Last update: Oct 2026

Cost of Living Comparison Between Vanadzor and Ubud, Bali

For one person, living is cheaper in Vanadzor: $840 a month against $1,368 in Ubud, Bali, rent and utilities included – about $6,300 less a year. Rent and utilities account for most of the difference.

41

Cost of Living Index in Vanadzor
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Vanadzor Living Index
67

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Vanadzor

🇦🇲 Armenia

$840

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Monthly Cost of Living

How much you'll spend in Vanadzor and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Vanadzor and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $840 in Vanadzor versus $1,368 in Ubud, Bali.

Vanadzor $840
Ubud, Bali $1,368

Estimated couple costs with rent: $1,352 in Vanadzor versus $2,314 in Ubud, Bali.

Vanadzor $1,352
Ubud, Bali $2,314

Monthly costs for a family of three with rent: $1,864 in Vanadzor versus $3,260 in Ubud, Bali.

Vanadzor $1,864
Ubud, Bali $3,260

Living in Vanadzor costs roughly 39% less than in Ubud, Bali, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Vanadzor is 38% below, Ubud, Bali is 1% above.

Meal at Budget Restaurant

$5.49 ֏1,982

$3.33 Rp 59.6K

64.86%

Three-Course Dinner for Two, Mid-Range

$53.1 ֏19.2K

$35.18 Rp 629.5K

50.97%

Fast Food Meal (McDonalds, etc)

$10.66 ֏3,852

$5.80 Rp 103.9K

83.79%

Cappuccino

$2.83 ֏1,024

$2.73 Rp 48.8K

3.66%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.16 ֏419

$1.64 Rp 29.4K

-29.27%

Water (0.33 liter bottle)

$0.71 ֏258

$0.83 Rp 14.9K

-14.46%

Local Beer (0.5 liter draught)

$2.69 ֏972

$2.70 Rp 48.3K

-0.37%

Imported Beer (0.33 liter bottle)

$3.51 ֏1,269

$4.30 Rp 76.9K

-18.37%

Milk (1 liter)

$1.60 ֏578

$1.50 Rp 26.9K

6.67%

White Bread (500g)

$0.56 ֏203

$2.30 Rp 41.1K

-75.65%

Rice (white) (1kg)

$2.21 ֏798

$1.18 Rp 21.1K

87.29%

Eggs

$2.70 ֏977

$2.14 Rp 38.4K

26.17%

Local Cheese (1kg)

$5.41 ֏1,955

$17.48 Rp 312.7K

-69.05%

Chicken Fillets (1kg)

$7.87 ֏2,843

$4.03 Rp 72.1K

95.29%

Beef Round Steak (1kg)

$14.00 ֏5,056

$12.23 Rp 218.8K

14.47%

Apples (1kg)

$0.79 ֏285

$3.55 Rp 63.5K

-77.75%

Banana (1kg)

$1.75 ֏630

$1.57 Rp 28.1K

11.46%

Oranges (1kg)

$1.13 ֏407

$2.24 Rp 40.0K

-49.55%

Tomato (1kg)

$1.64 ֏591

$1.93 Rp 34.5K

-15.03%

Potato (1kg)

$0.72 ֏260

$1.88 Rp 33.7K

-61.70%

Onion (1kg)

$0.63 ֏227

$2.29 Rp 41.0K

-72.49%

Lettuce (1 head)

$0.98 ֏354

$0.99 Rp 17.8K

-1.01%

Water (1.5 liter bottle)

$0.71 ֏258

$0.53 Rp 9,420

33.96%

Cigarettes 20 Pack (Marlboro, Camel)

$2.20 ֏794

$2.28 Rp 40.9K

-3.51%

Wine (Bottle)

$6.80 ֏2,455

$23.01 Rp 411.8K

-70.45%

Local Beer (0.5 liter bottle)

$1.57 ֏567

$2.34 Rp 41.9K

-32.91%

Imported Beer (0.33 liter bottle)

$2.06 ֏745

$2.91 Rp 52.1K

-29.21%

One-way Ticket (Public Transport)

$0.29 ֏105

$0.24 Rp 4,290

20.83%

Public Transport Monthly Pass (Regular Price)

$24.41 ֏8,817

$8.82 Rp 157.8K

176.76%

Taxi Start (Normal Tariff)

$0.29 ֏106

$0.48 Rp 8,633

-39.58%

Taxi (Normal Tariff) (1km)

$0.45 ֏162

$0.46 Rp 8,185

-2.17%

Taxi 1hour Waiting (Normal Tariff)

$10.78 ֏3,893

$5.45 Rp 97.6K

97.80%

Gasoline (1 liter)

$1.50 ֏544

$0.88 Rp 15.8K

70.45%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.8K ֏12.6M

$24.6K Rp 439.6M

41.79%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$33.4K ֏12.1M

$31.2K Rp 558.1M

7.19%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$70.6 ֏25.5K

$83.0 Rp 1.5M

-15.00%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.40 ֏2,313

$6.45 Rp 115.4K

-0.78%

Internet (50+ Mbps, Unlimited Data)

$17.54 ֏6,335

$18.57 Rp 332.2K

-5.55%

Gym Membership (Monthly)

$30.26 ֏10.9K

$55.8 Rp 998.8K

-45.79%

Tennis Court (1 Hour on Weekend)

$19.14 ֏6,914

$18.11 Rp 324.1K

5.69%

Cinema Ticket

$5.43 ֏1,960

$4.38 Rp 78.4K

23.97%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$366 ֏132.2K

$493 Rp 8.8M

-25.75%

International Primary School, 1 Child (Yearly)

$10.3K ֏3.7M

$5,754 Rp 103.0M

79.44%

Jeans (Levis 501 Or Similar)

$21.69 ֏7,835

$46.19 Rp 826.6K

-53.04%

Summer Dress (H&M, Zara, etc)

$55.2 ֏19.9K

$35.33 Rp 632.3K

56.16%

Sport Shoes (Adidas, Nike)

$41.21 ֏14.9K

$79.1 Rp 1.4M

-47.89%

Men's Leather Business Shoes

$54.6 ֏19.7K

$78.4 Rp 1.4M

-30.37%

1-bedroom Apartment, City Center (Monthly)

$276 ֏99.6K

$1,142 Rp 20.4M

-75.86%

1-bedroom Apartment, Outside City Center (Monthly)

$253 ֏91.4K

$676 Rp 12.1M

-62.56%

3-bedroom Apartment, City Center (Monthly)

$459 ֏165.9K

$3,503 Rp 62.7M

-86.89%

3-bedroom Apartment, Outside City Center (Monthly)

$416 ֏150.2K

$1,700 Rp 30.4M

-75.55%

Buy Apartment in City Center (m2)

$841 ֏303.7K

$2,784 Rp 49.8M

-69.80%

Buy Apartment Outside City Center (m2)

$557 ֏201.2K

$2,241 Rp 40.1M

-75.15%

Average Monthly Net Salary (After Tax)

$426 ֏154.1K

$165 Rp 2.9M

159.17%

20-Year Fixed Mortgage Interest Rate (Annual %)

11.5

13.78

-16.55%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Vanadzor: October 12, 2026

Last update for Ubud, Bali: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Vanadzor

$253 30.1%

Ubud, Bali

$676 49.4% 167% $423

Groceries & Markets

Vanadzor

$207 24.7%

Ubud, Bali

$290 21.2% 40% $83

Eating Out

Vanadzor

$138 16.4%

Ubud, Bali

$109 8% 21.1% $29

Monthly Utilities & Internet

Vanadzor

$95 11.3%

Ubud, Bali

$108 7.9% 14.3% $14

Clothing & Footwear

Vanadzor

$78 9.3%

Ubud, Bali

$108 7.9% 38.4% $30

Sport & Entertainment

Vanadzor

$41 4.9%

Ubud, Bali

$65 4.7% 57.1% $23

Getting Around

Vanadzor

$28 3.4%

Ubud, Bali

$13 0.9% 55.3% $16

Cost Breakdown

A one-bedroom apartment in the center runs $276 in Vanadzor and $1,142 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Vanadzor pays 159% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $53.0 in Vanadzor vs $35.00 in Ubud, Bali. Groceries flip the comparison at $207 vs $290, with Vanadzor cheaper for home cooking.

Good to know

🇦🇲 Vanadzor

🇮🇩 Ubud, Bali

🕒 Local time

20:01 8:01 PM

00:01 12:01 AM

4 h ahead of Vanadzor

🌤 Weather

👥 Population

82,200

74,800

💱 Currency

Armenian Dram AMD ֏

Indonesian Rupiah IDR Rp

📈 Exchange rate

1,000 AMD = 2.77 USD

1,000 AMD = 2.47 EUR

100,000 IDR = 5.59 USD

100,000 IDR = 4.99 EUR

Exchange rates and currency converter

IDR, USD, EUR to AMD – Armenian Dram Converter

🇺🇸 United States Dollar ($)

🇦🇲 Armenian Dram (֏)

Armenian Dram exchange rates as of October 14, 2026: 1 USD = 361 AMD (1,000 AMD = 2.77 USD). 1 EUR = 405 AMD (1,000 AMD = 2.47 EUR).

Indonesian Rupiah exchange rates as of October 14, 2026: 1 USD = 17,895 IDR (100,000 IDR = 5.59 USD). 1 EUR = 20,050 IDR (100,000 IDR = 4.99 EUR).

USD to AMD in detail →

On the map

Lowest

Highest

Between locations

Vanadzor Ubud, Bali 9,050 km ≈ 12 h nonstop flight

From you

Vanadzor
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Vanadzor vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Vanadzor wins on cost – living expenses run 63% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Vanadzor the obvious pick if budget is a priority.

Average pay runs 159% higher in Vanadzor, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $276 in Vanadzor versus $1,142 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $366 in Vanadzor versus $493 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 40% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $840 in Vanadzor versus $1,368 in Ubud, Bali, a $1,500 budget is realistic in Vanadzor but tight or insufficient in Ubud, Bali. The gap between the two cities makes Vanadzor the clear choice for anyone on this budget.

Both work as nomad bases, but Vanadzor delivers better value – similar infrastructure at $840 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Vanadzor hard to pass up.

Safety-wise, Vanadzor and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Vanadzor gentler on the wallet – expenses run 63% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.