Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Uster

For one person, living is cheaper in Ubud, Bali: $1,368 a month against $3,689 in Uster, rent and utilities included – about $27,900 less a year. Rent and utilities account for about half of the difference.

67

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
178

Cost of Living Index in Uster
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Uster Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Uster

🇨🇭 Switzerland

$3,689

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Uster

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Uster actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,368 in Ubud, Bali versus $3,689 in Uster.

Ubud, Bali $1,368
Uster $3,689

Estimated couple costs with rent: $2,314 in Ubud, Bali versus $5,289 in Uster.

Ubud, Bali $2,314
Uster $5,289

Monthly costs for a family of three with rent: $3,260 in Ubud, Bali versus $6,889 in Uster.

Ubud, Bali $3,260
Uster $6,889

Living in Ubud, Bali costs roughly 63% less than in Uster, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Ubud, Bali 1% above, Uster 173% above.

Meal at Budget Restaurant

$3.33 Rp 59.9K

$30.11 CHF 24.80

-88.94%

Three-Course Dinner for Two, Mid-Range

$35.18 Rp 633.2K

$120 CHF 98.7

-70.63%

Fast Food Meal (McDonalds, etc)

$5.80 Rp 104.5K

$18.34 CHF 15.10

-68.38%

Cappuccino

$2.73 Rp 49.1K

$6.04 CHF 4.97

-54.80%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.64 Rp 29.5K

$5.33 CHF 4.39

-69.23%

Water (0.33 liter bottle)

$0.83 Rp 15.0K

$4.79 CHF 3.95

-82.67%

Local Beer (0.5 liter draught)

$2.70 Rp 48.6K

$8.59 CHF 7.08

-68.57%

Imported Beer (0.33 liter bottle)

$4.30 Rp 77.4K

$6.73 CHF 5.54

-36.11%

Milk (1 liter)

$1.50 Rp 27.1K

$2.23 CHF 1.83

-32.74%

White Bread (500g)

$2.30 Rp 41.4K

$3.34 CHF 2.75

-31.14%

Rice (white) (1kg)

$1.18 Rp 21.2K

$4.39 CHF 3.61

-73.12%

Eggs

$2.14 Rp 38.6K

$7.35 CHF 6.05

-70.88%

Local Cheese (1kg)

$17.48 Rp 314.6K

$32.17 CHF 26.49

-45.66%

Chicken Fillets (1kg)

$4.03 Rp 72.5K

$29.34 CHF 24.17

-86.26%

Beef Round Steak (1kg)

$12.23 Rp 220.1K

$42.64 CHF 35.12

-71.32%

Apples (1kg)

$3.55 Rp 63.9K

$3.44 CHF 2.84

3.20%

Banana (1kg)

$1.57 Rp 28.3K

$2.10 CHF 1.73

-25.24%

Oranges (1kg)

$2.24 Rp 40.2K

$2.81 CHF 2.31

-20.28%

Tomato (1kg)

$1.93 Rp 34.7K

$4.58 CHF 3.78

-57.86%

Potato (1kg)

$1.88 Rp 33.9K

$2.04 CHF 1.68

-7.84%

Onion (1kg)

$2.29 Rp 41.3K

$2.18 CHF 1.79

5.05%

Lettuce (1 head)

$0.99 Rp 17.9K

$2.43 CHF 2.00

-59.26%

Water (1.5 liter bottle)

$0.53 Rp 9,475

$1.33 CHF 1.10

-60.15%

Cigarettes 20 Pack (Marlboro, Camel)

$2.28 Rp 41.1K

$10.65 CHF 8.77

-78.59%

Wine (Bottle)

$23.01 Rp 414.2K

$12.97 CHF 10.69

77.41%

Local Beer (0.5 liter bottle)

$2.34 Rp 42.2K

$3.25 CHF 2.68

-28.00%

Imported Beer (0.33 liter bottle)

$2.91 Rp 52.4K

$3.34 CHF 2.75

-12.87%

One-way Ticket (Public Transport)

$0.24 Rp 4,315

$4.60 CHF 3.79

-94.78%

Public Transport Monthly Pass (Regular Price)

$8.82 Rp 158.7K

$99.8 CHF 82.2

-91.16%

Taxi Start (Normal Tariff)

$0.48 Rp 8,684

$5.46 CHF 4.50

-91.21%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,233

$3.28 CHF 2.70

-85.98%

Taxi 1hour Waiting (Normal Tariff)

$5.45 Rp 98.2K

$59.4 CHF 48.94

-90.83%

Gasoline (1 liter)

$0.88 Rp 15.9K

$2.19 CHF 1.80

-59.82%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.6K Rp 442.2M

$43.3K CHF 35.6K

-43.23%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.2K Rp 561.4M

$39.7K CHF 32.7K

-21.48%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$83.0 Rp 1.5M

$233 CHF 192

-64.36%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.0K

$31.89 CHF 26.26

-79.77%

Internet (50+ Mbps, Unlimited Data)

$18.57 Rp 334.2K

$65.4 CHF 53.8

-71.59%

Gym Membership (Monthly)

$55.8 Rp 1.0M

$73.6 CHF 60.6

-24.16%

Tennis Court (1 Hour on Weekend)

$18.11 Rp 326.0K

$45.51 CHF 37.49

-60.21%

Cinema Ticket

$4.38 Rp 78.9K

$21.75 CHF 17.92

-79.86%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

$1,802 CHF 1,484

-72.64%

International Primary School, 1 Child (Yearly)

$5,754 Rp 103.6M

$32.6K CHF 26.8K

-82.33%

Jeans (Levis 501 Or Similar)

$46.19 Rp 831.4K

$164 CHF 135

-71.92%

Summer Dress (H&M, Zara, etc)

$35.33 Rp 636.0K

$86.4 CHF 71.1

-59.10%

Sport Shoes (Adidas, Nike)

$79.1 Rp 1.4M

$143 CHF 118

-44.70%

Men's Leather Business Shoes

$78.4 Rp 1.4M

$173 CHF 142

-54.69%

1-bedroom Apartment, City Center (Monthly)

$1,142 Rp 20.6M

$1,678 CHF 1,382

-31.92%

1-bedroom Apartment, Outside City Center (Monthly)

$676 Rp 12.2M

$1,759 CHF 1,448

-61.58%

3-bedroom Apartment, City Center (Monthly)

$3,503 Rp 63.1M

$2,928 CHF 2,412

19.63%

3-bedroom Apartment, Outside City Center (Monthly)

$1,700 Rp 30.6M

$2,382 CHF 1,962

-28.63%

Buy Apartment in City Center (m2)

$2,784 Rp 50.1M

$15.9K CHF 13.1K

-82.46%

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

$12.1K CHF 9,993

-81.53%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

$6,850 CHF 5,642

-97.60%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

1.72

701.16%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 11, 2026

Last update for Uster: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$676 49.4%

Uster

$1.8K 47.7% 160% $1.1K

Groceries & Markets

Ubud, Bali

$290 21.2%

Uster

$623 16.9% 114% $332

Eating Out

Ubud, Bali

$109 8%

Uster

$465 12.6% 328% $356

Monthly Utilities & Internet

Ubud, Bali

$108 7.9%

Uster

$330 9% 206% $222

Clothing & Footwear

Ubud, Bali

$108 7.9%

Uster

$255 6.9% 137% $148

Sport & Entertainment

Ubud, Bali

$65 4.7%

Uster

$117 3.2% 81.3% $53

Getting Around

Ubud, Bali

$13 0.9%

Uster

$140 3.8% 1016% $128

Cost Breakdown

A one-bedroom apartment in the center runs $1,142 in Ubud, Bali and $1,678 in Uster. Housing cost is often the main lever when comparing two cities.

Uster pays 4063% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $35.00 in Ubud, Bali vs $120 in Uster for a mid-range dinner for two. Groceries echo the gap at $290 vs $623 per month, with Ubud, Bali cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇨🇭 Uster

🕒 Local time

15:19 3:19 PM

09:19 9:19 AM

6 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

33,097

💱 Currency

Indonesian Rupiah IDR Rp

Swiss Franc CHF Fr

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

1 CHF = 1.21 USD

1 CHF = 1.08 EUR

Exchange rates and currency converter

CHF, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 19, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

Swiss Franc exchange rates as of October 19, 2026: 1 USD = 0.824 CHF (1 CHF = 1.21 USD). 1 EUR = 0.926 CHF (1 CHF = 1.08 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Uster 11,950 km ≈ 15 h nonstop flight

From you

Ubud, Bali
Uster

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Uster: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 170% lower than in Uster. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

On paper, salaries run 4063% lower in Uster. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,142 in Ubud, Bali versus $1,678 in Uster. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $493 in Ubud, Bali versus $1,802 in Uster. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 114% higher in Uster. For households that cook at home regularly, that difference adds up over a month.

At $1,368 in Ubud, Bali versus $3,689 in Uster, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Uster. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,368 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.

Safety-wise, Ubud, Bali and Uster are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 170% less than in Uster. Beyond cost, consider language, visa policies, and how big the international community is in each city.