Cost of Living Comparison Between Ubud, Bali and Vanadzor Cost of Living Comparison Between Ubud, Bali and Vanadzor

Monthly Cost of Living

Monthly costs for one person with rent: $1,379 in Ubud, Bali versus $823 in Vanadzor.

Estimated couple costs with rent: $2,363 in Ubud, Bali versus $1,321 in Vanadzor.

Monthly costs for a family of three with rent: $3,347 in Ubud, Bali versus $1,818 in Vanadzor.

Living in Ubud, Bali is roughly 68% more expensive than in Vanadzor, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 1% above, Vanadzor is 40% below.

Currency
🍽 Eating Out
Ubud, Bali
Vanadzor
Difference
Meal at Budget Restaurant
$3.31 Rp 58.9K
$5.52 ֏2,014
-40.04%
Three-Course Dinner for Two, Mid-Range
$39.08 Rp 694.5K
$49.25 ֏18.0K
-20.65%
Fast Food Meal (McDonalds, etc)
$5.62 Rp 99.8K
$9.81 ֏3,577
-42.71%
Cappuccino
$2.64 Rp 46.9K
$2.71 ֏989
-2.58%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.58 Rp 28.2K
$1.11 ֏407
42.34%
Water (0.33 liter bottle)
$0.71 Rp 12.6K
$0.68 ֏248
4.41%
Local Beer (0.5 liter draught)
$2.73 Rp 48.5K
$2.48 ֏905
10.08%
Imported Beer (0.33 liter bottle)
$4.32 Rp 76.8K
$3.30 ֏1,203
30.91%
🛒 Groceries & Markets
Ubud, Bali
Vanadzor
Difference
Milk (1 liter)
$1.54 Rp 27.4K
$1.63 ֏596
-5.52%
White Bread (500g)
$2.30 Rp 40.8K
$0.57 ֏209
303.51%
Rice (white) (1kg)
$1.03 Rp 18.3K
$2.26 ֏826
-54.42%
Eggs
$2.12 Rp 37.7K
$2.62 ֏955
-19.08%
Local Cheese (1kg)
$17.30 Rp 307.5K
$5.59 ֏2,038
209.48%
Chicken Fillets (1kg)
$4.03 Rp 71.6K
$7.68 ֏2,801
-47.53%
Beef Round Steak (1kg)
$12.42 Rp 220.8K
$13.74 ֏5,011
-9.61%
Apples (1kg)
$3.70 Rp 65.7K
$0.79 ֏288
368.35%
Banana (1kg)
$1.62 Rp 28.7K
$1.76 ֏642
-7.95%
Oranges (1kg)
$2.27 Rp 40.3K
$1.07 ֏391
112.15%
Tomato (1kg)
$1.99 Rp 35.4K
$1.66 ֏607
19.88%
Potato (1kg)
$1.83 Rp 32.5K
$0.66 ֏239
177.27%
Onion (1kg)
$2.25 Rp 40.1K
$0.65 ֏238
246.15%
Lettuce (1 head)
$1.04 Rp 18.6K
$0.94 ֏344
10.64%
Water (1.5 liter bottle)
$0.56 Rp 10.0K
$0.73 ֏266
-23.29%
Cigarettes 20 Pack (Marlboro, Camel)
$2.22 Rp 39.5K
$2.14 ֏779
3.74%
Wine (Bottle)
$23.22 Rp 412.7K
$6.96 ֏2,539
233.62%
Local Beer (0.5 liter bottle)
$2.39 Rp 42.5K
$1.52 ֏555
57.24%
Imported Beer (0.33 liter bottle)
$2.87 Rp 51.1K
$2.11 ֏768
36.02%
🚌 Getting Around
Ubud, Bali
Vanadzor
Difference
One-way Ticket (Public Transport)
$0.25 Rp 4,416
$0.26 ֏94.0
-3.85%
Public Transport Monthly Pass (Regular Price)
$7.17 Rp 127.4K
$23.72 ֏8,651
-69.77%
Taxi Start (Normal Tariff)
$0.46 Rp 8,163
$0.26 ֏94.6
76.92%
Taxi (Normal Tariff) (1km)
$0.46 Rp 8,235
$0.41 ֏150
12.20%
Taxi 1hour Waiting (Normal Tariff)
$5.70 Rp 101.2K
$10.35 ֏3,775
-44.93%
Gasoline (1 liter)
$0.76 Rp 13.6K
$1.40 ֏510
-45.71%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$24.6K Rp 436.7M
$35.3K ֏12.9M
-30.45%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.0K Rp 551.5M
$33.7K ֏12.3M
-8.04%
🧾 Monthly Utilities & Internet
Ubud, Bali
Vanadzor
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$82.2 Rp 1.5M
$69.4 ֏25.3K
18.37%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$6.33 Rp 112.5K
$5.99 ֏2,186
5.68%
Internet (50+ Mbps, Unlimited Data)
$18.54 Rp 329.6K
$16.94 ֏6,181
9.45%
🎉 Sport & Entertainment
Ubud, Bali
Vanadzor
Difference
Gym Membership (Monthly)
$56.1 Rp 996.2K
$30.63 ֏11.2K
82.99%
Tennis Court (1 Hour on Weekend)
$18.41 Rp 327.2K
$19.37 ֏7,064
-4.96%
Cinema Ticket
$4.26 Rp 75.8K
$5.43 ֏1,981
-21.55%
🧸 Childcare & Education
Ubud, Bali
Vanadzor
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$489 Rp 8.7M
$340 ֏123.9K
44.01%
International Primary School, 1 Child (Yearly)
$5,793 Rp 103.0M
$10.2K ֏3.7M
-43.18%
👕👟 Clothing & Footwear
Ubud, Bali
Vanadzor
Difference
Jeans (Levis 501 Or Similar)
$45.98 Rp 817.3K
$22.19 ֏8,093
107.21%
Summer Dress (H&M, Zara, etc)
$35.86 Rp 637.4K
$54.0 ֏19.7K
-33.53%
Sport Shoes (Adidas, Nike)
$79.5 Rp 1.4M
$41.49 ֏15.1K
91.66%
Men's Leather Business Shoes
$80.9 Rp 1.4M
$54.2 ֏19.8K
49.23%
🏠 Accommodation & Living
Ubud, Bali
Vanadzor
Difference
1-bedroom Apartment, City Center (Monthly)
$1,144 Rp 20.3M
$271 ֏99.0K
321.41%
1-bedroom Apartment, Outside City Center (Monthly)
$692 Rp 12.3M
$254 ֏92.5K
172.88%
3-bedroom Apartment, City Center (Monthly)
$3,532 Rp 62.8M
$447 ֏163.1K
690.09%
3-bedroom Apartment, Outside City Center (Monthly)
$1,709 Rp 30.4M
$403 ֏147.2K
323.63%
Buy Apartment in City Center (m2)
$2,785 Rp 49.5M
$827 ֏301.6K
236.74%
Buy Apartment Outside City Center (m2)
$2,261 Rp 40.2M
$551 ֏201.1K
310.24%
💵 Salaries & Financials
Ubud, Bali
Vanadzor
Difference
Average Monthly Net Salary (After Tax)
$169 Rp 3.0M
$420 ֏153.3K
-59.72%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.78
11.5
19.83%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: August 15, 2026

Last update for Vanadzor: August 17, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,144 in Ubud, Bali and $271 in Vanadzor. Housing cost is often the main lever when comparing two cities.

Vanadzor pays 148% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $39.00 in Ubud, Bali vs $49.00 in Vanadzor. Groceries flip the comparison at $293 vs $207, with Vanadzor cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Vanadzor: Cost of Living - Frequently Asked Questions
Which city is more expensive, Ubud, Bali or Vanadzor?
Vanadzor wins on cost – living expenses run 68% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Vanadzor the obvious pick if budget is a priority.
Are salaries higher in Ubud, Bali or in Vanadzor?
On paper, salaries run 148% lower in Vanadzor. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How much does a 1-bedroom apartment cost in Ubud, Bali compared to Vanadzor?
Rent for a central apartment: $1,144 in Ubud, Bali versus $271 in Vanadzor. Housing is usually the single largest factor when comparing overall living costs between the two.
How do childcare costs compare in Ubud, Bali and in Vanadzor?
Childcare runs $489 in Ubud, Bali versus $340 in Vanadzor. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Are groceries more expensive in Ubud, Bali or in Vanadzor?
Supermarket bills run roughly 42% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.
Can you live on $1,500/month in Ubud, Bali or in Vanadzor?
At $823 in Vanadzor versus $1,379 in Ubud, Bali, a $1,500 budget is realistic in Vanadzor but tight or insufficient in Ubud, Bali. The gap between the two cities makes Vanadzor the clear choice for anyone on this budget.
Which city is better for digital nomads, Ubud, Bali or Vanadzor?
Both work as nomad bases, but Vanadzor delivers better value – similar infrastructure at $823 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Vanadzor hard to pass up.
How safe is Ubud, Bali compared to Vanadzor?
Safety-wise, Ubud, Bali and Vanadzor are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Vanadzor gentler on the wallet – expenses run 68% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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