Last update: Oct 2026

Cost of Living Comparison Between Uster and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,368 a month against $3,689 in Uster, rent and utilities included – about $27,900 less a year. Rent and utilities account for about half of the difference.

178

Cost of Living Index in Uster
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Uster Living Index
67

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Uster

🇨🇭 Switzerland

$3,689

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Monthly Cost of Living

How much you'll spend in Uster and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Uster and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $3,689 in Uster versus $1,368 in Ubud, Bali.

Uster $3,689
Ubud, Bali $1,368

Estimated couple costs with rent: $5,289 in Uster versus $2,314 in Ubud, Bali.

Uster $5,289
Ubud, Bali $2,314

Monthly costs for a family of three with rent: $6,889 in Uster versus $3,260 in Ubud, Bali.

Uster $6,889
Ubud, Bali $3,260

Living in Uster is roughly 170% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Uster 173% above, Ubud, Bali 1% above.

Meal at Budget Restaurant

$30.11 CHF 24.80

$3.33 Rp 59.9K

804.20%

Three-Course Dinner for Two, Mid-Range

$120 CHF 98.7

$35.18 Rp 633.2K

240.53%

Fast Food Meal (McDonalds, etc)

$18.34 CHF 15.10

$5.80 Rp 104.5K

216.21%

Cappuccino

$6.04 CHF 4.97

$2.73 Rp 49.1K

121.25%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$5.33 CHF 4.39

$1.64 Rp 29.5K

225.00%

Water (0.33 liter bottle)

$4.79 CHF 3.95

$0.83 Rp 15.0K

477.11%

Local Beer (0.5 liter draught)

$8.59 CHF 7.08

$2.70 Rp 48.6K

218.15%

Imported Beer (0.33 liter bottle)

$6.73 CHF 5.54

$4.30 Rp 77.4K

56.51%

Milk (1 liter)

$2.23 CHF 1.83

$1.50 Rp 27.1K

48.67%

White Bread (500g)

$3.34 CHF 2.75

$2.30 Rp 41.4K

45.22%

Rice (white) (1kg)

$4.39 CHF 3.61

$1.18 Rp 21.2K

272.03%

Eggs

$7.35 CHF 6.05

$2.14 Rp 38.6K

243.46%

Local Cheese (1kg)

$32.17 CHF 26.49

$17.48 Rp 314.6K

84.04%

Chicken Fillets (1kg)

$29.34 CHF 24.17

$4.03 Rp 72.5K

628.04%

Beef Round Steak (1kg)

$42.64 CHF 35.12

$12.23 Rp 220.1K

248.65%

Apples (1kg)

$3.44 CHF 2.84

$3.55 Rp 63.9K

-3.10%

Banana (1kg)

$2.10 CHF 1.73

$1.57 Rp 28.3K

33.76%

Oranges (1kg)

$2.81 CHF 2.31

$2.24 Rp 40.2K

25.45%

Tomato (1kg)

$4.58 CHF 3.78

$1.93 Rp 34.7K

137.31%

Potato (1kg)

$2.04 CHF 1.68

$1.88 Rp 33.9K

8.51%

Onion (1kg)

$2.18 CHF 1.79

$2.29 Rp 41.3K

-4.80%

Lettuce (1 head)

$2.43 CHF 2.00

$0.99 Rp 17.9K

145.45%

Water (1.5 liter bottle)

$1.33 CHF 1.10

$0.53 Rp 9,475

150.94%

Cigarettes 20 Pack (Marlboro, Camel)

$10.65 CHF 8.77

$2.28 Rp 41.1K

367.11%

Wine (Bottle)

$12.97 CHF 10.69

$23.01 Rp 414.2K

-43.63%

Local Beer (0.5 liter bottle)

$3.25 CHF 2.68

$2.34 Rp 42.2K

38.89%

Imported Beer (0.33 liter bottle)

$3.34 CHF 2.75

$2.91 Rp 52.4K

14.78%

One-way Ticket (Public Transport)

$4.60 CHF 3.79

$0.24 Rp 4,315

1816.67%

Public Transport Monthly Pass (Regular Price)

$99.8 CHF 82.2

$8.82 Rp 158.7K

1031.29%

Taxi Start (Normal Tariff)

$5.46 CHF 4.50

$0.48 Rp 8,684

1037.50%

Taxi (Normal Tariff) (1km)

$3.28 CHF 2.70

$0.46 Rp 8,233

613.04%

Taxi 1hour Waiting (Normal Tariff)

$59.4 CHF 48.94

$5.45 Rp 98.2K

990.28%

Gasoline (1 liter)

$2.19 CHF 1.80

$0.88 Rp 15.9K

148.86%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$43.3K CHF 35.6K

$24.6K Rp 442.2M

76.13%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$39.7K CHF 32.7K

$31.2K Rp 561.4M

27.35%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$233 CHF 192

$83.0 Rp 1.5M

180.62%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$31.89 CHF 26.26

$6.45 Rp 116.0K

394.42%

Internet (50+ Mbps, Unlimited Data)

$65.4 CHF 53.8

$18.57 Rp 334.2K

251.97%

Gym Membership (Monthly)

$73.6 CHF 60.6

$55.8 Rp 1.0M

31.85%

Tennis Court (1 Hour on Weekend)

$45.51 CHF 37.49

$18.11 Rp 326.0K

151.30%

Cinema Ticket

$21.75 CHF 17.92

$4.38 Rp 78.9K

396.58%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,802 CHF 1,484

$493 Rp 8.9M

265.48%

International Primary School, 1 Child (Yearly)

$32.6K CHF 26.8K

$5,754 Rp 103.6M

465.87%

Jeans (Levis 501 Or Similar)

$164 CHF 135

$46.19 Rp 831.4K

256.09%

Summer Dress (H&M, Zara, etc)

$86.4 CHF 71.1

$35.33 Rp 636.0K

144.49%

Sport Shoes (Adidas, Nike)

$143 CHF 118

$79.1 Rp 1.4M

80.84%

Men's Leather Business Shoes

$173 CHF 142

$78.4 Rp 1.4M

120.68%

1-bedroom Apartment, City Center (Monthly)

$1,678 CHF 1,382

$1,142 Rp 20.6M

46.90%

1-bedroom Apartment, Outside City Center (Monthly)

$1,759 CHF 1,448

$676 Rp 12.2M

160.28%

3-bedroom Apartment, City Center (Monthly)

$2,928 CHF 2,412

$3,503 Rp 63.1M

-16.41%

3-bedroom Apartment, Outside City Center (Monthly)

$2,382 CHF 1,962

$1,700 Rp 30.6M

40.12%

Buy Apartment in City Center (m2)

$15.9K CHF 13.1K

$2,784 Rp 50.1M

470.18%

Buy Apartment Outside City Center (m2)

$12.1K CHF 9,993

$2,241 Rp 40.3M

441.51%

Average Monthly Net Salary (After Tax)

$6,850 CHF 5,642

$165 Rp 3.0M

4063.09%

20-Year Fixed Mortgage Interest Rate (Annual %)

1.72

13.78

-87.52%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Uster: October 11, 2026

Last update for Ubud, Bali: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Uster

$1.8K 47.7%

Ubud, Bali

$676 49.4% 61.6% $1.1K

Groceries & Markets

Uster

$623 16.9%

Ubud, Bali

$290 21.2% 53.4% $332

Eating Out

Uster

$465 12.6%

Ubud, Bali

$109 8% 76.6% $356

Monthly Utilities & Internet

Uster

$330 9%

Ubud, Bali

$108 7.9% 67.3% $222

Clothing & Footwear

Uster

$255 6.9%

Ubud, Bali

$108 7.9% 57.8% $148

Getting Around

Uster

$140 3.8%

Ubud, Bali

$13 0.9% 91% $128

Sport & Entertainment

Uster

$117 3.2%

Ubud, Bali

$65 4.7% 44.9% $53

Cost Breakdown

A one-bedroom apartment in the center runs $1,678 in Uster and $1,142 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Uster pays 4063% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $120 in Uster vs $35.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $623 vs $290 per month, with Ubud, Bali cheaper across the board.

Good to know

🇨🇭 Uster

🇮🇩 Ubud, Bali

🕒 Local time

07:41 7:41 AM

13:41 1:41 PM

6 h ahead of Uster

🌤 Weather

👥 Population

33,097

74,800

💱 Currency

Swiss Franc CHF Fr

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 CHF = 1.21 USD

1 CHF = 1.08 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to CHF – Swiss Franc Converter

🇺🇸 United States Dollar ($)

🇨🇭 Swiss Franc (Fr)

Swiss Franc exchange rates as of October 19, 2026: 1 USD = 0.824 CHF (1 CHF = 1.21 USD). 1 EUR = 0.926 CHF (1 CHF = 1.08 EUR).

Indonesian Rupiah exchange rates as of October 19, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

USD to CHF in detail →

On the map

Lowest

Highest

Between locations

Uster Ubud, Bali 11,950 km ≈ 15 h nonstop flight

From you

Uster
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Uster vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 170% lower than in Uster. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

Average pay runs 4063% higher in Uster, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,678 in Uster versus $1,142 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $1,802 in Uster versus $493 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 114% higher in Uster. For households that cook at home regularly, that difference adds up over a month.

At $1,368 in Ubud, Bali versus $3,689 in Uster, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Uster. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,368 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.

Safety-wise, Uster and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 170% less than in Uster. Beyond cost, consider language, visa policies, and how big the international community is in each city.