monthly Utilities & Internet

Ubud, Bali

$108 7.9%

Vanadzor

$95 11.3% 12.5% $14

Clothing & Footwear

Ubud, Bali

$108 7.9%

Vanadzor

$78 9.3% 27.8% $30

Sport & Entertainment

Ubud, Bali

$65 4.7%

Vanadzor

$41 4.9% 36.3% $23

Getting Around

Ubud, Bali

$13 0.9%

Vanadzor

$28 3.4% 124% $16

Cost Breakdown

A one-bedroom apartment in the center runs $1,142 in Ubud, Bali and $276 in Vanadzor. Housing cost is often the main lever when comparing two cities.

Vanadzor pays 159% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $35.00 in Ubud, Bali vs $53.0 in Vanadzor. Groceries flip the comparison at $290 vs $207, with Vanadzor cheaper for home cooking.

Good to know

🇮🇩 Ubud, Bali

🇦🇲 Vanadzor

🕒 Local time

02:51 2:51 AM

22:51 10:51 PM

4 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

82,200

💱 Currency

Indonesian Rupiah IDR Rp

Armenian Dram AMD ֏

📈 Exchange rate

100,000 IDR = 5.59 USD

100,000 IDR = 5.01 EUR

1,000 AMD = 2.76 USD

1,000 AMD = 2.48 EUR

Exchange rates and currency converter

AMD, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 13, 2026: 1 USD = 17,892 IDR (100,000 IDR = 5.59 USD). 1 EUR = 19,973 IDR (100,000 IDR = 5.01 EUR).

Armenian Dram exchange rates as of October 13, 2026: 1 USD = 362 AMD (1,000 AMD = 2.76 USD). 1 EUR = 404 AMD (1,000 AMD = 2.48 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Vanadzor 9,050 km ≈ 12 h nonstop flight

From you

Ubud, Bali
Vanadzor

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Vanadzor: Cost of Living - Frequently Asked Questions

Vanadzor wins on cost – living expenses run 63% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Vanadzor the obvious pick if budget is a priority.

On paper, salaries run 159% lower in Vanadzor. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,142 in Ubud, Bali versus $276 in Vanadzor. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $493 in Ubud, Bali versus $366 in Vanadzor. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 40% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $840 in Vanadzor versus $1,368 in Ubud, Bali, a $1,500 budget is realistic in Vanadzor but tight or insufficient in Ubud, Bali. The gap between the two cities makes Vanadzor the clear choice for anyone on this budget.

Both work as nomad bases, but Vanadzor delivers better value – similar infrastructure at $840 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Vanadzor hard to pass up.

Safety-wise, Ubud, Bali and Vanadzor are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Vanadzor gentler on the wallet – expenses run 63% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.