Cost of Living Comparison Between Uster and Ubud, Bali Cost of Living Comparison Between Uster and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $3,815 in Uster versus $1,408 in Ubud, Bali.

Estimated couple costs with rent: $5,625 in Uster versus $2,585 in Ubud, Bali.

Monthly costs for a family of three with rent: $7,435 in Uster versus $3,763 in Ubud, Bali.

Living in Uster is roughly 171% more expensive than in Ubud, Bali, driven mainly by Eating Out.

Both cities are pricier than the global median: Uster 186% above, Ubud, Bali 5% above.

Meal at Budget Restaurant

$31.40 CHF 25.39

$3.45 Rp 62.0K

810.14%

Three-Course Dinner for Two, Mid-Range

$147 CHF 119

$32.34 Rp 580.1K

354.42%

Fast Food Meal (McDonalds, etc)

$18.66 CHF 15.09

$4.84 Rp 86.9K

285.54%

Cappuccino

$6.26 CHF 5.06

$2.75 Rp 49.3K

127.64%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$5.66 CHF 4.58

$1.38 Rp 24.8K

310.14%

Water (0.33 liter bottle)

$5.34 CHF 4.32

$0.75 Rp 13.5K

612.00%

Local Beer (0.5 liter draught)

$10.07 CHF 8.14

$2.99 Rp 53.7K

236.79%

Imported Beer (0.33 liter bottle)

$7.16 CHF 5.79

$3.85 Rp 69.1K

85.97%

Milk (1 liter)

$2.21 CHF 1.78

$1.74 Rp 31.1K

27.01%

White Bread (500g)

$3.00 CHF 2.43

$2.46 Rp 44.1K

21.95%

Rice (white) (1kg)

$3.52 CHF 2.85

$1.17 Rp 21.0K

200.85%

Eggs

$7.39 CHF 5.97

$2.43 Rp 43.6K

204.12%

Local Cheese (1kg)

$29.48 CHF 23.83

$14.50 Rp 260.2K

103.31%

Chicken Fillets (1kg)

$33.29 CHF 26.92

$4.35 Rp 78.0K

665.29%

Beef Round Steak (1kg)

$49.60 CHF 40.10

$11.98 Rp 214.9K

314.02%

Apples (1kg)

$3.72 CHF 3.01

$3.72 Rp 66.7K

Banana (1kg)

$1.92 CHF 1.55

$1.63 Rp 29.2K

17.79%

Oranges (1kg)

$3.08 CHF 2.49

$2.74 Rp 49.2K

12.41%

Tomato (1kg)

$5.08 CHF 4.10

$2.24 Rp 40.2K

126.79%

Potato (1kg)

$2.58 CHF 2.09

$1.92 Rp 34.4K

34.38%

Onion (1kg)

$2.29 CHF 1.85

$2.28 Rp 40.8K

0.44%

Lettuce (1 head)

$2.33 CHF 1.88

$1.06 Rp 19.1K

119.81%

Water (1.5 liter bottle)

$1.44 CHF 1.16

$0.72 Rp 12.9K

100.00%

Cigarettes 20 Pack (Marlboro, Camel)

$10.66 CHF 8.62

$3.29 Rp 58.9K

224.01%

Wine (Bottle)

$12.93 CHF 10.46

$23.19 Rp 416.1K

-44.24%

Local Beer (0.5 liter bottle)

$2.75 CHF 2.22

$2.78 Rp 49.8K

-1.08%

Imported Beer (0.33 liter bottle)

$2.40 CHF 1.94

$2.73 Rp 49.0K

-12.09%

One-way Ticket (Public Transport)

$3.41 CHF 2.76

$0.27 Rp 4,778

1162.96%

Public Transport Monthly Pass (Regular Price)

$100 CHF 81.2

$8.11 Rp 145.4K

1137.61%

Taxi Start (Normal Tariff)

$6.62 CHF 5.35

$0.48 Rp 8,659

1279.17%

Taxi (Normal Tariff) (1km)

$4.31 CHF 3.49

$0.42 Rp 7,532

926.19%

Taxi 1hour Waiting (Normal Tariff)

$79.1 CHF 63.9

$6.22 Rp 111.6K

1170.90%

Gasoline (1 liter)

$2.22 CHF 1.79

$0.81 Rp 14.6K

174.07%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$40.9K CHF 33.1K

$26.6K Rp 477.4M

53.78%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$39.4K CHF 31.8K

$32.2K Rp 577.4M

22.34%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$326 CHF 264

$78.4 Rp 1.4M

316.45%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$36.40 CHF 29.43

$4.07 Rp 73.0K

794.35%

Internet (50+ Mbps, Unlimited Data)

$57.8 CHF 46.75

$24.33 Rp 436.4K

137.65%

Gym Membership (Monthly)

$74.2 CHF 60.0

$98.6 Rp 1.8M

-24.75%

Tennis Court (1 Hour on Weekend)

$62.5 CHF 50.5

$6.34 Rp 113.7K

885.49%

Cinema Ticket

$24.97 CHF 20.19

$3.99 Rp 71.5K

525.81%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,114 CHF 2,518

$305 Rp 5.5M

920.94%

International Primary School, 1 Child (Yearly)

$39.7K CHF 32.1K

$6,642 Rp 119.2M

497.64%

Jeans (Levis 501 Or Similar)

$147 CHF 118

$54.1 Rp 971.2K

170.59%

Summer Dress (H&M, Zara, etc)

$60.3 CHF 48.74

$37.81 Rp 678.2K

59.46%

Sport Shoes (Adidas, Nike)

$151 CHF 122

$86.8 Rp 1.6M

73.71%

Men's Leather Business Shoes

$203 CHF 164

$76.4 Rp 1.4M

166.35%

1-bedroom Apartment, City Center (Monthly)

$2,084 CHF 1,685

$992 Rp 17.8M

110.13%

1-bedroom Apartment, Outside City Center (Monthly)

$1,760 CHF 1,423

$673 Rp 12.1M

161.64%

3-bedroom Apartment, City Center (Monthly)

$3,011 CHF 2,434

$3,375 Rp 60.5M

-10.79%

3-bedroom Apartment, Outside City Center (Monthly)

$2,482 CHF 2,007

$2,050 Rp 36.8M

21.06%

Buy Apartment in City Center (m2)

$14.4K CHF 11.7K

$2,805 Rp 50.3M

414.98%

Buy Apartment Outside City Center (m2)

$14.0K CHF 11.3K

$2,227 Rp 39.9M

527.94%

Average Monthly Net Salary (After Tax)

$7,035 CHF 5,687

$167 Rp 3.0M

4113.31%

20-Year Fixed Mortgage Interest Rate (Annual %)

2.09

13.28

-84.26%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Uster: July 14, 2026

Last update for Ubud, Bali: July 11, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $2,084 in Uster and $992 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Uster pays 4113% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $147 in Uster vs $32.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $650 vs $297 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Uster vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 171% lower than in Uster. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

Average pay runs 4113% higher in Uster, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $2,084 in Uster versus $992 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $3,114 in Uster versus $305 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 119% higher in Uster. For households that cook at home regularly, that difference adds up over a month.

At $1,408 in Ubud, Bali versus $3,815 in Uster, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Uster. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,408 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.

Safety-wise, Uster and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 171% less than in Uster. Beyond cost, consider language, visa policies, and how big the international community is in each city.