😐Monthly costs for one person with rent: $3,715 in Uster versus $1,396 in Ubud, Bali.
😐Estimated couple costs with rent: $5,466 in Uster versus $2,334 in Ubud, Bali.
😐Monthly costs for a family of three with rent: $7,216 in Uster versus $3,273 in Ubud, Bali.
🌍Living in Uster is roughly 166% more expensive than in Ubud, Bali, driven mainly by Eating Out.
📊Both cities are pricier than the global median: Uster170% above, Ubud, Bali2% above.
Currency
🍽 Eating Out
Uster
Ubud, Bali
Difference
Meal at Budget Restaurant
$30.82CHF 25.06
$3.37Rp 59.9K
814.54%
Three-Course Dinner for Two, Mid-Range
$125CHF 101
$38.59Rp 685.5K
223.14%
Fast Food Meal(McDonalds, etc)
$18.34CHF 14.91
$5.52Rp 98.1K
232.25%
Cappuccino
$6.30CHF 5.12
$2.64Rp 47.0K
138.64%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$5.60CHF 4.55
$1.67Rp 29.7K
235.33%
Water(0.33 liter bottle)
$4.86CHF 3.95
$0.77Rp 13.7K
531.17%
Local Beer(0.5 liter draught)
$8.75CHF 7.11
$2.63Rp 46.8K
232.70%
Imported Beer(0.33 liter bottle)
$6.86CHF 5.58
$4.28Rp 76.1K
60.28%
🛒 Groceries & Markets
Uster
Ubud, Bali
Difference
Milk(1 liter)
$2.23CHF 1.82
$1.55Rp 27.5K
43.87%
White Bread(500g)
$3.39CHF 2.76
$2.22Rp 39.5K
52.70%
Rice(white)(1kg)
$4.50CHF 3.66
$1.13Rp 20.0K
298.23%
Eggs
$7.71CHF 6.27
$2.09Rp 37.1K
268.90%
Local Cheese(1kg)
$33.08CHF 26.89
$17.39Rp 309.0K
90.22%
Chicken Fillets(1kg)
$29.96CHF 24.36
$3.87Rp 68.7K
674.16%
Beef Round Steak(1kg)
$43.94CHF 35.72
$12.55Rp 222.9K
250.12%
Apples(1kg)
$3.73CHF 3.03
$3.62Rp 64.2K
3.04%
Banana(1kg)
$2.13CHF 1.73
$1.56Rp 27.7K
36.54%
Oranges(1kg)
$2.92CHF 2.38
$2.35Rp 41.8K
24.26%
Tomato(1kg)
$4.73CHF 3.84
$2.06Rp 36.5K
129.61%
Potato(1kg)
$2.03CHF 1.65
$1.90Rp 33.7K
6.84%
Onion(1kg)
$2.32CHF 1.88
$2.34Rp 41.5K
-0.85%
Lettuce(1 head)
$2.40CHF 1.95
$1.03Rp 18.3K
133.01%
Water(1.5 liter bottle)
$1.39CHF 1.13
$0.55Rp 9,854
152.73%
Cigarettes 20 Pack(Marlboro, Camel)
$11.02CHF 8.96
$2.25Rp 40.0K
389.78%
Wine(Bottle)
$13.64CHF 11.09
$23.81Rp 422.9K
-42.71%
Local Beer(0.5 liter bottle)
$3.22CHF 2.62
$2.31Rp 41.1K
39.39%
Imported Beer(0.33 liter bottle)
$2.83CHF 2.30
$2.80Rp 49.8K
1.07%
🚌 Getting Around
Uster
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$4.50CHF 3.66
$0.27Rp 4,839
1566.67%
Public Transport Monthly Pass(Regular Price)
$101CHF 82.0
$8.66Rp 153.9K
1065.24%
Taxi Start(Normal Tariff)
$5.73CHF 4.66
$0.48Rp 8,554
1093.75%
Taxi(Normal Tariff)(1km)
$3.54CHF 2.88
$0.45Rp 7,924
686.67%
Taxi 1hour Waiting(Normal Tariff)
$63.3CHF 51.5
$5.72Rp 101.6K
1006.29%
Gasoline(1 liter)
$2.32CHF 1.88
$0.76Rp 13.5K
205.26%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$43.2KCHF 35.1K
$24.5KRp 434.9M
76.28%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$40.4KCHF 32.9K
$32.1KRp 570.6M
25.82%
🧾 Monthly Utilities & Internet
Uster
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$207CHF 168
$83.6Rp 1.5M
147.56%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$33.27CHF 27.05
$6.46Rp 114.7K
415.02%
Internet(50+ Mbps, Unlimited Data)
$66.4CHF 53.9
$18.99Rp 337.4K
249.39%
🎉 Sport & Entertainment
Uster
Ubud, Bali
Difference
Gym Membership(Monthly)
$76.2CHF 62.0
$56.0Rp 994.4K
36.20%
Tennis Court(1 Hour on Weekend)
$46.53CHF 37.83
$18.62Rp 330.7K
149.89%
Cinema Ticket
$22.02CHF 17.90
$4.28Rp 76.1K
414.49%
🧸 Childcare & Education
Uster
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$1,851CHF 1,505
$487Rp 8.6M
280.52%
International Primary School, 1 Child(Yearly)
$33.8KCHF 27.5K
$5,856Rp 104.0M
477.94%
👕👟 Clothing & Footwear
Uster
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$171CHF 139
$45.56Rp 809.3K
275.68%
Summer Dress(H&M, Zara, etc)
$89.5CHF 72.8
$36.38Rp 646.3K
146.04%
Sport Shoes(Adidas, Nike)
$154CHF 125
$82.0Rp 1.5M
87.55%
Men's Leather Business Shoes
$181CHF 147
$80.4Rp 1.4M
124.51%
🏠 Accommodation & Living
Uster
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$1,834CHF 1,491
$1,117Rp 19.8M
64.22%
1-bedroom Apartment, Outside City Center(Monthly)
$1,830CHF 1,488
$701Rp 12.5M
161.00%
3-bedroom Apartment, City Center(Monthly)
$3,057CHF 2,485
$3,537Rp 62.8M
-13.56%
3-bedroom Apartment, Outside City Center(Monthly)
$2,481CHF 2,017
$1,762Rp 31.3M
40.76%
Buy Apartment in City Center(m2)
$16.7KCHF 13.6K
$2,826Rp 50.2M
490.53%
Buy Apartment Outside City Center(m2)
$12.6KCHF 10.2K
$2,292Rp 40.7M
448.54%
💵 Salaries & Financials
Uster
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
$6,920CHF 5,626
$170Rp 3.0M
3975.92%
20-Year Fixed Mortgage Interest Rate(Annual %)
1.72
13.78
-87.52%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Uster: August 29, 2026
Last update for Ubud, Bali: August 31, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $1,834 in Uster and $1,117 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.
💰Uster pays 3976% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.
🛒Dining out: $125 in Uster vs $39.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $639 vs $293 per month, with Ubud, Bali cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Uster vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Which city is more expensive, Uster or Ubud, Bali?
Ubud, Bali wins on cost – living expenses run 166% lower than in Uster. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.
Are salaries higher in Uster or in Ubud, Bali?
Average pay runs 3976% higher in Uster, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How much does a 1-bedroom apartment cost in Uster compared to Ubud, Bali?
Rent for a central apartment: $1,834 in Uster versus $1,117 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
How do childcare costs compare in Uster and in Ubud, Bali?
Childcare runs $1,851 in Uster versus $487 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Are groceries more expensive in Uster or in Ubud, Bali?
Supermarket bills run roughly 118% higher in Uster. For households that cook at home regularly, that difference adds up over a month.
Can you live on $1,000/month in Uster or in Ubud, Bali?
At $1,396 in Ubud, Bali versus $3,715 in Uster, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Uster. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.
Which city is better for digital nomads, Uster or Ubud, Bali?
Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,396 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.
How safe is Uster compared to Ubud, Bali?
Safety-wise, Uster and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Ubud, Bali gentler on the wallet – expenses run 166% less than in Uster. Beyond cost, consider language, visa policies, and how big the international community is in each city.