Cost of Living Comparison Between Uster and Ubud, Bali Cost of Living Comparison Between Uster and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $3,715 in Uster versus $1,396 in Ubud, Bali.

Estimated couple costs with rent: $5,466 in Uster versus $2,334 in Ubud, Bali.

Monthly costs for a family of three with rent: $7,216 in Uster versus $3,273 in Ubud, Bali.

Living in Uster is roughly 166% more expensive than in Ubud, Bali, driven mainly by Eating Out.

Both cities are pricier than the global median: Uster 170% above, Ubud, Bali 2% above.

Currency
🍽 Eating Out
Uster
Ubud, Bali
Difference
Meal at Budget Restaurant
$30.82 CHF 25.06
$3.37 Rp 59.9K
814.54%
Three-Course Dinner for Two, Mid-Range
$125 CHF 101
$38.59 Rp 685.5K
223.14%
Fast Food Meal (McDonalds, etc)
$18.34 CHF 14.91
$5.52 Rp 98.1K
232.25%
Cappuccino
$6.30 CHF 5.12
$2.64 Rp 47.0K
138.64%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$5.60 CHF 4.55
$1.67 Rp 29.7K
235.33%
Water (0.33 liter bottle)
$4.86 CHF 3.95
$0.77 Rp 13.7K
531.17%
Local Beer (0.5 liter draught)
$8.75 CHF 7.11
$2.63 Rp 46.8K
232.70%
Imported Beer (0.33 liter bottle)
$6.86 CHF 5.58
$4.28 Rp 76.1K
60.28%
🛒 Groceries & Markets
Uster
Ubud, Bali
Difference
Milk (1 liter)
$2.23 CHF 1.82
$1.55 Rp 27.5K
43.87%
White Bread (500g)
$3.39 CHF 2.76
$2.22 Rp 39.5K
52.70%
Rice (white) (1kg)
$4.50 CHF 3.66
$1.13 Rp 20.0K
298.23%
Eggs
$7.71 CHF 6.27
$2.09 Rp 37.1K
268.90%
Local Cheese (1kg)
$33.08 CHF 26.89
$17.39 Rp 309.0K
90.22%
Chicken Fillets (1kg)
$29.96 CHF 24.36
$3.87 Rp 68.7K
674.16%
Beef Round Steak (1kg)
$43.94 CHF 35.72
$12.55 Rp 222.9K
250.12%
Apples (1kg)
$3.73 CHF 3.03
$3.62 Rp 64.2K
3.04%
Banana (1kg)
$2.13 CHF 1.73
$1.56 Rp 27.7K
36.54%
Oranges (1kg)
$2.92 CHF 2.38
$2.35 Rp 41.8K
24.26%
Tomato (1kg)
$4.73 CHF 3.84
$2.06 Rp 36.5K
129.61%
Potato (1kg)
$2.03 CHF 1.65
$1.90 Rp 33.7K
6.84%
Onion (1kg)
$2.32 CHF 1.88
$2.34 Rp 41.5K
-0.85%
Lettuce (1 head)
$2.40 CHF 1.95
$1.03 Rp 18.3K
133.01%
Water (1.5 liter bottle)
$1.39 CHF 1.13
$0.55 Rp 9,854
152.73%
Cigarettes 20 Pack (Marlboro, Camel)
$11.02 CHF 8.96
$2.25 Rp 40.0K
389.78%
Wine (Bottle)
$13.64 CHF 11.09
$23.81 Rp 422.9K
-42.71%
Local Beer (0.5 liter bottle)
$3.22 CHF 2.62
$2.31 Rp 41.1K
39.39%
Imported Beer (0.33 liter bottle)
$2.83 CHF 2.30
$2.80 Rp 49.8K
1.07%
🚌 Getting Around
Uster
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$4.50 CHF 3.66
$0.27 Rp 4,839
1566.67%
Public Transport Monthly Pass (Regular Price)
$101 CHF 82.0
$8.66 Rp 153.9K
1065.24%
Taxi Start (Normal Tariff)
$5.73 CHF 4.66
$0.48 Rp 8,554
1093.75%
Taxi (Normal Tariff) (1km)
$3.54 CHF 2.88
$0.45 Rp 7,924
686.67%
Taxi 1hour Waiting (Normal Tariff)
$63.3 CHF 51.5
$5.72 Rp 101.6K
1006.29%
Gasoline (1 liter)
$2.32 CHF 1.88
$0.76 Rp 13.5K
205.26%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$43.2K CHF 35.1K
$24.5K Rp 434.9M
76.28%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$40.4K CHF 32.9K
$32.1K Rp 570.6M
25.82%
🧾 Monthly Utilities & Internet
Uster
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$207 CHF 168
$83.6 Rp 1.5M
147.56%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$33.27 CHF 27.05
$6.46 Rp 114.7K
415.02%
Internet (50+ Mbps, Unlimited Data)
$66.4 CHF 53.9
$18.99 Rp 337.4K
249.39%
🎉 Sport & Entertainment
Uster
Ubud, Bali
Difference
Gym Membership (Monthly)
$76.2 CHF 62.0
$56.0 Rp 994.4K
36.20%
Tennis Court (1 Hour on Weekend)
$46.53 CHF 37.83
$18.62 Rp 330.7K
149.89%
Cinema Ticket
$22.02 CHF 17.90
$4.28 Rp 76.1K
414.49%
🧸 Childcare & Education
Uster
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,851 CHF 1,505
$487 Rp 8.6M
280.52%
International Primary School, 1 Child (Yearly)
$33.8K CHF 27.5K
$5,856 Rp 104.0M
477.94%
👕👟 Clothing & Footwear
Uster
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$171 CHF 139
$45.56 Rp 809.3K
275.68%
Summer Dress (H&M, Zara, etc)
$89.5 CHF 72.8
$36.38 Rp 646.3K
146.04%
Sport Shoes (Adidas, Nike)
$154 CHF 125
$82.0 Rp 1.5M
87.55%
Men's Leather Business Shoes
$181 CHF 147
$80.4 Rp 1.4M
124.51%
🏠 Accommodation & Living
Uster
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$1,834 CHF 1,491
$1,117 Rp 19.8M
64.22%
1-bedroom Apartment, Outside City Center (Monthly)
$1,830 CHF 1,488
$701 Rp 12.5M
161.00%
3-bedroom Apartment, City Center (Monthly)
$3,057 CHF 2,485
$3,537 Rp 62.8M
-13.56%
3-bedroom Apartment, Outside City Center (Monthly)
$2,481 CHF 2,017
$1,762 Rp 31.3M
40.76%
Buy Apartment in City Center (m2)
$16.7K CHF 13.6K
$2,826 Rp 50.2M
490.53%
Buy Apartment Outside City Center (m2)
$12.6K CHF 10.2K
$2,292 Rp 40.7M
448.54%
💵 Salaries & Financials
Uster
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$6,920 CHF 5,626
$170 Rp 3.0M
3975.92%
20-Year Fixed Mortgage Interest Rate (Annual %)
1.72
13.78
-87.52%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Uster: August 29, 2026

Last update for Ubud, Bali: August 31, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,834 in Uster and $1,117 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Uster pays 3976% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $125 in Uster vs $39.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $639 vs $293 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Uster vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Which city is more expensive, Uster or Ubud, Bali?
Ubud, Bali wins on cost – living expenses run 166% lower than in Uster. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.
Are salaries higher in Uster or in Ubud, Bali?
Average pay runs 3976% higher in Uster, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How much does a 1-bedroom apartment cost in Uster compared to Ubud, Bali?
Rent for a central apartment: $1,834 in Uster versus $1,117 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
How do childcare costs compare in Uster and in Ubud, Bali?
Childcare runs $1,851 in Uster versus $487 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Are groceries more expensive in Uster or in Ubud, Bali?
Supermarket bills run roughly 118% higher in Uster. For households that cook at home regularly, that difference adds up over a month.
Can you live on $1,000/month in Uster or in Ubud, Bali?
At $1,396 in Ubud, Bali versus $3,715 in Uster, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Uster. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.
Which city is better for digital nomads, Uster or Ubud, Bali?
Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,396 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.
How safe is Uster compared to Ubud, Bali?
Safety-wise, Uster and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Ubud, Bali gentler on the wallet – expenses run 166% less than in Uster. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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