😐Monthly costs for one person with rent: $3,820 in Uster versus $1,419 in Ubud, Bali.
😐Estimated couple costs with rent: $5,621 in Uster versus $2,540 in Ubud, Bali.
😐Monthly costs for a family of three with rent: $7,423 in Uster versus $3,660 in Ubud, Bali.
😐Living in Uster is roughly 169% more expensive than Ubud, Bali, driven mainly by Eating Out.
📊Both cities are pricier than the global median: Uster185% above, Ubud, Bali6% above.
Currency
🍽 Eating Out
Uster
Ubud, Bali
Difference
Meal at Budget Restaurant
$30.20CHF 23.81
$3.56Rp 63.7K
748.31%
Three-Course Dinner for Two, Mid-Range
$149CHF 117
$32.73Rp 584.5K
354.63%
Fast Food Meal(McDonalds, etc)
$18.43CHF 14.53
$4.95Rp 88.4K
272.32%
Cappuccino
$6.16CHF 4.86
$2.71Rp 48.4K
127.31%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$5.67CHF 4.47
$1.34Rp 24.0K
323.13%
Water(0.33 liter bottle)
$5.14CHF 4.05
$0.70Rp 12.5K
634.29%
Local Beer(0.5 liter draught)
$9.59CHF 7.56
$2.92Rp 52.1K
228.42%
Imported Beer(0.33 liter bottle)
$7.04CHF 5.55
$3.96Rp 70.7K
77.78%
🛒 Groceries & Markets
Uster
Ubud, Bali
Difference
Milk(1 liter)
$2.22CHF 1.75
$1.81Rp 32.3K
22.65%
White Bread(500g)
$2.93CHF 2.31
$2.52Rp 45.0K
16.27%
Rice(white)(1kg)
$3.70CHF 2.92
$1.16Rp 20.7K
218.97%
Eggs
$7.43CHF 5.86
$2.46Rp 43.9K
202.03%
Local Cheese(1kg)
$29.01CHF 22.87
$14.71Rp 262.7K
97.21%
Chicken Fillets(1kg)
$32.95CHF 25.98
$4.32Rp 77.1K
662.73%
Beef Round Steak(1kg)
$49.25CHF 38.83
$12.14Rp 216.7K
305.68%
Apples(1kg)
$3.53CHF 2.78
$3.84Rp 68.6K
-8.07%
Banana(1kg)
$1.84CHF 1.45
$1.56Rp 27.8K
17.95%
Oranges(1kg)
$3.12CHF 2.46
$2.83Rp 50.6K
10.25%
Tomato(1kg)
$5.23CHF 4.13
$2.33Rp 41.5K
124.46%
Potato(1kg)
$2.57CHF 2.03
$1.91Rp 34.2K
34.55%
Onion(1kg)
$2.31CHF 1.82
$2.20Rp 39.3K
5.00%
Lettuce(1 head)
$2.38CHF 1.88
$1.01Rp 18.1K
135.64%
Water(1.5 liter bottle)
$1.39CHF 1.10
$0.78Rp 13.8K
78.21%
Cigarettes 20 Pack(Marlboro, Camel)
$10.99CHF 8.67
$3.32Rp 59.2K
231.02%
Wine(Bottle)
$11.65CHF 9.19
$23.74Rp 423.9K
-50.93%
Local Beer(0.5 liter bottle)
$2.61CHF 2.06
$2.79Rp 49.8K
-6.45%
Imported Beer(0.33 liter bottle)
$2.40CHF 1.89
$2.86Rp 51.1K
-16.08%
🚌 Getting Around
Uster
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$3.39CHF 2.68
$0.27Rp 4,800
1155.56%
Public Transport Monthly Pass(Regular Price)
$99.3CHF 78.3
$8.03Rp 143.4K
1136.24%
Taxi Start(Normal Tariff)
$6.76CHF 5.33
$0.46Rp 8,150
1369.57%
Taxi(Normal Tariff)(1km)
$4.19CHF 3.30
$0.45Rp 8,037
831.11%
Taxi 1hour Waiting(Normal Tariff)
$79.2CHF 62.5
$6.10Rp 108.9K
1198.85%
Gasoline(1 liter)
$2.33CHF 1.84
$0.79Rp 14.2K
194.94%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$41.0KCHF 32.3K
$26.1KRp 467.0M
56.88%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$38.7KCHF 30.5K
$32.1KRp 573.6M
20.49%
🧾 Monthly Utilities & Internet
Uster
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$334CHF 263
$79.9Rp 1.4M
318.01%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$35.59CHF 28.06
$4.06Rp 72.6K
776.60%
Internet(50+ Mbps, Unlimited Data)
$59.4CHF 46.83
$23.52Rp 420.0K
152.55%
🎉 Sport & Entertainment
Uster
Ubud, Bali
Difference
Gym Membership(Monthly)
$74.4CHF 58.6
$98.7Rp 1.8M
-24.64%
Tennis Court(1 Hour on Weekend)
$61.1CHF 48.21
$6.63Rp 118.4K
822.17%
Cinema Ticket
$24.99CHF 19.70
$4.15Rp 74.1K
502.17%
🧸 Childcare & Education
Uster
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$3,119CHF 2,459
$304Rp 5.4M
926.24%
International Primary School, 1 Child(Yearly)
$39.3KCHF 31.0K
$6,613Rp 118.1M
494.18%
👕👟 Clothing & Footwear
Uster
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$147CHF 116
$55.5Rp 991.8K
165.39%
Summer Dress(H&M, Zara, etc)
$62.6CHF 49.36
$38.31Rp 684.1K
63.40%
Sport Shoes(Adidas, Nike)
$147CHF 116
$88.6Rp 1.6M
66.43%
Men's Leather Business Shoes
$204CHF 161
$77.9Rp 1.4M
161.59%
🏠 Accommodation & Living
Uster
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$2,084CHF 1,643
$1,006Rp 18.0M
107.07%
1-bedroom Apartment, Outside City Center(Monthly)
$1,804CHF 1,423
$675Rp 12.1M
167.20%
3-bedroom Apartment, City Center(Monthly)
$2,969CHF 2,341
$3,442Rp 61.5M
-13.74%
3-bedroom Apartment, Outside City Center(Monthly)
$2,481CHF 1,956
$2,039Rp 36.4M
21.65%
Buy Apartment in City Center(m2)
-
$2,841Rp 50.7M
-
Buy Apartment Outside City Center(m2)
-
$2,264Rp 40.4M
-
💵 Salaries & Financials
Uster
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
$7,179CHF 5,660
$165Rp 3.0M
4244.82%
20-Year Fixed Mortgage Interest Rate(Annual %)
2.09
13.28
-84.26%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Uster: June 2, 2026
Last update for Ubud, Bali: June 1, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $2,084 in Uster and $1,006 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.
💰Uster pays 4245% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.
🛒Dining out: $149 in Uster vs $33.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $643 vs $302 per month, with Ubud, Bali cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Uster vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Which city is more expensive, Uster or Ubud, Bali?
Ubud, Bali wins on cost – living expenses run 169% lower than in Uster. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.
Are salaries higher in Uster or Ubud, Bali?
Uster pays 4245% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How much does a 1-bedroom apartment cost in Uster vs Ubud, Bali?
Rent for a central apartment: $2,084 in Uster versus $1,006 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
How do childcare costs compare in Uster and Ubud, Bali?
Childcare runs $3,119 in Uster versus $304 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Are groceries more expensive in Uster or Ubud, Bali?
Supermarket bills run roughly 113% higher in Uster. For households that cook at home regularly, that difference adds up over a month.
Can you live on $1,000/month in Uster or Ubud, Bali?
At $1,419 in Ubud, Bali versus $3,820 in Uster, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Uster. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.
Which city is better for digital nomads, Uster or Ubud, Bali?
Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,419 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.
How safe is Uster compared to Ubud, Bali?
Safety-wise, Uster and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Ubud, Bali gentler on the wallet – expenses run 169% less than in Uster. Beyond cost, consider language, visa policies, and how big the international community is in each city.