Cost of Living Comparison Between Ubud, Bali and Uster Cost of Living Comparison Between Ubud, Bali and Uster

Monthly Cost of Living

Monthly costs for one person with rent: $1,408 in Ubud, Bali versus $3,815 in Uster.

Estimated couple costs with rent: $2,585 in Ubud, Bali versus $5,625 in Uster.

Monthly costs for a family of three with rent: $3,763 in Ubud, Bali versus $7,435 in Uster.

Living in Ubud, Bali costs roughly 63% less than in Uster, driven mainly by Eating Out.

Both cities are pricier than the global median: Ubud, Bali 5% above, Uster 186% above.

Currency
🍽 Eating Out
Ubud, Bali
Uster
Difference
Meal at Budget Restaurant
$3.45 Rp 62.0K
$31.40 CHF 25.39
-89.01%
Three-Course Dinner for Two, Mid-Range
$32.34 Rp 580.1K
$147 CHF 119
-77.99%
Fast Food Meal (McDonalds, etc)
$4.84 Rp 86.9K
$18.66 CHF 15.09
-74.06%
Cappuccino
$2.75 Rp 49.3K
$6.26 CHF 5.06
-56.07%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.38 Rp 24.8K
$5.66 CHF 4.58
-75.62%
Water (0.33 liter bottle)
$0.75 Rp 13.5K
$5.34 CHF 4.32
-85.96%
Local Beer (0.5 liter draught)
$2.99 Rp 53.7K
$10.07 CHF 8.14
-70.31%
Imported Beer (0.33 liter bottle)
$3.85 Rp 69.1K
$7.16 CHF 5.79
-46.23%
🛒 Groceries & Markets
Ubud, Bali
Uster
Difference
Milk (1 liter)
$1.74 Rp 31.1K
$2.21 CHF 1.78
-21.27%
White Bread (500g)
$2.46 Rp 44.1K
$3.00 CHF 2.43
-18.00%
Rice (white) (1kg)
$1.17 Rp 21.0K
$3.52 CHF 2.85
-66.76%
Eggs
$2.43 Rp 43.6K
$7.39 CHF 5.97
-67.12%
Local Cheese (1kg)
$14.50 Rp 260.2K
$29.48 CHF 23.83
-50.81%
Chicken Fillets (1kg)
$4.35 Rp 78.0K
$33.29 CHF 26.92
-86.93%
Beef Round Steak (1kg)
$11.98 Rp 214.9K
$49.60 CHF 40.10
-75.85%
Apples (1kg)
$3.72 Rp 66.7K
$3.72 CHF 3.01
-
Banana (1kg)
$1.63 Rp 29.2K
$1.92 CHF 1.55
-15.10%
Oranges (1kg)
$2.74 Rp 49.2K
$3.08 CHF 2.49
-11.04%
Tomato (1kg)
$2.24 Rp 40.2K
$5.08 CHF 4.10
-55.91%
Potato (1kg)
$1.92 Rp 34.4K
$2.58 CHF 2.09
-25.58%
Onion (1kg)
$2.28 Rp 40.8K
$2.29 CHF 1.85
-0.44%
Lettuce (1 head)
$1.06 Rp 19.1K
$2.33 CHF 1.88
-54.51%
Water (1.5 liter bottle)
$0.72 Rp 12.9K
$1.44 CHF 1.16
-50.00%
Cigarettes 20 Pack (Marlboro, Camel)
$3.29 Rp 58.9K
$10.66 CHF 8.62
-69.14%
Wine (Bottle)
$23.19 Rp 416.1K
$12.93 CHF 10.46
79.35%
Local Beer (0.5 liter bottle)
$2.78 Rp 49.8K
$2.75 CHF 2.22
1.09%
Imported Beer (0.33 liter bottle)
$2.73 Rp 49.0K
$2.40 CHF 1.94
13.75%
🚌 Getting Around
Ubud, Bali
Uster
Difference
One-way Ticket (Public Transport)
$0.27 Rp 4,778
$3.41 CHF 2.76
-92.08%
Public Transport Monthly Pass (Regular Price)
$8.11 Rp 145.4K
$100 CHF 81.2
-91.92%
Taxi Start (Normal Tariff)
$0.48 Rp 8,659
$6.62 CHF 5.35
-92.75%
Taxi (Normal Tariff) (1km)
$0.42 Rp 7,532
$4.31 CHF 3.49
-90.26%
Taxi 1hour Waiting (Normal Tariff)
$6.22 Rp 111.6K
$79.1 CHF 63.9
-92.13%
Gasoline (1 liter)
$0.81 Rp 14.6K
$2.22 CHF 1.79
-63.51%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.6K Rp 477.4M
$40.9K CHF 33.1K
-34.97%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.2K Rp 577.4M
$39.4K CHF 31.8K
-18.26%
🧾 Monthly Utilities & Internet
Ubud, Bali
Uster
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$78.4 Rp 1.4M
$326 CHF 264
-75.99%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.07 Rp 73.0K
$36.40 CHF 29.43
-88.82%
Internet (50+ Mbps, Unlimited Data)
$24.33 Rp 436.4K
$57.8 CHF 46.75
-57.92%
🎉 Sport & Entertainment
Ubud, Bali
Uster
Difference
Gym Membership (Monthly)
$98.6 Rp 1.8M
$74.2 CHF 60.0
32.90%
Tennis Court (1 Hour on Weekend)
$6.34 Rp 113.7K
$62.5 CHF 50.5
-89.85%
Cinema Ticket
$3.99 Rp 71.5K
$24.97 CHF 20.19
-84.02%
🧸 Childcare & Education
Ubud, Bali
Uster
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$305 Rp 5.5M
$3,114 CHF 2,518
-90.21%
International Primary School, 1 Child (Yearly)
$6,642 Rp 119.2M
$39.7K CHF 32.1K
-83.27%
👕👟 Clothing & Footwear
Ubud, Bali
Uster
Difference
Jeans (Levis 501 Or Similar)
$54.1 Rp 971.2K
$147 CHF 118
-63.04%
Summer Dress (H&M, Zara, etc)
$37.81 Rp 678.2K
$60.3 CHF 48.74
-37.29%
Sport Shoes (Adidas, Nike)
$86.8 Rp 1.6M
$151 CHF 122
-42.43%
Men's Leather Business Shoes
$76.4 Rp 1.4M
$203 CHF 164
-62.46%
🏠 Accommodation & Living
Ubud, Bali
Uster
Difference
1-bedroom Apartment, City Center (Monthly)
$992 Rp 17.8M
$2,084 CHF 1,685
-52.41%
1-bedroom Apartment, Outside City Center (Monthly)
$673 Rp 12.1M
$1,760 CHF 1,423
-61.78%
3-bedroom Apartment, City Center (Monthly)
$3,375 Rp 60.5M
$3,011 CHF 2,434
12.10%
3-bedroom Apartment, Outside City Center (Monthly)
$2,050 Rp 36.8M
$2,482 CHF 2,007
-17.40%
Buy Apartment in City Center (m2)
$2,805 Rp 50.3M
$14.4K CHF 11.7K
-80.58%
Buy Apartment Outside City Center (m2)
$2,227 Rp 39.9M
$14.0K CHF 11.3K
-84.07%
💵 Salaries & Financials
Ubud, Bali
Uster
Difference
Average Monthly Net Salary (After Tax)
$167 Rp 3.0M
$7,035 CHF 5,687
-97.63%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
2.09
535.41%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 11, 2026

Last update for Uster: July 14, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $992 in Ubud, Bali and $2,084 in Uster. Housing cost is often the main lever when comparing two cities.

Uster pays 4113% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $32.00 in Ubud, Bali vs $147 in Uster for a mid-range dinner for two. Groceries echo the gap at $297 vs $650 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Uster: Cost of Living - Frequently Asked Questions
Which city is more expensive, Ubud, Bali or Uster?
Ubud, Bali wins on cost – living expenses run 171% lower than in Uster. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.
Are salaries higher in Ubud, Bali or in Uster?
On paper, salaries run 4113% lower in Uster. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How much does a 1-bedroom apartment cost in Ubud, Bali compared to Uster?
Rent for a central apartment: $992 in Ubud, Bali versus $2,084 in Uster. Housing is usually the single largest factor when comparing overall living costs between the two.
How do childcare costs compare in Ubud, Bali and in Uster?
Childcare runs $305 in Ubud, Bali versus $3,114 in Uster. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Are groceries more expensive in Ubud, Bali or in Uster?
Supermarket bills run roughly 119% higher in Uster. For households that cook at home regularly, that difference adds up over a month.
Can you live on $1,000/month in Ubud, Bali or in Uster?
At $1,408 in Ubud, Bali versus $3,815 in Uster, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Uster. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.
Which city is better for digital nomads, Ubud, Bali or Uster?
Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,408 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.
How safe is Ubud, Bali compared to Uster?
Safety-wise, Ubud, Bali and Uster are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Ubud, Bali gentler on the wallet – expenses run 171% less than in Uster. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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