Cost of Living Comparison Between Ubud, Bali and Uster Cost of Living Comparison Between Ubud, Bali and Uster

Monthly Cost of Living

Monthly costs for one person with rent: $1,419 in Ubud, Bali versus $3,820 in Uster.

Estimated couple costs with rent: $2,540 in Ubud, Bali versus $5,621 in Uster.

Monthly costs for a family of three with rent: $3,660 in Ubud, Bali versus $7,423 in Uster.

Living in Ubud, Bali costs roughly 63% less than in Uster, driven mainly by Eating Out.

Both cities are pricier than the global median: Ubud, Bali 6% above, Uster 185% above.

Meal at Budget Restaurant

$3.56 Rp 63.7K

$30.20 CHF 23.81

-88.21%

Three-Course Dinner for Two, Mid-Range

$32.73 Rp 584.5K

$149 CHF 117

-78.00%

Fast Food Meal (McDonalds, etc)

$4.95 Rp 88.4K

$18.43 CHF 14.53

-73.14%

Cappuccino

$2.71 Rp 48.4K

$6.16 CHF 4.86

-56.01%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 24.0K

$5.67 CHF 4.47

-76.37%

Water (0.33 liter bottle)

$0.70 Rp 12.5K

$5.14 CHF 4.05

-86.38%

Local Beer (0.5 liter draught)

$2.92 Rp 52.1K

$9.59 CHF 7.56

-69.55%

Imported Beer (0.33 liter bottle)

$3.96 Rp 70.7K

$7.04 CHF 5.55

-43.75%

Milk (1 liter)

$1.81 Rp 32.3K

$2.22 CHF 1.75

-18.47%

White Bread (500g)

$2.52 Rp 45.0K

$2.93 CHF 2.31

-13.99%

Rice (white) (1kg)

$1.16 Rp 20.7K

$3.70 CHF 2.92

-68.65%

Eggs

$2.46 Rp 43.9K

$7.43 CHF 5.86

-66.89%

Local Cheese (1kg)

$14.71 Rp 262.7K

$29.01 CHF 22.87

-49.29%

Chicken Fillets (1kg)

$4.32 Rp 77.1K

$32.95 CHF 25.98

-86.89%

Beef Round Steak (1kg)

$12.14 Rp 216.7K

$49.25 CHF 38.83

-75.35%

Apples (1kg)

$3.84 Rp 68.6K

$3.53 CHF 2.78

8.78%

Banana (1kg)

$1.56 Rp 27.8K

$1.84 CHF 1.45

-15.22%

Oranges (1kg)

$2.83 Rp 50.6K

$3.12 CHF 2.46

-9.29%

Tomato (1kg)

$2.33 Rp 41.5K

$5.23 CHF 4.13

-55.45%

Potato (1kg)

$1.91 Rp 34.2K

$2.57 CHF 2.03

-25.68%

Onion (1kg)

$2.20 Rp 39.3K

$2.31 CHF 1.82

-4.76%

Lettuce (1 head)

$1.01 Rp 18.1K

$2.38 CHF 1.88

-57.56%

Water (1.5 liter bottle)

$0.78 Rp 13.8K

$1.39 CHF 1.10

-43.88%

Cigarettes 20 Pack (Marlboro, Camel)

$3.32 Rp 59.2K

$10.99 CHF 8.67

-69.79%

Wine (Bottle)

$23.74 Rp 423.9K

$11.65 CHF 9.19

103.78%

Local Beer (0.5 liter bottle)

$2.79 Rp 49.8K

$2.61 CHF 2.06

6.90%

Imported Beer (0.33 liter bottle)

$2.86 Rp 51.1K

$2.40 CHF 1.89

19.17%

One-way Ticket (Public Transport)

$0.27 Rp 4,800

$3.39 CHF 2.68

-92.04%

Public Transport Monthly Pass (Regular Price)

$8.03 Rp 143.4K

$99.3 CHF 78.3

-91.91%

Taxi Start (Normal Tariff)

$0.46 Rp 8,150

$6.76 CHF 5.33

-93.20%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,037

$4.19 CHF 3.30

-89.26%

Taxi 1hour Waiting (Normal Tariff)

$6.10 Rp 108.9K

$79.2 CHF 62.5

-92.30%

Gasoline (1 liter)

$0.79 Rp 14.2K

$2.33 CHF 1.84

-66.09%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K Rp 467.0M

$41.0K CHF 32.3K

-36.26%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 573.6M

$38.7K CHF 30.5K

-17.01%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.9 Rp 1.4M

$334 CHF 263

-76.08%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.6K

$35.59 CHF 28.06

-88.59%

Internet (50+ Mbps, Unlimited Data)

$23.52 Rp 420.0K

$59.4 CHF 46.83

-60.40%

Gym Membership (Monthly)

$98.7 Rp 1.8M

$74.4 CHF 58.6

32.70%

Tennis Court (1 Hour on Weekend)

$6.63 Rp 118.4K

$61.1 CHF 48.21

-89.16%

Cinema Ticket

$4.15 Rp 74.1K

$24.99 CHF 19.70

-83.39%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

$3,119 CHF 2,459

-90.26%

International Primary School, 1 Child (Yearly)

$6,613 Rp 118.1M

$39.3K CHF 31.0K

-83.17%

Jeans (Levis 501 Or Similar)

$55.5 Rp 991.8K

$147 CHF 116

-62.32%

Summer Dress (H&M, Zara, etc)

$38.31 Rp 684.1K

$62.6 CHF 49.36

-38.80%

Sport Shoes (Adidas, Nike)

$88.6 Rp 1.6M

$147 CHF 116

-39.92%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$204 CHF 161

-61.77%

1-bedroom Apartment, City Center (Monthly)

$1,006 Rp 18.0M

$2,084 CHF 1,643

-51.71%

1-bedroom Apartment, Outside City Center (Monthly)

$675 Rp 12.1M

$1,804 CHF 1,423

-62.58%

3-bedroom Apartment, City Center (Monthly)

$3,442 Rp 61.5M

$2,969 CHF 2,341

15.92%

3-bedroom Apartment, Outside City Center (Monthly)

$2,039 Rp 36.4M

$2,481 CHF 1,956

-17.79%

Buy Apartment in City Center (m2)

$2,841 Rp 50.7M

Buy Apartment Outside City Center (m2)

$2,264 Rp 40.4M

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

$7,179 CHF 5,660

-97.70%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

2.09

535.41%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 1, 2026

Last update for Uster: June 2, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,006 in Ubud, Bali and $2,084 in Uster. Housing cost is often the main lever when comparing two cities.

Uster pays 4245% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $33.00 in Ubud, Bali vs $149 in Uster for a mid-range dinner for two. Groceries echo the gap at $302 vs $643 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Uster: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 169% lower than in Uster. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

On paper, Uster earns 4245% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,006 in Ubud, Bali versus $2,084 in Uster. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $304 in Ubud, Bali versus $3,119 in Uster. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 113% higher in Uster. For households that cook at home regularly, that difference adds up over a month.

At $1,419 in Ubud, Bali versus $3,820 in Uster, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Uster. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,419 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.

Safety-wise, Ubud, Bali and Uster are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 169% less than in Uster. Beyond cost, consider language, visa policies, and how big the international community is in each city.